How much does car insurance cost for your Toyota Rav4? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Toyota Rav4? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Rav4 below.
The price you pay to insure your Toyota Rav4 can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2024 | N/A | $99.21 / mo | $108.08 / mo | $290.03 / mo | $131.29 / mo | $149.95 / mo |
2023 | $279.87 / mo | $156.47 / mo | $159.24 / mo | $196.39 / mo | $126.95 / mo | $236.14 / mo |
2022 | $277.74 / mo | $165.71 / mo | $133.90 / mo | $153.76 / mo | $155.97 / mo | $169.22 / mo |
2021 | $409.70 / mo | $200.05 / mo | $174.74 / mo | $161.42 / mo | $166.05 / mo | $141.91 / mo |
2020 | $151.64 / mo | $190.48 / mo | $187.01 / mo | $158.39 / mo | $187.03 / mo | $164.88 / mo |
2019 | $207.40 / mo | $179.45 / mo | $166.95 / mo | $174.12 / mo | $159.42 / mo | $148.63 / mo |
2018 | $445.88 / mo | $199.04 / mo | $144.93 / mo | $154.68 / mo | $139.38 / mo | $145.15 / mo |
2017 | $186.45 / mo | $173.02 / mo | $147.46 / mo | $136.97 / mo | $152.42 / mo | $134.27 / mo |
2016 | $399.51 / mo | $201.22 / mo | $159.62 / mo | $163.35 / mo | $131.64 / mo | $124.59 / mo |
2015 | $211.33 / mo | $185.15 / mo | $151.97 / mo | $128.03 / mo | $228.06 / mo | $144.80 / mo |
2014 | $331.59 / mo | $156.19 / mo | $146.78 / mo | $125.79 / mo | $127.28 / mo | $128.09 / mo |
2013 | $196.33 / mo | $152.74 / mo | $136.93 / mo | $113.78 / mo | $102.81 / mo | $123.30 / mo |
2012 | $456.93 / mo | $172.99 / mo | $139.69 / mo | $115.58 / mo | $114.97 / mo | $117.95 / mo |
2011 | $213.68 / mo | $166.78 / mo | $140.74 / mo | $133.67 / mo | $116.49 / mo | $126.20 / mo |
2010 | $238.17 / mo | $154.10 / mo | $149.80 / mo | $111.14 / mo | $97.30 / mo | $107.51 / mo |
Insurance Company | 12 month Premium |
Safeco | $598.00 / year |
NatGen Value | $651.00 / year |
New York Central Mutual Fire | $716.00 / year |
Buckeye Insurance Group | $759.00 / year |
Capital Insurance Group | $768.00 / year |
AssuranceAmerica | $847.00 / year |
Hastings Mutual Insurance Co | $915.00 / year |
PEMCO | $950.00 / year |
Texas Farm Bureau Group | $976.00 / year |
USAA | $1,037.00 / year |
Average Cost to Insure
$784.97 / year
Cheapest Rate
$598.00 / year Safeco
Available Trims
ADVENTURE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Auto | $37.00 / year |
Safeco | $236.00 / year |
NatGen Value | $385.00 / year |
Victoria | $411.00 / year |
Texas Farm Bureau Group | $457.00 / year |
Mercury Insurance | $544.00 / year |
Concord Group | $627.00 / year |
American National P | $735.00 / year |
New York Central Mutual Fire | $830.00 / year |
MMG Insurance Company | $849.00 / year |
Average Cost to Insure
$482.17 / year
Cheapest Rate
$37.00 / year Kemper Auto
Available Trims
ADVENTURE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Victoria | $201.00 / year |
NatGen Custom 360 | $290.00 / year |
Safeco | $326.00 / year |
Dairyland FR Bond | $378.00 / year |
American National P | $535.00 / year |
Mercury Insurance | $570.00 / year |
Buckeye Insurance Group | $823.00 / year |
Titan | $863.00 / year |
Utica National Ins Group | $934.00 / year |
Capital Insurance Group | $965.00 / year |
Average Cost to Insure
$415.57 / year
Cheapest Rate
$201.00 / year Victoria
Available Trims
ADVENTURE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $130.00 / year |
NatGen Custom 360 | $166.00 / year |
AssuranceAmerica Mobile Max | $256.00 / year |
Victoria | $400.00 / year |
Safeco | $444.00 / year |
American National P | $456.00 / year |
Dairyland FR Bond | $721.00 / year |
NatGen PPA | $816.00 / year |
SafeAuto | $869.00 / year |
Utica National Ins Group | $914.00 / year |
Average Cost to Insure
$520.23 / year
Cheapest Rate
$130.00 / year Kemper Personal Insurance
Available Trims
ADVENTURE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $273.00 / year |
Safeco | $432.00 / year |
American National P | $481.00 / year |
Mercury Insurance | $500.00 / year |
SafeAuto | $718.00 / year |
AssuranceAmerica Mobile Max | $769.00 / year |
Buckeye Insurance Group | $797.00 / year |
Countryway Insurance | $806.00 / year |
Concord Group | $845.00 / year |
MMG Insurance Company | $951.00 / year |
Average Cost to Insure
$643.80 / year
Cheapest Rate
$273.00 / year Kemper Personal Insurance
Available Trims
ADVENTURE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $260.00 / year |
AssuranceAmerica Mobile Max | $520.00 / year |
American National P | $594.00 / year |
Safeco | $611.00 / year |
NatGen PPA | $648.00 / year |
NatGen Custom 360 | $675.00 / year |
Mercury Insurance | $679.00 / year |
Bear River | $797.00 / year |
Dairyland FR Bond | $903.00 / year |
PEMCO | $933.00 / year |
Average Cost to Insure
$492.63 / year
Cheapest Rate
$260.00 / year Kemper Personal Insurance
Available Trims
ADVENTURE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
NatGen Custom 360 | $111.00 / year |
Safeco | $238.00 / year |
AssuranceAmerica Mobile Max | $321.00 / year |
Kemper Personal Insurance | $352.00 / year |
Dairyland Broadform | $485.00 / year |
Buckeye Insurance Group | $700.00 / year |
Kemper Auto Premier | $719.00 / year |
American National P | $758.00 / year |
Infinity Special | $823.00 / year |
Mercury Insurance | $840.00 / year |
Average Cost to Insure
$424.83 / year
Cheapest Rate
$111.00 / year NatGen Custom 360
Available Trims
ADVENTURE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Auto Premier | $52.00 / year |
Kemper Personal Insurance | $235.00 / year |
Safeco | $320.00 / year |
NatGen Custom 360 | $411.00 / year |
Infinity Special | $489.00 / year |
American National P | $591.00 / year |
AssuranceAmerica Mobile Max | $630.00 / year |
NatGen PPA | $652.00 / year |
MMG Insurance Company | $739.00 / year |
Buckeye Insurance Group | $794.00 / year |
Average Cost to Insure
$517.93 / year
Cheapest Rate
$52.00 / year Kemper Auto Premier
Available Trims
LE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
NatGen Custom 360 | $386.00 / year |
NatGen PPA | $489.00 / year |
American National P&C | $582.00 / year |
Kemper Auto | Infinity | $606.00 / year |
Safeco | $610.00 / year |
Buckeye Insurance Group | $629.00 / year |
AssuranceAmerica Mobile Max | $631.00 / year |
Kemper Auto Premier | $634.00 / year |
National General RAD | $742.00 / year |
Partners Mutual Insurance Co | $783.00 / year |
Average Cost to Insure
$381.83 / year
Cheapest Rate
$386.00 / year NatGen Custom 360
Available Trims
LE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $58.00 / year |
AssuranceAmerica Mobile Max | $158.00 / year |
Safeco | $499.00 / year |
Mercury Insurance | $512.00 / year |
Union Mutual Fire Group | $741.00 / year |
American National P | $788.00 / year |
Commerce Group Inc | $813.00 / year |
PEMCO | $823.00 / year |
Concord Group | $829.00 / year |
Texas Farm Bureau Group | $883.00 / year |
Average Cost to Insure
$424.97 / year
Cheapest Rate
$58.00 / year Kemper Personal Insurance
Available Trims
LE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $73.00 / year |
Infinity Special | $202.00 / year |
Safeco | $458.00 / year |
Mercury Insurance | $483.00 / year |
American National P | $547.00 / year |
Union Mutual Fire Group | $560.00 / year |
Utica National Ins Group | $694.00 / year |
Nodak Mutual | $722.00 / year |
Bear River | $738.00 / year |
North Carolina Farm Bureau | $756.00 / year |
Average Cost to Insure
$408.87 / year
Cheapest Rate
$73.00 / year Kemper Personal Insurance
Available Trims
LE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Safeco | $272.00 / year |
Mercury Insurance | $395.00 / year |
Kemper Personal Insurance | $410.00 / year |
NatGen Custom 360 | $665.00 / year |
Union Mutual Fire Group | $684.00 / year |
Buckeye Insurance Group | $704.00 / year |
Concord Group | $753.00 / year |
American National P | $799.00 / year |
NatGen PPA | $802.00 / year |
SECURA Insurance | $803.00 / year |
Average Cost to Insure
$448.47 / year
Cheapest Rate
$272.00 / year Safeco
Available Trims
LE 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Dairyland Auto 1 Month | $242.00 / year |
NatGen Custom 360 | $264.00 / year |
Dairyland Broadform | $283.00 / year |
Mercury Insurance | $343.00 / year |
Safeco | $393.00 / year |
American National P | $650.00 / year |
Buckeye Insurance Group | $776.00 / year |
North Carolina Farm Bureau | $780.00 / year |
PEMCO | $796.00 / year |
Kemper Personal Insurance | $811.00 / year |
Average Cost to Insure
$408.83 / year
Cheapest Rate
$242.00 / year Dairyland Auto 1 Month
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Safeco | $111.00 / year |
AssuranceAmerica Mobile Max | $120.00 / year |
Mercury Insurance | $405.00 / year |
Direct Auto | $545.00 / year |
Farmers Mutual of Nebraska | $684.00 / year |
North Carolina Farm Bureau | $712.00 / year |
Kemper Auto | $748.00 / year |
American National P | $768.00 / year |
Loya Insurance | $813.00 / year |
Countryway Insurance | $814.00 / year |
Average Cost to Insure
$440.33 / year
Cheapest Rate
$111.00 / year Safeco
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
NatGen Custom 360 | $117.00 / year |
Mercury Insurance | $193.00 / year |
Safeco | $206.00 / year |
Dairyland Auto 1 Month | $484.00 / year |
Union Mutual Fire Group | $531.00 / year |
Buckeye Insurance Group | $571.00 / year |
American National P&C | $597.00 / year |
PEMCO | $661.00 / year |
SECURA Insurance | $699.00 / year |
Pekin Insurance | $774.00 / year |
Average Cost to Insure
$453.77 / year
Cheapest Rate
$117.00 / year NatGen Custom 360
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Wondering how the Rav4 compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.