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Toyota Tacoma Car Insurance
How much does car insurance cost for your Toyota Tacoma? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Tacoma
What is the Average Cost to Insure a Toyota Tacoma?
Toyota Tacoma
How much does car insurance cost for Toyota Tacoma? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Tacoma below.
Toyota Tacoma Insurance Model Year by Age Group
The price you pay to insure your Toyota Tacoma can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | N/A | N/A | $95.45 / mo | N/A | N/A |
| 2023 | $389.64 / mo | $197.34 / mo | $152.86 / mo | $142.10 / mo | $182.95 / mo | $165.64 / mo |
| 2022 | $260.04 / mo | $192.91 / mo | $134.90 / mo | $133.21 / mo | $124.40 / mo | $133.81 / mo |
| 2021 | $330.84 / mo | $199.03 / mo | $130.37 / mo | $138.90 / mo | $123.29 / mo | $121.54 / mo |
| 2020 | $232.51 / mo | $186.41 / mo | $143.98 / mo | $131.77 / mo | $138.10 / mo | $125.79 / mo |
| 2019 | $301.52 / mo | $191.86 / mo | $159.88 / mo | $140.07 / mo | $131.19 / mo | $133.20 / mo |
| 2018 | $443.14 / mo | $193.47 / mo | $135.35 / mo | $137.05 / mo | $119.04 / mo | $121.17 / mo |
| 2017 | $315.73 / mo | $194.04 / mo | $136.36 / mo | $125.18 / mo | $123.90 / mo | $123.02 / mo |
| 2016 | $313.86 / mo | $170.95 / mo | $138.84 / mo | $125.19 / mo | $122.34 / mo | $121.44 / mo |
| 2015 | $228.88 / mo | $157.61 / mo | $115.79 / mo | $114.87 / mo | $103.66 / mo | $120.43 / mo |
| 2014 | $272.35 / mo | $170.65 / mo | $119.41 / mo | $105.16 / mo | $100.49 / mo | $116.21 / mo |
| 2013 | $290.34 / mo | $181.74 / mo | $104.12 / mo | $108.20 / mo | $104.40 / mo | $102.68 / mo |
| 2012 | $224.34 / mo | $140.11 / mo | $95.51 / mo | $103.38 / mo | $98.61 / mo | $101.02 / mo |
| 2011 | $240.26 / mo | $168.22 / mo | $88.43 / mo | $84.60 / mo | $88.94 / mo | $89.49 / mo |
| 2010 | $303.88 / mo | $140.51 / mo | $103.21 / mo | $93.62 / mo | $87.69 / mo | $96.25 / mo |
2024 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Esurance | $878.00 / year |
| Grange | $918.00 / year |
| Mercury | $1,058.00 / year |
| 21st Century | $1,098.00 / year |
| Allstate | $1,101.00 / year |
| Auto Club | $1,128.00 / year |
| Unitrin | $1,136.00 / year |
| Metropolitan | $1,146.00 / year |
| Alliance United | $1,169.00 / year |
| USAA | $1,172.00 / year |
2024 Toyota Tacoma Insurance
Average Cost to Insure
$1,140.00 / year
Cheapest Rate
$878.00 / year Esurance
Available Trims
DOUBLE CAB 4dr PICKUP (4cyl)
2023 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $244.00 / year |
| Victoria | $282.00 / year |
| American National P | $416.00 / year |
| Safeco | $524.00 / year |
| Pekin Insurance | $732.00 / year |
| Texas Farm Bureau Group | $909.00 / year |
| Wolverine Mutual | $921.00 / year |
| Hastings Mutual Insurance Co | $981.00 / year |
| Norfolk and Dedham Group | $1,000.00 / year |
| New York Central Mutual Fire | $1,017.00 / year |
2023 Toyota Tacoma Insurance
Average Cost to Insure
$766.97 / year
Cheapest Rate
$244.00 / year NatGen Custom 360
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2022 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $132.00 / year |
| Safeco | $338.00 / year |
| AssuranceAmerica Mobile Max | $366.00 / year |
| Victoria | $490.00 / year |
| Kemper Auto Premium | $694.00 / year |
| Concord Group | $733.00 / year |
| American National P | $738.00 / year |
| Countryway Insurance | $948.00 / year |
| Plymouth Rock Assurance | $1,002.00 / year |
| MMG Insurance Company | $1,030.00 / year |
2022 Toyota Tacoma Insurance
Average Cost to Insure
$572.17 / year
Cheapest Rate
$132.00 / year Kemper Auto
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2021 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $180.00 / year |
| Jupiter Auto Insurance | $251.00 / year |
| Dairyland Broadform | $291.00 / year |
| Victoria | $498.00 / year |
| NatGen Custom 360 | $603.00 / year |
| American National P | $604.00 / year |
| Safeco | $638.00 / year |
| Concord Group | $659.00 / year |
| Kemper Auto | $828.00 / year |
| Countryway Insurance | $877.00 / year |
2021 Toyota Tacoma Insurance
Average Cost to Insure
$575.33 / year
Cheapest Rate
$180.00 / year Kemper Personal Insurance
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2020 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Advantage | $289.00 / year |
| SAFECO | $401.00 / year |
| Mercury Insurance | $488.00 / year |
| Jupiter Auto Insurance | $529.00 / year |
| American National P | $551.00 / year |
| Rural Mutual Insurance | $911.00 / year |
| Pekin Insurance | $928.00 / year |
| Concord Group | $992.00 / year |
| Countryway Insurance | $1,064.00 / year |
| Partners Mutual Insurance Co | $1,092.00 / year |
2020 Toyota Tacoma Insurance
Average Cost to Insure
$605.97 / year
Cheapest Rate
$289.00 / year NatGen Advantage
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2019 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $369.00 / year |
| Concord Group | $706.00 / year |
| Bear River | $716.00 / year |
| Buckeye Insurance Group | $723.00 / year |
| AssuranceAmerica Mobile Max | $738.00 / year |
| Ameriprise Group | $818.00 / year |
| American National P | $933.00 / year |
| Mercury Insurance | $952.00 / year |
| SafeAuto | $1,008.00 / year |
| Pekin Insurance | $1,015.00 / year |
2019 Toyota Tacoma Insurance
Average Cost to Insure
$572.03 / year
Cheapest Rate
$369.00 / year SAFECO
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2018 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $200.00 / year |
| SAFECO | $408.00 / year |
| NatGen Advantage | $454.00 / year |
| AssuranceAmerica Mobile Max | $492.00 / year |
| American National P | $675.00 / year |
| Concord Group | $729.00 / year |
| General Casualty | $885.00 / year |
| MMG Insurance Company | $937.00 / year |
| Pekin Insurance | $948.00 / year |
| Countryway Insurance | $980.00 / year |
2018 Toyota Tacoma Insurance
Average Cost to Insure
$747.73 / year
Cheapest Rate
$200.00 / year Jupiter Auto Insurance
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2017 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $230.00 / year |
| Kemper Auto | $451.00 / year |
| Jupiter Auto Insurance | $495.00 / year |
| NatGen Custom 360 | $514.00 / year |
| SAFECO | $567.00 / year |
| Kemper Personal Insurance | $597.00 / year |
| American National P&C | $640.00 / year |
| American National P | $765.00 / year |
| Concord Group | $960.00 / year |
| Dairyland Realtime | $985.00 / year |
2017 Toyota Tacoma Insurance
Average Cost to Insure
$646.40 / year
Cheapest Rate
$230.00 / year Kemper Auto Premier
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2016 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $178.00 / year |
| Jupiter Auto Insurance | $198.00 / year |
| Rural Mutual Insurance | $579.00 / year |
| Dairyland FR Bond | $642.00 / year |
| Concord Group | $748.00 / year |
| SAFECO | $765.00 / year |
| American National P | $805.00 / year |
| Ameriprise Group | $807.00 / year |
| Wolverine Mutual | $819.00 / year |
| Infinity Special | $828.00 / year |
2016 Toyota Tacoma Insurance
Average Cost to Insure
$499.73 / year
Cheapest Rate
$178.00 / year Kemper Auto Premier
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2015 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $189.00 / year |
| Kemper Auto Premier | $327.00 / year |
| SAFECO | $340.00 / year |
| Mercury Insurance | $374.00 / year |
| Kemper Personal Insurance | $390.00 / year |
| American National P&C | $497.00 / year |
| American National P | $560.00 / year |
| Buckeye Insurance Group | $633.00 / year |
| Concord Group | $674.00 / year |
| New York Central Mutual Fire | $734.00 / year |
2015 Toyota Tacoma Insurance
Average Cost to Insure
$475.57 / year
Cheapest Rate
$189.00 / year Jupiter Auto Insurance
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2014 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $305.00 / year |
| American National P&C | $380.00 / year |
| Mercury Insurance | $423.00 / year |
| American National P | $475.00 / year |
| Union Mutual Fire Group | $537.00 / year |
| SAFECO | $539.00 / year |
| Jupiter Auto Insurance | $563.00 / year |
| SECURA Insurance | $626.00 / year |
| North Carolina Farm Bureau | $769.00 / year |
| Kentucky Farm Bureau | $787.00 / year |
2014 Toyota Tacoma Insurance
Average Cost to Insure
$577.67 / year
Cheapest Rate
$305.00 / year Kemper Auto Premier
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2013 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $186.00 / year |
| Kemper Auto Premier | $191.00 / year |
| SAFECO | $440.00 / year |
| NatGen Custom 360 | $501.00 / year |
| Bear River | $542.00 / year |
| Union Mutual Fire Group | $545.00 / year |
| Concord Group | $564.00 / year |
| Partners Mutual Insurance Co | $598.00 / year |
| Pekin Insurance | $632.00 / year |
| Grinnell Mutual | $645.00 / year |
2013 Toyota Tacoma Insurance
Average Cost to Insure
$304.30 / year
Cheapest Rate
$186.00 / year Jupiter Auto Insurance
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2012 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $309.00 / year |
| Jupiter Auto Insurance | $409.00 / year |
| American National P | $472.00 / year |
| Buckeye Insurance Group | $517.00 / year |
| Concord Group | $538.00 / year |
| NatGen PPA | $586.00 / year |
| Bear River | $606.00 / year |
| MMG Insurance Company | $671.00 / year |
| Atlantic States Insurance | $696.00 / year |
| Patriot Group | $720.00 / year |
2012 Toyota Tacoma Insurance
Average Cost to Insure
$391.00 / year
Cheapest Rate
$309.00 / year SAFECO
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2011 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $372.00 / year |
| Safeco | $377.00 / year |
| American National P&C | $380.00 / year |
| West Bend Mutual | $401.00 / year |
| Kemper Auto | Infinity | $456.00 / year |
| Pekin Insurance | $459.00 / year |
| Rural Mutual Insurance | $462.00 / year |
| First Chicago Insurance | $471.00 / year |
| Buckeye Insurance Group | $474.00 / year |
| Rockford Mutual Insurance | $498.00 / year |
2011 Toyota Tacoma Insurance
Average Cost to Insure
$279.23 / year
Cheapest Rate
$372.00 / year American National P
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2010 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $46.00 / year |
| Pekin Insurance | $551.00 / year |
| SAFECO | $553.00 / year |
| Buckeye Insurance Group | $558.00 / year |
| Rural Mutual Insurance | $566.00 / year |
| SECURA Insurance | $628.00 / year |
| Concord Group | $646.00 / year |
| New York Central Mutual Fire | $699.00 / year |
| Rockford Mutual Insurance | $700.00 / year |
| Indiana Farmers Mutual Ins | $727.00 / year |
2010 Toyota Tacoma Insurance
Average Cost to Insure
$473.73 / year
Cheapest Rate
$46.00 / year Jupiter Auto Insurance
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
Compare Tacoma to other Toyota Models
Wondering how the Tacoma compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
