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Westfield vs. Hastings Mutual Insurance

Which insurance company is right for you? Compare price, products, and quotes from Westfield and Hastings Mutual.

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Westfield vs. Hastings Mutual: What You Need to Know

Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.

Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Westfield Overview and Hastings Mutual Insurance Co Overview.

Westfield vs. Hastings Mutual Insurance Co: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Westfield and Hastings Mutual Insurance Co. On average, Westfield charges approximately $219.20 per month while Hastings Mutual Insurance Co comes in at around $182.51 per month. For Westfield, the cheapest state average is Ohio at $113.67 per month and the most expensive is Michigan at $248.22 per month. For Hastings Mutual Insurance Co, the cheapest state average is Ohio at $94.62 per month and the most expensive is Michigan at $216.52 per month.

Westfield

Average Rate

$219.20
Hastings Mutual Insurance Co

Average Rate

$182.51
National

Average Rate

$132.85
State Westfield Hastings Mutual Insurance Co
Illinois- $171.34
Indiana $136.61 $136.45
Kentucky $225.22 -
Michigan $248.22 $216.52
Ohio $113.67 $94.62
Tennessee $188.08 -

Westfield vs. Hastings Mutual Insurance Co: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Westfield and Hastings Mutual Insurance Co typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Westfield Hastings Mutual Insurance Co
1 Vehicle $218.15 $181.99
2 Vehicles $249.40 $214.53

Westfield vs. Hastings Mutual Insurance Co: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Westfield charges $200.29 per month and Hastings Mutual Insurance Co charges $130.46 per month for customers who own their home.

Own/Rent Westfield Hastings Mutual Insurance Co
Own $200.29 $130.46
Rent $220.34 $185.72

What is Westfield and Hastings Mutual Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Westfield and Hastings Mutual ranked among the industry ratings.

ComparisonWestfieldHastings Mutual
Year Founded18641885
Market Share0.2% (2018)
A.M. Best RatingAA
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD Power RankingAbove Average
NAIC Complaint Ratio9.62

Westfield or Hastings Mutual: Insurance Products Offered

What coverage is available through Westfield and Hastings Mutual? Both insurance companies offer Auto, Home, and RV insurance. Additional products from Hastings Mutual insurance also includes Commercial, Condo, Farm, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Westfield and Hastings Mutual Insurance Co Insurance page.

InsuranceWestfieldHastings Mutual
Auto Insurance✔✔
Commercial Insurance✔
Condo Insurance✔
Farm Insurance✔
Home Insurance✔✔
Motorcycle Insurance✔
Renters Insurance✔
RV Insurance✔✔

Westfield or Hastings Mutual: Ways To Save

Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. However, Westfield also offers a few discounts that Hastings Mutual doesn’t, including Prior Carrier, Next Generation, and Loyalty discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Westfield insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

WestfieldHastings Mutual
Account Relationship DiscountAway at School Discount
Companion Car DiscountClaim Free Discount
Company Car DiscountDefensive Driving Discount
Defensive Driver DiscountGood Student Discount
Family DiscountMulti-car Discount
Good Student DiscountMulti-policy Discount
Loss-free DiscountPaid in Full Discount
Loyalty DiscountPaperless Bills Discount
Multi-Policy Discount
Next Generation Discount
Prior Carrier Discount

Pros & Cons of Westfield & Hastings Mutual

Pros

Westfield
  • The company boasts more than $4.9 billion in consolidated assets
  • The company is one of the top 50 largest insurers in the country
  • Westfield Insurance has been in business for over 170 years.
Hastings Mutual
  • Hastings Mutual Company focuses on providing A+ customer service and promoting strong relationships with its customers.
  • Established history: the company has 130 years of service and has built a good reputation among its customers.
  • It has affordable rates.
  • Offers Multi-Policy discounts.

Cons

Westfield
  • A high number of complaints by consumers.
  • Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.
Hastings Mutual
  • Limited service: coverage is available in only 6 midwestern states across the US.
  • It doesn’t offer an online application, you need to call an agent for a quote.

Westfield or Hastings Mutual Mobile Apps Options


Westfield Mobile App
Westfield does not currently have a mobile app.
Hastings Mutual Mobile App
Hastings Mutual does not currently have a mobile app.

Westfield & Hastings Mutual Contact Info

Westfield Contact Info
AddressOne Park Circle, Westfield Center, OH 44251
Phone1 (800) 243-0210
Websitehttps://www.westfieldinsurance.com/
Facebookhttps://www.facebook.com/Westfield1848/
Linkedinhttps://www.linkedin.com/company/westfield1848
Youtubehttps://www.youtube.com/watch?v=b2rW8nBValk
Hastings Mutual Contact Info
Address404 E. Woodlawn Ave. Hastings, MI 49058
Phone1-800-442-8277
Websitehttps://www.hastingsmutual.com/
Facebookhttps://www.facebook.com/HastingsMutual/
Linkedinhttps://www.linkedin.com/company/hastings-mutual-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

About the Author
Fran Majidi
Fran Majidi
Insurance Expert

Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.

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