How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.
The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | $179.98 / mo | $209.08 / mo | $138.49 / mo | $126.71 / mo | $122.89 / mo | $177.83 / mo |
2022 | $505.20 / mo | $231.39 / mo | $138.25 / mo | $152.44 / mo | $124.57 / mo | $141.88 / mo |
2021 | $227.51 / mo | $174.47 / mo | $151.09 / mo | $149.37 / mo | $140.31 / mo | $143.01 / mo |
2020 | $365.70 / mo | $190.85 / mo | $154.63 / mo | $157.88 / mo | $135.29 / mo | $139.47 / mo |
2019 | $321.80 / mo | $199.64 / mo | $146.00 / mo | $141.87 / mo | $133.43 / mo | $132.11 / mo |
2018 | $346.78 / mo | $165.07 / mo | $143.26 / mo | $141.79 / mo | $131.75 / mo | $132.10 / mo |
2017 | $618.13 / mo | $178.99 / mo | $136.30 / mo | $140.54 / mo | $131.41 / mo | $124.42 / mo |
2016 | $358.34 / mo | $166.41 / mo | $133.97 / mo | $123.64 / mo | $121.36 / mo | $119.80 / mo |
2015 | $222.03 / mo | $155.60 / mo | $131.61 / mo | $122.67 / mo | $110.52 / mo | $117.56 / mo |
2014 | $201.96 / mo | $155.24 / mo | $126.40 / mo | $118.78 / mo | $114.67 / mo | $108.36 / mo |
2013 | $258.09 / mo | $156.11 / mo | $126.59 / mo | $124.55 / mo | $112.15 / mo | $112.49 / mo |
2012 | $210.35 / mo | $145.79 / mo | $115.18 / mo | $116.42 / mo | $103.58 / mo | $109.61 / mo |
2011 | $521.35 / mo | $148.24 / mo | $117.67 / mo | $116.95 / mo | $106.51 / mo | $99.65 / mo |
2010 | $234.63 / mo | $186.53 / mo | $134.75 / mo | $112.95 / mo | $114.29 / mo | $111.74 / mo |
Insurance Company | 12 month Premium |
New York Central Mutual Fire | $614.00 / year |
Pekin Insurance | $758.00 / year |
Safeco | $968.00 / year |
Country | $1,004.00 / year |
National General | $1,063.00 / year |
Rockford Mutual Insurance | $1,095.00 / year |
SECURA Insurance | $1,187.00 / year |
Liberty Mutual | $1,343.00 / year |
Nationwide | $1,365.00 / year |
First Chicago Insurance | $1,382.00 / year |
Average Cost to Insure
$857.00 / year
Cheapest Rate
$614.00 / year New York Central Mutual Fire
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
National General Value | $379.00 / year |
NatGen Value | $432.00 / year |
Safeco | $440.00 / year |
Mercury Insurance | $468.00 / year |
NatGen Advantage | $681.00 / year |
Concord Group | $803.00 / year |
NatGen PPA | $862.00 / year |
American National P | $927.00 / year |
Plymouth Rock Assurance | $940.00 / year |
EMC Insurance | $986.00 / year |
Average Cost to Insure
$483.33 / year
Cheapest Rate
$379.00 / year National General Value
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
National General RAD | $202.00 / year |
Jupiter Auto Insurance | $358.00 / year |
Dairyland FR Bond | $379.00 / year |
American National P | $695.00 / year |
Victoria | $726.00 / year |
Commerce Group Inc | $755.00 / year |
NatGen PPA | $756.00 / year |
Mercury Insurance | $886.00 / year |
SAFECO | $953.00 / year |
Concord Group | $1,038.00 / year |
Average Cost to Insure
$299.00 / year
Cheapest Rate
$202.00 / year National General RAD
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
NatGen PPA | $281.00 / year |
Dairyland Broadform | $338.00 / year |
Mercury Insurance | $464.00 / year |
SAFECO | $534.00 / year |
Direct General | $561.00 / year |
GAINSCO Auto Insurance | $752.00 / year |
American National P | $764.00 / year |
NatGen Custom 360 | $838.00 / year |
Countryway Insurance | $867.00 / year |
Jupiter Auto Insurance | $868.00 / year |
Average Cost to Insure
$417.87 / year
Cheapest Rate
$281.00 / year NatGen PPA
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
NatGen Custom 360 | $187.00 / year |
Mercury Insurance | $614.00 / year |
American National P | $689.00 / year |
Bear River | $696.00 / year |
Countryway Insurance | $782.00 / year |
Concord Group | $874.00 / year |
SAFECO | $885.00 / year |
Kemper Personal Insurance | $886.00 / year |
EMC Insurance | $939.00 / year |
MMG Insurance Company | $960.00 / year |
Average Cost to Insure
$790.33 / year
Cheapest Rate
$187.00 / year NatGen Custom 360
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
SAFECO | $467.00 / year |
American National P&C | $519.00 / year |
American National P | $521.00 / year |
Jupiter Auto Insurance | $616.00 / year |
AssuranceAmerica Mobile Max | $652.00 / year |
Dairyland Broadform | $706.00 / year |
Bear River | $720.00 / year |
Infinity Special | $758.00 / year |
NatGen PPA | $835.00 / year |
Mercury Insurance | $854.00 / year |
Average Cost to Insure
$648.20 / year
Cheapest Rate
$467.00 / year SAFECO
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $123.00 / year |
Jupiter Auto Insurance | $175.00 / year |
Mercury Insurance | $419.00 / year |
Dairyland FR Bond | $441.00 / year |
NatGen Custom 360 | $443.00 / year |
American National P&C | $496.00 / year |
SAFECO | $569.00 / year |
Ameriprise Group | $597.00 / year |
Dairyland Auto 1 Month | $603.00 / year |
American National P | $610.00 / year |
Average Cost to Insure
$404.73 / year
Cheapest Rate
$123.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $203.00 / year |
Dairyland Auto 1 Month | $246.00 / year |
NatGen Custom 360 | $277.00 / year |
AssuranceAmerica Mobile Max | $308.00 / year |
Mercury Insurance | $310.00 / year |
SAFECO | $391.00 / year |
Nationwide ThreeSixZero | $420.00 / year |
American National P&C | $474.00 / year |
Jupiter Auto Insurance | $514.00 / year |
Kemper Auto Premium | $549.00 / year |
Average Cost to Insure
$544.37 / year
Cheapest Rate
$203.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $80.00 / year |
Kemper Auto Premier | $114.00 / year |
AssuranceAmerica Mobile Max | $170.00 / year |
Dairyland Auto 1 Month | $291.00 / year |
Jupiter Auto Insurance | $379.00 / year |
SAFECO | $399.00 / year |
American National P&C | $497.00 / year |
Mercury Insurance | $555.00 / year |
Bear River | $699.00 / year |
Concord Group | $706.00 / year |
Average Cost to Insure
$606.73 / year
Cheapest Rate
$80.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $70.00 / year |
Dairyland Broadform | $135.00 / year |
AssuranceAmerica Mobile Max | $169.00 / year |
NatGen Custom 360 | $292.00 / year |
Jupiter Auto Insurance | $348.00 / year |
American National P&C | $349.00 / year |
SAFECO | $406.00 / year |
NatGen PPA | $551.00 / year |
American National P | $555.00 / year |
Bear River | $609.00 / year |
Average Cost to Insure
$554.17 / year
Cheapest Rate
$70.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $90.00 / year |
NatGen Custom 360 | $149.00 / year |
Kemper Auto Premium | $207.00 / year |
SAFECO | $487.00 / year |
American National P&C | $508.00 / year |
Mercury Insurance | $545.00 / year |
American National P | $600.00 / year |
Ameriprise Group | $621.00 / year |
Jupiter Auto Insurance | $652.00 / year |
Buckeye Insurance Group | $844.00 / year |
Average Cost to Insure
$543.73 / year
Cheapest Rate
$90.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $94.00 / year |
NatGen Custom 360 | $194.00 / year |
Jupiter Auto Insurance | $201.00 / year |
Dairyland Auto 1 Month | $436.00 / year |
SAFECO | $445.00 / year |
American National P&C | $517.00 / year |
American National P | $553.00 / year |
Bear River | $612.00 / year |
Countryway Insurance | $717.00 / year |
Mercury Insurance | $788.00 / year |
Average Cost to Insure
$491.60 / year
Cheapest Rate
$94.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $116.00 / year |
Mercury Insurance | $218.00 / year |
NatGen Custom 360 | $288.00 / year |
Dairyland FR Bond | $315.00 / year |
Kemper Auto Premier | $379.00 / year |
American National P&C | $405.00 / year |
SAFECO | $492.00 / year |
NatGen PPA | $587.00 / year |
American National P | $680.00 / year |
Concord Group | $760.00 / year |
Average Cost to Insure
$450.73 / year
Cheapest Rate
$116.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $61.00 / year |
Dairyland FR Bond | $138.00 / year |
SAFECO | $227.00 / year |
Mercury Insurance | $259.00 / year |
NatGen Custom 360 | $283.00 / year |
Dairyland Broadform | $339.00 / year |
American National P&C | $402.00 / year |
National General RAD | $462.00 / year |
American National P | $662.00 / year |
Pure Companies Grp | $728.00 / year |
Average Cost to Insure
$509.20 / year
Cheapest Rate
$61.00 / year Jupiter Auto Insurance
Available Trims
EDDIE BAUER 4dr SPORT UTILITY VEHICLE (8cyl)
Wondering how the Explorer compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.