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Ford Explorer Car Insurance
How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Explorer
What is the Average Cost to Insure a Ford Explorer?
Ford Explorer
How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.
Ford Explorer Insurance Model Year by Age Group
The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $0.00 / mo | N/A | N/A | $0.00 / mo | N/A |
| 2021 | $120.56 / mo | $107.77 / mo | $123.23 / mo | $155.00 / mo | $38.78 / mo | $41.76 / mo |
| 2020 | $222.52 / mo | $151.70 / mo | $108.02 / mo | $179.05 / mo | $99.96 / mo | $77.07 / mo |
| 2019 | $294.50 / mo | $160.14 / mo | $114.79 / mo | $113.11 / mo | $116.87 / mo | $112.39 / mo |
| 2018 | $546.08 / mo | $120.84 / mo | $110.19 / mo | $103.92 / mo | $134.83 / mo | $99.06 / mo |
| 2017 | $1,219.12 / mo | $140.22 / mo | $109.98 / mo | $142.41 / mo | $103.36 / mo | $99.77 / mo |
| 2016 | $264.86 / mo | $137.97 / mo | $103.09 / mo | $91.14 / mo | $100.99 / mo | $98.41 / mo |
| 2015 | $297.29 / mo | $110.63 / mo | $105.35 / mo | $98.47 / mo | $91.62 / mo | $96.47 / mo |
| 2014 | $281.36 / mo | $151.78 / mo | $104.34 / mo | $108.16 / mo | $105.48 / mo | $86.50 / mo |
| 2013 | $271.87 / mo | $132.89 / mo | $105.25 / mo | $108.23 / mo | $84.74 / mo | $84.70 / mo |
| 2012 | $216.53 / mo | $137.88 / mo | $100.05 / mo | $109.22 / mo | $87.30 / mo | $81.92 / mo |
| 2011 | $248.91 / mo | $134.74 / mo | $118.36 / mo | $103.96 / mo | $89.95 / mo | $81.44 / mo |
| 2010 | $233.69 / mo | $140.78 / mo | $127.76 / mo | $103.52 / mo | $85.36 / mo | $80.64 / mo |
2021 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $358.00 / year |
| Victoria | $506.00 / year |
| Southern Ins Co of Virginia | $975.00 / year |
| SAFECO | $976.00 / year |
| Country | $1,013.00 / year |
| Virginia Farm Bureau | $1,023.00 / year |
| Direct Auto | $1,117.00 / year |
| Texas Farm Bureau Group | $1,139.00 / year |
| North Carolina Farm Bureau | $1,145.00 / year |
| Utica National Ins Group | $1,253.00 / year |
2021 Ford Explorer Insurance
Average Cost to Insure
$1,092.00 / year
Cheapest Rate
$358.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Norfolk and Dedham Group | $558.00 / year |
| Direct General | $561.00 / year |
| Concord Group | $675.00 / year |
| Safety Group | $685.00 / year |
| GAINSCO Auto Insurance | $752.00 / year |
| American National P | $752.00 / year |
| Commerce Group Inc | $755.00 / year |
| Buckeye Insurance Group | $807.00 / year |
| Arbella Insurance Group | $881.00 / year |
| Jupiter Auto Insurance | $906.00 / year |
2020 Ford Explorer Insurance
Average Cost to Insure
$870.00 / year
Cheapest Rate
$558.00 / year Norfolk and Dedham Group
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $642.00 / year |
| Titan | $1,009.00 / year |
| Buckeye Insurance Group | $1,011.00 / year |
| Ohio Mutual Ins Group | $1,105.00 / year |
| Utica National Ins Group | $1,128.00 / year |
| Texas Farm Bureau Group | $1,130.00 / year |
| Clearcover | $1,130.00 / year |
| New Jersey Manufacturers | $1,179.00 / year |
| North Carolina Farm Bureau | $1,206.00 / year |
| Pekin Insurance | $1,212.00 / year |
2019 Ford Explorer Insurance
Average Cost to Insure
$1,395.60 / year
Cheapest Rate
$642.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $519.00 / year |
| Jupiter Auto Insurance | $668.00 / year |
| Partners Mutual Insurance Co | $687.00 / year |
| Concord Group | $695.00 / year |
| Bear River | $720.00 / year |
| Rural Mutual Insurance | $807.00 / year |
| Pekin Insurance | $835.00 / year |
| General Casualty | $888.00 / year |
| Patriot Group | $921.00 / year |
| PEMCO | $965.00 / year |
2018 Ford Explorer Insurance
Average Cost to Insure
$949.10 / year
Cheapest Rate
$519.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $190.00 / year |
| American National P&C | $496.00 / year |
| Ameriprise Group | $597.00 / year |
| Bear River | $696.00 / year |
| Umialik Insurance | $740.00 / year |
| West Bend Mutual | $849.00 / year |
| Virginia Farm Bureau | $864.00 / year |
| Safety Group | $870.00 / year |
| Partners Mutual Insurance Co | $939.00 / year |
| Pekin Insurance | $959.00 / year |
2017 Ford Explorer Insurance
Average Cost to Insure
$908.53 / year
Cheapest Rate
$190.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2016 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto 1 Month | $329.00 / year |
| American National P&C | $474.00 / year |
| Jupiter Auto Insurance | $581.00 / year |
| American National P | $609.00 / year |
| North Carolina Farm Bureau | $906.00 / year |
| Virginia Farm Bureau | $909.00 / year |
| Pekin Insurance | $933.00 / year |
| Buckeye Insurance Group | $945.00 / year |
| Rockford Mutual Insurance | $952.00 / year |
| West Bend Mutual | $959.00 / year |
2016 Ford Explorer Insurance
Average Cost to Insure
$922.27 / year
Cheapest Rate
$329.00 / year Dairyland Auto 1 Month
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2015 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $236.00 / year |
| American National P | $318.00 / year |
| Dairyland Auto 1 Month | $388.00 / year |
| American National P&C | $497.00 / year |
| Buckeye Insurance Group | $516.00 / year |
| Ohio Mutual Ins Group | $624.00 / year |
| Pekin Insurance | $689.00 / year |
| Bear River | $699.00 / year |
| National General RAD | $770.00 / year |
| Rural Mutual Insurance | $785.00 / year |
2015 Ford Explorer Insurance
Average Cost to Insure
$799.90 / year
Cheapest Rate
$236.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $349.00 / year |
| Jupiter Auto Insurance | $354.00 / year |
| Bear River | $609.00 / year |
| Ameriprise Group | $720.00 / year |
| Buckeye Insurance Group | $729.00 / year |
| Ohio Mutual Ins Group | $766.00 / year |
| Farm Bureau of ID Group | $822.00 / year |
| Oregon Mutual | $828.00 / year |
| North Carolina Farm Bureau | $832.00 / year |
| Virginia Farm Bureau | $837.00 / year |
2014 Ford Explorer Insurance
Average Cost to Insure
$893.03 / year
Cheapest Rate
$349.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2013 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $508.00 / year |
| Ameriprise Group | $621.00 / year |
| Jupiter Auto Insurance | $714.00 / year |
| Concord Group | $715.00 / year |
| Infinity Special | $737.00 / year |
| North Carolina Farm Bureau | $758.00 / year |
| PEMCO | $794.00 / year |
| Clearcover | $798.00 / year |
| Indiana Farmers Mutual Ins | $798.00 / year |
| Ohio Mutual Ins Group | $825.00 / year |
2013 Ford Explorer Insurance
Average Cost to Insure
$848.27 / year
Cheapest Rate
$508.00 / year American National P&C
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2012 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $207.00 / year |
| Pekin Insurance | $416.00 / year |
| Buckeye Insurance Group | $510.00 / year |
| American National P&C | $517.00 / year |
| Bear River | $612.00 / year |
| PEMCO | $645.00 / year |
| Rockford Mutual Insurance | $704.00 / year |
| First Chicago Insurance | $723.00 / year |
| SECURA Insurance | $745.00 / year |
| Utica National Ins Group | $764.00 / year |
2012 Ford Explorer Insurance
Average Cost to Insure
$856.90 / year
Cheapest Rate
$207.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2011 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $131.00 / year |
| American National P&C | $405.00 / year |
| Ohio Mutual Ins Group | $678.00 / year |
| Pekin Insurance | $678.00 / year |
| Buckeye Insurance Group | $682.00 / year |
| Tennessee Farmers | $795.00 / year |
| Plymouth Rock Assurance | $810.00 / year |
| SECURA Insurance | $836.00 / year |
| Verti Insurance | $885.00 / year |
| Western Reserve | $930.00 / year |
2011 Ford Explorer Insurance
Average Cost to Insure
$1,002.97 / year
Cheapest Rate
$131.00 / year Jupiter Auto Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (6cyl)
2010 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $63.00 / year |
| American National P&C | $402.00 / year |
| Safety Group | $618.00 / year |
| New Jersey Manufacturers | $723.00 / year |
| Pure Companies Grp | $728.00 / year |
| Kentucky Farm Bureau | $728.00 / year |
| Tennessee Farmers | $748.00 / year |
| Norfolk and Dedham Group | $759.00 / year |
| Ohio Mutual Ins Group | $822.00 / year |
| Plymouth Rock Assurance | $843.00 / year |
2010 Ford Explorer Insurance
Average Cost to Insure
$800.73 / year
Cheapest Rate
$63.00 / year Jupiter Auto Insurance
Available Trims
EDDIE BAUER 4dr SPORT UTILITY VEHICLE (8cyl)
Compare Explorer to other Ford Models
Wondering how the Explorer compares to other Ford Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
