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Toyota 4Runner Car Insurance
How much does car insurance cost for your Toyota 4runner? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 4runner
What is the Average Cost to Insure a Toyota 4runner?
Toyota 4runner
How much does car insurance cost for Toyota 4runner? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota 4runner below.
Toyota 4runner Insurance Model Year by Age Group
The price you pay to insure your Toyota 4runner can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $91.68 / mo | $100.22 / mo | $173.58 / mo | $99.39 / mo | N/A |
| 2023 | N/A | $138.89 / mo | $210.02 / mo | $180.38 / mo | $161.29 / mo | $250.93 / mo |
| 2022 | $283.82 / mo | $169.69 / mo | $151.89 / mo | $145.18 / mo | $140.33 / mo | $159.87 / mo |
| 2021 | $232.97 / mo | $151.79 / mo | $144.05 / mo | $152.16 / mo | $123.04 / mo | $144.46 / mo |
| 2020 | $319.31 / mo | $149.83 / mo | $131.22 / mo | $138.18 / mo | $130.73 / mo | $118.43 / mo |
| 2019 | $286.71 / mo | $170.76 / mo | $137.03 / mo | $146.37 / mo | $135.28 / mo | $125.38 / mo |
| 2018 | $169.36 / mo | $157.12 / mo | $130.51 / mo | $144.99 / mo | $130.43 / mo | $126.16 / mo |
| 2017 | $197.99 / mo | $161.06 / mo | $123.52 / mo | $109.00 / mo | $117.67 / mo | $122.14 / mo |
| 2016 | $297.02 / mo | $164.04 / mo | $116.18 / mo | $109.97 / mo | $118.68 / mo | $127.99 / mo |
| 2015 | $244.38 / mo | $144.17 / mo | $113.09 / mo | $114.90 / mo | $108.15 / mo | $109.16 / mo |
| 2014 | $230.19 / mo | $151.64 / mo | $108.32 / mo | $98.48 / mo | $116.51 / mo | $122.09 / mo |
| 2013 | $355.92 / mo | $128.68 / mo | $104.57 / mo | $102.75 / mo | $108.59 / mo | $110.32 / mo |
| 2012 | $359.72 / mo | $140.71 / mo | $89.28 / mo | $87.60 / mo | $89.39 / mo | $104.69 / mo |
| 2011 | $189.92 / mo | $146.74 / mo | $116.07 / mo | $119.75 / mo | $94.57 / mo | $93.45 / mo |
| 2010 | $245.26 / mo | $155.45 / mo | $108.45 / mo | $92.16 / mo | $92.03 / mo | $100.10 / mo |
2024 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $1,119.00 / year |
| Penn National | $1,202.00 / year |
| Allied | $1,278.00 / year |
| Mercury | $1,279.00 / year |
| USAA | $1,289.00 / year |
| ALFA | $1,313.00 / year |
| California Capital | $1,513.00 / year |
| 21st Century | $1,556.00 / year |
| Utica National Ins Group | $1,640.00 / year |
| Auto-Owners Insurance Co | $1,700.00 / year |
2024 Toyota 4runner Insurance
Average Cost to Insure
$1,392.00 / year
Cheapest Rate
$1,119.00 / year Virginia Farm Bureau
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2023 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $24.00 / year |
| Safeco | $292.00 / year |
| Victoria | $423.00 / year |
| Kemper Auto | Infinity | $543.00 / year |
| Texas Farm Bureau Group | $861.00 / year |
| PEMCO | $870.00 / year |
| Capital Insurance Group | $873.00 / year |
| North Carolina Farm Bureau | $942.00 / year |
| Utica National Ins Group | $950.00 / year |
| SECURA Insurance | $983.00 / year |
2023 Toyota 4runner Insurance
Average Cost to Insure
$412.83 / year
Cheapest Rate
$24.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2022 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $323.00 / year |
| Victoria | $386.00 / year |
| American National P | $679.00 / year |
| Union Mutual Fire Group | $710.00 / year |
| Direct Auto | $737.00 / year |
| Nodak Mutual | $816.00 / year |
| NatGen PPA | $980.00 / year |
| Concord Group | $1,067.00 / year |
| Titan | $1,170.00 / year |
| North Carolina Farm Bureau | $1,208.00 / year |
2022 Toyota 4runner Insurance
Average Cost to Insure
$579.30 / year
Cheapest Rate
$323.00 / year Safeco
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $409.00 / year |
| Jupiter Auto Insurance | $435.00 / year |
| Victoria | $527.00 / year |
| NatGen Value | $593.00 / year |
| American National P | $607.00 / year |
| Concord Group | $794.00 / year |
| Mercury Insurance | $817.00 / year |
| Pekin Insurance | $860.00 / year |
| PEMCO | $959.00 / year |
| Partners Mutual Insurance Co | $996.00 / year |
2021 Toyota 4runner Insurance
Average Cost to Insure
$716.30 / year
Cheapest Rate
$409.00 / year Safeco
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $438.00 / year |
| American National P | $501.00 / year |
| American National P&C | $597.00 / year |
| Concord Group | $643.00 / year |
| Kemper Auto | Infinity | $719.00 / year |
| SAFECO | $737.00 / year |
| Jupiter Auto Insurance | $770.00 / year |
| Commerce Group Inc | $796.00 / year |
| MMG Insurance Company | $829.00 / year |
| AssuranceAmerica Mobile Max | $868.00 / year |
2020 Toyota 4runner Insurance
Average Cost to Insure
$737.67 / year
Cheapest Rate
$438.00 / year Kemper Auto
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $393.00 / year |
| Dairyland Auto 1 Month | $399.00 / year |
| Jupiter Auto Insurance | $547.00 / year |
| American National P | $561.00 / year |
| National General Value | $621.00 / year |
| Pekin Insurance | $850.00 / year |
| Concord Group | $853.00 / year |
| Countryway Insurance | $890.00 / year |
| NatGen Value | $897.00 / year |
| Virginia Farm Bureau | $986.00 / year |
2019 Toyota 4runner Insurance
Average Cost to Insure
$587.17 / year
Cheapest Rate
$393.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Advantage | $356.00 / year |
| Dairyland FR Bond | $408.00 / year |
| Jupiter Auto Insurance | $434.00 / year |
| American National P&C | $504.00 / year |
| American National P | $550.00 / year |
| AssuranceAmerica Mobile Max | $576.00 / year |
| NatGen PPA | $709.00 / year |
| Concord Group | $736.00 / year |
| SAFECO | $807.00 / year |
| Mercury Insurance | $829.00 / year |
2018 Toyota 4runner Insurance
Average Cost to Insure
$597.77 / year
Cheapest Rate
$356.00 / year NatGen Advantage
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $1.00 / year |
| National General RAD | $245.00 / year |
| American National P&C | $388.00 / year |
| AssuranceAmerica Economy | $501.00 / year |
| American National P | $532.00 / year |
| SAFECO | $726.00 / year |
| AssuranceAmerica Elite | $805.00 / year |
| NatGen Value | $811.00 / year |
| Concord Group | $846.00 / year |
| Mercury Insurance | $866.00 / year |
2017 Toyota 4runner Insurance
Average Cost to Insure
$528.57 / year
Cheapest Rate
$1.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Advantage | $461.00 / year |
| American National P | $463.00 / year |
| Bear River | $623.00 / year |
| SAFECO | $643.00 / year |
| Buckeye Insurance Group | $718.00 / year |
| Ameriprise Group | $777.00 / year |
| Loya Insurance | $795.00 / year |
| American National P&C | $798.00 / year |
| Kemper Auto | $829.00 / year |
| Countryway Insurance | $834.00 / year |
2016 Toyota 4runner Insurance
Average Cost to Insure
$545.47 / year
Cheapest Rate
$461.00 / year NatGen Advantage
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $303.00 / year |
| SAFECO | $314.00 / year |
| American National P | $400.00 / year |
| Jupiter Auto Insurance | $463.00 / year |
| Mercury Insurance | $635.00 / year |
| Concord Group | $705.00 / year |
| Partners Mutual Insurance Co | $751.00 / year |
| AssuranceAmerica Economy | $763.00 / year |
| Buckeye Insurance Group | $791.00 / year |
| Kemper Auto | Infinity | $801.00 / year |
2015 Toyota 4runner Insurance
Average Cost to Insure
$624.47 / year
Cheapest Rate
$303.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $206.00 / year |
| American National P | $401.00 / year |
| Buckeye Insurance Group | $671.00 / year |
| Bear River | $693.00 / year |
| Clearcover | $771.00 / year |
| Mercury Insurance | $793.00 / year |
| SECURA Insurance | $837.00 / year |
| North Carolina Farm Bureau | $855.00 / year |
| IMT Insurance Company | $876.00 / year |
| Pekin Insurance | $887.00 / year |
2014 Toyota 4runner Insurance
Average Cost to Insure
$698.87 / year
Cheapest Rate
$206.00 / year SAFECO
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $285.00 / year |
| Concord Group | $485.00 / year |
| American National P | $491.00 / year |
| National General Value | $516.00 / year |
| American National P&C | $562.00 / year |
| Pekin Insurance | $707.00 / year |
| MMG Insurance Company | $713.00 / year |
| Partners Mutual Insurance Co | $714.00 / year |
| Patriot Group | $729.00 / year |
| North Carolina Farm Bureau | $736.00 / year |
2013 Toyota 4runner Insurance
Average Cost to Insure
$469.87 / year
Cheapest Rate
$285.00 / year SAFECO
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $298.00 / year |
| SAFECO | $436.00 / year |
| American National P | $584.00 / year |
| Concord Group | $588.00 / year |
| Buckeye Insurance Group | $656.00 / year |
| Bear River | $669.00 / year |
| Pekin Insurance | $720.00 / year |
| Umialik Insurance | $729.00 / year |
| North Carolina Farm Bureau | $762.00 / year |
| SECURA Insurance | $783.00 / year |
2012 Toyota 4runner Insurance
Average Cost to Insure
$484.53 / year
Cheapest Rate
$298.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $292.00 / year |
| American National P | $431.00 / year |
| SAFECO | $481.00 / year |
| AssuranceAmerica | $585.00 / year |
| Loya Insurance | $603.00 / year |
| AssuranceAmerica Economy | $686.00 / year |
| Bear River | $693.00 / year |
| Indiana Farmers Mutual Ins | $713.00 / year |
| SECURA Insurance | $725.00 / year |
| Partners Mutual Insurance Co | $729.00 / year |
2011 Toyota 4runner Insurance
Average Cost to Insure
$443.70 / year
Cheapest Rate
$292.00 / year Kemper Auto | Infinity
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $79.00 / year |
| Jupiter Auto Insurance | $197.00 / year |
| American National P | $357.00 / year |
| MMG Insurance Company | $477.00 / year |
| Concord Group | $545.00 / year |
| Commerce Group Inc | $548.00 / year |
| Patriot Group | $596.00 / year |
| Buckeye Insurance Group | $654.00 / year |
| Loya Insurance | $657.00 / year |
| North Carolina Farm Bureau | $671.00 / year |
2010 Toyota 4runner Insurance
Average Cost to Insure
$521.77 / year
Cheapest Rate
$79.00 / year SAFECO
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (4cyl)
Compare 4runner to other Toyota Models
Wondering how the 4runner compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
