Ford Explorer Car Insurance

How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Explorer

What is the Average Cost to Insure a Ford Explorer?

Ford Ford Explorer

How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.

auto insurance

Ford Explorer Insurance Model Year by Age Group

The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2021N/A$105.14 / moN/A$158.06 / mo$104.40 / mo$140.94 / mo
2020$173.30 / mo$146.55 / mo$122.66 / mo$151.47 / mo$136.03 / mo$103.01 / mo
2019$269.80 / mo$157.55 / mo$119.67 / mo$150.48 / mo$167.70 / mo$116.21 / mo
2018N/A$163.36 / mo$121.69 / mo$116.55 / mo$149.57 / mo$108.15 / mo
2017$239.45 / mo$161.59 / mo$107.93 / mo$157.72 / mo$124.88 / mo$113.35 / mo
2016$234.59 / mo$144.49 / mo$118.93 / mo$104.83 / mo$108.45 / mo$112.92 / mo
2015$356.74 / mo$124.16 / mo$122.52 / mo$111.47 / mo$95.23 / mo$105.14 / mo
2014$281.36 / mo$206.92 / mo$108.95 / mo$114.19 / mo$125.89 / mo$96.14 / mo
2013$116.10 / mo$150.40 / mo$113.57 / mo$113.27 / mo$103.98 / mo$88.10 / mo
2012$216.53 / mo$184.77 / mo$110.58 / mo$104.63 / mo$114.47 / mo$94.62 / mo
2011$189.55 / mo$154.15 / mo$127.00 / mo$107.84 / mo$109.31 / mo$98.05 / mo
2010$244.60 / mo$140.27 / mo$167.69 / mo$123.97 / mo$96.16 / mo$97.22 / mo

Ford 2020 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Norfolk and Dedham Group $558.00 / year
Concord Group $675.00 / year
Safety Group $685.00 / year
Commerce Group Inc $755.00 / year
Buckeye Insurance Group $762.00 / year
Arbella Insurance Group $881.00 / year
American National P&C $915.00 / year
Virginia Farm Bureau $927.00 / year
Ohio Mutual Ins Group $994.00 / year
Titan $1,040.00 / year

2020 Ford Explorer Insurance

Average Cost to Insure

$1,137.43 / year

Cheapest Rate

$558.00 / year Norfolk and Dedham Group

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),ST 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (4cyl), 4dr Sport Utility Vehicle (4cyl)

Ford 2019 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Buckeye Insurance Group $733.00 / year
Titan $1,009.00 / year
Texas Farm Bureau Group $1,103.00 / year
Ohio Mutual Ins Group $1,105.00 / year
Utica National Ins Group $1,128.00 / year
New Jersey Manufacturers $1,187.00 / year
Farm Bureau Mutual (IA Group) $1,191.00 / year
North Carolina Farm Bureau $1,206.00 / year
Motorists Mutual $1,207.00 / year
Capital Insurance Group $1,326.00 / year

2019 Ford Explorer Insurance

Average Cost to Insure

$1,457.23 / year

Cheapest Rate

$733.00 / year Buckeye Insurance Group

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2018 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $489.00 / year
Partners Mutual Insurance Co $687.00 / year
Concord Group $695.00 / year
Bear River $720.00 / year
Pekin Insurance $723.00 / year
Direct General Insurance $753.00 / year
Rural Mutual Insurance $807.00 / year
General Casualty $888.00 / year
Patriot Group $921.00 / year
Rockford Mutual Insurance $930.00 / year

2018 Ford Explorer Insurance

Average Cost to Insure

$1,006.40 / year

Cheapest Rate

$489.00 / year American National P&C

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2017 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $529.00 / year
Ameriprise Group $597.00 / year
Umialik Insurance $740.00 / year
Pekin Insurance $768.00 / year
Virginia Farm Bureau $831.00 / year
West Bend Mutual $849.00 / year
Rockford Mutual Insurance $954.00 / year
Titan $954.00 / year
Partners Mutual Insurance Co $975.00 / year
Ohio Mutual Ins Group $980.00 / year

2017 Ford Explorer Insurance

Average Cost to Insure

$1,079.23 / year

Cheapest Rate

$529.00 / year American National P&C

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2016 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $462.00 / year
Titan $834.00 / year
North Carolina Farm Bureau $836.00 / year
West Bend Mutual $889.00 / year
Pekin Insurance $900.00 / year
Virginia Farm Bureau $909.00 / year
Rockford Mutual Insurance $925.00 / year
Tennessee Farmers $930.00 / year
Bear River $963.00 / year
First Chicago Insurance $1,016.00 / year

2016 Ford Explorer Insurance

Average Cost to Insure

$1,093.20 / year

Cheapest Rate

$462.00 / year American National P&C

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2015 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $439.00 / year
Buckeye Insurance Group $516.00 / year
Ohio Mutual Ins Group $624.00 / year
Bear River $699.00 / year
Pekin Insurance $734.00 / year
Rural Mutual Insurance $785.00 / year
Rockford Mutual Insurance $831.00 / year
Western Reserve $843.00 / year
First Chicago Insurance $884.00 / year
Partners Mutual Insurance Co $911.00 / year

2015 Ford Explorer Insurance

Average Cost to Insure

$1,012.30 / year

Cheapest Rate

$439.00 / year American National P&C

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2014 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $332.00 / year
Utica National Ins Group $621.00 / year
Buckeye Insurance Group $684.00 / year
Ameriprise Group $720.00 / year
North Carolina Farm Bureau $737.00 / year
Ohio Mutual Ins Group $789.00 / year
Farm Bureau of ID Group $822.00 / year
Oregon Mutual $828.00 / year
Titan $894.00 / year
PEMCO $900.00 / year

2014 Ford Explorer Insurance

Average Cost to Insure

$1,076.47 / year

Cheapest Rate

$332.00 / year American National P&C

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2013 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $465.00 / year
Ameriprise Group $621.00 / year
Pekin Insurance $729.00 / year
North Carolina Farm Bureau $752.00 / year
Utica National Ins Group $763.00 / year
PEMCO $794.00 / year
Virginia Farm Bureau $821.00 / year
West Bend Mutual $827.00 / year
Ohio Mutual Ins Group $843.00 / year
Partners Mutual Insurance Co $865.00 / year

2013 Ford Explorer Insurance

Average Cost to Insure

$986.87 / year

Cheapest Rate

$465.00 / year American National P&C

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2012 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Pekin Insurance $416.00 / year
Buckeye Insurance Group $489.00 / year
American National P&C $517.00 / year
Bear River $612.00 / year
Western Reserve $644.00 / year
PEMCO $645.00 / year
Ohio Mutual Ins Group $684.00 / year
Frankenmuth Mutual $704.00 / year
Rockford Mutual Insurance $704.00 / year
Celina Insurance Group $720.00 / year

2012 Ford Explorer Insurance

Average Cost to Insure

$821.37 / year

Cheapest Rate

$416.00 / year Pekin Insurance

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2011 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $405.00 / year
Tennessee Farmers $795.00 / year
Plymouth Rock Assurance $810.00 / year
Verti Insurance $885.00 / year
SECURA Insurance $902.00 / year
Norfolk and Dedham Group $945.00 / year
Safety Group $948.00 / year
Pure Companies Grp $1,013.00 / year
Kentucky Farm Bureau $1,119.00 / year
New Jersey Manufacturers $1,119.00 / year

2011 Ford Explorer Insurance

Average Cost to Insure

$1,191.10 / year

Cheapest Rate

$405.00 / year American National P&C

Available Trims

LIMITED 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)

Ford 2010 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
New Jersey Manufacturers $723.00 / year
Tennessee Farmers $748.00 / year
Georgia Farm Bureau $867.00 / year
Auto-Owners Insurance Co $891.00 / year
Countryway Insurance $1,002.00 / year
American Family $1,026.00 / year
Alliance United $1,104.00 / year
ACCC Insurance Company $1,128.00 / year
Concord Group $1,146.00 / year
Country $1,160.00 / year

2010 Ford Explorer Insurance

Average Cost to Insure

$1,320.10 / year

Cheapest Rate

$723.00 / year New Jersey Manufacturers

Available Trims

EDDIE BAUER 4dr Sport Utility Vehicle (8cyl),LIMITED 4dr Sport Utility Vehicle (8cyl),XLT 4dr Sport Utility Vehicle (8cyl)

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.