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Ford Ranger Car Insurance
How much does car insurance cost for your Ford Ranger? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Ranger
What is the Average Cost to Insure a Ford Ranger?
Ford Ranger
How much does car insurance cost for Ford Ranger? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Ranger below.
Ford Ranger Insurance Model Year by Age Group
The price you pay to insure your Ford Ranger can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $279.13 / mo | N/A | N/A | N/A | N/A |
| 2023 | N/A | $301.64 / mo | $313.31 / mo | $330.03 / mo | $253.95 / mo | $287.68 / mo |
| 2022 | $189.59 / mo | $246.77 / mo | $200.59 / mo | $169.63 / mo | $192.50 / mo | $219.54 / mo |
| 2021 | $271.13 / mo | $281.47 / mo | $181.08 / mo | $154.73 / mo | $188.05 / mo | $145.08 / mo |
| 2020 | N/A | $306.43 / mo | $170.12 / mo | $205.01 / mo | $194.53 / mo | $158.66 / mo |
| 2019 | $359.60 / mo | $254.26 / mo | $194.86 / mo | $171.48 / mo | $205.61 / mo | $176.90 / mo |
| 2018 | N/A | N/A | N/A | N/A | $81.22 / mo | $182.56 / mo |
| 2017 | N/A | $249.39 / mo | N/A | N/A | N/A | N/A |
| 2016 | N/A | $202.33 / mo | $271.61 / mo | N/A | N/A | $196.26 / mo |
| 2015 | N/A | $274.00 / mo | N/A | N/A | N/A | $101.75 / mo |
| 2014 | N/A | N/A | N/A | N/A | $118.63 / mo | $81.39 / mo |
| 2013 | N/A | $111.04 / mo | N/A | $120.87 / mo | N/A | N/A |
| 2012 | N/A | N/A | $99.00 / mo | $78.86 / mo | $143.43 / mo | N/A |
| 2011 | $257.09 / mo | $184.98 / mo | $104.59 / mo | $113.39 / mo | $91.76 / mo | $124.09 / mo |
| 2010 | $155.21 / mo | $144.99 / mo | $116.70 / mo | $99.48 / mo | $155.09 / mo | $99.47 / mo |
2024 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Metropolitan | $1,796.00 / year |
| Farm Bureau Ins of MI | $3,327.00 / year |
| Bristol West | $5,520.00 / year |
| Encompass | $10,358.00 / year |
| Farmers | $13,908.00 / year |
| Hanover | $13,965.00 / year |
2024 Ford Ranger Insurance
Average Cost to Insure
$3,348.00 / year
Cheapest Rate
$1,796.00 / year Metropolitan
Available Trims
XL 4dr PICKUP (4cyl)
2023 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $100.00 / year |
| Texas Farm Bureau Group | $410.00 / year |
| State Farm | $824.00 / year |
| USAA | $863.00 / year |
| Safeco | $1,063.00 / year |
| Republic Indemnity | $1,103.00 / year |
| Unitrin | $1,320.00 / year |
| Esurance | $1,347.00 / year |
| Encompass | $1,496.00 / year |
| Chubb | $1,500.00 / year |
2023 Ford Ranger Insurance
Average Cost to Insure
$1,363.20 / year
Cheapest Rate
$100.00 / year Nationwide
Available Trims
XL 4dr PICKUP (4cyl)
2022 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $302.00 / year |
| Victoria | $354.00 / year |
| Mercury Insurance | $430.00 / year |
| National General Value | $571.00 / year |
| National General | $847.00 / year |
| New York Central Mutual Fire | $908.00 / year |
| Pekin Insurance | $971.00 / year |
| Plymouth Rock Assurance | $1,058.00 / year |
| Southern Farm Bureau | $1,160.00 / year |
| Nationwide | $1,208.00 / year |
2022 Ford Ranger Insurance
Average Cost to Insure
$717.30 / year
Cheapest Rate
$302.00 / year Safeco
Available Trims
XL 4dr PICKUP (5cyl)
2021 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $318.00 / year |
| Victoria | $410.00 / year |
| Concord Group | $579.00 / year |
| Safeco | $648.00 / year |
| Buckeye Insurance Group | $683.00 / year |
| Mercury Insurance | $696.00 / year |
| Pekin Insurance | $710.00 / year |
| National General | $721.00 / year |
| Plymouth Rock Assurance | $822.00 / year |
| MMG Insurance Company | $858.00 / year |
2021 Ford Ranger Insurance
Average Cost to Insure
$333.70 / year
Cheapest Rate
$318.00 / year American National P
Available Trims
XL 4dr PICKUP (5cyl)
2020 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General Value | $617.00 / year |
| American National P | $675.00 / year |
| Safeco | $728.00 / year |
| NatGen Value | $743.00 / year |
| Plymouth Rock | $769.00 / year |
| Countryway Insurance | $981.00 / year |
| Colorado Farm Bureau Mutual | $1,104.00 / year |
| Mercury Insurance | $1,114.00 / year |
| Erie | $1,130.00 / year |
| New Jersey Manufacturers | $1,141.00 / year |
2020 Ford Ranger Insurance
Average Cost to Insure
$557.03 / year
Cheapest Rate
$617.00 / year National General Value
Available Trims
XL 4dr PICKUP (5cyl)
2019 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $342.00 / year |
| Mercury Insurance | $401.00 / year |
| Safeco | $579.00 / year |
| Direct Auto | $692.00 / year |
| Pekin Insurance | $741.00 / year |
| Dairyland FR Bond | $873.00 / year |
| Dairyland Broadform | $882.00 / year |
| Hastings Mutual Insurance Co | $885.00 / year |
| Buckeye Insurance Group | $903.00 / year |
| Countryway Insurance | $940.00 / year |
2019 Ford Ranger Insurance
Average Cost to Insure
$342.47 / year
Cheapest Rate
$342.00 / year American National P
Available Trims
XL 4dr PICKUP (5cyl)
2018 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $555.00 / year |
| Allstate | $822.00 / year |
| Mercury | $1,383.00 / year |
| Metropolitan | $2,120.00 / year |
| Home State Ins Group | $2,228.00 / year |
| Nationwide | $2,352.00 / year |
| Direct General Insurance | $2,894.00 / year |
| National General | $2,987.00 / year |
| Permanent General | $3,414.00 / year |
| Safe Auto | $4,932.00 / year |
2018 Ford Ranger Insurance
Average Cost to Insure
$1,579.13 / year
Cheapest Rate
$555.00 / year State Farm
Available Trims
XL 4dr PICKUP (5cyl)
2017 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Metropolitan | $2,666.00 / year |
| Mercury | $2,844.00 / year |
| Direct General Insurance | $3,468.00 / year |
2017 Ford Ranger Insurance
Average Cost to Insure
$2,988.00 / year
Cheapest Rate
$2,666.00 / year Metropolitan
Available Trims
XL 4dr PICKUP (5cyl)
2016 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $587.00 / year |
| Nationwide | $1,068.00 / year |
| Mercury | $1,305.00 / year |
| National General | $1,454.00 / year |
| Mercury Insurance | $1,581.00 / year |
| Metropolitan | $2,084.00 / year |
| Home State Ins Group | $2,136.00 / year |
| Dairyland Auto | $4,029.00 / year |
| Safe Auto | $6,304.00 / year |
2016 Ford Ranger Insurance
Average Cost to Insure
$1,467.71 / year
Cheapest Rate
$587.00 / year State Farm
Available Trims
XL 2dr PICKUP (4cyl)
2015 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Unitrin | $1,286.00 / year |
| Tennessee Farmers | $2,427.00 / year |
| Farmers | $2,901.00 / year |
| Metropolitan | $3,150.00 / year |
| Travelers | $4,671.00 / year |
2015 Ford Ranger Insurance
Average Cost to Insure
$2,244.00 / year
Cheapest Rate
$1,286.00 / year Unitrin
Available Trims
XL 2dr PICKUP (4cyl)
2014 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $813.00 / year |
| Metropolitan | $912.00 / year |
| National Farmers Union P | $1,455.00 / year |
| Farmers | $2,352.00 / year |
2014 Ford Ranger Insurance
Average Cost to Insure
$1,200.00 / year
Cheapest Rate
$813.00 / year Allstate
Available Trims
XL 4dr PICKUP (5cyl)
2013 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allied | $741.00 / year |
| Allstate | $831.00 / year |
| Bristol West | $1,098.00 / year |
| Travelers | $1,436.00 / year |
| Metropolitan | $1,476.00 / year |
| Farmers | $1,559.00 / year |
| Penn National | $1,965.00 / year |
| Sentry | $4,415.00 / year |
2013 Ford Ranger Insurance
Average Cost to Insure
$1,380.00 / year
Cheapest Rate
$741.00 / year Allied
Available Trims
XL 2dr PICKUP (4cyl)
2012 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $612.00 / year |
| Virginia Farm Bureau | $834.00 / year |
| Travelers | $1,012.00 / year |
| Mercury | $1,323.00 / year |
| Metropolitan | $1,589.00 / year |
| Farmers | $1,683.00 / year |
| General Agents Group | $1,950.00 / year |
| Safe Auto | $3,459.00 / year |
| Nationwide | $3,858.00 / year |
| Allied | $4,986.00 / year |
2012 Ford Ranger Insurance
Average Cost to Insure
$1,452.00 / year
Cheapest Rate
$612.00 / year Allstate
Available Trims
XL 2dr PICKUP (4cyl)
2011 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $208.00 / year |
| Mercury Insurance | $234.00 / year |
| Dairyland | $422.00 / year |
| National General Value | $431.00 / year |
| Commerce Group Inc | $596.00 / year |
| SafeAuto | $633.00 / year |
| Clearcover | $667.00 / year |
| Concord Group | $668.00 / year |
| North Carolina Farm Bureau | $668.00 / year |
| United Farm Bureau of IN Group | $687.00 / year |
2011 Ford Ranger Insurance
Average Cost to Insure
$513.73 / year
Cheapest Rate
$208.00 / year Safeco
Available Trims
SUPER CAB 4dr PICKUP (6cyl)
2010 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $175.00 / year |
| Kemper Auto | Infinity | $243.00 / year |
| Safeco | $319.00 / year |
| New York Central Mutual Fire | $421.00 / year |
| Dairyland | $533.00 / year |
| American National P | $614.00 / year |
| Clearcover | $653.00 / year |
| Buckeye Insurance Group | $779.00 / year |
| Virginia Farm Bureau | $787.00 / year |
| SECURA Insurance | $797.00 / year |
2010 Ford Ranger Insurance
Average Cost to Insure
$523.57 / year
Cheapest Rate
$175.00 / year Mercury Insurance
Available Trims
SUPER CAB 4dr PICKUP (6cyl)
Compare Ranger to other Ford Models
Wondering how the Ranger compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
