How much does car insurance cost for your Toyota 4runner? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Toyota 4runner? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota 4runner below.
The price you pay to insure your Toyota 4runner can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2021 | $141.96 / mo | $206.25 / mo | $118.06 / mo | $232.07 / mo | $145.52 / mo | $226.88 / mo |
2020 | $352.22 / mo | $148.96 / mo | $131.74 / mo | $105.15 / mo | $84.46 / mo | $145.94 / mo |
2019 | $252.95 / mo | $160.40 / mo | $112.07 / mo | $128.12 / mo | $100.06 / mo | $126.52 / mo |
2018 | $483.10 / mo | $140.44 / mo | $116.56 / mo | $117.90 / mo | $99.15 / mo | $99.96 / mo |
2017 | $181.89 / mo | $162.40 / mo | $106.09 / mo | $79.08 / mo | $108.80 / mo | $120.13 / mo |
2016 | $276.32 / mo | $134.71 / mo | $100.50 / mo | $101.39 / mo | $96.79 / mo | $137.79 / mo |
2015 | $265.42 / mo | $133.19 / mo | $110.32 / mo | $96.56 / mo | $96.08 / mo | $102.88 / mo |
2014 | $268.12 / mo | $145.44 / mo | $86.68 / mo | $94.28 / mo | $103.83 / mo | $110.07 / mo |
2013 | $355.53 / mo | $122.66 / mo | $99.62 / mo | $76.78 / mo | $80.53 / mo | $90.76 / mo |
2012 | N/A | $149.96 / mo | $80.56 / mo | $95.73 / mo | $74.98 / mo | $100.16 / mo |
2011 | $178.38 / mo | $151.09 / mo | $101.61 / mo | $92.69 / mo | $72.70 / mo | $77.70 / mo |
2010 | $192.33 / mo | $147.26 / mo | $112.84 / mo | $72.76 / mo | $97.34 / mo | $72.36 / mo |
Insurance Company | 12 month Premium |
Direct Auto | $697.00 / year |
Penn National | $921.00 / year |
Pekin Insurance | $1,266.00 / year |
Texas Farm Bureau Group | $1,496.00 / year |
Motorists Mutual | $1,644.00 / year |
USAA | $1,736.00 / year |
Westfield | $1,768.00 / year |
State Farm | $1,813.00 / year |
GEICO | $1,841.00 / year |
Progressive | $1,885.00 / year |
Average Cost to Insure
$2,076.00 / year
Cheapest Rate
$697.00 / year Direct Auto
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl),TRAIL 4dr Sport Utility Vehicle (6cyl),SR5/SR5 PREMIUM 4dr Sport Utility Vehicle (6cyl),SR5 PREMIUM 4dr Sport Utility Vehicle (6cyl),NIGHT SHADE 4dr Sport Utility Vehicle (6cyl),VENTURE 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Commerce Group Inc | $569.00 / year |
American National P&C | $597.00 / year |
Concord Group | $627.00 / year |
MMG Insurance Company | $770.00 / year |
Titan | $786.00 / year |
Pekin Insurance | $789.00 / year |
Ohio Mutual Ins Group | $902.00 / year |
Patriot Group | $938.00 / year |
Safety Group | $1,065.00 / year |
PEMCO | $1,068.00 / year |
Average Cost to Insure
$1,194.03 / year
Cheapest Rate
$569.00 / year Commerce Group Inc
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl),SR5/SR5 PREMIUM 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $393.00 / year |
Pekin Insurance | $499.00 / year |
Indiana Farmers Mutual Ins | $878.00 / year |
Texas Farm Bureau Group | $1,030.00 / year |
New Jersey Manufacturers | $1,072.00 / year |
Buckeye Insurance Group | $1,123.00 / year |
First Chicago Insurance | $1,128.00 / year |
Capital Insurance Group | $1,131.00 / year |
United Farm Bureau of IN Group | $1,182.00 / year |
Hastings Mutual Insurance Co | $1,326.00 / year |
Average Cost to Insure
$1,345.70 / year
Cheapest Rate
$393.00 / year American National P&C
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $504.00 / year |
Unigard | $588.00 / year |
Concord Group | $654.00 / year |
Capital Insurance Group | $843.00 / year |
New Jersey Manufacturers | $875.00 / year |
North Carolina Farm Bureau | $1,004.00 / year |
Loya Insurance | $1,076.00 / year |
Pekin Insurance | $1,174.00 / year |
Patriot Group | $1,194.00 / year |
Vermont Mutual | $1,214.00 / year |
Average Cost to Insure
$1,227.93 / year
Cheapest Rate
$504.00 / year American National P&C
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl),SR5/SR5 PREMIUM 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $388.00 / year |
Utica National Ins Group | $789.00 / year |
Titan | $840.00 / year |
North Carolina Farm Bureau | $882.00 / year |
Mutual Of Enumclaw | $1,071.00 / year |
Wolverine Mutual | $1,122.00 / year |
First Chicago Insurance | $1,140.00 / year |
Rockford Mutual Insurance | $1,152.00 / year |
Loya Insurance | $1,181.00 / year |
Oregon Mutual | $1,218.00 / year |
Average Cost to Insure
$1,294.30 / year
Cheapest Rate
$388.00 / year American National P&C
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl),SR5/SR5 PREMIUM 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Bear River | $623.00 / year |
PEMCO | $774.00 / year |
Ameriprise Group | $777.00 / year |
Loya Insurance | $795.00 / year |
American National P&C | $798.00 / year |
Utica National Ins Group | $834.00 / year |
New Jersey Manufacturers | $938.00 / year |
Capital Insurance Group | $957.00 / year |
Farm Bureau Mutual (IA Group) | $1,027.00 / year |
Buckeye Insurance Group | $1,044.00 / year |
Average Cost to Insure
$1,173.97 / year
Cheapest Rate
$623.00 / year Bear River
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl),SR5/SR5 PREMIUM 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $303.00 / year |
Buckeye Insurance Group | $696.00 / year |
Utica National Ins Group | $708.00 / year |
Partners Mutual Insurance Co | $751.00 / year |
PEMCO | $821.00 / year |
Unigard | $846.00 / year |
Loya Insurance | $854.00 / year |
Capital Insurance Group | $884.00 / year |
Ohio Mutual Ins Group | $909.00 / year |
Farm Bureau of ID Group | $915.00 / year |
Average Cost to Insure
$983.13 / year
Cheapest Rate
$303.00 / year American National P&C
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Pekin Insurance | $536.00 / year |
Bear River | $693.00 / year |
Buckeye Insurance Group | $719.00 / year |
Virginia Farm Bureau | $779.00 / year |
SECURA Insurance | $819.00 / year |
Westfield | $854.00 / year |
Western Reserve | $909.00 / year |
First Chicago Insurance | $924.00 / year |
Utica National Ins Group | $970.00 / year |
Motorists Mutual | $985.00 / year |
Average Cost to Insure
$1,070.20 / year
Cheapest Rate
$536.00 / year Pekin Insurance
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $562.00 / year |
North Carolina Farm Bureau | $701.00 / year |
New Jersey Manufacturers | $768.00 / year |
GMAC Insurance Group | $828.00 / year |
Utica National Ins Group | $876.00 / year |
Texas Farm Bureau Group | $935.00 / year |
Georgia Farm Bureau | $1,099.00 / year |
Grange Mutual | $1,148.00 / year |
Loya Insurance | $1,175.00 / year |
IMT Insurance Company | $1,207.00 / year |
Average Cost to Insure
$1,200.00 / year
Cheapest Rate
$562.00 / year American National P&C
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Western National | $476.00 / year |
Partners Mutual Insurance Co | $522.00 / year |
West Bend Mutual | $572.00 / year |
Pekin Insurance | $599.00 / year |
Rockford Mutual Insurance | $621.00 / year |
Bear River | $669.00 / year |
North Carolina Farm Bureau | $690.00 / year |
PEMCO | $734.00 / year |
Buckeye Insurance Group | $873.00 / year |
Mutual Of Enumclaw | $937.00 / year |
Average Cost to Insure
$971.53 / year
Cheapest Rate
$476.00 / year Western National
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Safety Group | $600.00 / year |
Loya Insurance | $603.00 / year |
Norfolk and Dedham Group | $615.00 / year |
Pekin Insurance | $670.00 / year |
Bear River | $693.00 / year |
Virginia Farm Bureau | $713.00 / year |
Partners Mutual Insurance Co | $729.00 / year |
Texas Farm Bureau Group | $738.00 / year |
Clearcover | $765.00 / year |
New Jersey Manufacturers | $777.00 / year |
Average Cost to Insure
$896.80 / year
Cheapest Rate
$600.00 / year Safety Group
Available Trims
SR5 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Pekin Insurance | $471.00 / year |
Texas Farm Bureau Group | $552.00 / year |
Loya Insurance | $657.00 / year |
SECURA Insurance | $705.00 / year |
First Chicago Insurance | $774.00 / year |
Farm Bureau Mutual (IA Group) | $828.00 / year |
Atlantic States Insurance | $854.00 / year |
Donegal Mutual Insurance Co | $885.00 / year |
Rockford Mutual Insurance | $891.00 / year |
West Bend Mutual | $900.00 / year |
Average Cost to Insure
$1,011.70 / year
Cheapest Rate
$471.00 / year Pekin Insurance
Available Trims
SR5 4dr Sport Utility Vehicle (4cyl)
Wondering how the 4runner compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.