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Toyota Mirai Car Insurance
How much does car insurance cost for your Toyota Mirai? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Mirai
What is the Average Cost to Insure a Toyota Mirai?
Toyota Mirai
How much does car insurance cost for Toyota Mirai? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Mirai below.
Toyota Mirai Insurance Model Year by Age Group
The price you pay to insure your Toyota Mirai can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $243.37 / mo | $243.37 / mo | $138.60 / mo | $160.30 / mo | $160.30 / mo | $120.18 / mo |
| 2022 | N/A | $1,059.46 / mo | $714.03 / mo | N/A | $160.30 / mo | $120.18 / mo |
| 2021 | N/A | $208.10 / mo | $160.19 / mo | $147.89 / mo | $274.53 / mo | $134.45 / mo |
| 2020 | N/A | $156.87 / mo | $128.03 / mo | $122.32 / mo | $120.18 / mo | N/A |
| 2019 | N/A | $172.61 / mo | $163.01 / mo | N/A | $141.35 / mo | $145.65 / mo |
| 2018 | N/A | $1,327.01 / mo | $142.93 / mo | $135.17 / mo | $117.30 / mo | $132.66 / mo |
| 2017 | N/A | $184.51 / mo | $148.72 / mo | $121.48 / mo | $125.13 / mo | $142.82 / mo |
| 2016 | N/A | $165.16 / mo | N/A | $166.17 / mo | N/A | $132.60 / mo |
2023 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Esurance | $1,675.00 / year |
| Mercury | $2,231.00 / year |
| California Capital | $2,641.00 / year |
| Unitrin | $2,650.00 / year |
| USAA | $2,773.00 / year |
| 21st Century | $3,477.00 / year |
| Bristol West | $3,551.00 / year |
| Auto Club | $3,606.00 / year |
| Farmers | $3,634.00 / year |
| Allstate | $3,719.00 / year |
2023 Toyota Mirai Insurance
Average Cost to Insure
$2,352.00 / year
Cheapest Rate
$1,675.00 / year Esurance
Available Trims
XLE 4dr SEDAN (Ucyl)
2022 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury | $1,673.00 / year |
| Esurance | $1,726.00 / year |
| Mercury Insurance Company | $1,884.00 / year |
| California Capital | $2,140.00 / year |
| Unitrin | $2,283.00 / year |
| USAA | $2,408.00 / year |
| 21st Century | $2,507.00 / year |
| Bristol West | $2,647.00 / year |
| Farmers | $2,960.00 / year |
| State Farm | $3,057.00 / year |
2022 Toyota Mirai Insurance
Average Cost to Insure
$3,935.77 / year
Cheapest Rate
$1,673.00 / year Mercury
Available Trims
LE 4dr SEDAN (Ucyl)
2021 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury | $1,817.00 / year |
| California Capital | $1,998.00 / year |
| USAA | $2,261.00 / year |
| Esurance | $2,424.00 / year |
| 21st Century | $2,447.00 / year |
| Bristol West | $2,549.00 / year |
| Unitrin | $2,582.00 / year |
| Alliance United | $2,700.00 / year |
| Farmers | $2,709.00 / year |
| Auto Club | $2,849.00 / year |
2021 Toyota Mirai Insurance
Average Cost to Insure
$2,016.00 / year
Cheapest Rate
$1,817.00 / year Mercury
Available Trims
XLE 4dr SEDAN (Ucyl)
2020 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Esurance | $1,517.00 / year |
| Mercury | $1,637.00 / year |
| Colorado Farm Bureau Mutual | $1,646.00 / year |
| USAA | $1,670.00 / year |
| California Capital | $1,920.00 / year |
| Bristol West | $2,339.00 / year |
| Unitrin | $2,437.00 / year |
| CSAA | $2,564.00 / year |
| 21st Century | $2,587.00 / year |
| Metropolitan | $2,604.00 / year |
2020 Toyota Mirai Insurance
Average Cost to Insure
$1,572.00 / year
Cheapest Rate
$1,517.00 / year Esurance
Available Trims
4dr SEDAN (Ucyl)
2019 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Esurance | $1,795.00 / year |
| Mercury | $1,890.00 / year |
| Mercury Insurance Company | $1,913.00 / year |
| USAA | $1,994.00 / year |
| California Capital | $2,127.00 / year |
| Unitrin | $2,341.00 / year |
| Bristol West | $2,769.00 / year |
| CSAA | $3,074.00 / year |
| Auto Club | $3,078.00 / year |
| Farmers | $3,087.00 / year |
2019 Toyota Mirai Insurance
Average Cost to Insure
$1,920.00 / year
Cheapest Rate
$1,795.00 / year Esurance
Available Trims
4dr SEDAN (Ucyl)
2018 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $522.00 / year |
| Pekin Insurance | $903.00 / year |
| Indiana Farmers Mutual Ins | $909.00 / year |
| Grange Mutual | $1,092.00 / year |
| Buckeye Insurance Group | $1,215.00 / year |
| Westfield | $1,338.00 / year |
| Western Reserve | $1,383.00 / year |
| Allied | $1,497.00 / year |
| United Farm Bureau of IN Group | $1,682.00 / year |
| Safe Auto | $1,716.00 / year |
2018 Toyota Mirai Insurance
Average Cost to Insure
$1,649.77 / year
Cheapest Rate
$522.00 / year Hastings Mutual Insurance Co
Available Trims
4dr SEDAN (Ucyl)
2017 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Farm Bureau Mutual (IA Group) | $1,572.00 / year |
| Esurance | $1,745.00 / year |
| Mercury | $1,907.00 / year |
| USAA | $1,942.00 / year |
| California Capital | $2,136.00 / year |
| Travelers | $2,163.00 / year |
| Unitrin | $2,174.00 / year |
| Colorado Farm Bureau Mutual | $2,277.00 / year |
| 21st Century | $2,549.00 / year |
| Allied | $2,586.00 / year |
2017 Toyota Mirai Insurance
Average Cost to Insure
$1,740.00 / year
Cheapest Rate
$1,572.00 / year Farm Bureau Mutual (IA Group)
Available Trims
4dr SEDAN (Ucyl)
2016 Toyota Mirai Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New Jersey Manufacturers | $1,767.00 / year |
| Penn National | $2,060.00 / year |
| Mercury | $2,127.00 / year |
| USAA | $2,135.00 / year |
| Esurance | $2,163.00 / year |
| Mercury Insurance Company | $2,363.00 / year |
| California Capital | $2,371.00 / year |
| Unitrin | $2,461.00 / year |
| CSAA | $2,838.00 / year |
| Bristol West | $2,950.00 / year |
2016 Toyota Mirai Insurance
Average Cost to Insure
$1,908.00 / year
Cheapest Rate
$1,767.00 / year New Jersey Manufacturers
Available Trims
4dr SEDAN (Ucyl)
Compare Mirai to other Toyota Models
Wondering how the Mirai compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
