Safety Group vs. Utica National Insurance

Which insurance company is right for you? Compare pros & cons, coverage, and quotes from Safety Group and Utica National Insurance.

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Safety Group vs. Utica National: What You Need to Know

Since 1979 when Safety Insurance was founded, the company has grown and expanded to become one of the leading providers of a full range of property and casualty insurance products in Massachusetts, New Hampshire, and Maine.

Utica Mutual Compensation Company was founded in 1914 as a worker's compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of the 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization that provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas, and Georgia.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Safety Group Overview and Utica National Ins Group Overview.

Safety Group vs. Utica National Ins Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Safety Group and Utica National Ins Group. On average, Safety Group charges approximately $130.58 per month while Utica National Ins Group comes in at around $108.96 per month. For Safety Group, the cheapest state average is New Hampshire at $109.60 per month and the most expensive is Massachusetts at $133.47 per month. For Utica National Ins Group, the cheapest state average is Virginia at $86.88 per month and the most expensive is Connecticut at $174.95 per month.

Safety Group

Average Rate

$130.58
Utica National Ins Group

Average Rate

$108.96
National

Average Rate

$119.16
State Safety Group Utica National Ins Group
Connecticut- $174.95
Indiana- $128.86
Massachusetts $133.47 -
New Hampshire $109.60 -
North Carolina- $89.69
Virginia- $86.88

Safety Group vs. Utica National Ins Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Safety Group and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Safety Group Utica National Ins Group
1 Vehicle $127.10 $99.30
2 Vehicles $148.90 $141.03
3 Vehicles $ $149.30

Safety Group vs. Utica National Ins Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Safety Group charges $109.05 per month and Utica National Ins Group charges $111.02 per month for customers who own their home.

Own/Rent Safety Group Utica National Ins Group
Own $109.05 $111.02
Rent $137.83 $107.88

What is Safety Group and Utica National Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Safety Group and Utica National ranked among the industry ratings.

ComparisonSafety GroupUtica National
Year Founded19791914
A.M. Best RatingAA-
BBB RatingA+
Financial StrengthExcellentExcellent

Safety Group or Utica National: Insurance Products Offered

What coverage is available through Safety Group and Utica National? Both insurance companies offer Auto, Commercial, Home, and Renters insurance. Additional products from Utica National insurance also includes Motorcycle, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Safety Group and Utica National Ins Group Insurance page.

InsuranceSafety GroupUtica National
Auto Insurance
Commercial Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Safety Group or Utica National: Ways To Save

Safety Group offers a wide range of discounts to its policyholders, including Loss Free Credits, Loyalty, and Multi-policy discounts. However, Utica National also offers a few discounts that Safety Group doesn’t, including Pay in Full, Multi-Vehicle, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Safety Group insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Safety GroupUtica National
e-Customer DiscountAirbags & motorized seat belts
Loss Free CreditsAnnual Mileage Discount
Loyalty DiscountsAnti-lock brakes
Multi-policy DiscountsAnti-Theft Device
New Home CreditAway at School Discount
Safe Driving DiscountBundled Discount
Student DiscountsCompany Car Discount
Electronic Funds Transfer
Electronic stability control
Go Green Vehicle Discount
Good Student Discount
Multi-Vehicle Discount
Pay in Full Discount

Pros & Cons of Safety Group & Utica National

Pros

Safety Group
  • Great resources for driver safety.
  • Many discounts for young drivers.
Utica National
  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Safety Group
  • Safety Insurance only writes insurance in Massachusetts, Maine, and New Hampshire.
Utica National
  • The company is not considered low-priced by those who have tickets or accidents on their record.
  • Utica National doesn’t offer an online quote.

Safety Group or Utica National Mobile Apps Options

The Safety Insurance Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

Safety Group Mobile App
iOS     2.48 user reviews
Android     3.5153 user reviews
Utica National Mobile App
Utica National does not currently have a mobile app.

Safety Group & Utica National Contact Info

Safety Group Contact Info
Address20 Custom House Street, Boston, MA 02110
Phone1 (800) 951-2100
Websitehttps://www.safetyinsurance.com/
Facebookhttps://www.facebook.com/safetyinsurance/
Youtubehttps://www.youtube.com/channel/UCcSbxDPCiLjpXSu-Y67aRvQ
Twitterhttps://twitter.com/safetyins
Linkedinhttps://www.linkedin.com/company/safety-insurance/
Utica National Contact Info
Address180 Genesee St, New Hartford, NY 13413
Phone1-800-589-8422
Websitehttps://www.uticanational.com/
Facebookhttps://www.facebook.com/uticanational/
Linkedinhttps://www.linkedin.com/company/uticanational/
Twitterhttps://twitter.com/uticanational

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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