Ford Explorer Car Insurance

How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Explorer

What is the Average Cost to Insure a Ford Explorer?

Ford Ford Explorer

How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.

Ford Explorer Insurance Model Year by Age Group

The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2023N/AN/A$98.07 / moN/A$122.89 / mo$186.18 / mo
2022$505.20 / mo$231.14 / mo$135.33 / mo$146.00 / mo$127.51 / mo$132.10 / mo
2021$227.51 / mo$171.96 / mo$153.08 / mo$146.57 / mo$139.72 / mo$130.73 / mo
2020$304.02 / mo$188.58 / mo$154.41 / mo$157.18 / mo$129.14 / mo$122.24 / mo
2019$321.80 / mo$196.69 / mo$142.92 / mo$144.06 / mo$133.38 / mo$124.92 / mo
2018$332.35 / mo$161.11 / mo$137.01 / mo$134.15 / mo$130.45 / mo$120.80 / mo
2017$719.75 / mo$173.58 / mo$128.62 / mo$137.28 / mo$126.33 / mo$121.27 / mo
2016$367.03 / mo$163.73 / mo$130.02 / mo$122.69 / mo$121.30 / mo$114.63 / mo
2015$251.74 / mo$155.11 / mo$126.32 / mo$121.27 / mo$110.82 / mo$111.00 / mo
2014$223.34 / mo$153.83 / mo$122.19 / mo$117.56 / mo$113.17 / mo$106.35 / mo
2013$273.34 / mo$157.93 / mo$127.02 / mo$120.63 / mo$106.55 / mo$108.37 / mo
2012$242.39 / mo$148.81 / mo$115.77 / mo$113.64 / mo$102.82 / mo$109.45 / mo
2011$497.76 / mo$148.23 / mo$116.40 / mo$115.12 / mo$106.73 / mo$99.87 / mo
2010$293.97 / mo$185.34 / mo$136.02 / mo$113.35 / mo$113.14 / mo$109.54 / mo

Ford 2023 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
New York Central Mutual Fire $614.00 / year
Erie $1,325.00 / year
Umialik Insurance $1,395.00 / year
Travelers $1,461.00 / year
USAA $1,518.00 / year
Mercury $1,555.00 / year
State Farm $1,802.00 / year
Hanover $1,818.00 / year
Allstate $1,925.00 / year
Unitrin $1,933.00 / year

2023 Ford Explorer Insurance

Average Cost to Insure

$1,512.00 / year

Cheapest Rate

$614.00 / year New York Central Mutual Fire

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2022 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $393.00 / year
Mercury Insurance $633.00 / year
National General Value $650.00 / year
Concord Group $803.00 / year
Pekin Insurance $932.00 / year
Plymouth Rock Assurance $940.00 / year
American National P $962.00 / year
EMC Insurance $986.00 / year
Buckeye Insurance Group $1,025.00 / year
Victoria $1,025.00 / year

2022 Ford Explorer Insurance

Average Cost to Insure

$671.97 / year

Cheapest Rate

$393.00 / year Safeco

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2021 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
National General RAD $253.00 / year
Jupiter Auto Insurance $358.00 / year
Dairyland FR Bond $379.00 / year
American National P $695.00 / year
NatGen PPA $756.00 / year
Victoria $771.00 / year
Mercury Insurance $924.00 / year
Buckeye Insurance Group $1,088.00 / year
Concord Group $1,110.00 / year
Texas Farm Bureau Group $1,172.00 / year

2021 Ford Explorer Insurance

Average Cost to Insure

$540.97 / year

Cheapest Rate

$253.00 / year National General RAD

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2019 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $634.00 / year
Jupiter Auto Insurance $642.00 / year
American National P $689.00 / year
Bear River $696.00 / year
Countryway Insurance $782.00 / year
AssuranceAmerica Economy $823.00 / year
Concord Group $874.00 / year
EMC Insurance $939.00 / year
MMG Insurance Company $960.00 / year
AssuranceAmerica Elite $987.00 / year

2019 Ford Explorer Insurance

Average Cost to Insure

$886.47 / year

Cheapest Rate

$634.00 / year Mercury Insurance

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2018 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
American National P $506.00 / year
American National P&C $519.00 / year
Jupiter Auto Insurance $616.00 / year
National General Value $659.00 / year
Bear River $720.00 / year
SAFECO $816.00 / year
Kemper Auto $881.00 / year
General Casualty $888.00 / year
Concord Group $908.00 / year
Countryway Insurance $1,029.00 / year

2018 Ford Explorer Insurance

Average Cost to Insure

$826.70 / year

Cheapest Rate

$506.00 / year American National P

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2017 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $175.00 / year
Kemper Personal Insurance $200.00 / year
Kemper Auto Premier $354.00 / year
Dairyland Broadform $449.00 / year
American National P&C $496.00 / year
Mercury Insurance $504.00 / year
Ameriprise Group $597.00 / year
Dairyland Auto 1 Month $603.00 / year
American National P $610.00 / year
Bear River $696.00 / year

2017 Ford Explorer Insurance

Average Cost to Insure

$566.40 / year

Cheapest Rate

$175.00 / year Jupiter Auto Insurance

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2016 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Personal Insurance $154.00 / year
Dairyland Auto 1 Month $329.00 / year
Nationwide ThreeSixZero $420.00 / year
Mercury Insurance $428.00 / year
American National P&C $474.00 / year
Jupiter Auto Insurance $514.00 / year
SAFECO $600.00 / year
American National P $638.00 / year
Dairyland Broadform $789.00 / year
NatGen PPA $893.00 / year

2016 Ford Explorer Insurance

Average Cost to Insure

$712.80 / year

Cheapest Rate

$154.00 / year Kemper Personal Insurance

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2015 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto Premier $114.00 / year
Kemper Personal Insurance $145.00 / year
Jupiter Auto Insurance $221.00 / year
Dairyland Auto 1 Month $291.00 / year
American National P&C $497.00 / year
Mercury Insurance $650.00 / year
Bear River $699.00 / year
Concord Group $706.00 / year
SAFECO $727.00 / year
American National P $739.00 / year

2015 Ford Explorer Insurance

Average Cost to Insure

$717.80 / year

Cheapest Rate

$114.00 / year Kemper Auto Premier

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2014 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Dairyland Broadform $308.00 / year
Jupiter Auto Insurance $348.00 / year
American National P&C $349.00 / year
American National P $556.00 / year
NatGen Advantage $589.00 / year
Bear River $609.00 / year
Kemper Auto Premier $620.00 / year
SAFECO $651.00 / year
NatGen PPA $665.00 / year
Ameriprise Group $720.00 / year

2014 Ford Explorer Insurance

Average Cost to Insure

$643.17 / year

Cheapest Rate

$308.00 / year Dairyland Broadform

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2013 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Personal Insurance $180.00 / year
American National P&C $508.00 / year
Kemper Auto Premier $510.00 / year
American National P $607.00 / year
Ameriprise Group $621.00 / year
Jupiter Auto Insurance $652.00 / year
Mercury Insurance $707.00 / year
SAFECO $721.00 / year
NatGen Value $749.00 / year
NatGen Advantage $754.00 / year

2013 Ford Explorer Insurance

Average Cost to Insure

$729.67 / year

Cheapest Rate

$180.00 / year Kemper Personal Insurance

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2012 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $201.00 / year
Kemper Auto $303.00 / year
Dairyland Auto 1 Month $436.00 / year
American National P&C $517.00 / year
American National P $553.00 / year
Bear River $612.00 / year
National General Value $740.00 / year
Buckeye Insurance Group $800.00 / year
Nodak Mutual $840.00 / year
Mercury Insurance $844.00 / year

2012 Ford Explorer Insurance

Average Cost to Insure

$547.60 / year

Cheapest Rate

$201.00 / year Jupiter Auto Insurance

Available Trims

LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)

Ford 2011 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $116.00 / year
Mercury Insurance $226.00 / year
NatGen PPA $357.00 / year
American National P&C $405.00 / year
SAFECO $621.00 / year
American National P $627.00 / year
Dairyland FR Bond $630.00 / year
National General RAD $713.00 / year
Concord Group $730.00 / year
SECURA Insurance $804.00 / year

2011 Ford Explorer Insurance

Average Cost to Insure

$523.73 / year

Cheapest Rate

$116.00 / year Jupiter Auto Insurance

Available Trims

Ford 2010 Ford Explorer Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $61.00 / year
Dairyland FR Bond $162.00 / year
Mercury Insurance $259.00 / year
SAFECO $335.00 / year
American National P&C $402.00 / year
Dairyland Broadform $452.00 / year
National General RAD $462.00 / year
Safety Group $618.00 / year
American National P $662.00 / year
Pure Companies Grp $728.00 / year

2010 Ford Explorer Insurance

Average Cost to Insure

$617.23 / year

Cheapest Rate

$61.00 / year Jupiter Auto Insurance

Available Trims

Compare Explorer to other Ford Models

Wondering how the Explorer compares to other Ford Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.