Westfield vs. Alfa Insurance

Which insurance carrier is right for you? Compare ratings, premiums, and quotes from Westfield and Alfa.

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Westfield vs. Alfa: What You Need to Know

Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.

In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Westfield Overview and ALFA Overview.

Westfield vs. ALFA: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Westfield and ALFA. On average, Westfield charges approximately $208.35 per month while ALFA comes in at around $198.39 per month. For Westfield, the cheapest state average is Indiana at $105.94 per month and the most expensive is Michigan at $339.15 per month. For ALFA, the cheapest state average is Virginia at $123.56 per month and the most expensive is Georgia at $225.96 per month.

Westfield

Average Rate

$208.35
ALFA

Average Rate

$198.39
National

Average Rate

$120.03
State Westfield ALFA
Alabama- $187.35
Arkansas- $193.44
Georgia- $225.96
Indiana $105.94 -
Kentucky $143.51 -
Michigan $339.15 -
Mississippi- $187.34
Ohio $114.62 -
Tennessee $147.12 -
Virginia- $123.56
West Virginia $144.03 -

Westfield vs. ALFA: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Westfield and ALFA typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Westfield ALFA
1 Vehicle $196.19 $183.22
2 Vehicles $257.22 $254.66
3 Vehicles $361.02 $383.33

Westfield vs. ALFA: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Westfield charges $212.00 per month and ALFA charges $186.23 per month for customers who own their home.

Own/Rent Westfield ALFA
Own $212.00 $186.23
Rent $206.52 $203.94

What is Westfield and Alfa Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Westfield and Alfa ranked among the industry ratings.

ComparisonWestfieldAlfa
Year Founded18641946
Market Share0.12%
A.M. Best RatingAA
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio9.620.82

Westfield or Alfa: Insurance Products Offered

What coverage is available through Westfield and Alfa? Both insurance companies offer Auto, Home, and RV insurance. Additional products from Alfa insurance also includes Commercial, Farm, Health, Life, Motorcycle, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Westfield and ALFA Insurance page.

InsuranceWestfieldAlfa
Auto Insurance
Commercial Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

Westfield or Alfa: Ways To Save

Westfield offers a wide range of discounts to its policyholders, including Companion Car, Company Car, and Defensive Driver discounts. However, Alfa also offers a few discounts that Westfield doesn’t, including Youth Safety Test, Youth Defensive Driver Test, and Teacher discounts. Start taking advantage of discounts offered by insurance providers like Alfa and Westfield insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

WestfieldAlfa
Account Relationship DiscountAirbags Discount
Companion Car DiscountBurglar Alarm Discount
Company Car DiscountClaims-free Discount
Defensive Driver DiscountDefensive Driver Discount
Family DiscountDriver Education
Good Student DiscountDriver Training Discounts
Loss-free DiscountGood Student Discount
Loyalty DiscountHome and Auto Bundle Discount
Multi-Policy DiscountHomeowner Discount
Next Generation DiscountMulti-car Discount
Prior Carrier DiscountMulti-policy Discount
Smoke Alarm Discount
Teacher Discount
Youth Defensive Driver Test
Youth Safety Test

Pros & Cons of Westfield & Alfa

Pros

Westfield
  • The company boasts more than $4.9 billion in consolidated assets
  • The company is one of the top 50 largest insurers in the country
  • Westfield Insurance has been in business for over 170 years.
Alfa
  • Very low customer complaints.
  • Excellent financial strength means reliability in getting claims paid.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Westfield
  • A high number of complaints by consumers.
  • Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.
Alfa
  • Alfa Insurance is only available in Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers.

Westfield or Alfa Mobile Apps Options

Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).

Westfield Mobile App
Westfield does not currently have a mobile app.
Mobile App
iOS     4.71.9 user reviews
Android     3.7251 user reviews

Westfield & Alfa Contact Info

Westfield Contact Info
AddressOne Park Circle, Westfield Center, OH 44251
Phone1 (800) 243-0210
Websitehttps://www.westfieldinsurance.com/
Facebookhttps://www.facebook.com/Westfield1848/
Linkedinhttps://www.linkedin.com/company/westfield1848
Youtubehttps://www.youtube.com/watch?v=b2rW8nBValk
Alfa Contact Info
AddressP.O. Box 11000, Montgomery, AL 36191-0001
Phone1-800-964-2532
Websitehttps://www.alfainsurance.com/
Facebookhttps://www.facebook.com/AlfaInsurance
Youtubehttps://www.youtube.com/user/AlfaInsurance
Twitterhttps://twitter.com/Alfa_Insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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