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Toyota 4Runner Car Insurance
How much does car insurance cost for your Toyota 4runner? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 4runner
What is the Average Cost to Insure a Toyota 4runner?
Toyota 4runner
How much does car insurance cost for Toyota 4runner? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota 4runner below.
Toyota 4runner Insurance Model Year by Age Group
The price you pay to insure your Toyota 4runner can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $62.12 / mo | $0.00 / mo | N/A | N/A | N/A |
| 2021 | $157.82 / mo | $90.90 / mo | $131.61 / mo | $116.94 / mo | $95.09 / mo | $97.47 / mo |
| 2020 | $352.22 / mo | $130.01 / mo | $106.79 / mo | $136.32 / mo | $117.99 / mo | $80.71 / mo |
| 2019 | $252.95 / mo | $143.90 / mo | $125.42 / mo | $124.35 / mo | $67.78 / mo | $109.74 / mo |
| 2018 | $169.36 / mo | $147.04 / mo | $104.20 / mo | $99.09 / mo | $85.80 / mo | $89.91 / mo |
| 2017 | $181.89 / mo | $142.85 / mo | $101.70 / mo | $85.10 / mo | $99.58 / mo | $108.08 / mo |
| 2016 | $276.32 / mo | $133.06 / mo | $88.74 / mo | $97.41 / mo | $85.56 / mo | $135.60 / mo |
| 2015 | $265.42 / mo | $129.13 / mo | $105.56 / mo | $89.24 / mo | $75.43 / mo | $98.56 / mo |
| 2014 | $268.12 / mo | $147.92 / mo | $89.38 / mo | $91.24 / mo | $86.36 / mo | $97.45 / mo |
| 2013 | $355.53 / mo | $117.71 / mo | $98.28 / mo | $63.46 / mo | $87.99 / mo | $70.47 / mo |
| 2012 | $264.74 / mo | $118.74 / mo | $75.85 / mo | $69.18 / mo | $68.79 / mo | $102.50 / mo |
| 2011 | $178.38 / mo | $135.62 / mo | $100.20 / mo | $93.00 / mo | $74.22 / mo | $58.28 / mo |
| 2010 | $192.33 / mo | $150.97 / mo | $84.41 / mo | $64.50 / mo | $91.63 / mo | $78.12 / mo |
2021 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $485.00 / year |
| Penn National | $921.00 / year |
| Capital Insurance Group | $1,011.00 / year |
| Clearcover | $1,118.00 / year |
| Texas Farm Bureau Group | $1,244.00 / year |
| Pekin Insurance | $1,266.00 / year |
| Country | $1,386.00 / year |
| USAA | $1,396.00 / year |
| Direct Auto | $1,417.00 / year |
| Motorists Mutual | $1,644.00 / year |
2021 Toyota 4runner Insurance
Average Cost to Insure
$1,260.00 / year
Cheapest Rate
$485.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Commerce Group Inc | $569.00 / year |
| American National P&C | $597.00 / year |
| Concord Group | $627.00 / year |
| MMG Insurance Company | $770.00 / year |
| Titan | $786.00 / year |
| Pekin Insurance | $789.00 / year |
| Jupiter Auto Insurance | $796.00 / year |
| Ohio Mutual Ins Group | $902.00 / year |
| Patriot Group | $938.00 / year |
| Clearcover | $1,032.00 / year |
2020 Toyota 4runner Insurance
Average Cost to Insure
$1,143.23 / year
Cheapest Rate
$569.00 / year Commerce Group Inc
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $393.00 / year |
| Pekin Insurance | $570.00 / year |
| Jupiter Auto Insurance | $682.00 / year |
| Indiana Farmers Mutual Ins | $878.00 / year |
| Texas Farm Bureau Group | $1,030.00 / year |
| National General | $1,057.00 / year |
| New Jersey Manufacturers | $1,072.00 / year |
| First Chicago Insurance | $1,075.00 / year |
| Buckeye Insurance Group | $1,123.00 / year |
| Capital Insurance Group | $1,131.00 / year |
2019 Toyota 4runner Insurance
Average Cost to Insure
$1,147.90 / year
Cheapest Rate
$393.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $502.00 / year |
| American National P&C | $504.00 / year |
| Concord Group | $654.00 / year |
| New Jersey Manufacturers | $875.00 / year |
| Clearcover | $900.00 / year |
| North Carolina Farm Bureau | $1,004.00 / year |
| Capital Insurance Group | $1,026.00 / year |
| Loya Insurance | $1,052.00 / year |
| PEMCO | $1,073.00 / year |
| Unigard | $1,161.00 / year |
2018 Toyota 4runner Insurance
Average Cost to Insure
$1,172.87 / year
Cheapest Rate
$502.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $1.00 / year |
| American National P&C | $388.00 / year |
| American National P | $393.00 / year |
| Utica National Ins Group | $789.00 / year |
| Titan | $840.00 / year |
| North Carolina Farm Bureau | $882.00 / year |
| Clearcover | $1,035.00 / year |
| Mutual Of Enumclaw | $1,071.00 / year |
| Wolverine Mutual | $1,122.00 / year |
| First Chicago Insurance | $1,140.00 / year |
2017 Toyota 4runner Insurance
Average Cost to Insure
$1,174.67 / year
Cheapest Rate
$1.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Bear River | $623.00 / year |
| PEMCO | $774.00 / year |
| Ameriprise Group | $777.00 / year |
| Loya Insurance | $795.00 / year |
| American National P&C | $798.00 / year |
| North Carolina Farm Bureau | $813.00 / year |
| Utica National Ins Group | $841.00 / year |
| Plymouth Rock | $914.00 / year |
| New Jersey Manufacturers | $938.00 / year |
| Capital Insurance Group | $957.00 / year |
2016 Toyota 4runner Insurance
Average Cost to Insure
$984.60 / year
Cheapest Rate
$623.00 / year Bear River
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $303.00 / year |
| Jupiter Auto Insurance | $490.00 / year |
| Buckeye Insurance Group | $696.00 / year |
| Utica National Ins Group | $708.00 / year |
| Partners Mutual Insurance Co | $751.00 / year |
| Clearcover | $816.00 / year |
| PEMCO | $821.00 / year |
| Unigard | $846.00 / year |
| Loya Insurance | $854.00 / year |
| Capital Insurance Group | $884.00 / year |
2015 Toyota 4runner Insurance
Average Cost to Insure
$947.87 / year
Cheapest Rate
$303.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $536.00 / year |
| Bear River | $693.00 / year |
| Buckeye Insurance Group | $719.00 / year |
| Clearcover | $771.00 / year |
| Virginia Farm Bureau | $779.00 / year |
| SECURA Insurance | $819.00 / year |
| Westfield | $854.00 / year |
| Western Reserve | $909.00 / year |
| First Chicago Insurance | $924.00 / year |
| Utica National Ins Group | $970.00 / year |
2014 Toyota 4runner Insurance
Average Cost to Insure
$1,003.10 / year
Cheapest Rate
$536.00 / year Pekin Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $562.00 / year |
| North Carolina Farm Bureau | $701.00 / year |
| New Jersey Manufacturers | $768.00 / year |
| GMAC Insurance Group | $828.00 / year |
| Utica National Ins Group | $876.00 / year |
| Texas Farm Bureau Group | $935.00 / year |
| Georgia Farm Bureau | $1,099.00 / year |
| Grange Mutual | $1,148.00 / year |
| Loya Insurance | $1,175.00 / year |
| IMT Insurance Company | $1,207.00 / year |
2013 Toyota 4runner Insurance
Average Cost to Insure
$1,116.00 / year
Cheapest Rate
$562.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Western National | $476.00 / year |
| Partners Mutual Insurance Co | $522.00 / year |
| West Bend Mutual | $572.00 / year |
| Jupiter Auto Insurance | $597.00 / year |
| Bear River | $669.00 / year |
| North Carolina Farm Bureau | $671.00 / year |
| PEMCO | $734.00 / year |
| Texas Farm Bureau Group | $759.00 / year |
| Direct Auto | $821.00 / year |
| Buckeye Insurance Group | $873.00 / year |
2012 Toyota 4runner Insurance
Average Cost to Insure
$935.90 / year
Cheapest Rate
$476.00 / year Western National
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safety Group | $600.00 / year |
| Loya Insurance | $603.00 / year |
| Norfolk and Dedham Group | $615.00 / year |
| Pekin Insurance | $670.00 / year |
| Bear River | $693.00 / year |
| Virginia Farm Bureau | $713.00 / year |
| Partners Mutual Insurance Co | $729.00 / year |
| Texas Farm Bureau Group | $738.00 / year |
| New Jersey Manufacturers | $777.00 / year |
| SECURA Insurance | $793.00 / year |
2011 Toyota 4runner Insurance
Average Cost to Insure
$873.10 / year
Cheapest Rate
$600.00 / year Safety Group
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $197.00 / year |
| Pekin Insurance | $471.00 / year |
| Texas Farm Bureau Group | $552.00 / year |
| Loya Insurance | $657.00 / year |
| SECURA Insurance | $705.00 / year |
| First Chicago Insurance | $774.00 / year |
| Farm Bureau Mutual (IA Group) | $828.00 / year |
| Atlantic States Insurance | $854.00 / year |
| Donegal Mutual Insurance Co | $885.00 / year |
| Rockford Mutual Insurance | $891.00 / year |
2010 Toyota 4runner Insurance
Average Cost to Insure
$981.20 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (4cyl)
Compare 4runner to other Toyota Models
Wondering how the 4runner compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
