Meemic vs. Hartford Insurance

Which insurance carrier is right for you? Compare insights, products, and quotes from Meemic and Hartford.

Compare Car Insurance Rates in Your Area

Meemic vs. Hartford: What You Need to Know

A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 1861, the Hartford provided protection for president-elect Abraham Lincoln’s Illinois home after he arranged to move to the White House. In 1871, a fire ravaged more than three square miles of Chicago, and Hartford took care of the casualties. In 1906, 500 city blocks in San Francisco were destroyed by an earthquake and fires. The Hartford paid over $11 million in damages. In 1913, The Hartford formed the Accident and Indemnity Company, providing improved automobile and property coverage for fires, accidents, liability and more. In 1920, the company covered Baby Ruth with a policy. Years later, they even protected President Dwight Eisenhower’s 190-acre farm, where he hosted world leaders. In 1931, the Hartford insured the Hoover Dam, in 1937 theGolden Gate Bridge. In 1959, they insured the St. Lawrence Seaway. In 1947 The Hartford established the Junior Fire Marshal program, which has been teaching fire prevention and safety to millions of children. In 1983, a dedicated small business service center was formed to meet the new demands for businesses. In 1984, The Hartford became the exclusive provider of home and auto insurance for AARP members and the Hartford Center for Mature Market Excellence was established to empower mature adults. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11times by the Ethisphere Institute.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit MEEMIC Insurance Company Overview and Hartford Overview.

MEEMIC Insurance Company vs. Hartford: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company and Hartford. On average, MEEMIC Insurance Company charges approximately $233.38 per month while Hartford comes in at around $208.16 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $233.35 per month and the most expensive is Michigan at $233.35 per month. For Hartford, the cheapest state average is California at $208.16 per month and the most expensive is California at $208.16 per month.

MEEMIC Insurance Company

Average Rate

$233.38
Hartford

Average Rate

$208.16
National

Average Rate

$120.03
State MEEMIC Insurance Company Hartford
California- $208.16
Michigan $233.35 -

MEEMIC Insurance Company vs. Hartford: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company and Hartford typically charge for drivers who have more than 1 vehicle.

Number of Vehicles MEEMIC Insurance Company Hartford
1 Vehicle $220.18 $193.65
2 Vehicles $289.49 $256.82
3 Vehicles $402.92 $379.90

MEEMIC Insurance Company vs. Hartford: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $232.52 per month and Hartford charges $196.63 per month for customers who own their home.

Own/Rent MEEMIC Insurance Company Hartford
Own $232.52 $196.63
Rent $233.90 $211.89

What is Meemic and Hartford Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Meemic and Hartford ranked among the industry ratings.

ComparisonMeemicHartford
Year Founded19501810
A.M. Best RatingA-A
BBB RatingB-A-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio1.65
S&P RatingA

Meemic or Hartford: Insurance Products Offered

What coverage is available through Meemic and Hartford? Both insurance companies offer Auto, Condo, Home, Renters, RV, and Umbrella insurance. Additional products from Meemic insurance also includes Life and Motorcycle insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MEEMIC Insurance Company and Hartford Insurance page.

InsuranceMeemicHartford
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Meemic or Hartford: Ways To Save

Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. In contrast, Hartford also offers a few discounts that Meemic doesn’t, including Vehicle Fuel Type (Hybrid or Electric Vehicles), Good Student, and Driver Training discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Meemic insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

MeemicHartford
Multi-policy DiscountAirbags Discount
Newly Certified Teacher DiscountAnti-theft Device Discount
Paid-in-Full DiscountBundle Insurance Savings
The Educated Choice Repair ProgramDefensive Driver Course
Vehicle Anti-theft DiscountDriver Training Discount
Good Student Discount
Paid-in-Full Discount
Vehicle Fuel Type (Hybrid or Electric Vehicles)

Pros & Cons of Meemic & Hartford

Pros

Meemic
  • Offers discounted rates for teachers.
  • Offers industry-specific coverage.
  • Quality repairs using original manufacturer parts.
Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.

Cons

Meemic
  • Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.

Meemic or Hartford Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Meemic Mobile App
Meemic does not currently have a mobile app.
Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews

Meemic & Hartford Contact Info

Meemic Contact Info
Address1685 N. Opdyke Rd. Auburn Hills, MI 48326
Phone1-888-463-3642
Websitehttps://www.meemic.com/
Facebookhttps://www.facebook.com/Meemic/
Youtubehttps://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw
Twitterhttps://twitter.com/Meemic
Linkedinhttps://www.linkedin.com/company/meemic-insurance-company/
Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.