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Meemic vs. National General Insurance
Which insurance carrier is right for you? Compare ratings, cost, and quotes from Meemic and National General.
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- MEEMIC Insurance Company vs National General
Meemic vs. National General: What You Need to Know
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit MEEMIC Insurance Company Overview and National General Overview.
MEEMIC Insurance Company vs. National General: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company and National General. On average, MEEMIC Insurance Company charges approximately $164.58 per month while National General comes in at around $250.06 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $164.58 per month and the most expensive is Michigan at $164.58 per month. For National General, the cheapest state average is Washington at $0.00 per month and the most expensive is Connecticut at $490.32 per month.
Average Rate
Average Rate
Average Rate
| State | MEEMIC Insurance Company | National General |
|---|---|---|
| Alabama | - | $123.58 |
| California | - | $278.52 |
| Connecticut | - | $490.32 |
| Florida | - | $359.76 |
| Indiana | - | $115.17 |
| Michigan | $164.58 | - |
| North Carolina | - | $43.96 |
| Oregon | - | $66.33 |
| Pennsylvania | - | $0.24 |
| Tennessee | - | $141.20 |
| Texas | - | $279.09 |
| Washington | - | $0.00 |
MEEMIC Insurance Company vs. National General: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company and National General typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | MEEMIC Insurance Company | National General |
|---|---|---|
| 1 Vehicle | $156.52 | $242.83 |
| 2 Vehicles | $208.36 | $269.88 |
| 4 Vehicles | $ | $265.87 |
| 3 Vehicles | $ | $365.80 |
MEEMIC Insurance Company vs. National General: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $164.55 per month and National General charges $227.16 per month for customers who own their home.
| Own/Rent | MEEMIC Insurance Company | National General |
|---|---|---|
| Own | $164.55 | $227.16 |
| Rent | $164.60 | $258.33 |
What is Meemic and National General Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Meemic and National General ranked among the industry ratings.
| Comparison | Meemic | National General |
|---|---|---|
| Year Founded | 1950 | 1920 |
| Market Share | 1.05% | |
| A.M. Best Rating | A- | A- |
| BBB Rating | B- | A+ |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Ratio | 6.08 |
Meemic or National General: Insurance Products Offered
What coverage is available through Meemic and National General? Both insurance companies offer Auto, Condo, Home, Motorcycle, Renters, RV insurance. Additional products from Meemic insurance also includes Life and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MEEMIC Insurance Company and National General Insurance page.
| Insurance | Meemic | National General |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | ✔ |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Meemic or National General: Ways To Save
Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. In contrast, National General also offers a few discounts that Meemic doesn’t, including Safe-Driver, RVs and autos on one convenient policy, and Paperless discounts. Start taking advantage of discounts offered by insurance providers like National General and Meemic insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Meemic | National General |
|---|---|
| Multi-policy Discount | Affinity Discount |
| Newly Certified Teacher Discount | Anti-Theft Discount |
| Paid-in-Full Discount | Low Mileage Discount |
| The Educated Choice Repair Program | Motorcycle Discount |
| Vehicle Anti-theft Discount | Multi-Policy Discount |
| Multi-Vehicle Discount | |
| Paid-in-Full Discount | |
| Paperless Discount | |
| RVs and autos on one convenient policy | |
| Safe-Driver Discount |
Pros & Cons of Meemic & National General
Pros
Meemic
- Offers discounted rates for teachers.
- Offers industry-specific coverage.
- Quality repairs using original manufacturer parts.
National General
- National General Insurance is available in all 50 states in America.
- Offers 24/hour claims service
- Flexible payment options
- Extensive discounts and services
Cons
Meemic
- Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
National General
- Slow claim process, according to customer’s reviews
Meemic or National General Mobile Apps Options
| Meemic Mobile App | ||
|---|---|---|
| Meemic does not currently have a mobile app. | ||
| National General Mobile App | ||
|---|---|---|
| National General does not currently have a mobile app. | ||
Meemic & National General Contact Info
| Meemic Contact Info | |
|---|---|
| Address | 1685 N. Opdyke Rd. Auburn Hills, MI 48326 |
| Phone | 1-888-463-3642 |
| Website | https://www.meemic.com/ |
| https://www.facebook.com/Meemic/ | |
| Youtube | https://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw |
| https://twitter.com/Meemic | |
| https://www.linkedin.com/company/meemic-insurance-company/ | |
| National General Contact Info | |
|---|---|
| Address | 5620 University Pkwy, Winston-Salem, North Carolina 27105 |
| Phone | 1-888-293-5108 |
| Website | http://www.nationalgeneral.com/ |
| https://www.facebook.com/NationalGeneralInsurance/ | |
| https://www.linkedin.com/company/national-general-insurance/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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