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Toyota 4Runner Car Insurance
How much does car insurance cost for your Toyota 4runner? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 4runner
What is the Average Cost to Insure a Toyota 4runner?
Toyota 4runner
How much does car insurance cost for Toyota 4runner? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota 4runner below.
Toyota 4runner Insurance Model Year by Age Group
The price you pay to insure your Toyota 4runner can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $496.18 / mo | $320.74 / mo | $80.85 / mo | $163.32 / mo | N/A |
| 2022 | $283.82 / mo | $178.05 / mo | $149.98 / mo | $146.42 / mo | $138.56 / mo | $154.12 / mo |
| 2021 | $232.97 / mo | $140.20 / mo | $143.87 / mo | $152.50 / mo | $122.57 / mo | $143.66 / mo |
| 2020 | $319.31 / mo | $148.53 / mo | $129.00 / mo | $139.13 / mo | $123.80 / mo | $118.28 / mo |
| 2019 | $286.71 / mo | $166.19 / mo | $136.77 / mo | $147.94 / mo | $120.09 / mo | $125.83 / mo |
| 2018 | $169.36 / mo | $160.37 / mo | $126.34 / mo | $143.63 / mo | $124.20 / mo | $117.99 / mo |
| 2017 | $197.99 / mo | $155.68 / mo | $121.57 / mo | $110.82 / mo | $114.91 / mo | $122.37 / mo |
| 2016 | $301.95 / mo | $151.65 / mo | $112.60 / mo | $109.88 / mo | $111.84 / mo | $122.64 / mo |
| 2015 | $265.42 / mo | $147.18 / mo | $114.39 / mo | $105.22 / mo | $96.73 / mo | $109.78 / mo |
| 2014 | $270.73 / mo | $144.26 / mo | $106.84 / mo | $97.93 / mo | $117.29 / mo | $110.67 / mo |
| 2013 | $355.92 / mo | $129.86 / mo | $106.64 / mo | $102.94 / mo | $108.59 / mo | $101.67 / mo |
| 2012 | $359.72 / mo | $139.92 / mo | $89.01 / mo | $86.82 / mo | $90.02 / mo | $103.89 / mo |
| 2011 | $197.08 / mo | $143.97 / mo | $115.38 / mo | $121.45 / mo | $87.70 / mo | $92.23 / mo |
| 2010 | $245.26 / mo | $153.57 / mo | $102.73 / mo | $90.91 / mo | $88.85 / mo | $99.77 / mo |
2023 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $638.00 / year |
| Safeco | $1,324.00 / year |
| Mercury | $1,326.00 / year |
| Nationwide | $1,408.00 / year |
| Republic Indemnity | $1,530.00 / year |
| USAA | $1,707.00 / year |
| Permanent General | $1,718.00 / year |
| Metropolitan | $2,109.00 / year |
| Chubb | $2,241.00 / year |
| State Farm | $2,413.00 / year |
2023 Toyota 4runner Insurance
Average Cost to Insure
$1,772.27 / year
Cheapest Rate
$638.00 / year Texas Farm Bureau Group
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2022 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $386.00 / year |
| Safeco | $547.00 / year |
| American National P | $679.00 / year |
| Union Mutual Fire Group | $710.00 / year |
| Nodak Mutual | $816.00 / year |
| Titan | $1,170.00 / year |
| North Carolina Farm Bureau | $1,208.00 / year |
| Concord Group | $1,291.00 / year |
| Utica National Ins Group | $1,297.00 / year |
| PEMCO | $1,303.00 / year |
2022 Toyota 4runner Insurance
Average Cost to Insure
$943.07 / year
Cheapest Rate
$386.00 / year Victoria
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Value | $384.00 / year |
| Jupiter Auto Insurance | $435.00 / year |
| Safeco | $486.00 / year |
| Victoria | $527.00 / year |
| American National P | $607.00 / year |
| Mercury Insurance | $618.00 / year |
| Concord Group | $794.00 / year |
| National General Value | $858.00 / year |
| Pekin Insurance | $860.00 / year |
| PEMCO | $982.00 / year |
2021 Toyota 4runner Insurance
Average Cost to Insure
$855.50 / year
Cheapest Rate
$384.00 / year NatGen Value
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $501.00 / year |
| Kemper Auto | Infinity | $524.00 / year |
| American National P&C | $597.00 / year |
| Concord Group | $643.00 / year |
| Jupiter Auto Insurance | $770.00 / year |
| Commerce Group Inc | $796.00 / year |
| MMG Insurance Company | $829.00 / year |
| PEMCO | $909.00 / year |
| Countryway Insurance | $936.00 / year |
| North Carolina Farm Bureau | $993.00 / year |
2020 Toyota 4runner Insurance
Average Cost to Insure
$740.73 / year
Cheapest Rate
$501.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $393.00 / year |
| Dairyland Auto 1 Month | $399.00 / year |
| American National P | $561.00 / year |
| Concord Group | $576.00 / year |
| Jupiter Auto Insurance | $585.00 / year |
| MMG Insurance Company | $712.00 / year |
| Commerce Group Inc | $798.00 / year |
| National General Value | $832.00 / year |
| Pekin Insurance | $861.00 / year |
| Countryway Insurance | $890.00 / year |
2019 Toyota 4runner Insurance
Average Cost to Insure
$708.47 / year
Cheapest Rate
$393.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Advantage | $356.00 / year |
| Dairyland FR Bond | $408.00 / year |
| Jupiter Auto Insurance | $434.00 / year |
| American National P&C | $504.00 / year |
| American National P | $546.00 / year |
| AssuranceAmerica Mobile Max | $576.00 / year |
| NatGen PPA | $709.00 / year |
| Concord Group | $779.00 / year |
| National General Value | $831.00 / year |
| Umialik Insurance | $831.00 / year |
2018 Toyota 4runner Insurance
Average Cost to Insure
$758.00 / year
Cheapest Rate
$356.00 / year NatGen Advantage
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $1.00 / year |
| National General RAD | $245.00 / year |
| American National P&C | $388.00 / year |
| American National P | $532.00 / year |
| Mercury Insurance | $811.00 / year |
| Countryway Insurance | $897.00 / year |
| Wolverine Mutual | $906.00 / year |
| Buckeye Insurance Group | $923.00 / year |
| North Carolina Farm Bureau | $949.00 / year |
| Concord Group | $981.00 / year |
2017 Toyota 4runner Insurance
Average Cost to Insure
$677.37 / year
Cheapest Rate
$1.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $463.00 / year |
| Bear River | $623.00 / year |
| Concord Group | $654.00 / year |
| NatGen Advantage | $691.00 / year |
| Buckeye Insurance Group | $718.00 / year |
| Ameriprise Group | $777.00 / year |
| Loya Insurance | $795.00 / year |
| Patriot Group | $796.00 / year |
| American National P&C | $798.00 / year |
| Countryway Insurance | $834.00 / year |
2016 Toyota 4runner Insurance
Average Cost to Insure
$593.13 / year
Cheapest Rate
$463.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $303.00 / year |
| American National P | $400.00 / year |
| Jupiter Auto Insurance | $463.00 / year |
| SAFECO | $609.00 / year |
| Partners Mutual Insurance Co | $751.00 / year |
| Concord Group | $756.00 / year |
| Buckeye Insurance Group | $791.00 / year |
| Pekin Insurance | $798.00 / year |
| North Carolina Farm Bureau | $816.00 / year |
| Patriot Group | $833.00 / year |
2015 Toyota 4runner Insurance
Average Cost to Insure
$757.30 / year
Cheapest Rate
$303.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $357.00 / year |
| SAFECO | $382.00 / year |
| Buckeye Insurance Group | $671.00 / year |
| Bear River | $693.00 / year |
| Clearcover | $771.00 / year |
| SECURA Insurance | $837.00 / year |
| North Carolina Farm Bureau | $855.00 / year |
| IMT Insurance Company | $876.00 / year |
| Pekin Insurance | $887.00 / year |
| Mercury Insurance | $892.00 / year |
2014 Toyota 4runner Insurance
Average Cost to Insure
$823.60 / year
Cheapest Rate
$357.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $470.00 / year |
| Concord Group | $485.00 / year |
| American National P | $491.00 / year |
| American National P&C | $562.00 / year |
| Pekin Insurance | $707.00 / year |
| MMG Insurance Company | $713.00 / year |
| Partners Mutual Insurance Co | $714.00 / year |
| Patriot Group | $729.00 / year |
| North Carolina Farm Bureau | $736.00 / year |
| SECURA Insurance | $750.00 / year |
2013 Toyota 4runner Insurance
Average Cost to Insure
$549.77 / year
Cheapest Rate
$470.00 / year SAFECO
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $298.00 / year |
| American National P | $584.00 / year |
| Concord Group | $588.00 / year |
| SAFECO | $624.00 / year |
| Buckeye Insurance Group | $656.00 / year |
| Bear River | $669.00 / year |
| Pekin Insurance | $720.00 / year |
| Umialik Insurance | $729.00 / year |
| SECURA Insurance | $760.00 / year |
| North Carolina Farm Bureau | $762.00 / year |
2012 Toyota 4runner Insurance
Average Cost to Insure
$682.83 / year
Cheapest Rate
$298.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $431.00 / year |
| Loya Insurance | $603.00 / year |
| Bear River | $693.00 / year |
| Indiana Farmers Mutual Ins | $713.00 / year |
| SECURA Insurance | $725.00 / year |
| Partners Mutual Insurance Co | $729.00 / year |
| Countryway Insurance | $788.00 / year |
| Rural Mutual Insurance | $792.00 / year |
| North Carolina Farm Bureau | $812.00 / year |
| MMG Insurance Company | $813.00 / year |
2011 Toyota 4runner Insurance
Average Cost to Insure
$573.10 / year
Cheapest Rate
$431.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $197.00 / year |
| SAFECO | $238.00 / year |
| American National P | $357.00 / year |
| MMG Insurance Company | $477.00 / year |
| Concord Group | $545.00 / year |
| Commerce Group Inc | $548.00 / year |
| Patriot Group | $596.00 / year |
| Buckeye Insurance Group | $654.00 / year |
| Loya Insurance | $657.00 / year |
| PEMCO | $671.00 / year |
2010 Toyota 4runner Insurance
Average Cost to Insure
$721.93 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (4cyl)
Compare 4runner to other Toyota Models
Wondering how the 4runner compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
