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Toyota Highlander Car Insurance
How much does car insurance cost for your Toyota Highlander? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Highlander
What is the Average Cost to Insure a Toyota Highlander?
Toyota Highlander
How much does car insurance cost for Toyota Highlander? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Highlander below.
Toyota Highlander Insurance Model Year by Age Group
The price you pay to insure your Toyota Highlander can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $143.97 / mo | $211.06 / mo | N/A | N/A | N/A |
| 2021 | N/A | $119.82 / mo | $109.44 / mo | $135.87 / mo | $160.69 / mo | $80.89 / mo |
| 2020 | $808.98 / mo | $187.45 / mo | $138.80 / mo | $166.44 / mo | $106.67 / mo | $128.27 / mo |
| 2019 | $332.77 / mo | $175.26 / mo | $143.91 / mo | $156.98 / mo | $120.10 / mo | $115.04 / mo |
| 2018 | N/A | $186.65 / mo | $128.38 / mo | $110.43 / mo | $116.30 / mo | $110.07 / mo |
| 2017 | $285.43 / mo | $146.94 / mo | $128.32 / mo | $123.44 / mo | $119.89 / mo | $101.22 / mo |
| 2016 | $412.56 / mo | $173.11 / mo | $115.63 / mo | $122.50 / mo | $102.34 / mo | $122.24 / mo |
| 2015 | N/A | $134.09 / mo | $100.98 / mo | $106.04 / mo | $138.67 / mo | $103.31 / mo |
| 2014 | N/A | $144.67 / mo | $115.12 / mo | $104.53 / mo | $101.20 / mo | $101.93 / mo |
| 2013 | $175.85 / mo | $126.51 / mo | $103.04 / mo | $120.16 / mo | $98.88 / mo | $118.80 / mo |
| 2012 | $340.54 / mo | $123.85 / mo | $126.40 / mo | $103.71 / mo | $92.42 / mo | $94.28 / mo |
| 2011 | $202.02 / mo | $135.87 / mo | $101.37 / mo | $77.15 / mo | $96.50 / mo | $114.83 / mo |
| 2010 | $199.78 / mo | $127.45 / mo | $127.03 / mo | $105.20 / mo | $84.85 / mo | $82.97 / mo |
2022 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $1,913.00 / year |
| Plymouth Rock | $2,343.00 / year |
| USAA | $2,569.00 / year |
| Travelers | $2,631.00 / year |
| Quincy Mutual | $3,075.00 / year |
| California Capital | $3,078.00 / year |
| Mercury Insurance Company | $3,166.00 / year |
| State Farm | $3,167.00 / year |
| National Grange Mutual | $3,248.00 / year |
| Mercury | $4,095.00 / year |
2022 Toyota Highlander Insurance
Average Cost to Insure
$1,992.00 / year
Cheapest Rate
$1,913.00 / year Nationwide
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $750.00 / year |
| Capital Insurance Group | $992.00 / year |
| Farm Bureau Mutual (IA Group) | $1,053.00 / year |
| General Casualty | $1,077.00 / year |
| Titan | $1,138.00 / year |
| Direct Auto | $1,172.00 / year |
| North Carolina Farm Bureau | $1,206.00 / year |
| Utica National Ins Group | $1,233.00 / year |
| West Bend Mutual | $1,347.00 / year |
| Oregon Mutual | $1,350.00 / year |
2021 Toyota Highlander Insurance
Average Cost to Insure
$1,299.30 / year
Cheapest Rate
$750.00 / year Jupiter Auto Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Concord Group | $491.00 / year |
| Dairyland Auto | $501.00 / year |
| American National P&C | $516.00 / year |
| American National P | $518.00 / year |
| MMG Insurance Company | $702.00 / year |
| Pekin Insurance | $758.00 / year |
| Commerce Group Inc | $765.00 / year |
| West Bend Mutual | $837.00 / year |
| Rockford Mutual Insurance | $846.00 / year |
| Safety Group | $858.00 / year |
2020 Toyota Highlander Insurance
Average Cost to Insure
$998.30 / year
Cheapest Rate
$491.00 / year Concord Group
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General Value | $258.00 / year |
| Jupiter Auto Insurance | $423.00 / year |
| American National P&C | $540.00 / year |
| Titan | $881.00 / year |
| Oregon Mutual | $915.00 / year |
| Partners Mutual Insurance Co | $1,035.00 / year |
| North Carolina Farm Bureau | $1,044.00 / year |
| Buckeye Insurance Group | $1,068.00 / year |
| Utica National Ins Group | $1,087.00 / year |
| Plymouth Rock Assurance | $1,211.00 / year |
2019 Toyota Highlander Insurance
Average Cost to Insure
$841.77 / year
Cheapest Rate
$258.00 / year National General Value
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $566.00 / year |
| Dairyland | $784.00 / year |
| Utica National Ins Group | $937.00 / year |
| National General | $977.00 / year |
| Virginia Farm Bureau | $993.00 / year |
| Ameriprise Group | $996.00 / year |
| Tennessee Farmers | $999.00 / year |
| Jupiter Auto Insurance | $1,047.00 / year |
| North Carolina Farm Bureau | $1,053.00 / year |
| Buckeye Insurance Group | $1,069.00 / year |
2018 Toyota Highlander Insurance
Average Cost to Insure
$1,035.60 / year
Cheapest Rate
$566.00 / year American National P&C
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $482.00 / year |
| American National P&C | $524.00 / year |
| Ameriprise Group | $758.00 / year |
| Buckeye Insurance Group | $921.00 / year |
| Loya Insurance | $944.00 / year |
| Pekin Insurance | $1,024.00 / year |
| Hastings Mutual Insurance Co | $1,040.00 / year |
| Direct Auto | $1,069.00 / year |
| SECURA Insurance | $1,090.00 / year |
| Texas Farm Bureau Group | $1,108.00 / year |
2017 Toyota Highlander Insurance
Average Cost to Insure
$1,072.20 / year
Cheapest Rate
$482.00 / year American National P
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Co-Operative Ins Companies | $758.00 / year |
| Union Mutual Fire Group | $761.00 / year |
| Concord Group | $780.00 / year |
| Buckeye Insurance Group | $978.00 / year |
| Clearcover | $1,016.00 / year |
| Virginia Farm Bureau | $1,024.00 / year |
| North Carolina Farm Bureau | $1,085.00 / year |
| Farm Bureau Mutual (IA Group) | $1,110.00 / year |
| Utica National Ins Group | $1,116.00 / year |
| Partners Mutual Insurance Co | $1,136.00 / year |
2016 Toyota Highlander Insurance
Average Cost to Insure
$993.40 / year
Cheapest Rate
$758.00 / year Co-Operative Ins Companies
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $151.00 / year |
| American National P&C | $462.00 / year |
| Concord Group | $492.00 / year |
| Patriot Group | $747.00 / year |
| Countryway Insurance | $810.00 / year |
| Buckeye Insurance Group | $857.00 / year |
| Pekin Insurance | $880.00 / year |
| North Carolina Farm Bureau | $915.00 / year |
| MMG Insurance Company | $942.00 / year |
| Titan | $959.00 / year |
2015 Toyota Highlander Insurance
Average Cost to Insure
$1,028.07 / year
Cheapest Rate
$151.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct General Insurance | $626.00 / year |
| Bear River | $716.00 / year |
| Direct Auto | $763.00 / year |
| Clearcover | $966.00 / year |
| PEMCO | $1,190.00 / year |
| Plymouth Rock Assurance | $1,203.00 / year |
| Atlantic States Insurance | $1,230.00 / year |
| National General | $1,234.00 / year |
| Mississippi Farm Bureau | $1,244.00 / year |
| Penn National | $1,247.00 / year |
2014 Toyota Highlander Insurance
Average Cost to Insure
$1,149.50 / year
Cheapest Rate
$626.00 / year Direct General Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland | $373.00 / year |
| American National P&C | $587.00 / year |
| IMT Insurance Company | $713.00 / year |
| Utica National Ins Group | $719.00 / year |
| Western National | $878.00 / year |
| Loya Insurance | $878.00 / year |
| North Carolina Farm Bureau | $914.00 / year |
| MO Farm Bureau Services | $959.00 / year |
| Partners Mutual Insurance Co | $960.00 / year |
| Virginia Farm Bureau | $990.00 / year |
2013 Toyota Highlander Insurance
Average Cost to Insure
$967.13 / year
Cheapest Rate
$373.00 / year Dairyland
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $518.00 / year |
| American National P&C | $596.00 / year |
| Concord Group | $599.00 / year |
| MMG Insurance Company | $642.00 / year |
| Mercury Insurance | $669.00 / year |
| Commerce Group Inc | $695.00 / year |
| Patriot Group | $789.00 / year |
| Capital Insurance Group | $801.00 / year |
| Pekin Insurance | $827.00 / year |
| SECURA Insurance | $842.00 / year |
2012 Toyota Highlander Insurance
Average Cost to Insure
$942.60 / year
Cheapest Rate
$518.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $89.00 / year |
| Pekin Insurance | $620.00 / year |
| North Carolina Farm Bureau | $669.00 / year |
| Utica National Ins Group | $689.00 / year |
| SECURA Insurance | $717.00 / year |
| Capital Insurance Group | $891.00 / year |
| Rockford Mutual Insurance | $896.00 / year |
| Titan | $897.00 / year |
| Country | $900.00 / year |
| New Jersey Manufacturers | $987.00 / year |
2011 Toyota Highlander Insurance
Average Cost to Insure
$1,096.60 / year
Cheapest Rate
$89.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $100.00 / year |
| American National P&C | $397.00 / year |
| Pekin Insurance | $475.00 / year |
| Buckeye Insurance Group | $584.00 / year |
| SECURA Insurance | $692.00 / year |
| North Carolina Farm Bureau | $710.00 / year |
| Utica National Ins Group | $712.00 / year |
| Wolverine Mutual | $732.00 / year |
| Mississippi Farm Bureau | $734.00 / year |
| Indiana Farmers Mutual Ins | $791.00 / year |
2010 Toyota Highlander Insurance
Average Cost to Insure
$779.40 / year
Cheapest Rate
$100.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Compare Highlander to other Toyota Models
Wondering how the Highlander compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
