Which insurance provider is right for you? Compare discounts, ratings, and quotes from Westfield and Encova.
Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.
Encova Insurance Company was formed when two companies, Motorists Insurance Group and Brickstreet, merged and rebranded as one company in 2019. With combined insights from decades of industry experience, Motorists Insurance Group and BrickStreet together sell auto, commercial, home, and life insurance products and pushing innovation for their agents and policyholders.
Below is a list of the average rates that drivers typically pay with Westfield and Motorists Mutual. On average, Westfield charges approximately $210.57 per month while Motorists Mutual comes in at around $194.79 per month. For Westfield, the cheapest state average is Indiana at $105.25 per month and the most expensive is Michigan at $340.13 per month. For Motorists Mutual, the cheapest state average is Ohio at $112.34 per month and the most expensive is Pennsylvania at $332.89 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Westfield and Motorists Mutual typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Westfield||Motorists Mutual|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Westfield charges $214.31 per month and Motorists Mutual charges $188.22 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Westfield and Encova ranked among the industry ratings.
|Year Founded||1864||1928 (Motorists Insurance Group)|
|A.M. Best Rating||A||A-|
|NAIC Complaint Ratio||9.62||0.18|
What coverage is available through Westfield and Encova? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Encova insurance also includes Commercial, Condo, Life, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Westfield and Motorists Mutual Insurance page.
Encova offers a wide range of discounts to its policyholders, including Driver Training, EFT, and Empty Nester discounts. However, Westfield also offers a few discounts that Encova doesn’t, including Prior Carrier, Next Generation, and Loyalty discounts. Start taking advantage of discounts offered by insurance providers like Encova and Westfield insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Account Relationship Discount||Anti-Theft Devices Discount|
|Companion Car Discount||Driver Training Discount|
|Company Car Discount||EFT Discount|
|Defensive Driver Discount||Empty Nester Discount|
|Family Discount||Excellent Driving Record Discount|
|Good Student Discount||Good Student Discount|
|Loss-free Discount||Long-Time Customer Discount|
|Loyalty Discount||Married Professional Discount|
|Multi-Policy Discount||Multi-policy Discount|
|Next Generation Discount|
|Prior Carrier Discount|
|Westfield Mobile App|
|Westfield does not currently have a mobile app.|
|Encova Mobile App|
|Encova does not currently have a mobile app.|
|Westfield Contact Info|
|Address||One Park Circle, Westfield Center, OH 44251|
|Phone||1 (800) 243-0210|
|Encova Contact Info|
|Address||471 E. Broad St. Columbus, OH 43215|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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