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Toyota Tacoma Car Insurance
How much does car insurance cost for your Toyota Tacoma? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Tacoma
What is the Average Cost to Insure a Toyota Tacoma?
Toyota Tacoma
How much does car insurance cost for Toyota Tacoma? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota Tacoma below.
Toyota Tacoma Insurance Model Year by Age Group
The price you pay to insure your Toyota Tacoma can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $95.45 / mo | N/A | $104.47 / mo | N/A | N/A |
| 2023 | $389.64 / mo | $197.34 / mo | $152.86 / mo | $140.31 / mo | $178.58 / mo | $165.64 / mo |
| 2022 | $245.58 / mo | $191.46 / mo | $125.88 / mo | $134.22 / mo | $132.09 / mo | $144.77 / mo |
| 2021 | $452.18 / mo | $239.90 / mo | $138.72 / mo | $153.73 / mo | $142.84 / mo | $129.14 / mo |
| 2020 | $237.66 / mo | $211.48 / mo | $171.43 / mo | $123.89 / mo | $159.15 / mo | $141.19 / mo |
| 2019 | $278.81 / mo | $218.75 / mo | $199.84 / mo | $158.20 / mo | $142.03 / mo | $154.13 / mo |
| 2018 | $657.91 / mo | $214.21 / mo | $133.12 / mo | $157.92 / mo | $136.82 / mo | $147.79 / mo |
| 2017 | $267.69 / mo | $208.78 / mo | $152.23 / mo | $139.50 / mo | $122.61 / mo | $136.63 / mo |
| 2016 | $391.77 / mo | $159.79 / mo | $154.83 / mo | $153.43 / mo | $132.37 / mo | $129.17 / mo |
| 2015 | $246.01 / mo | $162.22 / mo | $121.35 / mo | $129.00 / mo | $131.04 / mo | $140.01 / mo |
| 2014 | $219.55 / mo | $209.31 / mo | $123.34 / mo | $96.16 / mo | $114.02 / mo | $137.39 / mo |
| 2013 | $256.38 / mo | $181.89 / mo | $108.89 / mo | $104.02 / mo | $111.47 / mo | $114.73 / mo |
| 2012 | $219.35 / mo | $131.84 / mo | $101.81 / mo | $81.07 / mo | $104.00 / mo | $115.73 / mo |
| 2011 | $204.18 / mo | $167.75 / mo | $86.82 / mo | $83.20 / mo | $120.64 / mo | $104.49 / mo |
| 2010 | $220.68 / mo | $150.64 / mo | $110.72 / mo | $103.44 / mo | $94.28 / mo | $119.46 / mo |
2024 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Esurance | $878.00 / year |
| Grange | $918.00 / year |
| USAA | $1,055.00 / year |
| 21st Century | $1,098.00 / year |
| Auto Club | $1,128.00 / year |
| Unitrin | $1,136.00 / year |
| Alliance United | $1,169.00 / year |
| State Farm | $1,215.00 / year |
| Mercury | $1,307.00 / year |
| Allstate | $1,346.00 / year |
2024 Toyota Tacoma Insurance
Average Cost to Insure
$1,212.00 / year
Cheapest Rate
$878.00 / year Esurance
Available Trims
DOUBLE CAB 4dr PICKUP (4cyl)
2023 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $244.00 / year |
| Victoria | $282.00 / year |
| American National P | $416.00 / year |
| Safeco | $519.00 / year |
| Pekin Insurance | $732.00 / year |
| Texas Farm Bureau Group | $909.00 / year |
| Wolverine Mutual | $921.00 / year |
| Hastings Mutual Insurance Co | $981.00 / year |
| Norfolk and Dedham Group | $1,000.00 / year |
| New York Central Mutual Fire | $1,017.00 / year |
2023 Toyota Tacoma Insurance
Average Cost to Insure
$721.27 / year
Cheapest Rate
$244.00 / year NatGen Custom 360
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2022 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $132.00 / year |
| Safeco | $318.00 / year |
| AssuranceAmerica Mobile Max | $366.00 / year |
| Concord Group | $618.00 / year |
| Victoria | $680.00 / year |
| Pekin Insurance | $834.00 / year |
| American National P | $875.00 / year |
| Titan | $920.00 / year |
| MMG Insurance Company | $965.00 / year |
| Countryway Insurance | $975.00 / year |
2022 Toyota Tacoma Insurance
Average Cost to Insure
$550.17 / year
Cheapest Rate
$132.00 / year Kemper Auto
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2021 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Broadform | $332.00 / year |
| Victoria | $405.00 / year |
| NatGen Custom 360 | $548.00 / year |
| Safeco | $549.00 / year |
| Concord Group | $647.00 / year |
| Buckeye Insurance Group | $671.00 / year |
| American National P | $795.00 / year |
| Countryway Insurance | $835.00 / year |
| Indiana Farmers Mutual Ins | $861.00 / year |
| Mercury Insurance | $890.00 / year |
2021 Toyota Tacoma Insurance
Average Cost to Insure
$518.50 / year
Cheapest Rate
$332.00 / year Dairyland Broadform
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2020 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $129.00 / year |
| Mercury Insurance | $413.00 / year |
| American National P | $479.00 / year |
| Buckeye Insurance Group | $747.00 / year |
| Countryway Insurance | $764.00 / year |
| Pekin Insurance | $794.00 / year |
| United Farm Bureau of IN Group | $819.00 / year |
| Rural Mutual Insurance | $854.00 / year |
| Utica National Ins Group | $898.00 / year |
| West Bend Mutual | $1,015.00 / year |
2020 Toyota Tacoma Insurance
Average Cost to Insure
$521.80 / year
Cheapest Rate
$129.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2019 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $130.00 / year |
| Buckeye Insurance Group | $655.00 / year |
| Concord Group | $701.00 / year |
| SafeAuto | $714.00 / year |
| AssuranceAmerica Mobile Max | $738.00 / year |
| North Carolina Farm Bureau | $883.00 / year |
| Mercury Insurance | $927.00 / year |
| Pekin Insurance | $928.00 / year |
| American National P | $989.00 / year |
| West Bend Mutual | $1,014.00 / year |
2019 Toyota Tacoma Insurance
Average Cost to Insure
$605.97 / year
Cheapest Rate
$130.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2018 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $132.00 / year |
| Concord Group | $384.00 / year |
| AssuranceAmerica Mobile Max | $410.00 / year |
| American National P | $546.00 / year |
| Utica National Ins Group | $725.00 / year |
| Countryway Insurance | $783.00 / year |
| Buckeye Insurance Group | $819.00 / year |
| Mercury Insurance | $825.00 / year |
| MMG Insurance Company | $849.00 / year |
| Patriot Group | $855.00 / year |
2018 Toyota Tacoma Insurance
Average Cost to Insure
$665.97 / year
Cheapest Rate
$132.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2017 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $319.00 / year |
| Kemper Auto | $451.00 / year |
| NatGen Custom 360 | $514.00 / year |
| Concord Group | $703.00 / year |
| Mercury Insurance | $807.00 / year |
| American National P | $873.00 / year |
| American National P&C | $888.00 / year |
| Indiana Farmers Mutual Ins | $1,004.00 / year |
| SECURA Insurance | $1,038.00 / year |
| Infinity Special | $1,043.00 / year |
2017 Toyota Tacoma Insurance
Average Cost to Insure
$603.37 / year
Cheapest Rate
$319.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2016 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $12.00 / year |
| Infinity Special | $246.00 / year |
| Mercury Insurance Company | $330.00 / year |
| Safeco | $351.00 / year |
| Mercury Insurance | $354.00 / year |
| National General Value | $456.00 / year |
| American National P | $502.00 / year |
| Rural Mutual Insurance | $579.00 / year |
| West Bend Mutual | $636.00 / year |
| Dairyland FR Bond | $642.00 / year |
2016 Toyota Tacoma Insurance
Average Cost to Insure
$335.80 / year
Cheapest Rate
$12.00 / year Jupiter Auto Insurance
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2015 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $248.00 / year |
| Mercury Insurance | $353.00 / year |
| Kemper Personal Insurance | $447.00 / year |
| SafeAuto | $515.00 / year |
| American National P | $527.00 / year |
| New York Central Mutual Fire | $586.00 / year |
| Plymouth Rock Assurance | $611.00 / year |
| Buckeye Insurance Group | $621.00 / year |
| Infinity Special | $643.00 / year |
| North Carolina Farm Bureau | $757.00 / year |
2015 Toyota Tacoma Insurance
Average Cost to Insure
$475.50 / year
Cheapest Rate
$248.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2014 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $161.00 / year |
| Mercury Insurance | $327.00 / year |
| Kemper Auto Premier | $407.00 / year |
| American National P | $427.00 / year |
| SECURA Insurance | $577.00 / year |
| Pekin Insurance | $582.00 / year |
| Buckeye Insurance Group | $665.00 / year |
| Umialik Insurance | $678.00 / year |
| New York Central Mutual Fire | $693.00 / year |
| North Carolina Farm Bureau | $723.00 / year |
2014 Toyota Tacoma Insurance
Average Cost to Insure
$562.10 / year
Cheapest Rate
$161.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2013 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $282.00 / year |
| American National P | $354.00 / year |
| NatGen Custom 360 | $501.00 / year |
| First Chicago Insurance | $678.00 / year |
| SECURA Insurance | $705.00 / year |
| Mercury Insurance | $771.00 / year |
| PEMCO | $785.00 / year |
| Direct Auto | $797.00 / year |
| Pekin Insurance | $801.00 / year |
| Buckeye Insurance Group | $820.00 / year |
2013 Toyota Tacoma Insurance
Average Cost to Insure
$360.30 / year
Cheapest Rate
$282.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2012 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $194.00 / year |
| Buckeye Insurance Group | $485.00 / year |
| Kemper Auto | Infinity | $493.00 / year |
| NatGen PPA | $586.00 / year |
| Frankenmuth Mutual | $632.00 / year |
| ALFA | $717.00 / year |
| North Carolina Farm Bureau | $741.00 / year |
| SafeAuto | $754.00 / year |
| PEMCO | $756.00 / year |
| Ohio Mutual Ins Group | $769.00 / year |
2012 Toyota Tacoma Insurance
Average Cost to Insure
$373.13 / year
Cheapest Rate
$194.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (4cyl)
2011 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $100.00 / year |
| Safeco | $245.00 / year |
| Mercury Insurance | $288.00 / year |
| Buckeye Insurance Group | $390.00 / year |
| Pekin Insurance | $428.00 / year |
| American National P | $438.00 / year |
| United Farm Bureau of IN Group | $444.00 / year |
| Infinity Special | $447.00 / year |
| North Star | $498.00 / year |
| Partners Mutual Insurance Co | $501.00 / year |
2011 Toyota Tacoma Insurance
Average Cost to Insure
$288.27 / year
Cheapest Rate
$100.00 / year Kemper Auto | Infinity
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
2010 Toyota Tacoma Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $538.00 / year |
| Buckeye Insurance Group | $540.00 / year |
| SECURA Insurance | $580.00 / year |
| Mercury Insurance | $642.00 / year |
| North Carolina Farm Bureau | $697.00 / year |
| Verti Insurance | $734.00 / year |
| NatGen Advantage | $741.00 / year |
| Western Reserve | $754.00 / year |
| AssuranceAmerica Economy | $770.00 / year |
| New York Central Mutual Fire | $833.00 / year |
2010 Toyota Tacoma Insurance
Average Cost to Insure
$531.97 / year
Cheapest Rate
$538.00 / year Safeco
Available Trims
ACCESS CAB 2dr PICKUP (6cyl)
Compare Tacoma to other Toyota Models
Wondering how the Tacoma compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
