855.214.2291 Ford Explorer Car Insurance
How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Explorer
What is the Average Cost to Insure a Ford Explorer?
Ford Explorer
How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.
Ford Explorer Insurance Model Year by Age Group
The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $115.87 / mo | N/A | N/A | $104.40 / mo | $153.85 / mo |
| 2020 | $173.30 / mo | $139.41 / mo | $129.72 / mo | $126.15 / mo | $126.78 / mo | $100.84 / mo |
| 2019 | $269.80 / mo | $164.41 / mo | $117.36 / mo | $166.53 / mo | $175.51 / mo | $117.95 / mo |
| 2018 | N/A | $163.43 / mo | $117.50 / mo | $109.06 / mo | $154.58 / mo | $104.42 / mo |
| 2017 | $239.45 / mo | $163.64 / mo | $107.41 / mo | $156.31 / mo | $126.44 / mo | $113.37 / mo |
| 2016 | $242.56 / mo | $145.63 / mo | $119.50 / mo | $103.24 / mo | $106.61 / mo | $115.02 / mo |
| 2015 | $347.39 / mo | $122.47 / mo | $120.21 / mo | $112.32 / mo | $94.14 / mo | $106.38 / mo |
| 2014 | $281.36 / mo | $208.65 / mo | $108.12 / mo | $115.03 / mo | $126.80 / mo | $96.83 / mo |
| 2013 | $116.10 / mo | $151.23 / mo | $115.79 / mo | $113.97 / mo | $100.92 / mo | $87.71 / mo |
| 2012 | $216.53 / mo | $176.38 / mo | $114.13 / mo | $105.70 / mo | $113.84 / mo | $96.01 / mo |
| 2011 | $189.55 / mo | $156.45 / mo | $124.21 / mo | $108.07 / mo | $112.32 / mo | $99.40 / mo |
| 2010 | $221.72 / mo | $141.01 / mo | $169.24 / mo | $123.97 / mo | $96.73 / mo | $93.89 / mo |
2020 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safety Group | $548.00 / year |
| Norfolk and Dedham Group | $558.00 / year |
| National Grange Mutual | $761.00 / year |
| Buckeye Insurance Group | $762.00 / year |
| Georgia Farm Bureau | $837.00 / year |
| Arbella Insurance Group | $881.00 / year |
| Titan | $954.00 / year |
| Ohio Mutual Ins Group | $994.00 / year |
| Vermont Mutual | $1,043.00 / year |
| Western Reserve | $1,077.00 / year |
2020 Ford Explorer Insurance
Average Cost to Insure
$1,169.63 / year
Cheapest Rate
$548.00 / year Safety Group
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),PLATINUM 4dr SPORT UTILITY VEHICLE (6cyl),ST 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (4cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $733.00 / year |
| Farm Bureau Mutual (IA Group) | $917.00 / year |
| Texas Farm Bureau Group | $1,070.00 / year |
| Ohio Mutual Ins Group | $1,105.00 / year |
| American Family | $1,136.00 / year |
| Motorists Mutual | $1,207.00 / year |
| SAFECO | $1,352.00 / year |
| West Bend Mutual | $1,386.00 / year |
| Celina Insurance Group | $1,405.00 / year |
| Cincinnati Insurance | $1,444.00 / year |
2019 Ford Explorer Insurance
Average Cost to Insure
$1,781.20 / year
Cheapest Rate
$733.00 / year Buckeye Insurance Group
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),PLATINUM 4dr SPORT UTILITY VEHICLE (6cyl),SPORT 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $489.00 / year |
| Partners Mutual Insurance Co | $687.00 / year |
| Concord Group | $695.00 / year |
| Bear River | $720.00 / year |
| Pekin Insurance | $723.00 / year |
| Rural Mutual Insurance | $807.00 / year |
| Patriot Group | $921.00 / year |
| Rockford Mutual Insurance | $930.00 / year |
| New Jersey Manufacturers | $1,009.00 / year |
| Countryway Insurance | $1,029.00 / year |
2018 Ford Explorer Insurance
Average Cost to Insure
$1,104.87 / year
Cheapest Rate
$489.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),PLATINUM 4dr SPORT UTILITY VEHICLE (6cyl),SPORT 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $542.00 / year |
| Ameriprise Group | $597.00 / year |
| ALFA | $726.00 / year |
| Umialik Insurance | $740.00 / year |
| Pekin Insurance | $776.00 / year |
| Virginia Farm Bureau | $831.00 / year |
| West Bend Mutual | $849.00 / year |
| Rockford Mutual Insurance | $897.00 / year |
| Hastings Mutual Insurance Co | $924.00 / year |
| Titan | $954.00 / year |
2017 Ford Explorer Insurance
Average Cost to Insure
$1,056.97 / year
Cheapest Rate
$542.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),PLATINUM 4dr SPORT UTILITY VEHICLE (6cyl),SPORT 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Atlantic States Insurance | $875.00 / year |
| West Bend Mutual | $889.00 / year |
| Tennessee Farmers | $903.00 / year |
| Virginia Farm Bureau | $909.00 / year |
| Rockford Mutual Insurance | $924.00 / year |
| Bear River | $963.00 / year |
| North Star | $978.00 / year |
| Farm Bureau Mutual (IA Group) | $1,003.00 / year |
| Capital Insurance Group | $1,011.00 / year |
| Kentucky Farm Bureau | $1,092.00 / year |
2016 Ford Explorer Insurance
Average Cost to Insure
$1,205.30 / year
Cheapest Rate
$875.00 / year Atlantic States Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),PLATINUM 4dr SPORT UTILITY VEHICLE (6cyl),SPORT 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $376.00 / year |
| Bear River | $699.00 / year |
| Pekin Insurance | $734.00 / year |
| Rural Mutual Insurance | $785.00 / year |
| Rockford Mutual Insurance | $831.00 / year |
| Penn National | $861.00 / year |
| First Chicago Insurance | $884.00 / year |
| Partners Mutual Insurance Co | $911.00 / year |
| Verti Insurance | $912.00 / year |
| Georgia Farm Bureau | $974.00 / year |
2015 Ford Explorer Insurance
Average Cost to Insure
$1,088.63 / year
Cheapest Rate
$376.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),SPORT 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $642.00 / year |
| Ohio Mutual Ins Group | $681.00 / year |
| Ameriprise Group | $720.00 / year |
| Western Reserve | $938.00 / year |
| New Jersey Manufacturers | $1,004.00 / year |
| Farm Bureau Mutual (IA Group) | $1,036.00 / year |
| Oregon Mutual | $1,068.00 / year |
| Georgia Farm Bureau | $1,080.00 / year |
| Texas Farm Bureau Group | $1,161.00 / year |
| General Casualty | $1,230.00 / year |
2014 Ford Explorer Insurance
Average Cost to Insure
$1,315.70 / year
Cheapest Rate
$642.00 / year Buckeye Insurance Group
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),SPORT 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $465.00 / year |
| Ameriprise Group | $621.00 / year |
| Pekin Insurance | $729.00 / year |
| North Carolina Farm Bureau | $752.00 / year |
| Utica National Ins Group | $763.00 / year |
| Virginia Farm Bureau | $821.00 / year |
| West Bend Mutual | $827.00 / year |
| Partners Mutual Insurance Co | $865.00 / year |
| Rockford Mutual Insurance | $866.00 / year |
| Penn National | $921.00 / year |
2013 Ford Explorer Insurance
Average Cost to Insure
$1,015.73 / year
Cheapest Rate
$465.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),SPORT 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $489.00 / year |
| American National P&C | $543.00 / year |
| Erie | $638.00 / year |
| Western Reserve | $644.00 / year |
| PEMCO | $645.00 / year |
| Hastings Mutual Insurance Co | $660.00 / year |
| Ohio Mutual Ins Group | $684.00 / year |
| Frankenmuth Mutual | $704.00 / year |
| Celina Insurance Group | $720.00 / year |
| Virginia Farm Bureau | $723.00 / year |
2012 Ford Explorer Insurance
Average Cost to Insure
$871.13 / year
Cheapest Rate
$489.00 / year Buckeye Insurance Group
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $405.00 / year |
| Plymouth Rock Assurance | $810.00 / year |
| SECURA Insurance | $846.00 / year |
| Verti Insurance | $885.00 / year |
| Hastings Mutual Insurance Co | $915.00 / year |
| Norfolk and Dedham Group | $945.00 / year |
| Safety Group | $948.00 / year |
| Pure Companies Grp | $1,013.00 / year |
| Kentucky Farm Bureau | $1,119.00 / year |
| New Jersey Manufacturers | $1,119.00 / year |
2011 Ford Explorer Insurance
Average Cost to Insure
$1,195.90 / year
Cheapest Rate
$405.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl),XLT 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Tennessee Farmers | $732.00 / year |
| Georgia Farm Bureau | $867.00 / year |
| Auto-Owners Insurance Co | $891.00 / year |
| Travelers | $946.00 / year |
| American Family | $1,026.00 / year |
| Alliance United | $1,104.00 / year |
| ACCC Insurance Company | $1,128.00 / year |
| Country | $1,160.00 / year |
| Central Mutual Insurance Co | $1,211.00 / year |
| National Farmers Union P&C | $1,269.00 / year |
2010 Ford Explorer Insurance
Average Cost to Insure
$1,457.77 / year
Cheapest Rate
$732.00 / year Tennessee Farmers
Available Trims
EDDIE BAUER 4dr SPORT UTILITY VEHICLE (8cyl),LIMITED 4dr SPORT UTILITY VEHICLE (8cyl),XLT 4dr SPORT UTILITY VEHICLE (8cyl)
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.