How much does car insurance cost for your Toyota 4runner? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Toyota 4runner? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Toyota 4runner below.
The price you pay to insure your Toyota 4runner can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | N/A | $496.18 / mo | $320.74 / mo | $80.85 / mo | $163.32 / mo | N/A |
2022 | $283.82 / mo | $178.05 / mo | $149.98 / mo | $146.42 / mo | $138.56 / mo | $154.12 / mo |
2021 | $232.97 / mo | $140.20 / mo | $143.87 / mo | $152.50 / mo | $122.57 / mo | $143.66 / mo |
2020 | $319.31 / mo | $148.53 / mo | $129.00 / mo | $139.13 / mo | $123.80 / mo | $118.28 / mo |
2019 | $286.71 / mo | $166.19 / mo | $136.77 / mo | $147.94 / mo | $120.09 / mo | $125.83 / mo |
2018 | $169.36 / mo | $160.37 / mo | $126.34 / mo | $143.63 / mo | $124.20 / mo | $117.99 / mo |
2017 | $197.99 / mo | $155.68 / mo | $121.57 / mo | $110.82 / mo | $114.91 / mo | $122.37 / mo |
2016 | $301.95 / mo | $151.65 / mo | $112.60 / mo | $109.88 / mo | $111.84 / mo | $122.64 / mo |
2015 | $265.42 / mo | $147.18 / mo | $114.39 / mo | $105.22 / mo | $96.73 / mo | $109.78 / mo |
2014 | $270.73 / mo | $144.26 / mo | $106.84 / mo | $97.93 / mo | $117.29 / mo | $110.67 / mo |
2013 | $355.92 / mo | $129.86 / mo | $106.64 / mo | $102.94 / mo | $108.59 / mo | $101.67 / mo |
2012 | $359.72 / mo | $139.92 / mo | $89.01 / mo | $86.82 / mo | $90.02 / mo | $103.89 / mo |
2011 | $197.08 / mo | $143.97 / mo | $115.38 / mo | $121.45 / mo | $87.70 / mo | $92.23 / mo |
2010 | $245.26 / mo | $153.57 / mo | $102.73 / mo | $90.91 / mo | $88.85 / mo | $99.77 / mo |
Insurance Company | 12 month Premium |
Texas Farm Bureau Group | $638.00 / year |
Safeco | $1,324.00 / year |
Mercury | $1,326.00 / year |
Nationwide | $1,408.00 / year |
Republic Indemnity | $1,530.00 / year |
USAA | $1,707.00 / year |
Permanent General | $1,718.00 / year |
Metropolitan | $2,109.00 / year |
Chubb | $2,241.00 / year |
State Farm | $2,413.00 / year |
Average Cost to Insure
$1,772.27 / year
Cheapest Rate
$638.00 / year Texas Farm Bureau Group
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Victoria | $386.00 / year |
Safeco | $547.00 / year |
American National P | $679.00 / year |
Union Mutual Fire Group | $710.00 / year |
Nodak Mutual | $816.00 / year |
Titan | $1,170.00 / year |
North Carolina Farm Bureau | $1,208.00 / year |
Concord Group | $1,291.00 / year |
Utica National Ins Group | $1,297.00 / year |
PEMCO | $1,303.00 / year |
Average Cost to Insure
$943.07 / year
Cheapest Rate
$386.00 / year Victoria
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
NatGen Value | $384.00 / year |
Jupiter Auto Insurance | $435.00 / year |
Safeco | $486.00 / year |
Victoria | $527.00 / year |
American National P | $607.00 / year |
Mercury Insurance | $618.00 / year |
Concord Group | $794.00 / year |
National General Value | $858.00 / year |
Pekin Insurance | $860.00 / year |
PEMCO | $982.00 / year |
Average Cost to Insure
$855.50 / year
Cheapest Rate
$384.00 / year NatGen Value
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $501.00 / year |
Kemper Auto | Infinity | $524.00 / year |
American National P&C | $597.00 / year |
Concord Group | $643.00 / year |
Jupiter Auto Insurance | $770.00 / year |
Commerce Group Inc | $796.00 / year |
MMG Insurance Company | $829.00 / year |
PEMCO | $909.00 / year |
Countryway Insurance | $936.00 / year |
North Carolina Farm Bureau | $993.00 / year |
Average Cost to Insure
$740.73 / year
Cheapest Rate
$501.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $393.00 / year |
Dairyland Auto 1 Month | $399.00 / year |
American National P | $561.00 / year |
Concord Group | $576.00 / year |
Jupiter Auto Insurance | $585.00 / year |
MMG Insurance Company | $712.00 / year |
Commerce Group Inc | $798.00 / year |
National General Value | $832.00 / year |
Pekin Insurance | $861.00 / year |
Countryway Insurance | $890.00 / year |
Average Cost to Insure
$708.47 / year
Cheapest Rate
$393.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
NatGen Advantage | $356.00 / year |
Dairyland FR Bond | $408.00 / year |
Jupiter Auto Insurance | $434.00 / year |
American National P&C | $504.00 / year |
American National P | $546.00 / year |
AssuranceAmerica Mobile Max | $576.00 / year |
NatGen PPA | $709.00 / year |
Concord Group | $779.00 / year |
National General Value | $831.00 / year |
Umialik Insurance | $831.00 / year |
Average Cost to Insure
$758.00 / year
Cheapest Rate
$356.00 / year NatGen Advantage
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $1.00 / year |
National General RAD | $245.00 / year |
American National P&C | $388.00 / year |
American National P | $532.00 / year |
Mercury Insurance | $811.00 / year |
Countryway Insurance | $897.00 / year |
Wolverine Mutual | $906.00 / year |
Buckeye Insurance Group | $923.00 / year |
North Carolina Farm Bureau | $949.00 / year |
Concord Group | $981.00 / year |
Average Cost to Insure
$677.37 / year
Cheapest Rate
$1.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $463.00 / year |
Bear River | $623.00 / year |
Concord Group | $654.00 / year |
NatGen Advantage | $691.00 / year |
Buckeye Insurance Group | $718.00 / year |
Ameriprise Group | $777.00 / year |
Loya Insurance | $795.00 / year |
Patriot Group | $796.00 / year |
American National P&C | $798.00 / year |
Countryway Insurance | $834.00 / year |
Average Cost to Insure
$593.13 / year
Cheapest Rate
$463.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $303.00 / year |
American National P | $400.00 / year |
Jupiter Auto Insurance | $463.00 / year |
SAFECO | $609.00 / year |
Partners Mutual Insurance Co | $751.00 / year |
Concord Group | $756.00 / year |
Buckeye Insurance Group | $791.00 / year |
Pekin Insurance | $798.00 / year |
North Carolina Farm Bureau | $816.00 / year |
Patriot Group | $833.00 / year |
Average Cost to Insure
$757.30 / year
Cheapest Rate
$303.00 / year American National P&C
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $357.00 / year |
SAFECO | $382.00 / year |
Buckeye Insurance Group | $671.00 / year |
Bear River | $693.00 / year |
Clearcover | $771.00 / year |
SECURA Insurance | $837.00 / year |
North Carolina Farm Bureau | $855.00 / year |
IMT Insurance Company | $876.00 / year |
Pekin Insurance | $887.00 / year |
Mercury Insurance | $892.00 / year |
Average Cost to Insure
$823.60 / year
Cheapest Rate
$357.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
SAFECO | $470.00 / year |
Concord Group | $485.00 / year |
American National P | $491.00 / year |
American National P&C | $562.00 / year |
Pekin Insurance | $707.00 / year |
MMG Insurance Company | $713.00 / year |
Partners Mutual Insurance Co | $714.00 / year |
Patriot Group | $729.00 / year |
North Carolina Farm Bureau | $736.00 / year |
SECURA Insurance | $750.00 / year |
Average Cost to Insure
$549.77 / year
Cheapest Rate
$470.00 / year SAFECO
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $298.00 / year |
American National P | $584.00 / year |
Concord Group | $588.00 / year |
SAFECO | $624.00 / year |
Buckeye Insurance Group | $656.00 / year |
Bear River | $669.00 / year |
Pekin Insurance | $720.00 / year |
Umialik Insurance | $729.00 / year |
SECURA Insurance | $760.00 / year |
North Carolina Farm Bureau | $762.00 / year |
Average Cost to Insure
$682.83 / year
Cheapest Rate
$298.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $431.00 / year |
Loya Insurance | $603.00 / year |
Bear River | $693.00 / year |
Indiana Farmers Mutual Ins | $713.00 / year |
SECURA Insurance | $725.00 / year |
Partners Mutual Insurance Co | $729.00 / year |
Countryway Insurance | $788.00 / year |
Rural Mutual Insurance | $792.00 / year |
North Carolina Farm Bureau | $812.00 / year |
MMG Insurance Company | $813.00 / year |
Average Cost to Insure
$573.10 / year
Cheapest Rate
$431.00 / year American National P
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $197.00 / year |
SAFECO | $238.00 / year |
American National P | $357.00 / year |
MMG Insurance Company | $477.00 / year |
Concord Group | $545.00 / year |
Commerce Group Inc | $548.00 / year |
Patriot Group | $596.00 / year |
Buckeye Insurance Group | $654.00 / year |
Loya Insurance | $657.00 / year |
PEMCO | $671.00 / year |
Average Cost to Insure
$721.93 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
SR5 4dr SPORT UTILITY VEHICLE (4cyl)
Wondering how the 4runner compares to other Toyota Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.