How much does car insurance cost for your Toyota Highlander? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Toyota Highlander? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Highlander below.
The price you pay to insure your Toyota Highlander can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2024 | N/A | $118.32 / mo | $106.90 / mo | $134.96 / mo | $106.90 / mo | N/A |
2023 | N/A | $162.47 / mo | $115.66 / mo | $179.03 / mo | $189.37 / mo | $254.20 / mo |
2022 | $316.61 / mo | $187.72 / mo | $164.34 / mo | $150.40 / mo | $156.52 / mo | $165.09 / mo |
2021 | $465.66 / mo | $194.93 / mo | $152.49 / mo | $151.97 / mo | $148.17 / mo | $145.12 / mo |
2020 | $546.50 / mo | $188.78 / mo | $154.40 / mo | $151.59 / mo | $171.78 / mo | $142.60 / mo |
2019 | $283.36 / mo | $194.58 / mo | $159.48 / mo | $164.39 / mo | $147.63 / mo | $131.01 / mo |
2018 | $524.52 / mo | $183.32 / mo | $155.19 / mo | $135.23 / mo | $141.89 / mo | $129.53 / mo |
2017 | $250.84 / mo | $181.33 / mo | $138.31 / mo | $151.79 / mo | $144.26 / mo | $127.66 / mo |
2016 | $363.77 / mo | $193.52 / mo | $171.26 / mo | $168.03 / mo | $155.90 / mo | $163.87 / mo |
2015 | $284.25 / mo | $179.07 / mo | $158.15 / mo | $156.72 / mo | $163.96 / mo | $150.81 / mo |
2014 | $222.57 / mo | $158.26 / mo | $137.56 / mo | $123.76 / mo | $135.40 / mo | $116.26 / mo |
2013 | $223.81 / mo | $132.60 / mo | $123.29 / mo | $142.70 / mo | $112.69 / mo | $122.31 / mo |
2012 | $399.44 / mo | $134.56 / mo | $109.70 / mo | $106.70 / mo | $98.67 / mo | $103.99 / mo |
2011 | $264.12 / mo | $176.57 / mo | $115.45 / mo | $95.87 / mo | $99.41 / mo | $112.43 / mo |
2010 | $201.70 / mo | $138.96 / mo | $121.58 / mo | $122.52 / mo | $103.64 / mo | $112.09 / mo |
Insurance Company | 12 month Premium |
New York Central Mutual Fire | $906.00 / year |
Capital Insurance Group | $1,052.00 / year |
PEMCO | $1,175.00 / year |
USAA | $1,207.00 / year |
Mercury | $1,242.00 / year |
California Capital | $1,314.00 / year |
Erie | $1,354.00 / year |
GMAC Insurance Group | $1,383.00 / year |
Unitrin | $1,401.00 / year |
21st Century | $1,425.00 / year |
Average Cost to Insure
$1,488.00 / year
Cheapest Rate
$906.00 / year New York Central Mutual Fire
Available Trims
LE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Victoria | $345.00 / year |
Safeco | $573.00 / year |
Mercury Insurance | $609.00 / year |
Texas Farm Bureau Group | $800.00 / year |
PEMCO | $910.00 / year |
ALFA | $915.00 / year |
Safety Group | $989.00 / year |
Kemper Auto | Infinity | $992.00 / year |
Virginia Farm Bureau | $1,053.00 / year |
Norfolk and Dedham Group | $1,059.00 / year |
Average Cost to Insure
$572.77 / year
Cheapest Rate
$345.00 / year Victoria
Available Trims
L 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
NatGen Advantage | $230.00 / year |
Victoria | $539.00 / year |
Mercury Insurance | $605.00 / year |
American National P | $606.00 / year |
Safeco | $705.00 / year |
Kemper Auto | $807.00 / year |
Union Mutual Fire Group | $877.00 / year |
Concord Group | $901.00 / year |
EMC Insurance | $911.00 / year |
MMG Insurance Company | $941.00 / year |
Average Cost to Insure
$522.37 / year
Cheapest Rate
$230.00 / year NatGen Advantage
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $3.00 / year |
American National P | $504.00 / year |
Kemper Auto Premium | $595.00 / year |
Concord Group | $649.00 / year |
Jupiter Auto Insurance | $705.00 / year |
Victoria | $710.00 / year |
Countryway Insurance | $757.00 / year |
PEMCO | $820.00 / year |
Buckeye Insurance Group | $829.00 / year |
Pekin Insurance | $914.00 / year |
Average Cost to Insure
$524.57 / year
Cheapest Rate
$3.00 / year Kemper Personal Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Concord Group | $491.00 / year |
American National P&C | $516.00 / year |
American National P | $548.00 / year |
MMG Insurance Company | $702.00 / year |
Mercury Insurance | $717.00 / year |
Commerce Group Inc | $765.00 / year |
EMC Insurance | $887.00 / year |
Texas Farm Bureau Group | $930.00 / year |
PEMCO | $982.00 / year |
Rural Mutual Insurance | $992.00 / year |
Average Cost to Insure
$621.37 / year
Cheapest Rate
$491.00 / year Concord Group
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $423.00 / year |
American National P&C | $540.00 / year |
American National P | $559.00 / year |
Union Mutual Fire Group | $570.00 / year |
AssuranceAmerica Mobile Max | $608.00 / year |
SAFECO | $648.00 / year |
Dairyland Broadform | $668.00 / year |
Mercury Insurance | $815.00 / year |
Kemper Personal Insurance | $858.00 / year |
NatGen Value | $890.00 / year |
Average Cost to Insure
$576.97 / year
Cheapest Rate
$423.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
NatGen Advantage | $515.00 / year |
American National P&C | $566.00 / year |
American National P | $572.00 / year |
AssuranceAmerica Mobile Max | $597.00 / year |
Dairyland Broadform | $636.00 / year |
Kemper Auto Premium | $651.00 / year |
Dairyland FR Bond | $688.00 / year |
NatGen PPA | $712.00 / year |
Countryway Insurance | $774.00 / year |
SAFECO | $799.00 / year |
Average Cost to Insure
$480.63 / year
Cheapest Rate
$515.00 / year NatGen Advantage
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $524.00 / year |
Kemper Personal Insurance | $640.00 / year |
AssuranceAmerica Mobile Max | $696.00 / year |
American National P | $712.00 / year |
Mercury Insurance | $726.00 / year |
Ameriprise Group | $758.00 / year |
Infinity Special | $829.00 / year |
Loya Insurance | $944.00 / year |
Buckeye Insurance Group | $983.00 / year |
Concord Group | $994.00 / year |
Average Cost to Insure
$665.57 / year
Cheapest Rate
$524.00 / year American National P&C
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Auto | Infinity | $255.00 / year |
Mercury Insurance | $336.00 / year |
Kemper Premium | $516.00 / year |
NatGen Custom 360 | $713.00 / year |
Co-Operative Ins Companies | $758.00 / year |
Union Mutual Fire Group | $761.00 / year |
American National P | $821.00 / year |
Concord Group | $829.00 / year |
SAFECO | $850.00 / year |
North Carolina Farm Bureau | $918.00 / year |
Average Cost to Insure
$656.57 / year
Cheapest Rate
$255.00 / year Kemper Auto | Infinity
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $151.00 / year |
Mercury Insurance | $277.00 / year |
Kemper Auto | Infinity | $455.00 / year |
American National P&C | $462.00 / year |
Kemper Premium | $505.00 / year |
American National P | $563.00 / year |
PEMCO | $633.00 / year |
Patriot Group | $747.00 / year |
Pekin Insurance | $764.00 / year |
SAFECO | $785.00 / year |
Average Cost to Insure
$418.37 / year
Cheapest Rate
$151.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
NatGen Custom 360 | $369.00 / year |
Buckeye Insurance Group | $430.00 / year |
SAFECO | $503.00 / year |
American National P | $528.00 / year |
Concord Group | $567.00 / year |
MMG Insurance Company | $624.00 / year |
Ohio Mutual Ins Group | $688.00 / year |
Patriot Group | $705.00 / year |
Bear River | $716.00 / year |
North Carolina Farm Bureau | $745.00 / year |
Average Cost to Insure
$384.97 / year
Cheapest Rate
$369.00 / year NatGen Custom 360
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $587.00 / year |
American National P | $630.00 / year |
SAFECO | $694.00 / year |
North Carolina Farm Bureau | $771.00 / year |
SECURA Insurance | $779.00 / year |
EMC Insurance | $783.00 / year |
Mercury Insurance | $784.00 / year |
Concord Group | $787.00 / year |
Buckeye Insurance Group | $800.00 / year |
Countryway Insurance | $804.00 / year |
Average Cost to Insure
$516.20 / year
Cheapest Rate
$587.00 / year American National P&C
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $284.00 / year |
American National P | $452.00 / year |
Kemper Auto Premium | $484.00 / year |
Jupiter Auto Insurance | $518.00 / year |
Concord Group | $527.00 / year |
American National P&C | $596.00 / year |
Buckeye Insurance Group | $642.00 / year |
SAFECO | $665.00 / year |
PEMCO | $667.00 / year |
Commerce Group Inc | $695.00 / year |
Average Cost to Insure
$443.43 / year
Cheapest Rate
$284.00 / year Mercury Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $89.00 / year |
SAFECO | $219.00 / year |
American National P | $393.00 / year |
Buckeye Insurance Group | $489.00 / year |
Dairyland FR Bond | $512.00 / year |
MMG Insurance Company | $594.00 / year |
Mercury Insurance | $614.00 / year |
Countryway Insurance | $633.00 / year |
Ohio Mutual Ins Group | $641.00 / year |
Patriot Group | $675.00 / year |
Average Cost to Insure
$496.47 / year
Cheapest Rate
$89.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $100.00 / year |
SAFECO | $277.00 / year |
AssuranceAmerica Mobile Max | $367.00 / year |
American National P&C | $397.00 / year |
MMG Insurance Company | $483.00 / year |
American National P | $528.00 / year |
Concord Group | $641.00 / year |
Patriot Group | $666.00 / year |
Countryway Insurance | $705.00 / year |
Mercury Insurance | $706.00 / year |
Average Cost to Insure
$375.93 / year
Cheapest Rate
$100.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Wondering how the Highlander compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.