Meemic vs. Foremost Insurance

Which insurance company is right for you? Compare coverage, savings, and quotes from Meemic and Foremost.

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Meemic vs. Foremost: What You Need to Know

A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.

In 1952, Edward J Frey and Edward L. Stoddard founded Foremost Insurance Company. Their focus was originally on people who lived in mobile homes. They created the first mobile home insurance policy in history. The company also developed safety standards for mobile homes. Today the company offers a wide range of insurance, including auto insurance, RV insurance business insurance, and home insurance. Foremost Insurance Group is a member of the Farmers Insurance Group of Companies and has more than 38,000 agents across the country, operating in all 50 states. Foremost Insurance rebranded its auto insurance line as Bristol West in 2018 to improve its customer service and claims handling processes. Foremost Insurance has a great reputation as a reliable insurer of nonstandard high-risk auto policies and older homes.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit MEEMIC Insurance Company Overview and Foremost Overview.

MEEMIC Insurance Company vs. Foremost: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company and Foremost. On average, MEEMIC Insurance Company charges approximately $154.13 per month while Foremost comes in at around $ per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $154.13 per month and the most expensive is Michigan at $154.13 per month. For Foremost, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

MEEMIC Insurance Company

Average Rate


Average Rate


Average Rate

State MEEMIC Insurance Company Foremost
Michigan $154.13 -

MEEMIC Insurance Company vs. Foremost: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company and Foremost typically charge for drivers who have more than 1 vehicle.

Number of Vehicles MEEMIC Insurance Company Foremost
1 Vehicle $149.48 $
2 Vehicles $262.95 $

MEEMIC Insurance Company vs. Foremost: Rates by Homeownership


Drivers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $169.75 per month and Foremost charges $ per month for customers who own their home.

Own/Rent MEEMIC Insurance Company Foremost
Own $169.75 $
Rent $150.66 $

What is Meemic and Foremost Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Meemic and Foremost ranked among the industry ratings.

Year Founded19501952
A.M. Best RatingA-A
BBB RatingB-A+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.65
S&P RatingA

Meemic or Foremost: Insurance Products Offered

What coverage is available through Meemic and Foremost? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Meemic insurance also includes Condo, Life, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MEEMIC Insurance Company and Foremost Insurance page.

Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Meemic or Foremost: Ways To Save

Foremost offers a wide range of discounts to its policyholders, including Multi-policy, One Household, One Policy for All Vehicles, and Pay-in-Full discounts. In contrast, Meemic also offers a few discounts that Foremost doesn’t, including Vehicle Anti-theft, The Educated Choice Repair Program, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Foremost and Meemic insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Multi-policy DiscountMature Driver Discount
Newly Certified Teacher DiscountMulti-policy Discount
Paid-in-Full DiscountOne Household, One Policy for All Vehicles
The Educated Choice Repair ProgramPay-in-Full Discount
Vehicle Anti-theft Discount

Pros & Cons of Meemic & Foremost


  • Offers discounted rates for teachers.
  • Offers industry-specific coverage.
  • Quality repairs using original manufacturer parts.
  • For over 50 years, Foremost has been the top insurance company writing mobile home insurance.
  • Offers superior customer care and claims handling.


  • Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
  • The mobile app confuses users because it’s really an app for internal employees of Foremost Insurance Group. Policyholders cannot obtain any insurance services through the app.
  • Homeowners insurance is not the best fit for standard homes which require more coverage.

Meemic or Foremost Mobile Apps Options

The Foremost Insurance Group mobile app, available for iOS and Android, is not intended for billing or insurance information. This is an app for Foremost Insurance Group corporate and agent events. It’s only for internal use by Foremost employees. For account information, you can use the Foremost website.

Meemic Mobile App
Meemic does not currently have a mobile app.
Foremost Mobile App
Foremost does not currently have a mobile app.

Meemic & Foremost Contact Info

Meemic Contact Info
Address1685 N. Opdyke Rd. Auburn Hills, MI 48326
Foremost Contact Info
Address5600 Beech Tree Lane, Caledonia, MI 49316

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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