Safety Group vs. Pemco Insurance

Which insurance carrier is right for you? Compare discounts, insights, and quotes from Safety Group and Pemco Insurance.

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Safety Group vs. Pemco: What You Need to Know

Since 1979 when Safety Insurance was founded, the company has grown and expanded to become one of the leading providers of a full range of property and casualty insurance products in Massachusetts, New Hampshire and Maine.

Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safety Group Overview and PEMCO Overview.

Safety Group vs. PEMCO: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safety Group and PEMCO. On average, Safety Group charges approximately $134.33 per month while PEMCO comes in at around $99.58 per month. For Safety Group, the cheapest state average is New Hampshire at $108.68 per month and the most expensive is Massachusetts at $138.14 per month. For PEMCO, the cheapest state average is Washington at $99.56 per month and the most expensive is Washington at $99.56 per month.

Safety Group

Average Rate

$134.33
PEMCO

Average Rate

$99.58
National

Average Rate

$120.51
State Safety Group PEMCO
Massachusetts $138.14 -
New Hampshire $108.68 -
Washington- $99.56

Safety Group vs. PEMCO: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safety Group and PEMCO typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safety Group PEMCO
1 Vehicle $130.53 $93.85
2 Vehicles $157.10 $120.66

Safety Group vs. PEMCO: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safety Group charges $110.27 per month and PEMCO charges $96.25 per month for customers who own their home.

Own/Rent Safety Group PEMCO
Own $110.27 $96.25
Rent $141.45 $100.90

What is Safety Group and Pemco Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safety Group and Pemco ranked among the industry ratings.

ComparisonSafety GroupPemco
Year Founded19791949
Market Share3.8%
A.M. Best RatingAB++
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD PowerAmong the Best

Safety Group or Pemco: Insurance Products Offered

What coverage is available through Safety Group and Pemco? Both insurance companies offer Auto, Home, and Renters insurance. Additional products from Pemco insurance also includes Condo, Motorcycle, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safety Group and PEMCO Insurance page.

InsuranceSafety GroupPemco
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Safety Group or Pemco: Ways To Save

Safety Group offers a wide range of discounts to its policyholders, including Business Owners Insurance, Commercial Auto Insurance, and Commercial Package Policy discounts. However, Pemco also offers a few discounts that Safety Group doesn’t, including University of Washington Alumni, Safety/Security Feature, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Pemco and Safety Group insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Safety GroupPemco
Auto InsuranceAccident Forgiveness Benefit
Business Owners InsuranceAdvance Purchase Discount (for new business)
Commercial Auto InsuranceAuto Plus Home Discount
Commercial Package PolicyDefensive Driver Discount
Commercial UmbrellaDistant Student Discount
Dwelling Fire InsuranceEducator Discount
Homeowners InsuranceGood Student Discount
Personal Umbrella InsuranceHomeownership Discount
Renters InsuranceLife Insurance (only for members of the teacher’s credit union)
Low Mileage Discount
Loyal Auto Customer Discount
Minor Ticket Forgiveness Benefit
New Vehicle Discount
Paid in Full Discount
Safety/Security Feature Discount
University of Washington Alumni Discount

Pros & Cons of Safety Group & Pemco

Pros

Safety Group
  • Great resources for driver safety.
  • Many discounts for young drivers.
Pemco
  • PEMCO was ranked amongst the best by JD Power.
  • Positive reviews from customers

Cons

Safety Group
  • Safety Insurance only writes insurance in Massachusetts, Maine, and New Hampshire.
Pemco

Safety Group or Pemco Mobile Apps Options

The Safety Insurance Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.

Safety Group Mobile App
iOS     2.48 user reviews
Android     3.5153 user reviews
Pemco Mobile App
iOS     3.65 user reviews
Android     4.368 user reviews

Safety Group & Pemco Contact Info

Safety Group Contact Info
Address20 Custom House Street, Boston, MA 02110
Phone1 (800) 951-2100
Websitehttps://www.safetyinsurance.com/
Facebookhttps://www.facebook.com/safetyinsurance/
Youtubehttps://www.youtube.com/channel/UCcSbxDPCiLjpXSu-Y67aRvQ
Twitterhttps://twitter.com/safetyins
Linkedinhttps://www.linkedin.com/company/safety-insurance/
Pemco Contact Info
Address1300 Dexter Avenue N. Seattle, WA 98109-3571
Phone1 (800) 467-3626
Websitehttps://pemco.com/
Facebookhttps://www.facebook.com/PEMCOInsurance/
Youtubehttps://www.youtube.com/channel/UChCRheGkktnLSRYpqBsEP8g
Twitterhttps://twitter.com/PEMCO
Linkedinhttps://www.linkedin.com/company/pemco/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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