Which insurance carrier is right for you? Compare savings, plans, and quotes from Meemic and Kemper.
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
After the state of Illinois passed laws regarding workers’ compensation in1912, James S. Kemper founded the Mutual Casualty Co to sell accident insurance. Soon after, the company began selling auto insurance. Only seven years later, Kemper had offices all over the country and eventually changed its name to James S. Kemper & Co. By late 1960, annual revenues approached $150 million. They also moved offices from Chicago to Long Grove and became a part of a holding company called Kemper co Inc. By the 1970s, the company changed its name to Kemper Corp and revenue reached nearly $1 billion. By the 1980s, Kemper began offering financial services until 1995, when Kemper was acquired by Zurich Insurance of Switzerland, who then sold off the securities division to Kemper employees as a separate company called Everen Securities Inc. In the 1990s the company acquired Unitrin Insurance and founded Kemper Corporation. In the early 2000s, Kemper Insurance Companies laid off thousands of employees in Chicago and across the country. In 2003, they sold off their service organization. In 2015 Kemper acquired Alliance United Insurance Company and in 2018 the company acquired InfinityInsurance Company. Kemper boasts $11 billion in assets, servicing approximately seven million policies, employing more than 30,000 agents and brokers as well as 7,800 associates. Kemper is licensed to sell insurance in 50 states and the District of Columbia. Other Kemper acquisitions include Valley Property & Casualty Insurance Company, Warner Insurance, Mutual Savings Fire Insurance Company, Reserve National Insurance Company, Union National Life Insurance Company, United Insurance Company of America, United Casualty Insurance Company of America, Union National Fire Insurance Company, Capitol County Mutual Fire Insurance Company, Old ReliableCasualty Company, and Unitrin County Mutual Insurance Company.
Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company and Kemper. On average, MEEMIC Insurance Company charges approximately $231.46 per month while Kemper comes in at around $ per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $231.40 per month and the most expensive is Michigan at $231.40 per month. For Kemper, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.
|State||MEEMIC Insurance Company||Kemper|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company and Kemper typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||MEEMIC Insurance Company||Kemper|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $230.37 per month and Kemper charges $0.00 per month for customers who own their home.
|Own/Rent||MEEMIC Insurance Company||Kemper|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Meemic and Kemper ranked among the industry ratings.
|A.M. Best Rating||A-||A-|
|NAIC Complaint Index||0.83|
What coverage is available through Meemic and Kemper? Both insurance companies offer Auto, Condo, Home, Life, Renters, and RV insurance. Additional products from Meemic insurance also includes Motorcycle and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MEEMIC Insurance Company and Kemper Insurance page.
Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. In contrast, Kemper also offers a few discounts that Meemic doesn’t, including Sr. Operator Defensive Driving Course, Resident, and Prior Insurance discounts. Start taking advantage of discounts offered by insurance providers like Kemper and Meemic insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Multi-policy Discount||Anti-lock Brakes Discount|
|Newly Certified Teacher Discount||Anti-theft Devices Discount|
|Paid-in-Full Discount||Away-at-school Discount|
|The Educated Choice Repair Program||Driver Training Discount|
|Vehicle Anti-theft Discount||Good Student Discount|
|Kemper EZPaySM Discount|
|Package Plus Discount|
|Passive Restraint/Airbags Discount|
|Prior Insurance Discount|
|Sr. Operator Defensive Driving Course Discount|
Kemper offers customers a photo inspection app, available for iOS and Android, which allows them to submit photos of the vehicle damage for faster claims processing.
|Meemic Mobile App|
|Meemic does not currently have a mobile app.|
|Kemper Mobile App|
|iOS||4.4||216 user reviews|
|Android||4||323 user reviews|
|Meemic Contact Info|
|Address||1685 N. Opdyke Rd. Auburn Hills, MI 48326|
|Kemper Contact Info|
|Address||200 East Randolph Street, Suite 3300, Chicago, IL 60601|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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