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Meemic vs. Utica National Insurance
Which insurance company is right for you? Compare savings, insights, and quotes from Meemic and Utica National.
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- MEEMIC Insurance Company vs Utica National Ins Group
Meemic vs. Utica National: What You Need to Know
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New YorkState’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of the 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas, and Georgia.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit MEEMIC Insurance Company Overview and Utica National Ins Group Overview.
MEEMIC Insurance Company vs. Utica National Ins Group: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with MEEMIC Insurance Company and Utica National Ins Group. On average, MEEMIC Insurance Company charges approximately $161.42 per month while Utica National Ins Group comes in at around $93.58 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $161.42 per month and the most expensive is Michigan at $161.42 per month. For Utica National Ins Group, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.
Average Rate
Average Rate
Average Rate
| State | MEEMIC Insurance Company | Utica National Ins Group |
|---|---|---|
| Michigan | $161.42 | - |
MEEMIC Insurance Company vs. Utica National Ins Group: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that MEEMIC Insurance Company and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | MEEMIC Insurance Company | Utica National Ins Group |
|---|---|---|
| 1 Vehicle | $156.88 | $ |
| 2 Vehicles | $235.65 | $ |
MEEMIC Insurance Company vs. Utica National Ins Group: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average MEEMIC Insurance Company charges $164.28 per month and Utica National Ins Group charges $ per month for customers who own their home.
| Own/Rent | MEEMIC Insurance Company | Utica National Ins Group |
|---|---|---|
| Own | $164.28 | $ |
| Rent | $160.66 | $ |
What is Meemic and Utica National Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Meemic and Utica National ranked among the industry ratings.
| Comparison | Meemic | Utica National |
|---|---|---|
| Year Founded | 1950 | 1914 |
| A.M. Best Rating | A- | A- |
| BBB | B- | |
| Financial Strength | Excellent | Excellent |
Meemic or Utica National: Insurance Products Offered
What coverage is available through Meemic and Utica National? Both insurance companies offer Auto, Home, Motorcycle, Renters, RV, and Umbrella insurance. Additional products from Meemic insurance also includes Condo and Life insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MEEMIC Insurance Company and Utica National Ins Group Insurance page.
| Insurance | Meemic | Utica National |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ | ✔ |
Meemic or Utica National: Ways To Save
Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. In contrast, Utica National also offers a few discounts that Meemic doesn’t, including Pay in Full, Multi-Vehicle, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Meemic insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Meemic | Utica National |
|---|---|
| Multi-policy Discount | Airbags & motorized seat belts |
| Newly Certified Teacher Discount | Annual Mileage Discount |
| Paid-in-Full Discount | Anti-lock brakes |
| The Educated Choice Repair Program | Anti-Theft Device |
| Vehicle Anti-theft Discount | Away at School Discount |
| Bundled Discount | |
| Company Car Discount | |
| Electronic Funds Transfer | |
| Electronic stability control | |
| Go Green Vehicle Discount | |
| Good Student Discount | |
| Multi-Vehicle Discount | |
| Pay in Full Discount |
Pros & Cons of Meemic & Utica National
Pros
Meemic
- Offers discounted rates for teachers.
- Offers industry-specific coverage.
- Quality repairs using original manufacturer parts.
Utica National
- Utica National Insurance is a financially stable company.
- The company is one of the largest insurance companies in the United States.
- It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.
Cons
Meemic
- Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
Utica National
- The company is not considered low-priced by those who have tickets or accidents on their record.
- Utica National doesn’t offer an online quote.
Meemic or Utica National Mobile Apps Options
| Meemic Mobile App | ||
|---|---|---|
| Meemic does not currently have a mobile app. | ||
| Utica National Mobile App | ||
|---|---|---|
| Utica National does not currently have a mobile app. | ||
Meemic & Utica National Contact Info
| Meemic Contact Info | |
|---|---|
| Address | 1685 N. Opdyke Rd. Auburn Hills, MI 48326 |
| Phone | 1-888-463-3642 |
| Website | https://www.meemic.com/ |
| https://www.facebook.com/Meemic/ | |
| Youtube | https://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw |
| https://twitter.com/Meemic | |
| https://www.linkedin.com/company/meemic-insurance-company/ | |
| Utica National Contact Info | |
|---|---|
| Address | 180 Genesee St, New Hartford, NY 13413 |
| Phone | 1-800-589-8422 |
| Website | https://www.uticanational.com/ |
| https://www.facebook.com/uticanational/ | |
| https://www.linkedin.com/company/uticanational/ | |
| https://twitter.com/uticanational | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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