Meemic Insurance was founded in 1950 and provides coverage geared towards the educational community.
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
|A.M Best Rating||A-|
Meemic does not currently have a mobile app.
Teachers and educators, as well as other school employees, qualify for Meemic Insurance.
Meemic insurance products are only available to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
Meemic is a member of the AAA family of companies but only serves the educational communities in four states.
Newly certified teachers get a discount. They must’ve been certified within the past 7 years. If you have an accident within 500 feet of school property and which are properly reported to the police, there is no deductible on comprehensive claims. Meemic also offers liability coverage for transporting students to and from school events, like class trips.
Meemic is cheaper than many carriers because teachers are considered low-risk drivers overall.
You can either submit your home insurance claim online or call 800-231-5770.
Bodily Injury Liability Property Damage Liability Comprehensive Coverage Collision Coverage Uninsured/Underinsured Motorists
Educators can save up to 35% during their first year alone when they switch to Meemic Insurance.
Authorized shops are pre-approved so you don’t need to get multiple appraisals. Loaner cars or discounted rental vehicles are also often provided by Meemic approved auto repair shops. Auto repairs are guaranteed for as long as you own your car.
Yes, Meemic offers an accident forgiveness program. Auto policyholders who have been insured with Meemic for at least 5 consecutive years without an accident would have their first at-fault accident forgiven.
Meemic offers roadside assistance through AAA.
Make sure you value your home correctly, leaving out the value of the land. A homeowners insurance claim will pay out the value of rebuilding your home so do not calculate the value of the land. Another common mistake people make is not bundling their home and auto with the same insurer for a big discount.
AARP renters insurance through The Hartford offers below-average premiums for great coverage.
Yes, Meemic has partnered with AAA Life Insurance Company to provide term life insurance for the educational community in Illinois, Michigan, Wisconsin, and Georgia
Renters insurance covers the possessions in your apartment or rented a home if there were a covered loss. Your landlord’s policy will not cover your belongings, only damage to the building or structure. Renters insurance also covers your belongings if they are stolen outside of the home (in your car, for instance, or your chained up bike goes missing).
|Auto Insurance||Homeowners Insurance|
|Condo Insurance||Renters Insurance|
|Umbrella Insurance||Flood Insurance|
|Motorcycle Insurance||Boat Insurance (only in Michigan)|
|Recreational Vehicle Insurance||Life Insurance|
This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.
This form of coverage is required in every state. It covers property damage and loss of use to a third party.
This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.
his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.
This protection pays for medical expenses if you’re injured in a vehicular accident caused by someone who doesn’t carry liability insurance or has low limits.
Auto policyholders who have been insured with Meemic for at least 5 consecutive years without an accident see no rate hike or penalty for their first at-fault accident.
The most comprehensive provider of roadside assistance, AAA will assist with a battery boost, fuel delivery, tire service, towing and vehicle lock-out service. Members also get discounts on hotels, dining, shopping, travel and rental cars and more...
|Newly Certified Teacher Discount||Paid-in-Full Discount|
|Multi-policy Discount||Vehicle Anti-theft Discount|
|The Educated Choice Repair Program|
Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company. On average, MEEMIC Insurance Company charges approximately $219.89 per month. The cheapest state average is Michigan at $219.75 per month followed by at per month. The most expensive state average is Michigan at $219.75 per month.
|State||Avg monthly rate|
|State||Avg monthly rate|
Drivers typically will get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company charges for drivers who have more than 1 vehicle.
|Number of Vehicles||Avg Monthly Rate|
Customers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $218.89 per month for drivers who own their home and $221.14 per month for those who rent.
|Own/Rent||Avg Monthly Rate|
|Address||1685 N. Opdyke Rd. Auburn Hills, MI 48326|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
How Does Meemic Compare to Other Car Insurance Companies?
|Meemic vs Ameriprise||Meemic vs Arbella|
|Meemic vs Foremost||Meemic vs Hartford|
|Meemic vs Kemper||Meemic vs MetLife|
|Meemic vs National General||Meemic vs Plymouth Rock|
|Meemic vs Utica National|
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