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Toyota Highlander Car Insurance
How much does car insurance cost for your Toyota Highlander? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Highlander
What is the Average Cost to Insure a Toyota Highlander?
Toyota Highlander
How much does car insurance cost for Toyota Highlander? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Highlander below.
Toyota Highlander Insurance Model Year by Age Group
The price you pay to insure your Toyota Highlander can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $231.96 / mo | $126.67 / mo | $207.46 / mo | $211.39 / mo | $273.93 / mo |
| 2022 | $316.61 / mo | $190.61 / mo | $161.63 / mo | $152.05 / mo | $158.50 / mo | $158.85 / mo |
| 2021 | $465.66 / mo | $196.23 / mo | $154.21 / mo | $152.90 / mo | $149.03 / mo | $145.21 / mo |
| 2020 | $546.50 / mo | $192.24 / mo | $154.90 / mo | $152.04 / mo | $173.47 / mo | $142.92 / mo |
| 2019 | $306.07 / mo | $200.07 / mo | $159.22 / mo | $165.11 / mo | $147.60 / mo | $131.02 / mo |
| 2018 | $524.52 / mo | $189.98 / mo | $154.70 / mo | $136.07 / mo | $143.15 / mo | $128.11 / mo |
| 2017 | $268.60 / mo | $174.41 / mo | $138.84 / mo | $152.08 / mo | $145.08 / mo | $127.71 / mo |
| 2016 | $363.77 / mo | $197.00 / mo | $169.90 / mo | $168.22 / mo | $156.72 / mo | $164.44 / mo |
| 2015 | $284.25 / mo | $182.07 / mo | $160.04 / mo | $158.12 / mo | $161.60 / mo | $146.55 / mo |
| 2014 | $222.57 / mo | $158.26 / mo | $136.39 / mo | $121.47 / mo | $136.09 / mo | $112.85 / mo |
| 2013 | $223.81 / mo | $134.09 / mo | $119.96 / mo | $142.38 / mo | $108.78 / mo | $120.54 / mo |
| 2012 | $399.44 / mo | $132.62 / mo | $107.00 / mo | $105.13 / mo | $98.56 / mo | $102.27 / mo |
| 2011 | $206.17 / mo | $176.62 / mo | $116.07 / mo | $95.46 / mo | $99.30 / mo | $112.76 / mo |
| 2010 | $201.70 / mo | $140.21 / mo | $120.95 / mo | $123.16 / mo | $103.64 / mo | $112.09 / mo |
2023 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $345.00 / year |
| NatGen Advantage | $691.00 / year |
| PEMCO | $698.00 / year |
| NatGen Value | $776.00 / year |
| Safeco | $776.00 / year |
| Texas Farm Bureau Group | $800.00 / year |
| Unigard | $846.00 / year |
| Capital Insurance Group | $859.00 / year |
| Kemper Auto | Infinity | $901.00 / year |
| Mercury Insurance | $974.00 / year |
2023 Toyota Highlander Insurance
Average Cost to Insure
$619.43 / year
Cheapest Rate
$345.00 / year Victoria
Available Trims
L 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Advantage | $230.00 / year |
| Victoria | $539.00 / year |
| American National P | $608.00 / year |
| Mercury Insurance | $648.00 / year |
| Safeco | $753.00 / year |
| Kemper Auto | $807.00 / year |
| Union Mutual Fire Group | $877.00 / year |
| Concord Group | $901.00 / year |
| EMC Insurance | $911.00 / year |
| PEMCO | $927.00 / year |
2022 Toyota Highlander Insurance
Average Cost to Insure
$523.83 / year
Cheapest Rate
$230.00 / year NatGen Advantage
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $3.00 / year |
| American National P | $504.00 / year |
| Kemper Auto Premium | $595.00 / year |
| Concord Group | $649.00 / year |
| Jupiter Auto Insurance | $705.00 / year |
| Victoria | $710.00 / year |
| Countryway Insurance | $757.00 / year |
| PEMCO | $820.00 / year |
| Buckeye Insurance Group | $841.00 / year |
| Pekin Insurance | $914.00 / year |
2021 Toyota Highlander Insurance
Average Cost to Insure
$527.10 / year
Cheapest Rate
$3.00 / year Kemper Personal Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Concord Group | $491.00 / year |
| American National P&C | $516.00 / year |
| American National P | $548.00 / year |
| MMG Insurance Company | $702.00 / year |
| Mercury Insurance | $717.00 / year |
| Commerce Group Inc | $765.00 / year |
| EMC Insurance | $887.00 / year |
| Texas Farm Bureau Group | $933.00 / year |
| Rural Mutual Insurance | $992.00 / year |
| PEMCO | $1,021.00 / year |
2020 Toyota Highlander Insurance
Average Cost to Insure
$622.77 / year
Cheapest Rate
$491.00 / year Concord Group
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $423.00 / year |
| American National P&C | $540.00 / year |
| American National P | $559.00 / year |
| Union Mutual Fire Group | $570.00 / year |
| Dairyland Broadform | $668.00 / year |
| SAFECO | $716.00 / year |
| AssuranceAmerica Mobile Max | $744.00 / year |
| Mercury Insurance | $784.00 / year |
| Kemper Personal Insurance | $858.00 / year |
| NatGen Value | $890.00 / year |
2019 Toyota Highlander Insurance
Average Cost to Insure
$583.13 / year
Cheapest Rate
$423.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $566.00 / year |
| American National P | $572.00 / year |
| AssuranceAmerica Mobile Max | $597.00 / year |
| Dairyland Broadform | $636.00 / year |
| Dairyland FR Bond | $688.00 / year |
| NatGen PPA | $712.00 / year |
| Mercury Insurance | $760.00 / year |
| NatGen Advantage | $772.00 / year |
| Countryway Insurance | $774.00 / year |
| Kemper Auto Premium | $781.00 / year |
2018 Toyota Highlander Insurance
Average Cost to Insure
$641.67 / year
Cheapest Rate
$566.00 / year American National P&C
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $524.00 / year |
| Kemper Personal Insurance | $640.00 / year |
| AssuranceAmerica Mobile Max | $696.00 / year |
| NatGen Advantage | $699.00 / year |
| American National P | $712.00 / year |
| Mercury Insurance | $726.00 / year |
| Ameriprise Group | $758.00 / year |
| Loya Insurance | $944.00 / year |
| Concord Group | $994.00 / year |
| Buckeye Insurance Group | $1,001.00 / year |
2017 Toyota Highlander Insurance
Average Cost to Insure
$704.40 / year
Cheapest Rate
$524.00 / year American National P&C
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $274.00 / year |
| Mercury Insurance | $336.00 / year |
| Co-Operative Ins Companies | $758.00 / year |
| Union Mutual Fire Group | $761.00 / year |
| American National P | $821.00 / year |
| Concord Group | $829.00 / year |
| SAFECO | $916.00 / year |
| North Carolina Farm Bureau | $918.00 / year |
| MO Farm Bureau Services | $986.00 / year |
| PEMCO | $1,005.00 / year |
2016 Toyota Highlander Insurance
Average Cost to Insure
$622.70 / year
Cheapest Rate
$274.00 / year Kemper Auto | Infinity
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $151.00 / year |
| Mercury Insurance | $289.00 / year |
| American National P&C | $462.00 / year |
| Kemper Premium | $505.00 / year |
| Kemper Auto | Infinity | $538.00 / year |
| SAFECO | $545.00 / year |
| American National P | $563.00 / year |
| PEMCO | $682.00 / year |
| Patriot Group | $747.00 / year |
| Pekin Insurance | $764.00 / year |
2015 Toyota Highlander Insurance
Average Cost to Insure
$416.00 / year
Cheapest Rate
$151.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $369.00 / year |
| Buckeye Insurance Group | $430.00 / year |
| American National P | $525.00 / year |
| SAFECO | $535.00 / year |
| Concord Group | $567.00 / year |
| MMG Insurance Company | $624.00 / year |
| Ohio Mutual Ins Group | $688.00 / year |
| Patriot Group | $705.00 / year |
| Bear River | $716.00 / year |
| North Carolina Farm Bureau | $745.00 / year |
2014 Toyota Highlander Insurance
Average Cost to Insure
$356.97 / year
Cheapest Rate
$369.00 / year NatGen Custom 360
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $587.00 / year |
| American National P | $630.00 / year |
| SAFECO | $770.00 / year |
| North Carolina Farm Bureau | $771.00 / year |
| EMC Insurance | $783.00 / year |
| Mercury Insurance | $784.00 / year |
| SECURA Insurance | $784.00 / year |
| Concord Group | $787.00 / year |
| Buckeye Insurance Group | $800.00 / year |
| Countryway Insurance | $804.00 / year |
2013 Toyota Highlander Insurance
Average Cost to Insure
$616.70 / year
Cheapest Rate
$587.00 / year American National P&C
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $284.00 / year |
| American National P | $452.00 / year |
| Kemper Auto Premium | $484.00 / year |
| Jupiter Auto Insurance | $518.00 / year |
| Concord Group | $527.00 / year |
| American National P&C | $596.00 / year |
| Buckeye Insurance Group | $642.00 / year |
| PEMCO | $662.00 / year |
| Commerce Group Inc | $695.00 / year |
| MMG Insurance Company | $699.00 / year |
2012 Toyota Highlander Insurance
Average Cost to Insure
$505.40 / year
Cheapest Rate
$284.00 / year Mercury Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $89.00 / year |
| SAFECO | $275.00 / year |
| American National P | $393.00 / year |
| Buckeye Insurance Group | $512.00 / year |
| MMG Insurance Company | $594.00 / year |
| Countryway Insurance | $633.00 / year |
| Ohio Mutual Ins Group | $672.00 / year |
| Patriot Group | $675.00 / year |
| Mercury Insurance | $717.00 / year |
| Western Reserve | $726.00 / year |
2011 Toyota Highlander Insurance
Average Cost to Insure
$599.90 / year
Cheapest Rate
$89.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $100.00 / year |
| SAFECO | $288.00 / year |
| AssuranceAmerica Mobile Max | $367.00 / year |
| American National P&C | $397.00 / year |
| MMG Insurance Company | $483.00 / year |
| American National P | $528.00 / year |
| Concord Group | $641.00 / year |
| Patriot Group | $666.00 / year |
| Ohio Mutual Ins Group | $705.00 / year |
| Countryway Insurance | $705.00 / year |
2010 Toyota Highlander Insurance
Average Cost to Insure
$406.57 / year
Cheapest Rate
$100.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Compare Highlander to other Toyota Models
Wondering how the Highlander compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
