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Ford Fusion Car Insurance
How much does car insurance cost for your Ford Fusion? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Fusion
What is the Average Cost to Insure a Ford Fusion?
Ford Fusion
How much does car insurance cost for Ford Fusion? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Fusion below.
Ford Fusion Insurance Model Year by Age Group
The price you pay to insure your Ford Fusion can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | $230.64 / mo | $165.99 / mo | $125.91 / mo | $127.93 / mo | $109.80 / mo | $157.28 / mo |
| 2019 | $263.37 / mo | $185.60 / mo | $142.72 / mo | $142.02 / mo | $105.82 / mo | $150.26 / mo |
| 2018 | $289.30 / mo | $169.92 / mo | $138.02 / mo | $124.99 / mo | $121.52 / mo | $125.18 / mo |
| 2017 | $282.96 / mo | $188.03 / mo | $134.92 / mo | $137.16 / mo | $120.95 / mo | $128.64 / mo |
| 2016 | $273.07 / mo | $172.34 / mo | $141.54 / mo | $129.83 / mo | $116.71 / mo | $122.65 / mo |
| 2015 | $256.81 / mo | $178.66 / mo | $139.23 / mo | $115.86 / mo | $109.44 / mo | $112.08 / mo |
| 2014 | $294.07 / mo | $180.95 / mo | $131.79 / mo | $130.25 / mo | $119.01 / mo | $125.14 / mo |
| 2013 | $253.39 / mo | $184.84 / mo | $134.42 / mo | $120.36 / mo | $110.35 / mo | $112.27 / mo |
| 2012 | $292.13 / mo | $194.72 / mo | $129.94 / mo | $139.27 / mo | $108.12 / mo | $104.37 / mo |
| 2011 | $258.83 / mo | $185.72 / mo | $114.14 / mo | $105.42 / mo | $107.64 / mo | $104.14 / mo |
| 2010 | $292.57 / mo | $161.96 / mo | $116.67 / mo | $107.54 / mo | $93.16 / mo | $108.94 / mo |
2020 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $494.00 / year |
| Oregon Mutual | $837.00 / year |
| Pekin Insurance | $1,059.00 / year |
| Tennessee Farmers | $1,076.00 / year |
| Mutual Of Enumclaw | $1,083.00 / year |
| Farm Bureau of ID Group | $1,173.00 / year |
| Titan | $1,271.00 / year |
| Nodak Mutual | $1,305.00 / year |
| Buckeye Insurance Group | $1,311.00 / year |
| North Carolina Farm Bureau | $1,339.00 / year |
2020 Ford Fusion Insurance
Average Cost to Insure
$1,605.20 / year
Cheapest Rate
$494.00 / year American National P&C
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),SEL 4dr SEDAN (4cyl),SPORT 4dr SEDAN (6cyl),TITANIUM 4dr SEDAN (4cyl)
2019 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $1,058.00 / year |
| Titan | $1,177.00 / year |
| General Casualty | $1,215.00 / year |
| Utica National Ins Group | $1,395.00 / year |
| North Carolina Farm Bureau | $1,450.00 / year |
| Buckeye Insurance Group | $1,506.00 / year |
| Direct Auto | $1,625.00 / year |
| USAA | $1,635.00 / year |
| Virginia Farm Bureau | $1,636.00 / year |
| IMT Insurance Company | $1,746.00 / year |
2019 Ford Fusion Insurance
Average Cost to Insure
$1,799.20 / year
Cheapest Rate
$1,058.00 / year American National P&C
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),SEL 4dr SEDAN (4cyl),SPORT 4dr SEDAN (6cyl),TITANIUM 4dr SEDAN (4cyl),TAXI 4dr SEDAN (4cyl)
2018 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $597.00 / year |
| American National P&C | $798.00 / year |
| Virginia Farm Bureau | $1,101.00 / year |
| Ameriprise Group | $1,141.00 / year |
| North Carolina Farm Bureau | $1,149.00 / year |
| Oregon Mutual | $1,220.00 / year |
| Concord Group | $1,247.00 / year |
| Titan | $1,281.00 / year |
| Buckeye Insurance Group | $1,305.00 / year |
| Mutual Of Enumclaw | $1,329.00 / year |
2018 Ford Fusion Insurance
Average Cost to Insure
$1,418.17 / year
Cheapest Rate
$597.00 / year American National P
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),SPORT 4dr SEDAN (6cyl),S HYBRID 4dr SEDAN (4cyl),SE HYBRID 4dr SEDAN (4cyl),SE PHEV 4dr SEDAN (4cyl),TITANIUM/PLATINUM 4dr SEDAN (4cyl),TITANIUM/PLATINUM HEV 4dr SEDAN (4cyl),TITANIUM/PLATINUM PHEV 4dr SEDAN (4cyl)
2017 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $856.00 / year |
| Concord Group | $941.00 / year |
| Plymouth Rock Assurance | $1,074.00 / year |
| North Carolina Farm Bureau | $1,080.00 / year |
| Norfolk and Dedham Group | $1,157.00 / year |
| Clearcover | $1,164.00 / year |
| Utica National Ins Group | $1,174.00 / year |
| Buckeye Insurance Group | $1,193.00 / year |
| General Casualty | $1,197.00 / year |
| Safety Group | $1,216.00 / year |
2017 Ford Fusion Insurance
Average Cost to Insure
$1,287.90 / year
Cheapest Rate
$856.00 / year American National P&C
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),SPORT 4dr SEDAN (6cyl),TITANIUM 4dr SEDAN (4cyl),S HYBRID 4dr SEDAN (4cyl),SE HYBRID 4dr SEDAN (4cyl),SE PHEV 4dr SEDAN (4cyl),TITANIUM PHEV 4dr SEDAN (4cyl),TITANIUM HEV 4dr SEDAN (4cyl)
2016 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Bear River | $729.00 / year |
| American National P&C | $785.00 / year |
| North Carolina Farm Bureau | $966.00 / year |
| Verti Insurance | $996.00 / year |
| Virginia Farm Bureau | $1,076.00 / year |
| Pekin Insurance | $1,100.00 / year |
| Norfolk and Dedham Group | $1,104.00 / year |
| Plymouth Rock Assurance | $1,120.00 / year |
| Ameriprise Group | $1,146.00 / year |
| Utica National Ins Group | $1,160.00 / year |
2016 Ford Fusion Insurance
Average Cost to Insure
$1,292.17 / year
Cheapest Rate
$729.00 / year Bear River
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),TITANIUM 4dr SEDAN (4cyl),S HYBRID 4dr SEDAN (4cyl),SE HYBRID 4dr SEDAN (4cyl),SE PHEV 4dr SEDAN (4cyl),TITANIUM PHEV 4dr SEDAN (4cyl),TITANIUM HEV 4dr SEDAN (4cyl)
2015 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $752.00 / year |
| Concord Group | $939.00 / year |
| North Carolina Farm Bureau | $1,001.00 / year |
| Buckeye Insurance Group | $1,061.00 / year |
| General Casualty | $1,092.00 / year |
| Utica National Ins Group | $1,100.00 / year |
| Ohio Mutual Ins Group | $1,132.00 / year |
| Titan | $1,190.00 / year |
| Patriot Group | $1,211.00 / year |
| Virginia Farm Bureau | $1,213.00 / year |
2015 Ford Fusion Insurance
Average Cost to Insure
$1,308.50 / year
Cheapest Rate
$752.00 / year American National P&C
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),TITANIUM 4dr SEDAN (4cyl),S HYBRID 4dr SEDAN (4cyl),SE HYBRID 4dr SEDAN (4cyl),SE PHEV 4dr SEDAN (4cyl),TITANIUM PHEV 4dr SEDAN (4cyl),TITANIUM HEV 4dr SEDAN (4cyl)
2014 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $667.00 / year |
| Ameriprise Group | $891.00 / year |
| Virginia Farm Bureau | $974.00 / year |
| North Carolina Farm Bureau | $1,006.00 / year |
| Concord Group | $1,014.00 / year |
| Indiana Farmers Mutual Ins | $1,180.00 / year |
| Utica National Ins Group | $1,182.00 / year |
| Verti Insurance | $1,190.00 / year |
| General Casualty | $1,231.00 / year |
| Norfolk and Dedham Group | $1,257.00 / year |
2014 Ford Fusion Insurance
Average Cost to Insure
$1,290.40 / year
Cheapest Rate
$667.00 / year American National P&C
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),TITANIUM 4dr SEDAN (4cyl),S HYBRID 4dr SEDAN (4cyl),SE HYBRID 4dr SEDAN (4cyl),SE PHEV 4dr SEDAN (4cyl),TITANIUM PHEV 4dr SEDAN (4cyl),TITANIUM HEV 4dr SEDAN (4cyl)
2013 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $571.00 / year |
| Ameriprise Group | $894.00 / year |
| Concord Group | $900.00 / year |
| Patriot Group | $1,010.00 / year |
| North Carolina Farm Bureau | $1,063.00 / year |
| Utica National Ins Group | $1,077.00 / year |
| IMT Insurance Company | $1,178.00 / year |
| Buckeye Insurance Group | $1,195.00 / year |
| New Jersey Manufacturers | $1,196.00 / year |
| PEMCO | $1,234.00 / year |
2013 Ford Fusion Insurance
Average Cost to Insure
$1,253.73 / year
Cheapest Rate
$571.00 / year American National P&C
Available Trims
S 4dr SEDAN (4cyl),SE 4dr SEDAN (4cyl),TITANIUM 4dr SEDAN (4cyl),SE HYBRID 4dr SEDAN (4cyl),SE PHEV 4dr SEDAN (4cyl),TITANIUM PHEV 4dr SEDAN (4cyl),TITANIUM HEV 4dr SEDAN (4cyl)
2012 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Concord Group | $640.00 / year |
| American National P&C | $661.00 / year |
| Ameriprise Group | $790.00 / year |
| IMT Insurance Company | $813.00 / year |
| Countryway Insurance | $859.00 / year |
| Patriot Group | $883.00 / year |
| Co-Operative Ins Companies | $910.00 / year |
| North Carolina Farm Bureau | $949.00 / year |
| MMG Insurance Company | $981.00 / year |
| Partners Mutual Insurance Co | $994.00 / year |
2012 Ford Fusion Insurance
Average Cost to Insure
$1,082.43 / year
Cheapest Rate
$640.00 / year Concord Group
Available Trims
HYBRID 4dr SEDAN (4cyl),S 4dr SEDAN (4cyl),SE 4dr SEDAN (6cyl),SEL 4dr SEDAN (6cyl),SPORT 4dr SEDAN (6cyl)
2011 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $538.00 / year |
| Indiana Farmers Mutual Ins | $769.00 / year |
| North Carolina Farm Bureau | $818.00 / year |
| Utica National Ins Group | $942.00 / year |
| Pekin Insurance | $1,011.00 / year |
| Mississippi Farm Bureau | $1,042.00 / year |
| Buckeye Insurance Group | $1,105.00 / year |
| Oregon Mutual | $1,152.00 / year |
| SECURA Insurance | $1,158.00 / year |
| Farm Bureau of ID Group | $1,176.00 / year |
2011 Ford Fusion Insurance
Average Cost to Insure
$1,244.87 / year
Cheapest Rate
$538.00 / year American National P&C
Available Trims
HYBRID 4dr SEDAN (4cyl),S 4dr SEDAN (4cyl),SE 4dr SEDAN (6cyl),SEL 4dr SEDAN (6cyl),SPORT 4dr SEDAN (6cyl)
2010 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $528.00 / year |
| American National P&C | $566.00 / year |
| Concord Group | $674.00 / year |
| Rural Mutual Insurance | $687.00 / year |
| MMG Insurance Company | $718.00 / year |
| Bear River | $762.00 / year |
| Countryway Insurance | $792.00 / year |
| Verti Insurance | $816.00 / year |
| North Carolina Farm Bureau | $837.00 / year |
| PEMCO | $886.00 / year |
2010 Ford Fusion Insurance
Average Cost to Insure
$968.77 / year
Cheapest Rate
$528.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl),S 4dr SEDAN (4cyl),SE 4dr SEDAN (6cyl),SEL 4dr SEDAN (6cyl),SPORT 4dr SEDAN (6cyl)
Compare Fusion to other Ford Models
Wondering how the Fusion compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.