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Toyota Highlander Car Insurance
How much does car insurance cost for your Toyota Highlander? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Highlander
What is the Average Cost to Insure a Toyota Highlander?
Toyota Highlander
How much does car insurance cost for Toyota Highlander? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Highlander below.
Toyota Highlander Insurance Model Year by Age Group
The price you pay to insure your Toyota Highlander can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $118.32 / mo | $106.90 / mo | $134.96 / mo | $106.90 / mo | N/A |
| 2023 | N/A | $162.47 / mo | $115.01 / mo | $179.03 / mo | $178.72 / mo | $261.75 / mo |
| 2022 | $442.92 / mo | $192.92 / mo | $167.46 / mo | $155.53 / mo | $147.62 / mo | $185.08 / mo |
| 2021 | N/A | $205.32 / mo | $163.74 / mo | $155.54 / mo | $150.41 / mo | $157.86 / mo |
| 2020 | $590.69 / mo | $204.96 / mo | $149.68 / mo | $166.78 / mo | $210.70 / mo | $158.70 / mo |
| 2019 | $246.36 / mo | $200.81 / mo | $172.90 / mo | $177.83 / mo | $137.10 / mo | $135.48 / mo |
| 2018 | $308.13 / mo | $181.02 / mo | $160.50 / mo | $138.43 / mo | $157.23 / mo | $154.02 / mo |
| 2017 | $178.34 / mo | $218.56 / mo | $140.38 / mo | $161.32 / mo | $150.79 / mo | $147.15 / mo |
| 2016 | $290.76 / mo | $181.31 / mo | $176.41 / mo | $203.31 / mo | $163.49 / mo | $197.95 / mo |
| 2015 | N/A | $188.79 / mo | $174.26 / mo | $171.35 / mo | $174.99 / mo | $170.30 / mo |
| 2014 | N/A | $137.28 / mo | $153.79 / mo | $148.38 / mo | $199.98 / mo | $127.61 / mo |
| 2013 | $240.05 / mo | $136.03 / mo | $149.62 / mo | $185.22 / mo | $129.19 / mo | $139.39 / mo |
| 2012 | $674.22 / mo | $143.49 / mo | $153.62 / mo | $140.56 / mo | $111.65 / mo | $119.12 / mo |
| 2011 | $308.23 / mo | $249.63 / mo | $125.05 / mo | $100.85 / mo | $109.48 / mo | $113.69 / mo |
| 2010 | $207.45 / mo | $137.68 / mo | $106.89 / mo | $143.90 / mo | $116.56 / mo | $127.62 / mo |
2024 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New York Central Mutual Fire | $906.00 / year |
| Capital Insurance Group | $1,052.00 / year |
| PEMCO | $1,175.00 / year |
| USAA | $1,207.00 / year |
| Mercury | $1,242.00 / year |
| California Capital | $1,314.00 / year |
| Erie | $1,354.00 / year |
| GMAC Insurance Group | $1,383.00 / year |
| Unitrin | $1,401.00 / year |
| 21st Century | $1,425.00 / year |
2024 Toyota Highlander Insurance
Average Cost to Insure
$1,488.00 / year
Cheapest Rate
$906.00 / year New York Central Mutual Fire
Available Trims
LE 4dr SPORT UTILITY VEHICLE (4cyl)
2023 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $345.00 / year |
| Safeco | $546.00 / year |
| Mercury Insurance | $609.00 / year |
| Texas Farm Bureau Group | $800.00 / year |
| PEMCO | $910.00 / year |
| ALFA | $915.00 / year |
| Safety Group | $989.00 / year |
| Kemper Auto | Infinity | $992.00 / year |
| Virginia Farm Bureau | $1,053.00 / year |
| Norfolk and Dedham Group | $1,059.00 / year |
2023 Toyota Highlander Insurance
Average Cost to Insure
$571.87 / year
Cheapest Rate
$345.00 / year Victoria
Available Trims
L 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $540.00 / year |
| American National P | $554.00 / year |
| Safeco | $562.00 / year |
| MMG Insurance Company | $777.00 / year |
| Rural Mutual Insurance | $825.00 / year |
| Pekin Insurance | $846.00 / year |
| Buckeye Insurance Group | $892.00 / year |
| Concord Group | $903.00 / year |
| PEMCO | $924.00 / year |
| North Carolina Farm Bureau | $935.00 / year |
2022 Toyota Highlander Insurance
Average Cost to Insure
$546.40 / year
Cheapest Rate
$540.00 / year Mercury Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $484.00 / year |
| Safeco | $657.00 / year |
| Victoria | $791.00 / year |
| PEMCO | $820.00 / year |
| Buckeye Insurance Group | $848.00 / year |
| Pekin Insurance | $883.00 / year |
| Mercury Insurance | $924.00 / year |
| NatGen Value | $928.00 / year |
| Utica National Ins Group | $960.00 / year |
| Wolverine Mutual | $968.00 / year |
2021 Toyota Highlander Insurance
Average Cost to Insure
$568.43 / year
Cheapest Rate
$484.00 / year American National P
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $492.00 / year |
| Clearcover | $589.00 / year |
| Mercury Insurance | $656.00 / year |
| Rural Mutual Insurance | $710.00 / year |
| Safeco | $837.00 / year |
| PEMCO | $852.00 / year |
| Pekin Insurance | $955.00 / year |
| MO Farm Bureau Services | $965.00 / year |
| Texas Farm Bureau Group | $969.00 / year |
| SECURA Insurance | $989.00 / year |
2020 Toyota Highlander Insurance
Average Cost to Insure
$654.57 / year
Cheapest Rate
$492.00 / year American National P
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $412.00 / year |
| American National P | $502.00 / year |
| Union Mutual Fire Group | $519.00 / year |
| NatGen Value | $558.00 / year |
| Mercury Insurance | $591.00 / year |
| AssuranceAmerica Mobile Max | $608.00 / year |
| PEMCO | $921.00 / year |
| Kemper Personal Insurance | $930.00 / year |
| Pekin Insurance | $986.00 / year |
| Utica National Ins Group | $990.00 / year |
2019 Toyota Highlander Insurance
Average Cost to Insure
$632.57 / year
Cheapest Rate
$412.00 / year Safeco
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $399.00 / year |
| NatGen Advantage | $515.00 / year |
| AssuranceAmerica Mobile Max | $597.00 / year |
| Dairyland Broadform | $763.00 / year |
| American National P | $783.00 / year |
| Mercury Insurance | $806.00 / year |
| Dairyland FR Bond | $825.00 / year |
| Titan | $834.00 / year |
| NatGen PPA | $855.00 / year |
| Utica National Ins Group | $879.00 / year |
2018 Toyota Highlander Insurance
Average Cost to Insure
$475.40 / year
Cheapest Rate
$399.00 / year Safeco
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $325.00 / year |
| Kemper Auto | $376.00 / year |
| Mercury Insurance | $418.00 / year |
| AssuranceAmerica Mobile Max | $696.00 / year |
| MMG Insurance Company | $714.00 / year |
| Buckeye Insurance Group | $741.00 / year |
| PEMCO | $804.00 / year |
| Concord Group | $896.00 / year |
| American National P | $939.00 / year |
| Kemper Premium | $944.00 / year |
2017 Toyota Highlander Insurance
Average Cost to Insure
$554.37 / year
Cheapest Rate
$325.00 / year Safeco
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $390.00 / year |
| American National P | $456.00 / year |
| Kemper Premium | $516.00 / year |
| North Carolina Farm Bureau | $560.00 / year |
| Safeco | $612.00 / year |
| PEMCO | $627.00 / year |
| NatGen Custom 360 | $713.00 / year |
| Mississippi Farm Bureau | $783.00 / year |
| Capital Insurance Group | $784.00 / year |
| Unigard | $862.00 / year |
2016 Toyota Highlander Insurance
Average Cost to Insure
$591.23 / year
Cheapest Rate
$390.00 / year Mercury Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $277.00 / year |
| American National P | $414.00 / year |
| Kemper Auto | Infinity | $447.00 / year |
| Safeco | $594.00 / year |
| PEMCO | $620.00 / year |
| Pekin Insurance | $635.00 / year |
| Texas Farm Bureau Group | $759.00 / year |
| MO Farm Bureau Services | $788.00 / year |
| SECURA Insurance | $855.00 / year |
| North Carolina Farm Bureau | $919.00 / year |
2015 Toyota Highlander Insurance
Average Cost to Insure
$372.67 / year
Cheapest Rate
$277.00 / year Mercury Insurance
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $277.00 / year |
| NatGen Custom 360 | $369.00 / year |
| Buckeye Insurance Group | $477.00 / year |
| American National P | $493.00 / year |
| Ohio Mutual Ins Group | $639.00 / year |
| PEMCO | $642.00 / year |
| North Carolina Farm Bureau | $690.00 / year |
| SECURA Insurance | $693.00 / year |
| Texas Farm Bureau Group | $706.00 / year |
| National General Value | $800.00 / year |
2014 Toyota Highlander Insurance
Average Cost to Insure
$432.07 / year
Cheapest Rate
$277.00 / year Safeco
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $463.00 / year |
| Mercury Insurance | $668.00 / year |
| Safety Group | $719.00 / year |
| North Carolina Farm Bureau | $726.00 / year |
| American National P | $749.00 / year |
| SECURA Insurance | $781.00 / year |
| Norfolk and Dedham Group | $870.00 / year |
| MO Farm Bureau Services | $879.00 / year |
| Virginia Farm Bureau | $895.00 / year |
| Buckeye Insurance Group | $913.00 / year |
2013 Toyota Highlander Insurance
Average Cost to Insure
$506.27 / year
Cheapest Rate
$463.00 / year Safeco
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $95.00 / year |
| Mercury Insurance | $226.00 / year |
| American National P | $443.00 / year |
| Concord Group | $509.00 / year |
| National General RAD | $558.00 / year |
| MMG Insurance Company | $576.00 / year |
| North Carolina Farm Bureau | $588.00 / year |
| Buckeye Insurance Group | $640.00 / year |
| Partners Mutual Insurance Co | $669.00 / year |
| Patriot Group | $686.00 / year |
2012 Toyota Highlander Insurance
Average Cost to Insure
$394.67 / year
Cheapest Rate
$95.00 / year Safeco
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $422.00 / year |
| American National P | $426.00 / year |
| Mercury Insurance | $508.00 / year |
| Dairyland FR Bond | $512.00 / year |
| Wolverine Mutual | $555.00 / year |
| Ohio Mutual Ins Group | $578.00 / year |
| Western Reserve | $597.00 / year |
| SECURA Insurance | $653.00 / year |
| Utica National Ins Group | $783.00 / year |
| Southern Farm Bureau | $846.00 / year |
2011 Toyota Highlander Insurance
Average Cost to Insure
$506.73 / year
Cheapest Rate
$422.00 / year Buckeye Insurance Group
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota Highlander Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $150.00 / year |
| Infinity Special | $318.00 / year |
| AssuranceAmerica Mobile Max | $367.00 / year |
| Buckeye Insurance Group | $460.00 / year |
| MMG Insurance Company | $483.00 / year |
| Mercury Insurance | $559.00 / year |
| American National P | $591.00 / year |
| Utica National Ins Group | $603.00 / year |
| Plymouth Rock Assurance | $630.00 / year |
| Norfolk and Dedham Group | $636.00 / year |
2010 Toyota Highlander Insurance
Average Cost to Insure
$347.77 / year
Cheapest Rate
$150.00 / year Safeco
Available Trims
HYBRID 4dr SPORT UTILITY VEHICLE (6cyl)
Compare Highlander to other Toyota Models
Wondering how the Highlander compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
