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Ford Fusion Car Insurance
How much does car insurance cost for your Ford Fusion? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Fusion
What is the Average Cost to Insure a Ford Fusion?
Ford Fusion
How much does car insurance cost for Ford Fusion? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Fusion below.
Ford Fusion Insurance Model Year by Age Group
The price you pay to insure your Ford Fusion can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | N/A | N/A | N/A | N/A | $86.08 / mo |
| 2022 | N/A | N/A | N/A | N/A | $177.02 / mo | $92.78 / mo |
| 2021 | N/A | N/A | N/A | $116.97 / mo | N/A | $91.71 / mo |
| 2020 | $356.50 / mo | $203.29 / mo | $166.81 / mo | $138.92 / mo | $136.56 / mo | $148.53 / mo |
| 2019 | $333.55 / mo | $203.69 / mo | $157.42 / mo | $143.72 / mo | $128.51 / mo | $135.27 / mo |
| 2018 | $323.11 / mo | $193.34 / mo | $148.07 / mo | $138.78 / mo | $139.24 / mo | $136.85 / mo |
| 2017 | $284.66 / mo | $194.47 / mo | $143.83 / mo | $135.06 / mo | $121.26 / mo | $128.82 / mo |
| 2016 | $310.93 / mo | $202.55 / mo | $145.51 / mo | $136.53 / mo | $122.07 / mo | $127.87 / mo |
| 2015 | $349.74 / mo | $207.35 / mo | $148.43 / mo | $131.50 / mo | $120.05 / mo | $125.44 / mo |
| 2014 | $273.87 / mo | $195.92 / mo | $137.43 / mo | $125.03 / mo | $120.06 / mo | $128.36 / mo |
| 2013 | $255.04 / mo | $176.24 / mo | $129.34 / mo | $121.77 / mo | $115.66 / mo | $113.90 / mo |
| 2012 | $243.61 / mo | $174.85 / mo | $121.31 / mo | $117.58 / mo | $101.16 / mo | $109.31 / mo |
| 2011 | $247.58 / mo | $178.19 / mo | $111.76 / mo | $105.87 / mo | $97.89 / mo | $104.80 / mo |
| 2010 | $261.56 / mo | $162.98 / mo | $113.30 / mo | $103.59 / mo | $93.72 / mo | $105.47 / mo |
2023 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American Family | $864.00 / year |
| Nationwide | $884.00 / year |
| Metropolitan | $1,214.00 / year |
| Farmers | $1,430.00 / year |
2023 Ford Fusion Insurance
Average Cost to Insure
$1,032.00 / year
Cheapest Rate
$864.00 / year American Family
Available Trims
S 4dr SEDAN (4cyl)
2022 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $650.00 / year |
| Nationwide | $708.00 / year |
| Direct Auto | $936.00 / year |
| Encompass | $984.00 / year |
| Allstate | $1,050.00 / year |
| Metropolitan | $1,079.00 / year |
| SafeAuto | $1,212.00 / year |
| Travelers | $1,364.00 / year |
| Farmers | $1,427.00 / year |
| Bristol West | $2,433.00 / year |
2022 Ford Fusion Insurance
Average Cost to Insure
$1,308.00 / year
Cheapest Rate
$650.00 / year Hastings Mutual Insurance Co
Available Trims
S 4dr SEDAN (4cyl)
2021 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allied | $642.00 / year |
| Hastings Mutual Insurance Co | $795.00 / year |
| Travelers | $954.00 / year |
| Allstate | $1,026.00 / year |
| American Family | $1,224.00 / year |
| Western National | $1,314.00 / year |
| Metropolitan | $1,316.00 / year |
| Mercury | $1,626.00 / year |
| Farmers | $1,816.00 / year |
| Safe Auto | $4,101.00 / year |
2021 Ford Fusion Insurance
Average Cost to Insure
$1,248.00 / year
Cheapest Rate
$642.00 / year Allied
Available Trims
S 4dr SEDAN (4cyl)
2020 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $134.00 / year |
| NatGen Custom 360 | $261.00 / year |
| Dairyland Auto 1 Month | $335.00 / year |
| Jupiter Auto Insurance | $413.00 / year |
| SAFECO | $451.00 / year |
| American National P&C | $494.00 / year |
| NatGen PPA | $874.00 / year |
| Concord Group | $924.00 / year |
| Mercury Insurance | $959.00 / year |
| Countryway Insurance | $1,005.00 / year |
2020 Ford Fusion Insurance
Average Cost to Insure
$746.70 / year
Cheapest Rate
$134.00 / year Kemper Personal Insurance
Available Trims
S 4dr SEDAN (4cyl)
2019 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $84.00 / year |
| Dairyland FR Bond | $211.00 / year |
| NatGen Custom 360 | $235.00 / year |
| Jupiter Auto Insurance | $564.00 / year |
| Dairyland Broadform | $606.00 / year |
| SAFECO | $651.00 / year |
| Mercury Insurance | $697.00 / year |
| AssuranceAmerica Mobile Max | $922.00 / year |
| American National P | $927.00 / year |
| Commerce Group Inc | $932.00 / year |
2019 Ford Fusion Insurance
Average Cost to Insure
$700.40 / year
Cheapest Rate
$84.00 / year Kemper Personal Insurance
Available Trims
S 4dr SEDAN (4cyl)
2018 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $241.00 / year |
| AssuranceAmerica Mobile Max | $276.00 / year |
| Kemper Personal Insurance | $323.00 / year |
| Dairyland Auto 1 Month | $383.00 / year |
| SAFECO | $491.00 / year |
| Jupiter Auto Insurance | $735.00 / year |
| American National P&C | $798.00 / year |
| Dairyland FR Bond | $798.00 / year |
| Countryway Insurance | $858.00 / year |
| Concord Group | $1,049.00 / year |
2018 Ford Fusion Insurance
Average Cost to Insure
$729.60 / year
Cheapest Rate
$241.00 / year NatGen Custom 360
Available Trims
S 4dr SEDAN (4cyl)
2017 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto 1 Month | $227.00 / year |
| Jupiter Auto Insurance | $265.00 / year |
| Kemper Personal Insurance | $287.00 / year |
| NatGen Custom 360 | $382.00 / year |
| SAFECO | $568.00 / year |
| Dairyland FR Bond | $697.00 / year |
| Dairyland Broadform | $717.00 / year |
| Kemper Auto Premier | $797.00 / year |
| American National P&C | $856.00 / year |
| Mercury Insurance | $981.00 / year |
2017 Ford Fusion Insurance
Average Cost to Insure
$668.03 / year
Cheapest Rate
$227.00 / year Dairyland Auto 1 Month
Available Trims
S 4dr SEDAN (4cyl)
2016 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $47.00 / year |
| Kemper Personal Insurance | $187.00 / year |
| AssuranceAmerica Mobile Max | $270.00 / year |
| Dairyland FR Bond | $400.00 / year |
| SAFECO | $526.00 / year |
| Kemper Auto Premier | $586.00 / year |
| NatGen Custom 360 | $635.00 / year |
| Dairyland Auto 1 Month | $684.00 / year |
| Bear River | $729.00 / year |
| Dairyland Broadform | $770.00 / year |
2016 Ford Fusion Insurance
Average Cost to Insure
$606.37 / year
Cheapest Rate
$47.00 / year Jupiter Auto Insurance
Available Trims
S 4dr SEDAN (4cyl)
2015 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $270.00 / year |
| NatGen Custom 360 | $400.00 / year |
| Dairyland FR Bond | $414.00 / year |
| Jupiter Auto Insurance | $475.00 / year |
| Mercury Insurance | $701.00 / year |
| SAFECO | $730.00 / year |
| American National P&C | $752.00 / year |
| American National P | $772.00 / year |
| Kemper Premium | $854.00 / year |
| Union Mutual Fire Group | $959.00 / year |
2015 Ford Fusion Insurance
Average Cost to Insure
$787.50 / year
Cheapest Rate
$270.00 / year Kemper Auto Premier
Available Trims
S 4dr SEDAN (4cyl)
2014 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| $29.00 / year | |
| Kemper Personal Insurance | $275.00 / year |
| NatGen Custom 360 | $396.00 / year |
| Jupiter Auto Insurance | $409.00 / year |
| Dairyland Auto 1 Month | $446.00 / year |
| Kemper Auto Premier | $449.00 / year |
| SAFECO | $477.00 / year |
| Dairyland Broadform | $519.00 / year |
| AssuranceAmerica Mobile Max | $581.00 / year |
| Dairyland FR Bond | $614.00 / year |
2014 Ford Fusion Insurance
Average Cost to Insure
$515.77 / year
Cheapest Rate
$29.00 / year
Available Trims
S 4dr SEDAN (4cyl)
2013 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $86.00 / year |
| NatGen Custom 360 | $168.00 / year |
| Kemper Personal Insurance | $328.00 / year |
| Kemper Auto Premier | $383.00 / year |
| Jupiter Auto Insurance | $398.00 / year |
| American National P&C | $571.00 / year |
| SAFECO | $625.00 / year |
| Dairyland Broadform | $659.00 / year |
| Kemper Premium | $848.00 / year |
| American National P | $864.00 / year |
2013 Ford Fusion Insurance
Average Cost to Insure
$545.13 / year
Cheapest Rate
$86.00 / year AssuranceAmerica Mobile Max
Available Trims
S 4dr SEDAN (4cyl)
2012 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $195.00 / year |
| Kemper Auto Premier | $219.00 / year |
| Kemper Personal Insurance | $272.00 / year |
| Dairyland Auto 1 Month | $290.00 / year |
| Jupiter Auto Insurance | $333.00 / year |
| SAFECO | $404.00 / year |
| AssuranceAmerica Mobile Max | $435.00 / year |
| American National P&C | $661.00 / year |
| Dairyland Broadform | $723.00 / year |
| Dairyland Realtime | $737.00 / year |
2012 Ford Fusion Insurance
Average Cost to Insure
$465.33 / year
Cheapest Rate
$195.00 / year NatGen Custom 360
Available Trims
HYBRID 4dr SEDAN (4cyl)
2011 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $104.00 / year |
| NatGen Custom 360 | $124.00 / year |
| Dairyland FR Bond | $205.00 / year |
| Dairyland Auto 1 Month | $279.00 / year |
| Kemper Auto Premier | $393.00 / year |
| SAFECO | $395.00 / year |
| Kemper Personal Insurance | $401.00 / year |
| Dairyland Broadform | $415.00 / year |
| American National P&C | $538.00 / year |
| Mercury Insurance | $673.00 / year |
2011 Ford Fusion Insurance
Average Cost to Insure
$492.13 / year
Cheapest Rate
$104.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2010 Ford Fusion Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $7.00 / year |
| Kemper Personal Insurance | $29.00 / year |
| Dairyland FR Bond | $42.00 / year |
| Dairyland Broadform | $127.00 / year |
| AssuranceAmerica Mobile Max | $214.00 / year |
| NatGen Custom 360 | $238.00 / year |
| Dairyland Auto 1 Month | $415.00 / year |
| SAFECO | $474.00 / year |
| American National P&C | $566.00 / year |
| Infinity Special | $654.00 / year |
2010 Ford Fusion Insurance
Average Cost to Insure
$427.17 / year
Cheapest Rate
$7.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
Compare Fusion to other Ford Models
Wondering how the Fusion compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
