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Kia Forte Car Insurance
How much does car insurance cost for your Kia Forte? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Forte
What is the Average Cost to Insure a Kia Forte?
Kia Forte
How much does car insurance cost for Kia Forte? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Forte below.
Kia Forte Insurance Model Year by Age Group
The price you pay to insure your Kia Forte can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $183.91 / mo | $148.08 / mo | $140.13 / mo | $99.46 / mo | $112.88 / mo | $87.95 / mo |
| 2023 | $284.16 / mo | $202.86 / mo | $147.40 / mo | $163.61 / mo | $180.80 / mo | $255.93 / mo |
| 2022 | $429.61 / mo | $257.12 / mo | $194.31 / mo | $188.81 / mo | $168.37 / mo | $185.38 / mo |
| 2021 | $557.25 / mo | $281.73 / mo | $186.77 / mo | $191.25 / mo | $164.42 / mo | $185.90 / mo |
| 2020 | $372.98 / mo | $264.71 / mo | $174.71 / mo | $180.75 / mo | $154.99 / mo | $160.04 / mo |
| 2019 | $375.32 / mo | $253.39 / mo | $169.27 / mo | $174.85 / mo | $150.16 / mo | $172.34 / mo |
| 2018 | $344.98 / mo | $256.73 / mo | $196.29 / mo | $174.02 / mo | $152.06 / mo | $171.38 / mo |
| 2017 | $438.03 / mo | $262.39 / mo | $175.83 / mo | $162.91 / mo | $153.48 / mo | $158.02 / mo |
| 2016 | $388.20 / mo | $249.72 / mo | $172.28 / mo | $166.39 / mo | $142.51 / mo | $157.35 / mo |
| 2015 | $367.47 / mo | $227.91 / mo | $166.27 / mo | $158.32 / mo | $135.02 / mo | $148.19 / mo |
| 2014 | $379.43 / mo | $217.59 / mo | $168.46 / mo | $150.12 / mo | $138.45 / mo | $145.48 / mo |
| 2013 | $352.38 / mo | $202.14 / mo | $143.98 / mo | $150.30 / mo | $121.03 / mo | $129.42 / mo |
| 2012 | $328.38 / mo | $196.60 / mo | $116.63 / mo | $117.22 / mo | $109.40 / mo | $120.59 / mo |
| 2011 | $287.48 / mo | $172.70 / mo | $111.67 / mo | $116.82 / mo | $96.98 / mo | $105.91 / mo |
| 2010 | $312.70 / mo | $210.29 / mo | $136.03 / mo | $137.19 / mo | $120.01 / mo | $129.27 / mo |
2024 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $777.00 / year |
| NatGen Value | $788.00 / year |
| Titan | $861.00 / year |
| Buckeye Insurance Group | $945.00 / year |
| SECURA Insurance | $966.00 / year |
| North Carolina Farm Bureau | $1,011.00 / year |
| Utica National Ins Group | $1,020.00 / year |
| New York Central Mutual Fire | $1,071.00 / year |
| Capital Insurance Group | $1,152.00 / year |
| Unitrin | $1,173.00 / year |
2024 Kia Forte Insurance
Average Cost to Insure
$947.87 / year
Cheapest Rate
$777.00 / year Pekin Insurance
Available Trims
EX 4dr HATCHBACK (4cyl)
2023 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $357.00 / year |
| Dairyland Broadform | $414.00 / year |
| Victoria | $521.00 / year |
| Dairyland FR Bond | $742.00 / year |
| Buckeye Insurance Group | $784.00 / year |
| Titan | $798.00 / year |
| Kemper Auto Premier | $800.00 / year |
| Pekin Insurance | $873.00 / year |
| American National P | $915.00 / year |
| Texas Farm Bureau Group | $1,024.00 / year |
2023 Kia Forte Insurance
Average Cost to Insure
$536.13 / year
Cheapest Rate
$357.00 / year Safeco
Available Trims
EX 4dr HATCHBACK (4cyl)
2022 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $87.00 / year |
| Kemper Personal Insurance | $118.00 / year |
| Kemper Auto Premier | $212.00 / year |
| Safeco | $314.00 / year |
| Kemper Auto | $364.00 / year |
| AssuranceAmerica Mobile Max | $401.00 / year |
| Dairyland Broadform | $439.00 / year |
| Victoria | $457.00 / year |
| Dairyland FR Bond | $652.00 / year |
| Mercury Insurance | $952.00 / year |
2022 Kia Forte Insurance
Average Cost to Insure
$557.73 / year
Cheapest Rate
$87.00 / year Kemper Auto | Infinity
Available Trims
EX 4dr SEDAN (4cyl)
2021 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $57.00 / year |
| Kemper Auto Premier | $154.00 / year |
| Dairyland Broadform | $218.00 / year |
| Kemper Premium | $282.00 / year |
| NatGen Custom 360 | $301.00 / year |
| Jupiter Auto Insurance | $310.00 / year |
| Dairyland Auto 1 Month | $543.00 / year |
| AssuranceAmerica Mobile Max | $590.00 / year |
| Victoria | $664.00 / year |
| Safeco | $669.00 / year |
2021 Kia Forte Insurance
Average Cost to Insure
$637.73 / year
Cheapest Rate
$57.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2020 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premium | $124.00 / year |
| NatGen Custom 360 | $152.00 / year |
| Kemper Auto Premier | $200.00 / year |
| Kemper Personal Insurance | $201.00 / year |
| Dairyland FR Bond | $336.00 / year |
| Dairyland Auto 1 Month | $462.00 / year |
| Dairyland Broadform | $524.00 / year |
| SAFECO | $534.00 / year |
| NatGen PPA | $548.00 / year |
| Jupiter Auto Insurance | $584.00 / year |
2020 Kia Forte Insurance
Average Cost to Insure
$528.13 / year
Cheapest Rate
$124.00 / year Kemper Auto Premium
Available Trims
EX 4dr SEDAN (4cyl)
2019 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $84.00 / year |
| AssuranceAmerica Mobile Max | $146.00 / year |
| Kemper Auto Premier | $152.00 / year |
| NatGen Custom 360 | $218.00 / year |
| Dairyland FR Bond | $370.00 / year |
| Kemper Personal Insurance | $565.00 / year |
| NatGen Advantage | $646.00 / year |
| Dairyland Auto 1 Month | $663.00 / year |
| SAFECO | $687.00 / year |
| AssuranceAmerica | $758.00 / year |
2019 Kia Forte Insurance
Average Cost to Insure
$516.03 / year
Cheapest Rate
$84.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2018 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $164.00 / year |
| Kemper Auto Premier | $200.00 / year |
| Dairyland Auto 1 Month | $285.00 / year |
| Dairyland Broadform | $361.00 / year |
| Dairyland FR Bond | $478.00 / year |
| SAFECO | $586.00 / year |
| NatGen PPA | $717.00 / year |
| AssuranceAmerica Economy | $968.00 / year |
| Mercury Insurance | $1,032.00 / year |
| Verti Insurance | $1,072.00 / year |
2018 Kia Forte Insurance
Average Cost to Insure
$473.37 / year
Cheapest Rate
$164.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2017 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $124.00 / year |
| Kemper Auto Premier | $125.00 / year |
| Jupiter Auto Insurance | $130.00 / year |
| Kemper Premium | $165.00 / year |
| Kemper Personal Insurance | $170.00 / year |
| Dairyland Broadform | $394.00 / year |
| SAFECO | $480.00 / year |
| Direct General | $584.00 / year |
| NatGen PPA | $613.00 / year |
| Dairyland Auto 1 Month | $664.00 / year |
2017 Kia Forte Insurance
Average Cost to Insure
$441.43 / year
Cheapest Rate
$124.00 / year AssuranceAmerica Mobile Max
Available Trims
EX 4dr SEDAN (4cyl)
2016 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $49.00 / year |
| Kemper Auto Premier | $78.00 / year |
| Kemper Personal Insurance | $97.00 / year |
| Dairyland Auto 1 Month | $225.00 / year |
| AssuranceAmerica Mobile Max | $249.00 / year |
| Kemper Auto Premium | $326.00 / year |
| Dairyland FR Bond | $381.00 / year |
| Kemper Premium | $385.00 / year |
| Dairyland Broadform | $424.00 / year |
| SAFECO | $449.00 / year |
2016 Kia Forte Insurance
Average Cost to Insure
$502.20 / year
Cheapest Rate
$49.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2015 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $37.00 / year |
| Dairyland Auto 1 Month | $84.00 / year |
| Kemper Auto Premier | $172.00 / year |
| Kemper Personal Insurance | $421.00 / year |
| SAFECO | $559.00 / year |
| AssuranceAmerica Mobile Max | $610.00 / year |
| Concord Group | $626.00 / year |
| Patriot Group | $927.00 / year |
| Mercury Insurance | $939.00 / year |
| MMG Insurance Company | $983.00 / year |
2015 Kia Forte Insurance
Average Cost to Insure
$480.30 / year
Cheapest Rate
$37.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2014 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland FR Bond | $220.00 / year |
| SAFECO | $419.00 / year |
| NatGen PPA | $490.00 / year |
| Dairyland Broadform | $548.00 / year |
| AssuranceAmerica Mobile Max | $581.00 / year |
| Mercury Insurance | $926.00 / year |
| Dairyland® | $984.00 / year |
| PEMCO | $1,024.00 / year |
| Dairyland Auto 1 Month | $1,061.00 / year |
| Safety Group | $1,111.00 / year |
2014 Kia Forte Insurance
Average Cost to Insure
$525.43 / year
Cheapest Rate
$220.00 / year Dairyland FR Bond
Available Trims
EX 4dr SEDAN (4cyl)
2013 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto 1 Month | $113.00 / year |
| Kemper Personal Insurance | $218.00 / year |
| Dairyland FR Bond | $225.00 / year |
| Mercury Insurance | $300.00 / year |
| Dairyland Broadform | $402.00 / year |
| SAFECO | $437.00 / year |
| NatGen PPA | $468.00 / year |
| Clearcover | $672.00 / year |
| National General Value | $744.00 / year |
| Countryway Insurance | $962.00 / year |
2013 Kia Forte Insurance
Average Cost to Insure
$428.00 / year
Cheapest Rate
$113.00 / year Dairyland Auto 1 Month
Available Trims
EX 4dr SEDAN (4cyl)
2012 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $161.00 / year |
| Kemper Auto Premium | $320.00 / year |
| Dairyland Auto 1 Month | $351.00 / year |
| SAFECO | $416.00 / year |
| American National P&C | $530.00 / year |
| Kemper Auto Premier | $631.00 / year |
| American National P | $725.00 / year |
| Mercury Insurance | $750.00 / year |
| Nodak Mutual | $780.00 / year |
| Dairyland FR Bond | $813.00 / year |
2012 Kia Forte Insurance
Average Cost to Insure
$357.03 / year
Cheapest Rate
$161.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2011 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $56.00 / year |
| SAFECO | $210.00 / year |
| NatGen PPA | $379.00 / year |
| Mercury Insurance Company | $447.00 / year |
| American National P&C | $482.00 / year |
| Mercury Insurance | $642.00 / year |
| American National P | $685.00 / year |
| National General RAD | $690.00 / year |
| Co-Operative Ins Companies | $711.00 / year |
| Partners Mutual Insurance Co | $829.00 / year |
2011 Kia Forte Insurance
Average Cost to Insure
$353.60 / year
Cheapest Rate
$56.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2010 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $44.00 / year |
| Dairyland FR Bond | $74.00 / year |
| Jupiter Auto Insurance | $75.00 / year |
| Dairyland Broadform | $160.00 / year |
| Dairyland Auto 1 Month | $173.00 / year |
| NatGen Custom 360 | $178.00 / year |
| SAFECO | $272.00 / year |
| AssuranceAmerica Mobile Max | $540.00 / year |
| Kemper Auto Premier | $575.00 / year |
| Safety Group | $694.00 / year |
2010 Kia Forte Insurance
Average Cost to Insure
$440.80 / year
Cheapest Rate
$44.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SEDAN (4cyl)
Compare Forte to other Kia Models
Wondering how the Forte compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
