Meemic Insurance: Overivew

Meemic Insurance was founded in 1950 and provides coverage geared towards the educational community.

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About Meemic

A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.

Meemic Facts & Ratings

Year Founded1950
Financial StrengthExcellent
BBBB-
A.M Best RatingA-

Meemic Mobile App Rating

Meemic does not currently have a mobile app.

Pros & Cons of Meemic

  • Offers discounted rates for teachers.
  • Offers industry-specific coverage.
  • Quality repairs using original manufacturer parts.
  • Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.

Common Questions about Meemic

Who qualifies for Meemic Insurance?

Teachers and educators, as well as other school employees, qualify for Meemic Insurance.

What states does Meemic Insurance cover?

Meemic insurance products are only available to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.

Are Meemic and AAA the same company?

Meemic is a member of the AAA family of companies but only serves the educational communities in four states.

How do teachers and educators benefit from Meemic Insurance?

Newly certified teachers get a discount. They must’ve been certified within the past 7 years. If you have an accident within 500 feet of school property and which are properly reported to the police, there is no deductible on comprehensive claims. Meemic also offers liability coverage for transporting students to and from school events, like class trips.

Is Meemic insurance cheaper?

Meemic is cheaper than many carriers because teachers are considered low-risk drivers overall.

How to file a claim with Meemic Insurance?

You can either submit your home insurance claim online or call 800-231-5770.

What does Meemic auto insurance cover?

Bodily Injury Liability Property Damage Liability Comprehensive Coverage Collision Coverage Uninsured/Underinsured Motorists

How much can I save by switching to Meemic Insurance?

Educators can save up to 35% during their first year alone when they switch to Meemic Insurance.

What is Meemic Educated Choice® Repair Program?

Authorized shops are pre-approved so you don’t need to get multiple appraisals. Loaner cars or discounted rental vehicles are also often provided by Meemic approved auto repair shops. Auto repairs are guaranteed for as long as you own your car.

What is Accident Forgiveness and does Meemic offer it?

Yes, Meemic offers an accident forgiveness program. Auto policyholders who have been insured with Meemic for at least 5 consecutive years without an accident would have their first at-fault accident forgiven.

Does Meemic Insurance have roadside assistance?

Meemic offers roadside assistance through AAA.

How to save on Meemic homeowners insurance:

Make sure you value your home correctly, leaving out the value of the land. A homeowners insurance claim will pay out the value of rebuilding your home so do not calculate the value of the land. Another common mistake people make is not bundling their home and auto with the same insurer for a big discount.

Does Meemic sell life insurance?

AARP renters insurance through The Hartford offers below-average premiums for great coverage.

What does Grinnell Mutual business insurance will cover?

Yes, Meemic has partnered with AAA Life Insurance Company to provide term life insurance for the educational community in Illinois, Michigan, Wisconsin, and Georgia

What would Meemic cover for renters?

Renters insurance covers the possessions in your apartment or rented a home if there were a covered loss. Your landlord’s policy will not cover your belongings, only damage to the building or structure. Renters insurance also covers your belongings if they are stolen outside of the home (in your car, for instance, or your chained up bike goes missing).

Meemic Insurance Products

Auto InsuranceHomeowners Insurance
Condo InsuranceRenters Insurance
Umbrella InsuranceFlood Insurance
Motorcycle InsuranceBoat Insurance (only in Michigan)
Recreational Vehicle InsuranceLife Insurance

Meemic Auto Insurance Coverage

Bodily Injury Liability

This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.

Property Damage Liability

This form of coverage is required in every state. It covers property damage and loss of use to a third party.

Comprehensive Coverage

This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.

Collision Coverage

his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.

Uninsured/Underinsured Motorists

This protection pays for medical expenses if you’re injured in a vehicular accident caused by someone who doesn’t carry liability insurance or has low limits.

Accident Forgiveness Program

Auto policyholders who have been insured with Meemic for at least 5 consecutive years without an accident see no rate hike or penalty for their first at-fault accident.

AAA Roadside Assistance

The most comprehensive provider of roadside assistance, AAA will assist with a battery boost, fuel delivery, tire service, towing and vehicle lock-out service. Members also get discounts on hotels, dining, shopping, travel and rental cars and more...

Discounts

Newly Certified Teacher DiscountPaid-in-Full Discount
Multi-policy DiscountVehicle Anti-theft Discount
The Educated Choice Repair Program

MEEMIC Insurance Company Auto Insurance Rates by State

Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company. On average, MEEMIC Insurance Company charges approximately $225.45 per month. The cheapest state average is Michigan at $225.43 per month followed by at per month. The most expensive state average is Michigan at $225.43 per month.

State Avg monthly rate
MI $225.43
State Avg monthly rate

MEEMIC Insurance Company Auto Insurance Rates by Vehicle

Drivers typically will get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company charges for drivers who have more than 1 vehicle.

Number of Vehicles Avg Monthly Rate
1 Vehicle $213.37
2 Vehicles $276.43
3 Vehicles $373.49

MEEMIC Insurance Company Auto Insurance Rates by Homeownership

Customers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $224.85 per month for drivers who own their home and $225.79 per month for those who rent.

Own/Rent Avg Monthly Rate
Own $224.85
Rent $225.79

Meemic Contact Info

Address 1685 N. Opdyke Rd. Auburn Hills, MI 48326
Phone1-888-463-3642
Websitehttps://www.meemic.com/
Facebookhttps://www.facebook.com/Meemic/
Youtubehttps://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw
Twitterhttps://twitter.com/Meemic
Linkedin https://www.linkedin.com/company/meemic-insurance-company/

Methodology

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.


How Does Meemic Compare to Other Car Insurance Companies?

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