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Ford Explorer Car Insurance
How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Explorer
What is the Average Cost to Insure a Ford Explorer?
Ford Explorer
How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.
Ford Explorer Insurance Model Year by Age Group
The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | N/A | $98.07 / mo | N/A | $122.89 / mo | $186.18 / mo |
| 2022 | $505.20 / mo | $231.14 / mo | $135.33 / mo | $146.00 / mo | $127.51 / mo | $132.10 / mo |
| 2021 | $227.51 / mo | $171.96 / mo | $153.08 / mo | $146.57 / mo | $139.72 / mo | $130.73 / mo |
| 2020 | $304.02 / mo | $188.58 / mo | $154.41 / mo | $157.18 / mo | $129.14 / mo | $122.24 / mo |
| 2019 | $321.80 / mo | $196.69 / mo | $142.92 / mo | $144.06 / mo | $133.38 / mo | $124.92 / mo |
| 2018 | $332.35 / mo | $161.11 / mo | $137.01 / mo | $134.15 / mo | $130.45 / mo | $120.80 / mo |
| 2017 | $719.75 / mo | $173.58 / mo | $128.62 / mo | $137.28 / mo | $126.33 / mo | $121.27 / mo |
| 2016 | $367.03 / mo | $163.73 / mo | $130.02 / mo | $122.69 / mo | $121.30 / mo | $114.63 / mo |
| 2015 | $251.74 / mo | $155.11 / mo | $126.32 / mo | $121.27 / mo | $110.82 / mo | $111.00 / mo |
| 2014 | $223.34 / mo | $153.83 / mo | $122.19 / mo | $117.56 / mo | $113.17 / mo | $106.35 / mo |
| 2013 | $273.34 / mo | $157.93 / mo | $127.02 / mo | $120.63 / mo | $106.55 / mo | $108.37 / mo |
| 2012 | $242.39 / mo | $148.81 / mo | $115.77 / mo | $113.64 / mo | $102.82 / mo | $109.45 / mo |
| 2011 | $497.76 / mo | $148.23 / mo | $116.40 / mo | $115.12 / mo | $106.73 / mo | $99.87 / mo |
| 2010 | $293.97 / mo | $185.34 / mo | $136.02 / mo | $113.35 / mo | $113.14 / mo | $109.54 / mo |
2023 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New York Central Mutual Fire | $614.00 / year |
| Erie | $1,325.00 / year |
| Umialik Insurance | $1,395.00 / year |
| Travelers | $1,461.00 / year |
| USAA | $1,518.00 / year |
| Mercury | $1,555.00 / year |
| State Farm | $1,802.00 / year |
| Hanover | $1,818.00 / year |
| Allstate | $1,925.00 / year |
| Unitrin | $1,933.00 / year |
2023 Ford Explorer Insurance
Average Cost to Insure
$1,512.00 / year
Cheapest Rate
$614.00 / year New York Central Mutual Fire
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2022 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $393.00 / year |
| Mercury Insurance | $633.00 / year |
| National General Value | $650.00 / year |
| Concord Group | $803.00 / year |
| Pekin Insurance | $932.00 / year |
| Plymouth Rock Assurance | $940.00 / year |
| American National P | $962.00 / year |
| EMC Insurance | $986.00 / year |
| Buckeye Insurance Group | $1,025.00 / year |
| Victoria | $1,025.00 / year |
2022 Ford Explorer Insurance
Average Cost to Insure
$671.97 / year
Cheapest Rate
$393.00 / year Safeco
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2021 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General RAD | $253.00 / year |
| Jupiter Auto Insurance | $358.00 / year |
| Dairyland FR Bond | $379.00 / year |
| American National P | $695.00 / year |
| NatGen PPA | $756.00 / year |
| Victoria | $771.00 / year |
| Mercury Insurance | $924.00 / year |
| Buckeye Insurance Group | $1,088.00 / year |
| Concord Group | $1,110.00 / year |
| Texas Farm Bureau Group | $1,172.00 / year |
2021 Ford Explorer Insurance
Average Cost to Insure
$540.97 / year
Cheapest Rate
$253.00 / year National General RAD
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $634.00 / year |
| Jupiter Auto Insurance | $642.00 / year |
| American National P | $689.00 / year |
| Bear River | $696.00 / year |
| Countryway Insurance | $782.00 / year |
| AssuranceAmerica Economy | $823.00 / year |
| Concord Group | $874.00 / year |
| EMC Insurance | $939.00 / year |
| MMG Insurance Company | $960.00 / year |
| AssuranceAmerica Elite | $987.00 / year |
2019 Ford Explorer Insurance
Average Cost to Insure
$886.47 / year
Cheapest Rate
$634.00 / year Mercury Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $506.00 / year |
| American National P&C | $519.00 / year |
| Jupiter Auto Insurance | $616.00 / year |
| National General Value | $659.00 / year |
| Bear River | $720.00 / year |
| SAFECO | $816.00 / year |
| Kemper Auto | $881.00 / year |
| General Casualty | $888.00 / year |
| Concord Group | $908.00 / year |
| Countryway Insurance | $1,029.00 / year |
2018 Ford Explorer Insurance
Average Cost to Insure
$826.70 / year
Cheapest Rate
$506.00 / year American National P
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $175.00 / year |
| Kemper Personal Insurance | $200.00 / year |
| Kemper Auto Premier | $354.00 / year |
| Dairyland Broadform | $449.00 / year |
| American National P&C | $496.00 / year |
| Mercury Insurance | $504.00 / year |
| Ameriprise Group | $597.00 / year |
| Dairyland Auto 1 Month | $603.00 / year |
| American National P | $610.00 / year |
| Bear River | $696.00 / year |
2017 Ford Explorer Insurance
Average Cost to Insure
$566.40 / year
Cheapest Rate
$175.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $154.00 / year |
| Dairyland Auto 1 Month | $329.00 / year |
| Nationwide ThreeSixZero | $420.00 / year |
| Mercury Insurance | $428.00 / year |
| American National P&C | $474.00 / year |
| Jupiter Auto Insurance | $514.00 / year |
| SAFECO | $600.00 / year |
| American National P | $638.00 / year |
| Dairyland Broadform | $789.00 / year |
| NatGen PPA | $893.00 / year |
2016 Ford Explorer Insurance
Average Cost to Insure
$712.80 / year
Cheapest Rate
$154.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $114.00 / year |
| Kemper Personal Insurance | $145.00 / year |
| Jupiter Auto Insurance | $221.00 / year |
| Dairyland Auto 1 Month | $291.00 / year |
| American National P&C | $497.00 / year |
| Mercury Insurance | $650.00 / year |
| Bear River | $699.00 / year |
| Concord Group | $706.00 / year |
| SAFECO | $727.00 / year |
| American National P | $739.00 / year |
2015 Ford Explorer Insurance
Average Cost to Insure
$717.80 / year
Cheapest Rate
$114.00 / year Kemper Auto Premier
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Broadform | $308.00 / year |
| Jupiter Auto Insurance | $348.00 / year |
| American National P&C | $349.00 / year |
| American National P | $556.00 / year |
| NatGen Advantage | $589.00 / year |
| Bear River | $609.00 / year |
| Kemper Auto Premier | $620.00 / year |
| SAFECO | $651.00 / year |
| NatGen PPA | $665.00 / year |
| Ameriprise Group | $720.00 / year |
2014 Ford Explorer Insurance
Average Cost to Insure
$643.17 / year
Cheapest Rate
$308.00 / year Dairyland Broadform
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $180.00 / year |
| American National P&C | $508.00 / year |
| Kemper Auto Premier | $510.00 / year |
| American National P | $607.00 / year |
| Ameriprise Group | $621.00 / year |
| Jupiter Auto Insurance | $652.00 / year |
| Mercury Insurance | $707.00 / year |
| SAFECO | $721.00 / year |
| NatGen Value | $749.00 / year |
| NatGen Advantage | $754.00 / year |
2013 Ford Explorer Insurance
Average Cost to Insure
$729.67 / year
Cheapest Rate
$180.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $201.00 / year |
| Kemper Auto | $303.00 / year |
| Dairyland Auto 1 Month | $436.00 / year |
| American National P&C | $517.00 / year |
| American National P | $553.00 / year |
| Bear River | $612.00 / year |
| National General Value | $740.00 / year |
| Buckeye Insurance Group | $800.00 / year |
| Nodak Mutual | $840.00 / year |
| Mercury Insurance | $844.00 / year |
2012 Ford Explorer Insurance
Average Cost to Insure
$547.60 / year
Cheapest Rate
$201.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $116.00 / year |
| Mercury Insurance | $226.00 / year |
| NatGen PPA | $357.00 / year |
| American National P&C | $405.00 / year |
| SAFECO | $621.00 / year |
| American National P | $627.00 / year |
| Dairyland FR Bond | $630.00 / year |
| National General RAD | $713.00 / year |
| Concord Group | $730.00 / year |
| SECURA Insurance | $804.00 / year |
2011 Ford Explorer Insurance
Average Cost to Insure
$523.73 / year
Cheapest Rate
$116.00 / year Jupiter Auto Insurance
Available Trims
2010 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $61.00 / year |
| Dairyland FR Bond | $162.00 / year |
| Mercury Insurance | $259.00 / year |
| SAFECO | $335.00 / year |
| American National P&C | $402.00 / year |
| Dairyland Broadform | $452.00 / year |
| National General RAD | $462.00 / year |
| Safety Group | $618.00 / year |
| American National P | $662.00 / year |
| Pure Companies Grp | $728.00 / year |
2010 Ford Explorer Insurance
Average Cost to Insure
$617.23 / year
Cheapest Rate
$61.00 / year Jupiter Auto Insurance
Available Trims
Compare Explorer to other Ford Models
Wondering how the Explorer compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
