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Meemic vs. Metlife Insurance
Which insurance company is right for you? Compare pros & cons, plans, and quotes from Meemic and Metlife.
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- MEEMIC Insurance Company vs MetLife Auto & Home
Meemic vs. Metlife: What You Need to Know
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From 1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit MEEMIC Insurance Company Overview and MetLife Auto & Home Overview.
MEEMIC Insurance Company vs. MetLife Auto & Home: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company and MetLife Auto & Home. On average, MEEMIC Insurance Company charges approximately $163.56 per month while MetLife Auto & Home comes in at around $ per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $163.59 per month and the most expensive is Michigan at $163.59 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.
Average Rate
Average Rate
Average Rate
| State | MEEMIC Insurance Company | MetLife Auto & Home |
|---|---|---|
| Michigan | $163.59 | - |
MEEMIC Insurance Company vs. MetLife Auto & Home: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | MEEMIC Insurance Company | MetLife Auto & Home |
|---|---|---|
| 1 Vehicle | $156.52 | $ |
| 2 Vehicles | $285.16 | $ |
MEEMIC Insurance Company vs. MetLife Auto & Home: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $167.48 per month and MetLife Auto & Home charges $ per month for customers who own their home.
| Own/Rent | MEEMIC Insurance Company | MetLife Auto & Home |
|---|---|---|
| Own | $167.48 | $ |
| Rent | $162.42 | $ |
What is Meemic and Metlife Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Meemic and Metlife ranked among the industry ratings.
| Comparison | Meemic | Metlife |
|---|---|---|
| Year Founded | 1950 | 1868 |
| A.M. Best Rating | A- | A+ |
| BBB Rating | B- | |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | About Average | |
| NAIC Complaint Ratio | 0.69 | |
| S&P Rating | AA- |
Meemic or Metlife: Insurance Products Offered
What coverage is available through Meemic and Metlife? Both insurance companies offer Auto, Home, Life, Motorcycle, and RV insurance. Additional products from Meemic insurance also includes Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MEEMIC Insurance Company and MetLife Auto & Home Insurance page.
| Insurance | Meemic | Metlife |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Meemic or Metlife: Ways To Save
Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. In contrast, Metlife also offers a few discounts that Meemic doesn’t, including Safe Drivers, Restricted Mileage, and Passive Seat Belt and Air Bag discounts. Start taking advantage of discounts offered by insurance providers like Metlife and Meemic insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Meemic | Metlife |
|---|---|
| Multi-policy Discount | Anti-lock Brake Discounts |
| Newly Certified Teacher Discount | Antitheft System Discount |
| Paid-in-Full Discount | Deductible Savings Benefit |
| The Educated Choice Repair Program | Driver Training/Defensive Driving Courses |
| Vehicle Anti-theft Discount | Good-student Discount |
| Mature Driver Discount | |
| Multi-car Discount | |
| Multiple Policy Discount | |
| Passive Seat Belt and Air Bag Discount | |
| Restricted Mileage Discount | |
| Safe Driver Discounts |
Pros & Cons of Meemic & Metlife
Pros
Meemic
- Offers discounted rates for teachers.
- Offers industry-specific coverage.
- Quality repairs using original manufacturer parts.
Metlife
- MetLife Auto & Home is a subsidiary of MetLife, the largest life insurance company in the country, which is financially stable.
- 150 years of experience.
- No deductible on glass repairs.
Cons
Meemic
- Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
Metlife
- MetLife does not offer accident forgiveness.
- Mobile app issues.
- Expensive policies.
Meemic or Metlife Mobile Apps Options
The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.
| Meemic Mobile App | ||
|---|---|---|
| Meemic does not currently have a mobile app. | ||
| Metlife Mobile App | ||
|---|---|---|
| iOS | 1.3 | 197 user reviews |
| Android | 1.9 | 1,904 user reviews |
Meemic & Metlife Contact Info
| Meemic Contact Info | |
|---|---|
| Address | 1685 N. Opdyke Rd. Auburn Hills, MI 48326 |
| Phone | 1-888-463-3642 |
| Website | https://www.meemic.com/ |
| https://www.facebook.com/Meemic/ | |
| Youtube | https://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw |
| https://twitter.com/Meemic | |
| https://www.linkedin.com/company/meemic-insurance-company/ | |
| Metlife Contact Info | |
|---|---|
| Address | 700 Quaker Lane, Warwick, RI 02818 |
| Phone | 1-900-422-4272 |
| Website | https://www.metlife.com/insurance/ |
| https://www.facebook.com/metlife/ | |
| https://twitter.com/MetLife | |
| Youtube | https://www.youtube.com/user/Metlife |
| https://www.linkedin.com/company/the-hanover-insurance-group/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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