Meemic vs. Utica National Insurance

Which insurance company is right for you? Compare savings, insights, and quotes from Meemic and Utica National.

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Meemic vs. Utica National: What You Need to Know

A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.

Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New YorkState’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of the 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas, and Georgia.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit MEEMIC Insurance Company Overview and Utica National Ins Group Overview.

MEEMIC Insurance Company vs. Utica National Ins Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company and Utica National Ins Group. On average, MEEMIC Insurance Company charges approximately $227.96 per month while Utica National Ins Group comes in at around $101.63 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $227.93 per month and the most expensive is Michigan at $227.93 per month. For Utica National Ins Group, the cheapest state average is Virginia at $87.80 per month and the most expensive is Connecticut at $175.01 per month.

MEEMIC Insurance Company

Average Rate

$227.96
Utica National Ins Group

Average Rate

$101.63
National

Average Rate

$120.30
State MEEMIC Insurance Company Utica National Ins Group
Connecticut- $175.01
Indiana- $127.20
Michigan $227.93 -
North Carolina- $89.83
Virginia- $87.80

MEEMIC Insurance Company vs. Utica National Ins Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles MEEMIC Insurance Company Utica National Ins Group
1 Vehicle $215.73 $92.32
2 Vehicles $281.09 $133.50
3 Vehicles $382.54 $156.05

MEEMIC Insurance Company vs. Utica National Ins Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $227.11 per month and Utica National Ins Group charges $105.40 per month for customers who own their home.

Own/Rent MEEMIC Insurance Company Utica National Ins Group
Own $227.11 $105.40
Rent $228.45 $99.89

What is Meemic and Utica National Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Meemic and Utica National ranked among the industry ratings.

ComparisonMeemicUtica National
Year Founded19501914
A.M. Best RatingA-A-
BBBB-
Financial StrengthExcellentExcellent

Meemic or Utica National: Insurance Products Offered

What coverage is available through Meemic and Utica National? Both insurance companies offer Auto, Home, Motorcycle, Renters, RV, and Umbrella insurance. Additional products from Meemic insurance also includes Condo and Life insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MEEMIC Insurance Company and Utica National Ins Group Insurance page.

InsuranceMeemicUtica National
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Meemic or Utica National: Ways To Save

Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. In contrast, Utica National also offers a few discounts that Meemic doesn’t, including Pay in Full, Multi-Vehicle, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Meemic insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

MeemicUtica National
Multi-policy DiscountAirbags & motorized seat belts
Newly Certified Teacher DiscountAnnual Mileage Discount
Paid-in-Full DiscountAnti-lock brakes
The Educated Choice Repair ProgramAnti-Theft Device
Vehicle Anti-theft DiscountAway at School Discount
Bundled Discount
Company Car Discount
Electronic Funds Transfer
Electronic stability control
Go Green Vehicle Discount
Good Student Discount
Multi-Vehicle Discount
Pay in Full Discount

Pros & Cons of Meemic & Utica National

Pros

Meemic
  • Offers discounted rates for teachers.
  • Offers industry-specific coverage.
  • Quality repairs using original manufacturer parts.
Utica National
  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Meemic
  • Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
Utica National
  • The company is not considered low-priced by those who have tickets or accidents on their record.
  • Utica National doesn’t offer an online quote. 

Meemic or Utica National Mobile Apps Options


Meemic Mobile App
Meemic does not currently have a mobile app.
Utica National Mobile App
Utica National does not currently have a mobile app.

Meemic & Utica National Contact Info

Meemic Contact Info
Address1685 N. Opdyke Rd. Auburn Hills, MI 48326
Phone1-888-463-3642
Websitehttps://www.meemic.com/
Facebookhttps://www.facebook.com/Meemic/
Youtubehttps://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw
Twitterhttps://twitter.com/Meemic
Linkedinhttps://www.linkedin.com/company/meemic-insurance-company/
Utica National Contact Info
Address180 Genesee St, New Hartford, NY 13413
Phone1-800-589-8422
Websitehttps://www.uticanational.com/
Facebookhttps://www.facebook.com/uticanational/
Linkedinhttps://www.linkedin.com/company/uticanational/
Twitterhttps://twitter.com/uticanational

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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