Westfield vs. Electric Insurance

Which insurance company is right for you? Compare products, cost, and quotes from Westfield and Electric.

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Westfield vs. Electric: What You Need to Know

Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.

The history of Electric Insurance Company began in 1927, when EMLICO, its former company was established to provide GE (General Electric Company) with Workers’ Compensation insurance in Massachusetts. The company was doing so well that it started providing coverage nationally for GE and also included general liability and commercial auto in its product portfolio. By 1966, Electric Insurance Company was formed to ensure GE employees, but after a while, it expanded its business to all consumers. During the 1990s the company becomes one of the first P&C carriers to offer consumers web-based insurance quotes. Today, Electric Insurance manages approximately $160 million in personal lines premiums for nearly 135,000 policyholders and has about $450 million in total written premium. Its services are offered in all 50 states directly via mobile applications and the web and through independent agencies. Its consumer base is 60% of GE employees and 40% general customers.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Westfield Overview and Electric Overview.

Westfield vs. Electric: How much are the Average Rates?

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Westfield vs. Electric: Rates by Number of Vehicle

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Westfield vs. Electric: Rates by Homeownership

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What is Westfield and Electric Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Westfield and Electric ranked among the industry ratings.

ComparisonWestfieldElectric
Year Founded18641966
A.M. Best RatingAA
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio9.62

Westfield or Electric: Insurance Products Offered

What coverage is available through Westfield and Electric? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Electric insurance also includes Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Westfield and Electric Insurance page.

InsuranceWestfieldElectric
Auto Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Westfield or Electric: Ways To Save

Electric offers a wide range of discounts to its policyholders, including Car Insurance, Condo Insurance, and Flood Insurance discounts. However, Westfield also offers a few discounts that Electric doesn’t, including Prior Carrier, Next Generation, and Multi-Policy discounts. Start taking advantage of discounts offered by insurance providers like Electric and Westfield insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

WestfieldElectric
Account Relationship DiscountBoat Insurance
Companion Car DiscountCar Insurance
Company Car DiscountCondo Insurance
Defensive Driver DiscountFlood Insurance
Family DiscountHome Insurance
Good Student DiscountMotorcycle Insurance
Loss-free DiscountRecreational Vehicles
Loyalty DiscountRenters Insurance
Multi-Policy DiscountUmbrella Insurance
Next Generation Discount
Prior Carrier Discount

Pros & Cons of Westfield & Electric

Pros

Westfield
  • The company boasts more than $4.9 billion in consolidated assets
  • The company is one of the top 50 largest insurers in the country
  • Westfield Insurance has been in business for over 170 years.
Electric
  • Long list of discounts
  • Additional dedicated discount for General Electric employees
  • Provides the convenience of starting a claim online

Cons

Westfield
  • A high number of complaints by consumers.
  • Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.
Electric
  • Confusing website information: the company lists the products, benefits and discounts offered in different web pages making it difficult to get a full scope on what is offered.

Westfield or Electric Mobile Apps Options

The Always On Mobile app is available for iOS and Android. This mobile app can help you to view your auto insurance information, report an auto claim, upload photos of the vehicle damage, access 24 hours / 7 days a week emergency roadside assistance services, schedule glass repair and much more.

Westfield Mobile App
Westfield does not currently have a mobile app.
Electric Mobile App
iOS     12 user reviews
Android     1.934 user reviews

Westfield & Electric Contact Info

Westfield Contact Info
AddressOne Park Circle, Westfield Center, OH 44251
Phone1 (800) 243-0210
Websitehttps://www.westfieldinsurance.com/
Facebookhttps://www.facebook.com/Westfield1848/
Linkedinhttps://www.linkedin.com/company/westfield1848
Youtubehttps://www.youtube.com/watch?v=b2rW8nBValk
Electric Contact Info
Address75 Sam Fonzo Drive, Beverly, MA 01915
Phone1-800-342-5342
Websitehttps://eic.electricinsurance.com/
Facebookhttps://www.facebook.com/ElectricInsuranceCompany/
Twitterhttps://twitter.com/ElectricInsCo
Youtubehttps://www.youtube.com/channel/UC2YooRh-4qPtDgZvFHdFMIw
Linkedinhttps://www.linkedin.com/company/electricinsurancecompany/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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