Westfield Insurance is based in Ohio and has been providing insurance since 1864.
Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.
|NAIC Complaint Ratio||9.62|
Westfield Insurance does not have a mobile app.
Yes, Westfield Insurance offers good student discounts for auto insurance.
Westfield Insurance only writes car insurance in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee. Westfield Insurance also provides commercial insurance in 21 states and offer surety services in all 50 states.
Westfield insurance is one of the largest non-public companies in Ohio.
Contact Westfield customer service at 800- 243-0210. For other options on printing an insurance card or using an electronic insurance card as proof of insurance visit here.
Wespak is a cost-saving bundle package. With Wespak Estate you can insure a high-value home and auto with preferred options, which are included as a package that includes home equipment breakdown, replacement cost coverage, identity theft, and roadside assistance.
Westfield has 1.9 billion in revenue and more than $6.3 billion in total assets.
Since it was founded, Westfield has rated either “A” or “A+” by A.M. Best an independent rating organization that determines financial strength. While Westfield is a financial strong company, it does have a high complaint ratio.
Your insurance rate varies according to the car you own and a series of factors related to your risk as a driver and car owner. For instance, you’re rated based on your driving history, years of experience, your job, how much you drive and more. To compare several car insurance quotes in a matter of a few minutes, visit here and fill out a brief form.
In some instances, Westfield Insurance covers windshield repair if you have comprehensive insurance.
Gap insurance covers the excess amount you may still owe if you experience a total loss with your car and owe more than the worth of the car in car loans.
Westfield offers the following types of auto insurance coverage:
Westfield customizes business insurance coverages for companies in all types of industries, including health care providers, real estate management, contractors, manufacturers, distributors, and hospitality. Packages include common types of commercial insurance coverage like general liability and property liability insurance, workers compensation, business owners policy (BOP), business interruption, equipment breakdown, commercial auto insurance, commercial umbrella insurance and more. They also offer surety bonds. The Signature Series BOP offers specialized coverages for hotels, medical offices, real estate offices, and restaurants.
Catastrophe for your business may come in the form of a storm or lightning. Westfield’s commercial property insurance covers your business property in the event of any covered peril which may cause expensive damage. In addition to the physical property in the building, the following are covered too: office furniture, equipment, inventory, supplies, fixtures and the personal property of others. Make note that earthquakes and floods are not covered under regular commercial property coverage and must be purchased separately.
Westfield’s BOP package is made for small business owners who want a simple policy that covers the essentials, like property and general liability. Specifically, BOP includes building, business property and business interruption coverage with extra expenses. In order to be eligible for a Westfield BOP, your business must be less than 35,000 square feet per location and less than 5 stories high and have $6 million or less in annual sales per location.
Westfield homeowners insurance covers you in the event of electrical failures, mechanical breakdowns and losses in pressure. Appliances that are included are:
|Auto Insurance||Boat Insurance|
|RV & Camper Insurance||Motorcycle Insurance|
|Wespak Coverage (Home & Auto Bundle)|
This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.
This form of coverage is required in every state. It covers property damage and loss of use to a third party.
This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.
his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.
This protection covers you if you’ve been injured in an accident, regardless of who’s at fault. Coverages include income continuation, loss of services, funeral expenses and child-care expenses.
This protection pays for medical expenses for injuries to the driver and any passenger in your vehicle, regardless of who is at fault. Lost wages, lost service and funeral expenses may be covered as well. This coverage is not available in all states.
This coverage sends assistance if you have a roadside breakdown. Fule, water and oil delivery, battery jump-start, tire change or inflation and lockout service up to $100 is included.
This protection pays for medical expenses if you’re injured in a vehicular accident caused by someone who doesn’t carry liability insurance.
This coverage provides a single payment to cover living expenses that arise from being without your car.
This coverage is sometimes called gap insurance. It covers you if your car is declared a total loss and you owe more on the car than its covered depreciated value.
|Loss-free Discount||Next Generation Discount|
|Defensive Driver Discount||Family Discount|
|Companion Car Discount||Company Car Discount|
|Prior Carrier Discount||Multi-Policy Discount|
|Loyalty Discount||Account Relationship Discount|
|Good Student Discount|
Below is a list of the average rates that drivers typically pay with Westfield. On average, Westfield charges approximately $188.76 per month. The cheapest state average is Ohio at $144.55 per month followed by Indiana at $152.31 per month. The most expensive state average is Michigan at $240.73 per month.
|State||Avg monthly rate|
|State||Avg monthly rate|
Drivers typically will get a discount if they insure multiple vehicles. Here is a list of average rates that Westfield charges for drivers who have more than 1 vehicle.
|Number of Vehicles||Avg Monthly Rate|
Customers who own their home rather than rent can sometimes get a small discount. We found that on average Westfield charges $187.75 per month for drivers who own their home and $189.32 per month for those who rent.
|Own/Rent||Avg Monthly Rate|
|Address||One Park Circle, Westfield Center, OH 44251|
|Phone||1 (800) 243-0210|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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