- About
- Are you an Agent?
- Agent Login
- 855.214.2291
Toyota 4Runner Car Insurance
How much does car insurance cost for your Toyota 4runner? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 4runner
What is the Average Cost to Insure a Toyota 4runner?
Toyota 4runner
How much does car insurance cost for Toyota 4runner? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota 4runner below.
Toyota 4runner Insurance Model Year by Age Group
The price you pay to insure your Toyota 4runner can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | $274.96 / mo | $172.48 / mo | $144.74 / mo | $146.70 / mo | $134.51 / mo | $150.67 / mo |
| 2021 | $232.97 / mo | $140.43 / mo | $145.60 / mo | $156.20 / mo | $125.57 / mo | $143.57 / mo |
| 2020 | $319.31 / mo | $148.44 / mo | $125.82 / mo | $139.61 / mo | $122.67 / mo | $110.88 / mo |
| 2019 | $286.71 / mo | $167.99 / mo | $137.64 / mo | $143.37 / mo | $121.34 / mo | $125.82 / mo |
| 2018 | $169.36 / mo | $159.80 / mo | $116.26 / mo | $137.24 / mo | $121.05 / mo | $115.83 / mo |
| 2017 | $197.99 / mo | $147.29 / mo | $123.49 / mo | $111.00 / mo | $114.70 / mo | $123.94 / mo |
| 2016 | $291.19 / mo | $150.40 / mo | $110.22 / mo | $109.86 / mo | $105.62 / mo | $116.63 / mo |
| 2015 | $265.42 / mo | $146.41 / mo | $111.15 / mo | $104.59 / mo | $90.43 / mo | $108.24 / mo |
| 2014 | $270.73 / mo | $143.54 / mo | $104.85 / mo | $95.60 / mo | $96.99 / mo | $111.26 / mo |
| 2013 | $355.92 / mo | $129.86 / mo | $106.46 / mo | $97.00 / mo | $105.35 / mo | $101.97 / mo |
| 2012 | $359.72 / mo | $132.29 / mo | $88.39 / mo | $86.30 / mo | $91.16 / mo | $103.46 / mo |
| 2011 | $197.08 / mo | $141.52 / mo | $113.02 / mo | $110.50 / mo | $88.24 / mo | $92.48 / mo |
| 2010 | $245.26 / mo | $150.13 / mo | $103.23 / mo | $87.90 / mo | $85.33 / mo | $99.73 / mo |
2022 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $374.00 / year |
| Union Mutual Fire Group | $710.00 / year |
| American National P | $717.00 / year |
| Nodak Mutual | $816.00 / year |
| Titan | $1,170.00 / year |
| North Carolina Farm Bureau | $1,180.00 / year |
| Concord Group | $1,291.00 / year |
| Utica National Ins Group | $1,297.00 / year |
| Capital Insurance Group | $1,312.00 / year |
| PEMCO | $1,352.00 / year |
2022 Toyota 4runner Insurance
Average Cost to Insure
$1,109.83 / year
Cheapest Rate
$374.00 / year Victoria
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $333.00 / year |
| Jupiter Auto Insurance | $435.00 / year |
| Victoria | $527.00 / year |
| Safeco | $585.00 / year |
| American National P | $659.00 / year |
| Concord Group | $794.00 / year |
| PEMCO | $855.00 / year |
| Capital Insurance Group | $879.00 / year |
| Pekin Insurance | $892.00 / year |
| Partners Mutual Insurance Co | $996.00 / year |
2021 Toyota 4runner Insurance
Average Cost to Insure
$884.97 / year
Cheapest Rate
$333.00 / year Mercury Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $508.00 / year |
| American National P&C | $597.00 / year |
| Concord Group | $643.00 / year |
| Jupiter Auto Insurance | $770.00 / year |
| Commerce Group Inc | $796.00 / year |
| MMG Insurance Company | $829.00 / year |
| PEMCO | $906.00 / year |
| Countryway Insurance | $936.00 / year |
| North Carolina Farm Bureau | $1,015.00 / year |
| Clearcover | $1,032.00 / year |
2020 Toyota 4runner Insurance
Average Cost to Insure
$969.23 / year
Cheapest Rate
$508.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $393.00 / year |
| Dairyland Auto 1 Month | $399.00 / year |
| Concord Group | $576.00 / year |
| American National P | $576.00 / year |
| Jupiter Auto Insurance | $585.00 / year |
| MMG Insurance Company | $712.00 / year |
| Commerce Group Inc | $798.00 / year |
| Pekin Insurance | $818.00 / year |
| Countryway Insurance | $890.00 / year |
| Patriot Group | $904.00 / year |
2019 Toyota 4runner Insurance
Average Cost to Insure
$809.03 / year
Cheapest Rate
$393.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General Value | $386.00 / year |
| Dairyland FR Bond | $408.00 / year |
| Jupiter Auto Insurance | $434.00 / year |
| American National P&C | $504.00 / year |
| American National P | $555.00 / year |
| NatGen PPA | $709.00 / year |
| Clearcover | $775.00 / year |
| Concord Group | $779.00 / year |
| Umialik Insurance | $831.00 / year |
| PEMCO | $932.00 / year |
2018 Toyota 4runner Insurance
Average Cost to Insure
$743.70 / year
Cheapest Rate
$386.00 / year National General Value
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $1.00 / year |
| American National P&C | $388.00 / year |
| American National P | $551.00 / year |
| National General Value | $621.00 / year |
| Countryway Insurance | $897.00 / year |
| Wolverine Mutual | $906.00 / year |
| North Carolina Farm Bureau | $949.00 / year |
| Buckeye Insurance Group | $974.00 / year |
| Concord Group | $981.00 / year |
| PEMCO | $1,039.00 / year |
2017 Toyota 4runner Insurance
Average Cost to Insure
$894.57 / year
Cheapest Rate
$1.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $463.00 / year |
| Bear River | $623.00 / year |
| Concord Group | $654.00 / year |
| Buckeye Insurance Group | $718.00 / year |
| Ameriprise Group | $777.00 / year |
| Loya Insurance | $795.00 / year |
| Patriot Group | $796.00 / year |
| American National P&C | $798.00 / year |
| Countryway Insurance | $834.00 / year |
| MMG Insurance Company | $901.00 / year |
2016 Toyota 4runner Insurance
Average Cost to Insure
$635.27 / year
Cheapest Rate
$463.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $303.00 / year |
| American National P | $400.00 / year |
| Jupiter Auto Insurance | $463.00 / year |
| Partners Mutual Insurance Co | $751.00 / year |
| Concord Group | $756.00 / year |
| Pekin Insurance | $808.00 / year |
| North Carolina Farm Bureau | $812.00 / year |
| Clearcover | $816.00 / year |
| Patriot Group | $833.00 / year |
| Loya Insurance | $854.00 / year |
2015 Toyota 4runner Insurance
Average Cost to Insure
$781.60 / year
Cheapest Rate
$303.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $307.00 / year |
| Wolverine Mutual | $544.00 / year |
| Buckeye Insurance Group | $671.00 / year |
| Bear River | $693.00 / year |
| Clearcover | $771.00 / year |
| North Carolina Farm Bureau | $855.00 / year |
| SECURA Insurance | $866.00 / year |
| IMT Insurance Company | $876.00 / year |
| Pekin Insurance | $887.00 / year |
| PEMCO | $934.00 / year |
2014 Toyota 4runner Insurance
Average Cost to Insure
$908.93 / year
Cheapest Rate
$307.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Premium | $342.00 / year |
| American National P | $459.00 / year |
| Concord Group | $485.00 / year |
| American National P&C | $562.00 / year |
| MMG Insurance Company | $713.00 / year |
| Partners Mutual Insurance Co | $714.00 / year |
| Patriot Group | $729.00 / year |
| North Carolina Farm Bureau | $736.00 / year |
| SECURA Insurance | $741.00 / year |
| MO Farm Bureau Services | $755.00 / year |
2013 Toyota 4runner Insurance
Average Cost to Insure
$643.77 / year
Cheapest Rate
$342.00 / year Kemper Premium
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $298.00 / year |
| American National P | $394.00 / year |
| Concord Group | $588.00 / year |
| Buckeye Insurance Group | $656.00 / year |
| Bear River | $669.00 / year |
| Pekin Insurance | $720.00 / year |
| Umialik Insurance | $729.00 / year |
| SECURA Insurance | $733.00 / year |
| North Carolina Farm Bureau | $762.00 / year |
| PEMCO | $781.00 / year |
2012 Toyota 4runner Insurance
Average Cost to Insure
$825.70 / year
Cheapest Rate
$298.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $431.00 / year |
| Loya Insurance | $603.00 / year |
| Bear River | $693.00 / year |
| Partners Mutual Insurance Co | $729.00 / year |
| SECURA Insurance | $740.00 / year |
| Countryway Insurance | $788.00 / year |
| Rural Mutual Insurance | $792.00 / year |
| MMG Insurance Company | $813.00 / year |
| Concord Group | $816.00 / year |
| Wolverine Mutual | $825.00 / year |
2011 Toyota 4runner Insurance
Average Cost to Insure
$590.00 / year
Cheapest Rate
$431.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Toyota 4runner Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $197.00 / year |
| American National P | $370.00 / year |
| MMG Insurance Company | $477.00 / year |
| Concord Group | $545.00 / year |
| Commerce Group Inc | $548.00 / year |
| Patriot Group | $596.00 / year |
| PEMCO | $624.00 / year |
| Buckeye Insurance Group | $654.00 / year |
| Loya Insurance | $657.00 / year |
| North Carolina Farm Bureau | $665.00 / year |
2010 Toyota 4runner Insurance
Average Cost to Insure
$770.67 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (4cyl)
Compare 4runner to other Toyota Models
Wondering how the 4runner compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
