Westfield vs. Pekin Insurance

Which insurance company is right for you? Compare discounts, products, and quotes from Westfield and Pekin.

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Westfield vs. Pekin: What You Need to Know

Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.

In 1921, a group of farmers, all members of the Tazewell County Farm Bureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. In 1932, they added 24-hour claim service. They adopted the telephone number #1334 for claims service. By 1939, Pekin had 20,000 policies and by 1945, 30,000. In 1952, they added fire insurance and in 1960, Inland Marine coverage. In 1966, the company moved into its new and current home office on Court Street and they now have 8 service offices in six states: Arizona, Illinois, Indiana, Iowa, Ohio, and Wisconsin. Pekin Life Insurance Company, which was established in 1969, also offers products in Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, Pennsylvania, and Virginia. They began selling group health insurance in 1970 and pre-need insurance in 1993. In 2010, they adopted a new slogan, Beyond the expected®. In 2011, they created a unit called Group Plan Solutions for businesses. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Westfield Overview and Pekin Insurance Overview.

Westfield vs. Pekin Insurance: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Westfield and Pekin Insurance. On average, Westfield charges approximately $208.26 per month while Pekin Insurance comes in at around $63.45 per month. For Westfield, the cheapest state average is Tennessee at $169.40 per month and the most expensive is Michigan at $210.69 per month. For Pekin Insurance, the cheapest state average is Illinois at $60.42 per month and the most expensive is Illinois at $60.42 per month.

Westfield

Average Rate

$208.26
Pekin Insurance

Average Rate

$63.45
National

Average Rate

$133.56
State Westfield Pekin Insurance
Illinois- $60.42
Michigan $210.69 -
Tennessee $169.40 -

Westfield vs. Pekin Insurance: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Westfield and Pekin Insurance typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Westfield Pekin Insurance
1 Vehicle $200.92 $63.07
2 Vehicles $325.46 $

Westfield vs. Pekin Insurance: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Westfield charges $212.71 per month and Pekin Insurance charges $ per month for customers who own their home.

Own/Rent Westfield Pekin Insurance
Own $212.71 $
Rent $206.91 $65.94

What is Westfield and Pekin Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Westfield and Pekin ranked among the industry ratings.

ComparisonWestfieldPekin
Year Founded18641921
A.M. Best RatingAA-
BBB RatingA+c-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio9.62

Westfield or Pekin: Insurance Products Offered

What coverage is available through Westfield and Pekin? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Pekin insurance also includes Commercial, Condo, Health, Life, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Westfield and Pekin Insurance Insurance page.

InsuranceWestfieldPekin
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Westfield or Pekin: Ways To Save

Westfield offers a wide range of discounts to its policyholders, including Companion Car, Company Car, and Defensive Driver discounts. However, Pekin also offers a few discounts that Westfield doesn’t, including Tenure, Safety Equipment (Only Available in Ohio), and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Pekin and Westfield insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

WestfieldPekin
Account Relationship DiscountAdvance Issue
Companion Car DiscountAnti-theft Device
Company Car DiscountAuto/Home Bundle
Defensive Driver DiscountDefensive Driver (Not Available in Indiana)
Family DiscountEFT
Good Student DiscountGood Student
Loss-free DiscountHybrid Auto
Loyalty DiscountMandatory Seatbelt (Only Available in Iowa)
Multi-Policy DiscountMulti-Car
Next Generation DiscountPaid-in-Full
Prior Carrier DiscountSafety Equipment (Only Available in Ohio)
Tenure

Pros & Cons of Westfield & Pekin

Pros

Westfield
  • The company boasts more than $4.9 billion in consolidated assets
  • The company is one of the top 50 largest insurers in the country
  • Westfield Insurance has been in business for over 170 years.
Pekin
  • High financial strength ratings by A.M Best.
  • Lots of supplemental or “add on” insurance options.

Cons

Westfield
  • A high number of complaints by consumers.
  • Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.
Pekin
  • A high number of negative reviews.
  • Confusing website.
  • It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.

Westfield or Pekin Mobile Apps Options

Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.

Westfield Mobile App
Westfield does not currently have a mobile app.
Pekin Mobile App
Pekin does not currently have a mobile app.

Westfield & Pekin Contact Info

Westfield Contact Info
AddressOne Park Circle, Westfield Center, OH 44251
Phone1 (800) 243-0210
Websitehttps://www.westfieldinsurance.com/
Facebookhttps://www.facebook.com/Westfield1848/
Linkedinhttps://www.linkedin.com/company/westfield1848
Youtubehttps://www.youtube.com/watch?v=b2rW8nBValk
Pekin Contact Info
Address2505 Court St, Pekin, IL 61558
Phone1-800-322-0160
Websitehttps://www.pekininsurance.com/
Facebookhttps://www.facebook.com/PekinInsurance/
Youtubehttps://www.youtube.com/user/PekinInsurance
Twitterhttps://twitter.com/pekininsurance
Linkedinhttps://www.linkedin.com/company/pekin-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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