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Kia Soul Car Insurance
How much does car insurance cost for your Kia Soul? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Soul
What is the Average Cost to Insure a Kia Soul?
Kia Soul
How much does car insurance cost for Kia Soul? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Soul below.
Kia Soul Insurance Model Year by Age Group
The price you pay to insure your Kia Soul can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $247.53 / mo | $88.72 / mo | N/A | N/A | $86.10 / mo |
| 2022 | $306.22 / mo | $208.17 / mo | $132.20 / mo | $144.59 / mo | $147.47 / mo | $161.89 / mo |
| 2021 | $226.33 / mo | $183.39 / mo | $120.66 / mo | $121.46 / mo | $119.50 / mo | $134.71 / mo |
| 2020 | $254.13 / mo | $153.44 / mo | $132.22 / mo | $149.76 / mo | $121.46 / mo | $131.30 / mo |
| 2019 | $207.80 / mo | $193.57 / mo | $138.91 / mo | $126.43 / mo | $111.03 / mo | $130.39 / mo |
| 2018 | $225.37 / mo | $161.62 / mo | $121.83 / mo | $119.75 / mo | $111.17 / mo | $122.34 / mo |
| 2017 | $296.03 / mo | $168.14 / mo | $126.56 / mo | $129.62 / mo | $106.93 / mo | $118.89 / mo |
| 2016 | $201.30 / mo | $157.87 / mo | $126.06 / mo | $119.10 / mo | $112.80 / mo | $116.08 / mo |
| 2015 | $234.70 / mo | $159.63 / mo | $122.45 / mo | $113.10 / mo | $104.37 / mo | $111.74 / mo |
| 2014 | $257.91 / mo | $153.29 / mo | $120.76 / mo | $104.68 / mo | $102.88 / mo | $110.40 / mo |
| 2013 | $242.44 / mo | $160.76 / mo | $113.64 / mo | $112.21 / mo | $97.39 / mo | $105.97 / mo |
| 2012 | $255.74 / mo | $159.67 / mo | $121.24 / mo | $106.65 / mo | $95.40 / mo | $99.83 / mo |
| 2011 | $272.42 / mo | $149.70 / mo | $113.65 / mo | $94.68 / mo | $95.00 / mo | $93.64 / mo |
| 2010 | $327.69 / mo | $179.89 / mo | $143.78 / mo | $128.14 / mo | $112.25 / mo | $131.75 / mo |
2022 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $413.00 / year |
| Mercury Insurance | $418.00 / year |
| Safeco | $419.00 / year |
| National General Value | $436.00 / year |
| Victoria | $462.00 / year |
| NatGen Value | $768.00 / year |
| American National P | $830.00 / year |
| NatGen Advantage | $843.00 / year |
| Concord Group | $861.00 / year |
| Countryway Insurance | $910.00 / year |
2022 Kia Soul Insurance
Average Cost to Insure
$710.10 / year
Cheapest Rate
$413.00 / year Kemper Auto | Infinity
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $432.00 / year |
| Victoria | $628.00 / year |
| Kemper Auto | Infinity | $732.00 / year |
| American National P | $814.00 / year |
| Concord Group | $827.00 / year |
| PEMCO | $931.00 / year |
| Capital Insurance Group | $956.00 / year |
| Union Mutual Fire Group | $976.00 / year |
| Co-Operative Ins Companies | $979.00 / year |
| EMC Insurance | $1,000.00 / year |
2021 Kia Soul Insurance
Average Cost to Insure
$836.53 / year
Cheapest Rate
$432.00 / year Mercury Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $277.00 / year |
| National General Value | $503.00 / year |
| Concord Group | $779.00 / year |
| MMG Insurance Company | $795.00 / year |
| American National P | $819.00 / year |
| NatGen PPA | $819.00 / year |
| Mercury Insurance | $820.00 / year |
| Buckeye Insurance Group | $889.00 / year |
| Kemper Auto Premium | $945.00 / year |
| NatGen Advantage | $968.00 / year |
2020 Kia Soul Insurance
Average Cost to Insure
$688.87 / year
Cheapest Rate
$277.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $261.00 / year |
| American National P&C | $502.00 / year |
| Kemper Auto Premier | $540.00 / year |
| Concord Group | $842.00 / year |
| Co-Operative Ins Companies | $871.00 / year |
| Clearcover | $969.00 / year |
| American National P | $972.00 / year |
| MMG Insurance Company | $992.00 / year |
| North Carolina Farm Bureau | $1,002.00 / year |
| Mercury Insurance | $1,038.00 / year |
2019 Kia Soul Insurance
Average Cost to Insure
$849.53 / year
Cheapest Rate
$261.00 / year Jupiter Auto Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $79.00 / year |
| Union Mutual Fire Group | $564.00 / year |
| American National P&C | $643.00 / year |
| Kemper Personal Insurance | $697.00 / year |
| American National P | $762.00 / year |
| Ameriprise Group | $771.00 / year |
| NatGen PPA | $787.00 / year |
| Concord Group | $795.00 / year |
| Buckeye Insurance Group | $815.00 / year |
| Co-Operative Ins Companies | $879.00 / year |
2018 Kia Soul Insurance
Average Cost to Insure
$715.87 / year
Cheapest Rate
$79.00 / year Jupiter Auto Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen PPA | $170.00 / year |
| Jupiter Auto Insurance | $220.00 / year |
| Kemper Auto Premium | $291.00 / year |
| Dairyland Broadform | $434.00 / year |
| Mercury Insurance | $578.00 / year |
| American National P&C | $594.00 / year |
| Concord Group | $684.00 / year |
| MMG Insurance Company | $694.00 / year |
| American National P | $755.00 / year |
| Umialik Insurance | $836.00 / year |
2017 Kia Soul Insurance
Average Cost to Insure
$509.20 / year
Cheapest Rate
$170.00 / year NatGen PPA
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $21.00 / year |
| Kemper Auto Premier | $157.00 / year |
| American National P&C | $534.00 / year |
| Kemper Premium | $537.00 / year |
| Kemper Personal Insurance | $586.00 / year |
| American National P | $647.00 / year |
| NatGen Value | $700.00 / year |
| Buckeye Insurance Group | $874.00 / year |
| Dairyland Broadform | $885.00 / year |
| Mercury Insurance | $886.00 / year |
2016 Kia Soul Insurance
Average Cost to Insure
$740.40 / year
Cheapest Rate
$21.00 / year Jupiter Auto Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $488.00 / year |
| Union Mutual Fire Group | $495.00 / year |
| Kemper Personal Insurance | $560.00 / year |
| American National P | $593.00 / year |
| American National P&C | $620.00 / year |
| Bear River | $704.00 / year |
| Concord Group | $759.00 / year |
| Ameriprise Group | $844.00 / year |
| North Carolina Farm Bureau | $882.00 / year |
| EMC Insurance | $901.00 / year |
2015 Kia Soul Insurance
Average Cost to Insure
$656.20 / year
Cheapest Rate
$488.00 / year Kemper Auto Premier
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2014 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $216.00 / year |
| Dairyland Auto 1 Month | $320.00 / year |
| National General Value | $337.00 / year |
| American National P&C | $492.00 / year |
| Commerce Group Inc | $642.00 / year |
| Concord Group | $647.00 / year |
| Patriot Group | $705.00 / year |
| Union Mutual Fire Group | $723.00 / year |
| MMG Insurance Company | $740.00 / year |
| North Carolina Farm Bureau | $744.00 / year |
2014 Kia Soul Insurance
Average Cost to Insure
$701.93 / year
Cheapest Rate
$216.00 / year Jupiter Auto Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2013 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $477.00 / year |
| GAINSCO Auto Insurance | $507.00 / year |
| Union Mutual Fire Group | $621.00 / year |
| Buckeye Insurance Group | $676.00 / year |
| American National P | $729.00 / year |
| Commerce Group Inc | $747.00 / year |
| Patriot Group | $759.00 / year |
| MMG Insurance Company | $775.00 / year |
| Concord Group | $787.00 / year |
| Mercury Insurance Company | $789.00 / year |
2013 Kia Soul Insurance
Average Cost to Insure
$531.27 / year
Cheapest Rate
$477.00 / year American National P&C
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $139.00 / year |
| Union Mutual Fire Group | $546.00 / year |
| American National P&C | $558.00 / year |
| American National P | $668.00 / year |
| MMG Insurance Company | $707.00 / year |
| Concord Group | $718.00 / year |
| National General Value | $718.00 / year |
| EMC Insurance | $724.00 / year |
| Patriot Group | $731.00 / year |
| Commerce Group Inc | $731.00 / year |
2012 Kia Soul Insurance
Average Cost to Insure
$688.17 / year
Cheapest Rate
$139.00 / year Jupiter Auto Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2011 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $114.00 / year |
| Mercury Insurance | $419.00 / year |
| Kemper Personal Insurance | $421.00 / year |
| American National P&C | $451.00 / year |
| Dairyland Broadform | $525.00 / year |
| MMG Insurance Company | $549.00 / year |
| Concord Group | $554.00 / year |
| National General RAD | $580.00 / year |
| Commerce Group Inc | $616.00 / year |
| Union Mutual Fire Group | $617.00 / year |
2011 Kia Soul Insurance
Average Cost to Insure
$632.07 / year
Cheapest Rate
$114.00 / year Jupiter Auto Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2010 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $355.00 / year |
| Dairyland Realtime | $369.00 / year |
| MMG Insurance Company | $582.00 / year |
| Commerce Group Inc | $617.00 / year |
| Patriot Group | $656.00 / year |
| Farmers Mutual of Nebraska | $678.00 / year |
| IMT Insurance Company | $684.00 / year |
| Safety Group | $686.00 / year |
| Virginia Farm Bureau | $726.00 / year |
| North Star | $744.00 / year |
2010 Kia Soul Insurance
Average Cost to Insure
$656.57 / year
Cheapest Rate
$355.00 / year American National P&C
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
Compare Soul to other Kia Models
Wondering how the Soul compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
