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Ford Ranger Car Insurance
How much does car insurance cost for your Ford Ranger? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Ranger
What is the Average Cost to Insure a Ford Ranger?
Ford Ranger
How much does car insurance cost for Ford Ranger? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Ranger below.
Ford Ranger Insurance Model Year by Age Group
The price you pay to insure your Ford Ranger can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $279.13 / mo | N/A | N/A | N/A | N/A |
| 2023 | N/A | $301.64 / mo | $313.31 / mo | $330.03 / mo | $253.95 / mo | $277.26 / mo |
| 2022 | $310.29 / mo | $261.53 / mo | $187.66 / mo | $157.28 / mo | $170.75 / mo | $193.08 / mo |
| 2021 | $459.77 / mo | $264.00 / mo | $170.63 / mo | $154.03 / mo | $165.23 / mo | $144.51 / mo |
| 2020 | $575.47 / mo | $284.15 / mo | $161.10 / mo | $188.96 / mo | $162.69 / mo | $160.88 / mo |
| 2019 | $333.37 / mo | $273.80 / mo | $192.76 / mo | $170.22 / mo | $172.27 / mo | $158.63 / mo |
| 2018 | N/A | $122.03 / mo | $170.71 / mo | $138.51 / mo | $109.61 / mo | $160.75 / mo |
| 2017 | N/A | $254.50 / mo | $81.42 / mo | $66.97 / mo | $122.38 / mo | $137.89 / mo |
| 2016 | N/A | $248.12 / mo | $189.07 / mo | $162.89 / mo | $107.12 / mo | $155.84 / mo |
| 2015 | N/A | $169.27 / mo | $182.58 / mo | N/A | $115.24 / mo | $157.99 / mo |
| 2014 | N/A | N/A | N/A | $95.80 / mo | $117.33 / mo | $145.68 / mo |
| 2013 | N/A | $194.82 / mo | $76.17 / mo | $120.87 / mo | $89.32 / mo | $136.55 / mo |
| 2012 | $821.10 / mo | N/A | $95.21 / mo | $131.10 / mo | $126.59 / mo | $103.87 / mo |
| 2011 | $251.57 / mo | $143.31 / mo | $103.41 / mo | $113.25 / mo | $73.90 / mo | $98.98 / mo |
| 2010 | $360.79 / mo | $154.89 / mo | $104.04 / mo | $95.74 / mo | $113.50 / mo | $98.50 / mo |
2024 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Metropolitan | $1,796.00 / year |
| Farm Bureau Ins of MI | $3,327.00 / year |
| Bristol West | $5,520.00 / year |
| Encompass | $10,358.00 / year |
| Farmers | $13,908.00 / year |
| Hanover | $13,965.00 / year |
2024 Ford Ranger Insurance
Average Cost to Insure
$3,348.00 / year
Cheapest Rate
$1,796.00 / year Metropolitan
Available Trims
XL 4dr PICKUP (4cyl)
2023 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $100.00 / year |
| Texas Farm Bureau Group | $410.00 / year |
| State Farm | $824.00 / year |
| USAA | $863.00 / year |
| Safeco | $1,063.00 / year |
| Republic Indemnity | $1,103.00 / year |
| Esurance | $1,347.00 / year |
| Encompass | $1,496.00 / year |
| Chubb | $1,500.00 / year |
| Permanent General | $1,550.00 / year |
2023 Ford Ranger Insurance
Average Cost to Insure
$1,374.03 / year
Cheapest Rate
$100.00 / year Nationwide
Available Trims
XL 4dr PICKUP (4cyl)
2022 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $430.00 / year |
| Safeco | $448.00 / year |
| National General Value | $571.00 / year |
| Titan | $918.00 / year |
| National General | $924.00 / year |
| Victoria | $985.00 / year |
| Pekin Insurance | $1,053.00 / year |
| Plymouth Rock Assurance | $1,058.00 / year |
| Texas Farm Bureau Group | $1,080.00 / year |
| American National P | $1,086.00 / year |
2022 Ford Ranger Insurance
Average Cost to Insure
$648.87 / year
Cheapest Rate
$430.00 / year Mercury Insurance
Available Trims
XL 4dr PICKUP (5cyl)
2021 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $373.00 / year |
| NatGen Value | $377.00 / year |
| Clearcover | $378.00 / year |
| American National P | $482.00 / year |
| Concord Group | $579.00 / year |
| Pekin Insurance | $665.00 / year |
| IMT Insurance Company | $759.00 / year |
| Mercury Insurance | $799.00 / year |
| Buckeye Insurance Group | $848.00 / year |
| Countryway Insurance | $849.00 / year |
2021 Ford Ranger Insurance
Average Cost to Insure
$321.13 / year
Cheapest Rate
$373.00 / year Victoria
Available Trims
XL 4dr PICKUP (5cyl)
2020 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Value | $371.00 / year |
| Direct Auto | $550.00 / year |
| National General Value | $617.00 / year |
| American National P | $675.00 / year |
| Safeco | $761.00 / year |
| Plymouth Rock | $769.00 / year |
| Countryway Insurance | $815.00 / year |
| Buckeye Insurance Group | $820.00 / year |
| Pekin Insurance | $900.00 / year |
| Mercury Insurance | $1,014.00 / year |
2020 Ford Ranger Insurance
Average Cost to Insure
$435.73 / year
Cheapest Rate
$371.00 / year NatGen Value
Available Trims
XL 4dr PICKUP (5cyl)
2019 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $453.00 / year |
| Mercury Insurance | $568.00 / year |
| American National P | $616.00 / year |
| SAFECO | $681.00 / year |
| Direct Auto | $692.00 / year |
| Pekin Insurance | $807.00 / year |
| IMT Insurance Company | $831.00 / year |
| Dairyland FR Bond | $873.00 / year |
| Dairyland Broadform | $882.00 / year |
| Buckeye Insurance Group | $921.00 / year |
2019 Ford Ranger Insurance
Average Cost to Insure
$341.37 / year
Cheapest Rate
$453.00 / year Jupiter Auto Insurance
Available Trims
XL 4dr PICKUP (5cyl)
2018 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $580.00 / year |
| Hastings Mutual Insurance Co | $657.00 / year |
| Direct Auto | $692.00 / year |
| Allstate | $761.00 / year |
| American Family | $963.00 / year |
| Travelers | $1,376.00 / year |
| Metropolitan | $1,474.00 / year |
| Mercury | $1,501.00 / year |
| National Farmers Union P | $1,641.00 / year |
| Unitrin | $1,765.00 / year |
2018 Ford Ranger Insurance
Average Cost to Insure
$1,752.00 / year
Cheapest Rate
$580.00 / year State Farm
Available Trims
XL 4dr PICKUP (5cyl)
2017 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $702.00 / year |
| Virginia Farm Bureau | $914.00 / year |
| Hastings Mutual Insurance Co | $1,134.00 / year |
| Travelers | $1,330.00 / year |
| Farmers | $1,761.00 / year |
| Permanent General | $2,097.00 / year |
| Mercury | $2,210.00 / year |
| Safeco | $2,405.00 / year |
| Allied | $2,460.00 / year |
| Metropolitan | $2,512.00 / year |
2017 Ford Ranger Insurance
Average Cost to Insure
$1,512.00 / year
Cheapest Rate
$702.00 / year State Farm
Available Trims
XL 4dr PICKUP (5cyl)
2016 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $554.00 / year |
| State Farm | $646.00 / year |
| Allstate | $743.00 / year |
| Travelers | $845.00 / year |
| Virginia Farm Bureau | $903.00 / year |
| Direct Auto | $983.00 / year |
| Hanover | $1,047.00 / year |
| American Family | $1,084.00 / year |
| Auto Club Group | $1,302.00 / year |
| Mercury | $1,318.00 / year |
2016 Ford Ranger Insurance
Average Cost to Insure
$1,596.60 / year
Cheapest Rate
$554.00 / year Hastings Mutual Insurance Co
Available Trims
XL 2dr PICKUP (4cyl)
2015 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $476.00 / year |
| American Family | $785.00 / year |
| Victoria | $866.00 / year |
| Western National | $951.00 / year |
| Nationwide | $1,109.00 / year |
| Allied | $1,212.00 / year |
| Mercury | $1,533.00 / year |
| Bristol West | $1,575.00 / year |
| Travelers | $1,608.00 / year |
| Unitrin | $1,645.00 / year |
2015 Ford Ranger Insurance
Average Cost to Insure
$1,788.00 / year
Cheapest Rate
$476.00 / year Hastings Mutual Insurance Co
Available Trims
XL 2dr PICKUP (4cyl)
2014 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $691.00 / year |
| Victoria | $732.00 / year |
| Allstate | $813.00 / year |
| Auto-Owners Insurance Co | $978.00 / year |
| Encompass | $1,044.00 / year |
| Mercury Insurance | $1,195.00 / year |
| Mercury | $1,347.00 / year |
| Hanover | $1,377.00 / year |
| National Farmers Union P | $1,455.00 / year |
| Sentry | $1,662.00 / year |
2014 Ford Ranger Insurance
Average Cost to Insure
$1,500.00 / year
Cheapest Rate
$691.00 / year State Farm
Available Trims
XL 4dr PICKUP (5cyl)
2013 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allied | $741.00 / year |
| Allstate | $831.00 / year |
| State Farm | $864.00 / year |
| Plymouth Rock Assurance | $933.00 / year |
| Bristol West | $1,098.00 / year |
| Unitrin | $1,297.00 / year |
| Metropolitan | $1,475.00 / year |
| Mercury | $1,586.00 / year |
| Travelers | $1,649.00 / year |
| Penn National | $1,965.00 / year |
2013 Ford Ranger Insurance
Average Cost to Insure
$1,476.00 / year
Cheapest Rate
$741.00 / year Allied
Available Trims
XL 2dr PICKUP (4cyl)
2012 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $592.00 / year |
| State Farm | $628.00 / year |
| Virginia Farm Bureau | $760.00 / year |
| Tennessee Farmers | $775.00 / year |
| American Family | $894.00 / year |
| National Farmers Union P&C | $1,226.00 / year |
| Mercury | $1,246.00 / year |
| SAFECO | $1,317.00 / year |
| Hanover | $1,377.00 / year |
| Unitrin | $1,496.00 / year |
2012 Ford Ranger Insurance
Average Cost to Insure
$1,968.00 / year
Cheapest Rate
$592.00 / year Allstate
Available Trims
XL 2dr PICKUP (4cyl)
2011 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $52.00 / year |
| Safeco | $240.00 / year |
| Kemper Auto Premier | $373.00 / year |
| National General Value | $383.00 / year |
| Mercury Insurance | $413.00 / year |
| Hallmark Insurance Group | $582.00 / year |
| American National P | $622.00 / year |
| New Jersey Manufacturers | $678.00 / year |
| Mercury Insurance Company | $733.00 / year |
| North Carolina Farm Bureau | $742.00 / year |
2011 Ford Ranger Insurance
Average Cost to Insure
$404.00 / year
Cheapest Rate
$52.00 / year Jupiter Auto Insurance
Available Trims
SUPER CAB 4dr PICKUP (6cyl)
2010 Ford Ranger Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $377.00 / year |
| American National P | $502.00 / year |
| Kemper Auto | Infinity | $526.00 / year |
| New York Central Mutual Fire | $600.00 / year |
| Pekin Insurance | $667.00 / year |
| SAFECO | $688.00 / year |
| Indiana Farmers Mutual Ins | $721.00 / year |
| SECURA Insurance | $758.00 / year |
| Clearcover | $763.00 / year |
| Utica National Ins Group | $766.00 / year |
2010 Ford Ranger Insurance
Average Cost to Insure
$502.40 / year
Cheapest Rate
$377.00 / year Jupiter Auto Insurance
Available Trims
SUPER CAB 4dr PICKUP (6cyl)
Compare Ranger to other Ford Models
Wondering how the Ranger compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
