855.214.2291 Ford Explorer Car Insurance
How much does car insurance cost for your Ford Explorer? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Explorer
What is the Average Cost to Insure a Ford Explorer?
Ford Explorer
How much does car insurance cost for Ford Explorer? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ford Explorer below.
Ford Explorer Insurance Model Year by Age Group
The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $141.13 / mo | $278.15 / mo | $127.97 / mo | $104.40 / mo | $140.94 / mo |
| 2020 | $222.52 / mo | $162.89 / mo | $127.71 / mo | $137.41 / mo | $131.60 / mo | $103.59 / mo |
| 2019 | $269.80 / mo | $157.55 / mo | $120.40 / mo | $143.54 / mo | $153.34 / mo | $124.21 / mo |
| 2018 | $206.63 / mo | $163.36 / mo | $124.90 / mo | $112.93 / mo | $146.85 / mo | $106.39 / mo |
| 2017 | $239.45 / mo | $158.06 / mo | $107.43 / mo | $151.77 / mo | $123.76 / mo | $113.48 / mo |
| 2016 | $234.59 / mo | $144.48 / mo | $119.29 / mo | $105.93 / mo | $107.69 / mo | $111.97 / mo |
| 2015 | $356.74 / mo | $121.40 / mo | $123.23 / mo | $111.39 / mo | $98.47 / mo | $104.69 / mo |
| 2014 | $281.36 / mo | $194.94 / mo | $107.87 / mo | $113.39 / mo | $124.95 / mo | $95.79 / mo |
| 2013 | $116.10 / mo | $151.04 / mo | $111.48 / mo | $110.65 / mo | $104.12 / mo | $89.99 / mo |
| 2012 | $216.53 / mo | $175.26 / mo | $109.63 / mo | $108.53 / mo | $112.49 / mo | $96.00 / mo |
| 2011 | $221.28 / mo | $151.78 / mo | $127.77 / mo | $106.75 / mo | $110.99 / mo | $96.69 / mo |
| 2010 | $244.60 / mo | $134.27 / mo | $167.69 / mo | $123.00 / mo | $93.56 / mo | $97.82 / mo |
2020 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Norfolk and Dedham Group | $558.00 / year |
| Concord Group | $675.00 / year |
| Safety Group | $685.00 / year |
| Commerce Group Inc | $755.00 / year |
| Buckeye Insurance Group | $807.00 / year |
| Arbella Insurance Group | $881.00 / year |
| American National P&C | $915.00 / year |
| Virginia Farm Bureau | $927.00 / year |
| Ohio Mutual Ins Group | $994.00 / year |
| Titan | $1,040.00 / year |
2020 Ford Explorer Insurance
Average Cost to Insure
$1,137.83 / year
Cheapest Rate
$558.00 / year Norfolk and Dedham Group
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),ST 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (4cyl), 4dr Sport Utility Vehicle (4cyl)
2019 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $733.00 / year |
| Titan | $1,009.00 / year |
| Ohio Mutual Ins Group | $1,105.00 / year |
| Texas Farm Bureau Group | $1,109.00 / year |
| Utica National Ins Group | $1,128.00 / year |
| New Jersey Manufacturers | $1,200.00 / year |
| North Carolina Farm Bureau | $1,206.00 / year |
| Motorists Mutual | $1,207.00 / year |
| Capital Insurance Group | $1,326.00 / year |
| Farm Bureau Mutual (IA Group) | $1,326.00 / year |
2019 Ford Explorer Insurance
Average Cost to Insure
$1,453.67 / year
Cheapest Rate
$733.00 / year Buckeye Insurance Group
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2018 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $519.00 / year |
| Partners Mutual Insurance Co | $687.00 / year |
| Concord Group | $695.00 / year |
| Bear River | $720.00 / year |
| Direct General Insurance | $753.00 / year |
| Rural Mutual Insurance | $807.00 / year |
| Pekin Insurance | $835.00 / year |
| General Casualty | $888.00 / year |
| Patriot Group | $921.00 / year |
| Capital Insurance Group | $972.00 / year |
2018 Ford Explorer Insurance
Average Cost to Insure
$1,018.93 / year
Cheapest Rate
$519.00 / year American National P&C
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2017 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $496.00 / year |
| Ameriprise Group | $597.00 / year |
| Umialik Insurance | $740.00 / year |
| Pekin Insurance | $768.00 / year |
| Virginia Farm Bureau | $811.00 / year |
| West Bend Mutual | $849.00 / year |
| Rockford Mutual Insurance | $954.00 / year |
| Buckeye Insurance Group | $970.00 / year |
| Partners Mutual Insurance Co | $975.00 / year |
| Ohio Mutual Ins Group | $988.00 / year |
2017 Ford Explorer Insurance
Average Cost to Insure
$1,065.97 / year
Cheapest Rate
$496.00 / year American National P&C
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2016 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $462.00 / year |
| Titan | $834.00 / year |
| North Carolina Farm Bureau | $836.00 / year |
| Pekin Insurance | $849.00 / year |
| West Bend Mutual | $889.00 / year |
| Rockford Mutual Insurance | $905.00 / year |
| Virginia Farm Bureau | $909.00 / year |
| Tennessee Farmers | $930.00 / year |
| Bear River | $963.00 / year |
| First Chicago Insurance | $1,024.00 / year |
2016 Ford Explorer Insurance
Average Cost to Insure
$1,084.20 / year
Cheapest Rate
$462.00 / year American National P&C
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),PLATINUM 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2015 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $497.00 / year |
| Buckeye Insurance Group | $516.00 / year |
| Ohio Mutual Ins Group | $624.00 / year |
| Bear River | $699.00 / year |
| Pekin Insurance | $734.00 / year |
| North Carolina Farm Bureau | $737.00 / year |
| Rural Mutual Insurance | $785.00 / year |
| Rockford Mutual Insurance | $831.00 / year |
| Western Reserve | $843.00 / year |
| Virginia Farm Bureau | $861.00 / year |
2015 Ford Explorer Insurance
Average Cost to Insure
$979.37 / year
Cheapest Rate
$497.00 / year American National P&C
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2014 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $349.00 / year |
| Ameriprise Group | $720.00 / year |
| Buckeye Insurance Group | $729.00 / year |
| Ohio Mutual Ins Group | $766.00 / year |
| Farm Bureau of ID Group | $822.00 / year |
| Oregon Mutual | $828.00 / year |
| Utica National Ins Group | $831.00 / year |
| North Carolina Farm Bureau | $832.00 / year |
| PEMCO | $900.00 / year |
| Virginia Farm Bureau | $918.00 / year |
2014 Ford Explorer Insurance
Average Cost to Insure
$1,062.30 / year
Cheapest Rate
$349.00 / year American National P&C
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2013 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $465.00 / year |
| Ameriprise Group | $621.00 / year |
| Pekin Insurance | $669.00 / year |
| Concord Group | $715.00 / year |
| North Carolina Farm Bureau | $739.00 / year |
| Utica National Ins Group | $786.00 / year |
| PEMCO | $794.00 / year |
| Virginia Farm Bureau | $795.00 / year |
| Indiana Farmers Mutual Ins | $798.00 / year |
| Ohio Mutual Ins Group | $825.00 / year |
2013 Ford Explorer Insurance
Average Cost to Insure
$910.97 / year
Cheapest Rate
$465.00 / year American National P&C
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),SPORT 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2012 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $416.00 / year |
| Buckeye Insurance Group | $510.00 / year |
| American National P&C | $517.00 / year |
| Bear River | $612.00 / year |
| PEMCO | $645.00 / year |
| Rockford Mutual Insurance | $704.00 / year |
| Virginia Farm Bureau | $723.00 / year |
| First Chicago Insurance | $723.00 / year |
| SECURA Insurance | $745.00 / year |
| Utica National Ins Group | $777.00 / year |
2012 Ford Explorer Insurance
Average Cost to Insure
$922.30 / year
Cheapest Rate
$416.00 / year Pekin Insurance
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2011 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $405.00 / year |
| Pekin Insurance | $609.00 / year |
| Ohio Mutual Ins Group | $678.00 / year |
| Buckeye Insurance Group | $682.00 / year |
| Tennessee Farmers | $795.00 / year |
| Plymouth Rock Assurance | $810.00 / year |
| SECURA Insurance | $852.00 / year |
| Verti Insurance | $885.00 / year |
| American Family | $906.00 / year |
| Western Reserve | $930.00 / year |
2011 Ford Explorer Insurance
Average Cost to Insure
$1,019.77 / year
Cheapest Rate
$405.00 / year American National P&C
Available Trims
LIMITED 4dr Sport Utility Vehicle (6cyl),XLT 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2010 Ford Explorer Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $402.00 / year |
| New Jersey Manufacturers | $723.00 / year |
| Kentucky Farm Bureau | $728.00 / year |
| Tennessee Farmers | $748.00 / year |
| Ohio Mutual Ins Group | $822.00 / year |
| Buckeye Insurance Group | $863.00 / year |
| SECURA Insurance | $974.00 / year |
| Countryway Insurance | $1,002.00 / year |
| Georgia Farm Bureau | $1,077.00 / year |
| USAA | $1,082.00 / year |
2010 Ford Explorer Insurance
Average Cost to Insure
$1,104.33 / year
Cheapest Rate
$402.00 / year American National P&C
Available Trims
EDDIE BAUER 4dr Sport Utility Vehicle (8cyl),LIMITED 4dr Sport Utility Vehicle (8cyl),XLT 4dr Sport Utility Vehicle (8cyl)
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.