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Toyota 4Runner Car Insurance
How much does car insurance cost for your Toyota 4runner? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 4runner
What is the Average Cost to Insure a Toyota 4runner?
Toyota 4runner
How much does car insurance cost for Toyota 4runner? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota 4runner below.
Toyota 4runner Insurance Model Year by Age Group
The price you pay to insure your Toyota 4runner can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $91.68 / mo | $100.22 / mo | $173.58 / mo | $99.39 / mo | N/A |
| 2023 | N/A | $138.89 / mo | $210.02 / mo | $168.51 / mo | $161.29 / mo | $250.93 / mo |
| 2022 | $319.27 / mo | $167.70 / mo | $167.41 / mo | $153.80 / mo | $148.42 / mo | $185.53 / mo |
| 2021 | N/A | $186.84 / mo | $140.20 / mo | $126.69 / mo | $112.25 / mo | $153.37 / mo |
| 2020 | N/A | $149.38 / mo | $147.56 / mo | $134.05 / mo | $166.33 / mo | $137.48 / mo |
| 2019 | N/A | $184.88 / mo | $141.58 / mo | $151.91 / mo | $171.74 / mo | $123.44 / mo |
| 2018 | N/A | $155.67 / mo | $175.87 / mo | $173.66 / mo | $158.81 / mo | $142.74 / mo |
| 2017 | $226.57 / mo | $196.87 / mo | $137.23 / mo | $106.56 / mo | $130.83 / mo | $118.09 / mo |
| 2016 | $310.07 / mo | $210.37 / mo | $143.68 / mo | $115.41 / mo | $164.31 / mo | $158.99 / mo |
| 2015 | $181.25 / mo | $143.19 / mo | $118.34 / mo | $151.94 / mo | $139.34 / mo | $113.97 / mo |
| 2014 | $182.06 / mo | $193.44 / mo | $125.10 / mo | $114.19 / mo | $194.86 / mo | $145.39 / mo |
| 2013 | N/A | $168.65 / mo | $102.20 / mo | $134.85 / mo | $122.76 / mo | $139.90 / mo |
| 2012 | N/A | $163.29 / mo | $111.81 / mo | $116.97 / mo | $93.17 / mo | $104.20 / mo |
| 2011 | $164.49 / mo | $166.78 / mo | $149.59 / mo | $154.83 / mo | $111.60 / mo | $90.66 / mo |
| 2010 | N/A | $164.46 / mo | $131.06 / mo | $114.51 / mo | $110.19 / mo | $103.07 / mo |
2024 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $1,119.00 / year |
| Penn National | $1,202.00 / year |
| Allied | $1,278.00 / year |
| Mercury | $1,279.00 / year |
| USAA | $1,289.00 / year |
| ALFA | $1,313.00 / year |
| California Capital | $1,513.00 / year |
| 21st Century | $1,556.00 / year |
| Utica National Ins Group | $1,640.00 / year |
| Auto-Owners Insurance Co | $1,700.00 / year |
2024 Toyota 4runner Insurance
Average Cost to Insure
$1,392.00 / year
Cheapest Rate
$1,119.00 / year Virginia Farm Bureau
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2023 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $24.00 / year |
| Safeco | $285.00 / year |
| Victoria | $423.00 / year |
| Kemper Auto | Infinity | $699.00 / year |
| Texas Farm Bureau Group | $861.00 / year |
| PEMCO | $870.00 / year |
| Capital Insurance Group | $873.00 / year |
| North Carolina Farm Bureau | $942.00 / year |
| Utica National Ins Group | $950.00 / year |
| SECURA Insurance | $983.00 / year |
2023 Toyota 4runner Insurance
Average Cost to Insure
$417.27 / year
Cheapest Rate
$24.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2022 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $27.00 / year |
| Victoria | $423.00 / year |
| Concord Group | $618.00 / year |
| American National P | $621.00 / year |
| Direct Auto | $737.00 / year |
| Clearcover | $891.00 / year |
| MMG Insurance Company | $903.00 / year |
| Countryway Insurance | $936.00 / year |
| NatGen PPA | $980.00 / year |
| Mercury Insurance | $993.00 / year |
2022 Toyota 4runner Insurance
Average Cost to Insure
$621.03 / year
Cheapest Rate
$27.00 / year Safeco
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $359.00 / year |
| American National P | $556.00 / year |
| NatGen Value | $593.00 / year |
| Pekin Insurance | $665.00 / year |
| Buckeye Insurance Group | $830.00 / year |
| Norfolk and Dedham Group | $965.00 / year |
| Virginia Farm Bureau | $970.00 / year |
| Safety Group | $1,007.00 / year |
| PEMCO | $1,030.00 / year |
| Texas Farm Bureau Group | $1,033.00 / year |
2021 Toyota 4runner Insurance
Average Cost to Insure
$787.60 / year
Cheapest Rate
$359.00 / year Safeco
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $384.00 / year |
| American National P | $399.00 / year |
| Kemper Auto | $438.00 / year |
| Concord Group | $618.00 / year |
| SafeAuto | $627.00 / year |
| Kemper Auto | Infinity | $682.00 / year |
| PEMCO | $798.00 / year |
| Ohio Mutual Ins Group | $804.00 / year |
| AssuranceAmerica Mobile Max | $868.00 / year |
| MMG Insurance Company | $903.00 / year |
2020 Toyota 4runner Insurance
Average Cost to Insure
$709.27 / year
Cheapest Rate
$384.00 / year Safeco
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $12.00 / year |
| Safeco | $407.00 / year |
| American National P | $461.00 / year |
| Mercury Insurance | $635.00 / year |
| West Bend Mutual | $780.00 / year |
| National General Value | $787.00 / year |
| Utica National Ins Group | $794.00 / year |
| Pekin Insurance | $857.00 / year |
| Rural Mutual Insurance | $894.00 / year |
| Wolverine Mutual | $1,008.00 / year |
2019 Toyota 4runner Insurance
Average Cost to Insure
$543.83 / year
Cheapest Rate
$12.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Advantage | $356.00 / year |
| Dairyland FR Bond | $408.00 / year |
| American National P | $466.00 / year |
| Safeco | $535.00 / year |
| AssuranceAmerica Mobile Max | $576.00 / year |
| Pekin Insurance | $631.00 / year |
| Concord Group | $684.00 / year |
| Rural Mutual Insurance | $686.00 / year |
| Buckeye Insurance Group | $697.00 / year |
| Mercury Insurance | $706.00 / year |
2018 Toyota 4runner Insurance
Average Cost to Insure
$599.80 / year
Cheapest Rate
$356.00 / year NatGen Advantage
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $167.00 / year |
| National General RAD | $245.00 / year |
| American National P | $348.00 / year |
| Buckeye Insurance Group | $461.00 / year |
| Mercury Insurance | $467.00 / year |
| AssuranceAmerica Economy | $501.00 / year |
| Concord Group | $576.00 / year |
| Kemper Auto | Infinity | $584.00 / year |
| Loya Insurance | $687.00 / year |
| SafeAuto | $708.00 / year |
2017 Toyota 4runner Insurance
Average Cost to Insure
$454.23 / year
Cheapest Rate
$167.00 / year Safeco
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $229.00 / year |
| American National P | $429.00 / year |
| Mercury Insurance | $735.00 / year |
| Buckeye Insurance Group | $766.00 / year |
| Pekin Insurance | $900.00 / year |
| Texas Farm Bureau Group | $910.00 / year |
| SECURA Insurance | $911.00 / year |
| PEMCO | $959.00 / year |
| Virginia Farm Bureau | $970.00 / year |
| Indiana Farmers Mutual Ins | $992.00 / year |
2016 Toyota 4runner Insurance
Average Cost to Insure
$520.70 / year
Cheapest Rate
$229.00 / year Safeco
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $24.00 / year |
| Mercury Insurance | $372.00 / year |
| American National P | $439.00 / year |
| Concord Group | $453.00 / year |
| Wolverine Mutual | $564.00 / year |
| MMG Insurance Company | $653.00 / year |
| Buckeye Insurance Group | $673.00 / year |
| New Jersey Manufacturers | $750.00 / year |
| North Carolina Farm Bureau | $751.00 / year |
| West Bend Mutual | $755.00 / year |
2015 Toyota 4runner Insurance
Average Cost to Insure
$576.00 / year
Cheapest Rate
$24.00 / year Safeco
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $627.00 / year |
| American National P | $684.00 / year |
| North Carolina Farm Bureau | $780.00 / year |
| Mercury Insurance | $793.00 / year |
| Virginia Farm Bureau | $829.00 / year |
| Umialik Insurance | $944.00 / year |
| Farmers Mutual of Nebraska | $966.00 / year |
| Atlantic States Insurance | $973.00 / year |
| North Star | $984.00 / year |
| PEMCO | $992.00 / year |
2014 Toyota 4runner Insurance
Average Cost to Insure
$856.70 / year
Cheapest Rate
$627.00 / year SECURA Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General Value | $516.00 / year |
| Pekin Insurance | $556.00 / year |
| Rural Mutual Insurance | $591.00 / year |
| American National P | $603.00 / year |
| West Bend Mutual | $608.00 / year |
| SECURA Insurance | $745.00 / year |
| MO Farm Bureau Services | $755.00 / year |
| PEMCO | $759.00 / year |
| Rockford Mutual Insurance | $806.00 / year |
| Kentucky Farm Bureau | $822.00 / year |
2013 Toyota 4runner Insurance
Average Cost to Insure
$570.13 / year
Cheapest Rate
$516.00 / year National General Value
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $224.00 / year |
| Dairyland | $829.00 / year |
| Texas Farm Bureau Group | $836.00 / year |
| North Carolina Farm Bureau | $853.00 / year |
| Colorado Farm Bureau Mutual | $867.00 / year |
| Virginia Farm Bureau | $879.00 / year |
| Direct Auto | $892.00 / year |
| Mississippi Farm Bureau | $913.00 / year |
| Clearcover | $927.00 / year |
| National General Value | $973.00 / year |
2012 Toyota 4runner Insurance
Average Cost to Insure
$603.00 / year
Cheapest Rate
$224.00 / year Safeco
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $292.00 / year |
| Buckeye Insurance Group | $456.00 / year |
| PEMCO | $494.00 / year |
| Pekin Insurance | $547.00 / year |
| North Carolina Farm Bureau | $579.00 / year |
| AssuranceAmerica | $585.00 / year |
| Colorado Farm Bureau Mutual | $641.00 / year |
| Capital Insurance Group | $644.00 / year |
| SECURA Insurance | $645.00 / year |
| Atlantic States Insurance | $662.00 / year |
2011 Toyota 4runner Insurance
Average Cost to Insure
$498.50 / year
Cheapest Rate
$292.00 / year Kemper Auto | Infinity
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $373.00 / year |
| Pekin Insurance | $489.00 / year |
| Rockford Mutual Insurance | $666.00 / year |
| North Carolina Farm Bureau | $692.00 / year |
| First Chicago Insurance | $705.00 / year |
| Buckeye Insurance Group | $707.00 / year |
| Utica National Ins Group | $728.00 / year |
| Ohio Mutual Ins Group | $780.00 / year |
| SECURA Insurance | $832.00 / year |
| PEMCO | $834.00 / year |
2010 Toyota 4runner Insurance
Average Cost to Insure
$608.17 / year
Cheapest Rate
$373.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (4cyl)
Compare 4runner to other Toyota Models
Wondering how the 4runner compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
