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Kia Soul Car Insurance
How much does car insurance cost for your Kia Soul? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Soul
What is the Average Cost to Insure a Kia Soul?
Kia Soul
How much does car insurance cost for Kia Soul? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Soul below.
Kia Soul Insurance Model Year by Age Group
The price you pay to insure your Kia Soul can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $191.13 / mo | $74.03 / mo | $102.57 / mo | $67.37 / mo | $98.77 / mo | $310.16 / mo |
| 2023 | $141.17 / mo | $238.85 / mo | $154.40 / mo | $150.17 / mo | $293.45 / mo | $275.18 / mo |
| 2022 | $236.15 / mo | $238.02 / mo | $152.90 / mo | $170.68 / mo | $141.72 / mo | $167.43 / mo |
| 2021 | $367.74 / mo | $203.20 / mo | $131.77 / mo | $161.56 / mo | $169.57 / mo | $170.48 / mo |
| 2020 | $368.74 / mo | $237.98 / mo | $168.98 / mo | $162.17 / mo | $145.19 / mo | $159.93 / mo |
| 2019 | $225.99 / mo | $238.61 / mo | $187.91 / mo | $166.04 / mo | $153.33 / mo | $158.62 / mo |
| 2018 | $437.01 / mo | $227.17 / mo | $162.99 / mo | $155.15 / mo | $151.93 / mo | $137.93 / mo |
| 2017 | $188.60 / mo | $240.86 / mo | $161.26 / mo | $172.47 / mo | $161.79 / mo | $160.32 / mo |
| 2016 | $352.95 / mo | $208.79 / mo | $178.44 / mo | $147.27 / mo | $133.22 / mo | $145.59 / mo |
| 2015 | $258.82 / mo | $219.03 / mo | $166.98 / mo | $142.71 / mo | $130.50 / mo | $134.58 / mo |
| 2014 | $241.95 / mo | $192.63 / mo | $122.20 / mo | $138.46 / mo | $144.37 / mo | $128.92 / mo |
| 2013 | $250.99 / mo | $185.75 / mo | $134.98 / mo | $118.24 / mo | $119.12 / mo | $123.47 / mo |
| 2012 | $283.70 / mo | $163.52 / mo | $134.00 / mo | $118.86 / mo | $126.95 / mo | $121.56 / mo |
| 2011 | $306.84 / mo | $147.47 / mo | $150.36 / mo | $132.59 / mo | $91.62 / mo | $111.09 / mo |
| 2010 | $288.21 / mo | $210.59 / mo | $117.73 / mo | $138.19 / mo | $127.80 / mo | $109.62 / mo |
2024 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $744.00 / year |
| Erie | $798.00 / year |
| New York Central Mutual Fire | $800.00 / year |
| Texas Farm Bureau Group | $830.00 / year |
| Direct Auto | $936.00 / year |
| Capital Insurance Group | $1,083.00 / year |
| Travelers | $1,092.00 / year |
| PEMCO | $1,098.00 / year |
| USAA | $1,163.00 / year |
| National General | $1,204.00 / year |
2024 Kia Soul Insurance
Average Cost to Insure
$1,302.30 / year
Cheapest Rate
$744.00 / year SECURA Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2023 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Premium | $165.00 / year |
| Kemper Auto | Infinity | $250.00 / year |
| Kemper Personal Insurance | $265.00 / year |
| Safeco | $436.00 / year |
| Mercury Insurance | $487.00 / year |
| American National P | $566.00 / year |
| NatGen Value | $753.00 / year |
| New York Central Mutual Fire | $824.00 / year |
| Titan | $954.00 / year |
| Utica National Ins Group | $972.00 / year |
2023 Kia Soul Insurance
Average Cost to Insure
$557.20 / year
Cheapest Rate
$165.00 / year Kemper Premium
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $210.00 / year |
| Safeco | $237.00 / year |
| Victoria | $264.00 / year |
| NatGen Advantage | $540.00 / year |
| Dairyland Broadform | $614.00 / year |
| American National P | $710.00 / year |
| National General RAD | $788.00 / year |
| Mercury Insurance | $893.00 / year |
| Dairyland FR Bond | $932.00 / year |
| Titan | $936.00 / year |
2022 Kia Soul Insurance
Average Cost to Insure
$578.97 / year
Cheapest Rate
$210.00 / year AssuranceAmerica Mobile Max
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $159.00 / year |
| Kemper Personal Insurance | $382.00 / year |
| NatGen Value | $414.00 / year |
| National General Value | $450.00 / year |
| Victoria | $548.00 / year |
| Mercury Insurance | $579.00 / year |
| MMG Insurance Company | $621.00 / year |
| Concord Group | $780.00 / year |
| Nationwide ThreeSixZero | $828.00 / year |
| American National P | $874.00 / year |
2021 Kia Soul Insurance
Average Cost to Insure
$611.57 / year
Cheapest Rate
$159.00 / year Safeco
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $284.00 / year |
| Kemper Auto | $361.00 / year |
| NatGen PPA | $471.00 / year |
| National General RAD | $634.00 / year |
| Mercury Insurance Company | $678.00 / year |
| NatGen Value | $710.00 / year |
| NatGen Advantage | $762.00 / year |
| Mercury Insurance | $787.00 / year |
| Partners Mutual Insurance Co | $957.00 / year |
| American National P | $991.00 / year |
2020 Kia Soul Insurance
Average Cost to Insure
$590.03 / year
Cheapest Rate
$284.00 / year Safeco
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $351.00 / year |
| AssuranceAmerica Mobile Max | $354.00 / year |
| Dairyland Auto 1 Month | $483.00 / year |
| AssuranceAmerica | $497.00 / year |
| American National P&C | $506.00 / year |
| Kemper Premium | $679.00 / year |
| NatGen Value | $739.00 / year |
| MMG Insurance Company | $754.00 / year |
| Dairyland FR Bond | $816.00 / year |
| Nationwide ThreeSixZero | $828.00 / year |
2019 Kia Soul Insurance
Average Cost to Insure
$478.53 / year
Cheapest Rate
$351.00 / year Safeco
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $89.00 / year |
| Infinity Special | $213.00 / year |
| Kemper Auto Premier | $341.00 / year |
| Dairyland Broadform | $428.00 / year |
| American National P | $572.00 / year |
| Mercury Insurance | $599.00 / year |
| Dairyland FR Bond | $606.00 / year |
| AssuranceAmerica Economy | $682.00 / year |
| Rural Mutual Insurance | $774.00 / year |
| NatGen PPA | $778.00 / year |
2018 Kia Soul Insurance
Average Cost to Insure
$421.47 / year
Cheapest Rate
$89.00 / year Safeco
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $135.00 / year |
| Mercury Insurance | $201.00 / year |
| AssuranceAmerica Mobile Max | $278.00 / year |
| AssuranceAmerica | $328.00 / year |
| Mercury Insurance Company | $478.00 / year |
| MMG Insurance Company | $555.00 / year |
| Concord Group | $671.00 / year |
| Rural Mutual Insurance | $785.00 / year |
| Commerce Group Inc | $788.00 / year |
| Patriot Group | $855.00 / year |
2017 Kia Soul Insurance
Average Cost to Insure
$382.37 / year
Cheapest Rate
$135.00 / year Safeco
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $243.00 / year |
| NatGen Value | $266.00 / year |
| Dairyland Broadform | $348.00 / year |
| AssuranceAmerica Mobile Max | $508.00 / year |
| Mercury Insurance | $534.00 / year |
| Kemper Auto Premier | $661.00 / year |
| Buckeye Insurance Group | $713.00 / year |
| Concord Group | $715.00 / year |
| American National P | $723.00 / year |
| MMG Insurance Company | $767.00 / year |
2016 Kia Soul Insurance
Average Cost to Insure
$388.73 / year
Cheapest Rate
$243.00 / year Safeco
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $99.00 / year |
| AssuranceAmerica | $219.00 / year |
| Kemper Personal Insurance | $280.00 / year |
| NatGen Advantage | $364.00 / year |
| Mercury Insurance | $391.00 / year |
| Dairyland FR Bond | $439.00 / year |
| American National P | $627.00 / year |
| Dairyland Broadform | $749.00 / year |
| MMG Insurance Company | $820.00 / year |
| Partners Mutual Insurance Co | $881.00 / year |
2015 Kia Soul Insurance
Average Cost to Insure
$347.80 / year
Cheapest Rate
$99.00 / year Safeco
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2014 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $58.00 / year |
| Kemper Personal Insurance | $196.00 / year |
| AssuranceAmerica Mobile Max | $247.00 / year |
| Mercury Insurance | $382.00 / year |
| American National P&C | $522.00 / year |
| NatGen Value | $526.00 / year |
| Dairyland Broadform | $558.00 / year |
| NatGen Advantage | $574.00 / year |
| North Carolina Farm Bureau | $725.00 / year |
| Dairyland FR Bond | $732.00 / year |
2014 Kia Soul Insurance
Average Cost to Insure
$529.23 / year
Cheapest Rate
$58.00 / year Safeco
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2013 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $115.00 / year |
| Safeco | $183.00 / year |
| AssuranceAmerica Mobile Max | $303.00 / year |
| NatGen PPA | $365.00 / year |
| Dairyland Auto 1 Month | $439.00 / year |
| Union Mutual Fire Group | $480.00 / year |
| Kemper Premium | $496.00 / year |
| NatGen Value | $538.00 / year |
| Mercury Insurance | $561.00 / year |
| American National P&C | $641.00 / year |
2013 Kia Soul Insurance
Average Cost to Insure
$394.83 / year
Cheapest Rate
$115.00 / year Kemper Personal Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $128.00 / year |
| Safeco | $129.00 / year |
| Dairyland Broadform | $168.00 / year |
| Kemper Personal Insurance | $236.00 / year |
| Kemper Auto Premier | $285.00 / year |
| Mercury Insurance | $296.00 / year |
| American National P&C | $408.00 / year |
| NatGen PPA | $492.00 / year |
| American National P | $498.00 / year |
| Concord Group | $619.00 / year |
2012 Kia Soul Insurance
Average Cost to Insure
$439.63 / year
Cheapest Rate
$128.00 / year AssuranceAmerica Mobile Max
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2011 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $21.00 / year |
| Safeco | $162.00 / year |
| Dairyland Broadform | $218.00 / year |
| NatGen Advantage | $264.00 / year |
| AssuranceAmerica Mobile Max | $273.00 / year |
| Dairyland FR Bond | $288.00 / year |
| Kemper Auto Premier | $449.00 / year |
| NatGen PPA | $565.00 / year |
| Mercury Insurance | $580.00 / year |
| Kemper Auto | $587.00 / year |
2011 Kia Soul Insurance
Average Cost to Insure
$474.07 / year
Cheapest Rate
$21.00 / year Kemper Personal Insurance
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
2010 Kia Soul Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $80.00 / year |
| Safeco | $111.00 / year |
| Kemper Personal Insurance | $261.00 / year |
| Infinity Special | $441.00 / year |
| MMG Insurance Company | $582.00 / year |
| AssuranceAmerica Mobile Max | $599.00 / year |
| Kemper Auto | Infinity | $605.00 / year |
| Commerce Group Inc | $617.00 / year |
| Patriot Group | $656.00 / year |
| Safety Group | $692.00 / year |
2010 Kia Soul Insurance
Average Cost to Insure
$471.67 / year
Cheapest Rate
$80.00 / year NatGen Custom 360
Available Trims
+ 4dr SPORT UTILITY VEHICLE (4cyl)
Compare Soul to other Kia Models
Wondering how the Soul compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
