How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.
The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | N/A | N/A | N/A | N/A | $122.89 / mo | N/A |
2022 | $505.20 / mo | $227.27 / mo | $132.52 / mo | $138.98 / mo | $126.10 / mo | $126.17 / mo |
2021 | $227.51 / mo | $165.40 / mo | $151.52 / mo | $142.44 / mo | $136.39 / mo | $128.72 / mo |
2020 | $304.02 / mo | $182.97 / mo | $148.86 / mo | $156.17 / mo | $125.53 / mo | $122.50 / mo |
2019 | $321.80 / mo | $194.52 / mo | $135.14 / mo | $134.63 / mo | $123.28 / mo | $124.12 / mo |
2018 | $382.85 / mo | $159.18 / mo | $132.97 / mo | $131.82 / mo | $127.48 / mo | $122.28 / mo |
2017 | $876.24 / mo | $169.77 / mo | $125.58 / mo | $131.54 / mo | $123.88 / mo | $116.75 / mo |
2016 | $400.63 / mo | $159.18 / mo | $127.27 / mo | $119.21 / mo | $120.03 / mo | $110.03 / mo |
2015 | $260.02 / mo | $144.90 / mo | $126.26 / mo | $119.00 / mo | $108.05 / mo | $108.92 / mo |
2014 | $223.42 / mo | $154.48 / mo | $117.35 / mo | $116.92 / mo | $112.48 / mo | $105.91 / mo |
2013 | $274.16 / mo | $155.02 / mo | $124.06 / mo | $116.18 / mo | $103.74 / mo | $107.80 / mo |
2012 | $240.11 / mo | $150.46 / mo | $116.22 / mo | $113.19 / mo | $96.78 / mo | $107.28 / mo |
2011 | $527.30 / mo | $153.17 / mo | $115.63 / mo | $112.96 / mo | $106.83 / mo | $93.07 / mo |
2010 | $293.97 / mo | $187.73 / mo | $137.75 / mo | $111.86 / mo | $113.29 / mo | $111.45 / mo |
Insurance Company | 12 month Premium |
Victoria | $547.00 / year |
Clearcover | $639.00 / year |
Kemper Auto | Infinity | $744.00 / year |
Concord Group | $803.00 / year |
Virginia Farm Bureau | $927.00 / year |
Safeco | $947.00 / year |
Plymouth Rock Assurance | $948.00 / year |
American National P | $962.00 / year |
EMC Insurance | $986.00 / year |
Buckeye Insurance Group | $1,025.00 / year |
Average Cost to Insure
$854.60 / year
Cheapest Rate
$547.00 / year Victoria
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $358.00 / year |
Dairyland FR Bond | $474.00 / year |
Victoria | $680.00 / year |
American National P | $703.00 / year |
NatGen PPA | $945.00 / year |
National General RAD | $1,014.00 / year |
Concord Group | $1,110.00 / year |
Buckeye Insurance Group | $1,120.00 / year |
Texas Farm Bureau Group | $1,168.00 / year |
Titan | $1,208.00 / year |
Average Cost to Insure
$989.43 / year
Cheapest Rate
$358.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Direct General | $561.00 / year |
Mercury Insurance | $577.00 / year |
GAINSCO Auto Insurance | $752.00 / year |
American National P | $764.00 / year |
Countryway Insurance | $867.00 / year |
Jupiter Auto Insurance | $868.00 / year |
Concord Group | $893.00 / year |
American National P&C | $915.00 / year |
Titan | $1,127.00 / year |
Buckeye Insurance Group | $1,156.00 / year |
Average Cost to Insure
$935.63 / year
Cheapest Rate
$561.00 / year Direct General
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $642.00 / year |
American National P | $703.00 / year |
Countryway Insurance | $782.00 / year |
Plymouth Rock | $796.00 / year |
Mercury Insurance | $858.00 / year |
Concord Group | $874.00 / year |
Buckeye Insurance Group | $914.00 / year |
EMC Insurance | $939.00 / year |
MMG Insurance Company | $960.00 / year |
Pekin Insurance | $991.00 / year |
Average Cost to Insure
$961.50 / year
Cheapest Rate
$642.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P&C | $519.00 / year |
American National P | $525.00 / year |
Jupiter Auto Insurance | $616.00 / year |
Bear River | $720.00 / year |
Concord Group | $778.00 / year |
General Casualty | $888.00 / year |
National General Value | $913.00 / year |
Countryway Insurance | $1,029.00 / year |
Partners Mutual Insurance Co | $1,047.00 / year |
SECURA Insurance | $1,078.00 / year |
Average Cost to Insure
$961.30 / year
Cheapest Rate
$519.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $175.00 / year |
American National P&C | $496.00 / year |
American National P | $558.00 / year |
Mercury Insurance | $567.00 / year |
Ameriprise Group | $597.00 / year |
Bear River | $696.00 / year |
Concord Group | $746.00 / year |
National General Value | $785.00 / year |
Countryway Insurance | $818.00 / year |
NatGen PPA | $908.00 / year |
Average Cost to Insure
$596.00 / year
Cheapest Rate
$175.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Personal Insurance | $284.00 / year |
Dairyland Auto 1 Month | $329.00 / year |
American National P&C | $474.00 / year |
Jupiter Auto Insurance | $514.00 / year |
Mercury Insurance | $568.00 / year |
American National P | $666.00 / year |
Nationwide ThreeSixZero | $840.00 / year |
NatGen PPA | $859.00 / year |
Countryway Insurance | $935.00 / year |
Bear River | $963.00 / year |
Average Cost to Insure
$769.50 / year
Cheapest Rate
$284.00 / year Kemper Personal Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Auto Premier | $206.00 / year |
Jupiter Auto Insurance | $221.00 / year |
Dairyland Auto 1 Month | $388.00 / year |
American National P&C | $497.00 / year |
NatGen Advantage | $662.00 / year |
Concord Group | $686.00 / year |
Bear River | $699.00 / year |
American National P | $722.00 / year |
National General RAD | $770.00 / year |
MMG Insurance Company | $836.00 / year |
Average Cost to Insure
$726.03 / year
Cheapest Rate
$206.00 / year Kemper Auto Premier
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $348.00 / year |
American National P&C | $349.00 / year |
American National P | $564.00 / year |
Bear River | $609.00 / year |
National General Value | $633.00 / year |
Ameriprise Group | $720.00 / year |
Countryway Insurance | $798.00 / year |
PEMCO | $939.00 / year |
Concord Group | $947.00 / year |
North Carolina Farm Bureau | $952.00 / year |
Average Cost to Insure
$923.13 / year
Cheapest Rate
$348.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Kemper Auto Premier | $255.00 / year |
NatGen Advantage | $433.00 / year |
American National P&C | $508.00 / year |
American National P | $568.00 / year |
Ameriprise Group | $621.00 / year |
Jupiter Auto Insurance | $652.00 / year |
Clearcover | $832.00 / year |
Commerce Group Inc | $847.00 / year |
Buckeye Insurance Group | $852.00 / year |
Concord Group | $894.00 / year |
Average Cost to Insure
$870.17 / year
Cheapest Rate
$255.00 / year Kemper Auto Premier
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $201.00 / year |
Dairyland Auto 1 Month | $436.00 / year |
American National P&C | $517.00 / year |
American National P | $566.00 / year |
Bear River | $612.00 / year |
Buckeye Insurance Group | $712.00 / year |
Nodak Mutual | $840.00 / year |
North Carolina Farm Bureau | $865.00 / year |
PEMCO | $866.00 / year |
SECURA Insurance | $885.00 / year |
Average Cost to Insure
$612.30 / year
Cheapest Rate
$201.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $116.00 / year |
Mercury Insurance | $380.00 / year |
American National P&C | $405.00 / year |
Mercury Insurance Company | $587.00 / year |
American National P | $615.00 / year |
National General RAD | $713.00 / year |
NatGen PPA | $714.00 / year |
Concord Group | $737.00 / year |
MMG Insurance Company | $803.00 / year |
Patriot Group | $829.00 / year |
Average Cost to Insure
$659.40 / year
Cheapest Rate
$116.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $61.00 / year |
Mercury Insurance | $285.00 / year |
American National P&C | $402.00 / year |
Safety Group | $618.00 / year |
American National P | $635.00 / year |
Pure Companies Grp | $728.00 / year |
North Carolina Farm Bureau | $758.00 / year |
Norfolk and Dedham Group | $759.00 / year |
Virginia Farm Bureau | $771.00 / year |
SAFECO | $799.00 / year |
Average Cost to Insure
$679.73 / year
Cheapest Rate
$61.00 / year Jupiter Auto Insurance
Available Trims
EDDIE BAUER 4dr SPORT UTILITY VEHICLE (8cyl)
Wondering how the Explorer compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.