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Kia Forte Car Insurance
How much does car insurance cost for your Kia Forte? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Forte
What is the Average Cost to Insure a Kia Forte?
Kia Forte
How much does car insurance cost for Kia Forte? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Forte below.
Kia Forte Insurance Model Year by Age Group
The price you pay to insure your Kia Forte can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $322.20 / mo | $249.78 / mo | $167.95 / mo | $134.52 / mo | $175.36 / mo | $273.49 / mo |
| 2022 | $461.72 / mo | $272.94 / mo | $196.07 / mo | $172.77 / mo | $162.15 / mo | $181.99 / mo |
| 2021 | $362.47 / mo | $258.12 / mo | $188.13 / mo | $178.79 / mo | $165.56 / mo | $183.82 / mo |
| 2020 | $300.43 / mo | $230.25 / mo | $165.34 / mo | $174.30 / mo | $150.44 / mo | $158.14 / mo |
| 2019 | $374.21 / mo | $237.21 / mo | $166.46 / mo | $178.82 / mo | $144.30 / mo | $167.54 / mo |
| 2018 | $341.87 / mo | $237.03 / mo | $184.59 / mo | $172.46 / mo | $150.43 / mo | $169.09 / mo |
| 2017 | $441.39 / mo | $243.07 / mo | $171.69 / mo | $160.52 / mo | $152.09 / mo | $154.79 / mo |
| 2016 | $390.28 / mo | $241.97 / mo | $172.49 / mo | $166.29 / mo | $135.14 / mo | $152.58 / mo |
| 2015 | $366.63 / mo | $224.15 / mo | $159.74 / mo | $156.09 / mo | $131.73 / mo | $143.89 / mo |
| 2014 | $387.49 / mo | $218.72 / mo | $164.87 / mo | $150.29 / mo | $136.77 / mo | $144.10 / mo |
| 2013 | $352.38 / mo | $198.86 / mo | $132.51 / mo | $149.21 / mo | $119.37 / mo | $127.31 / mo |
| 2012 | $331.00 / mo | $192.34 / mo | $118.63 / mo | $117.73 / mo | $108.70 / mo | $120.28 / mo |
| 2011 | $287.83 / mo | $164.82 / mo | $112.76 / mo | $115.22 / mo | $97.39 / mo | $103.85 / mo |
| 2010 | $315.26 / mo | $210.58 / mo | $137.95 / mo | $136.86 / mo | $119.62 / mo | $127.24 / mo |
2023 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $399.00 / year |
| Victoria | $500.00 / year |
| Kemper Auto | Infinity | $627.00 / year |
| Kemper Auto Premier | $710.00 / year |
| Mercury Insurance | $849.00 / year |
| New York Central Mutual Fire | $888.00 / year |
| Texas Farm Bureau Group | $900.00 / year |
| Nationwide | $959.00 / year |
| Capital Insurance Group | $1,002.00 / year |
| USAA | $1,216.00 / year |
2023 Kia Forte Insurance
Average Cost to Insure
$727.37 / year
Cheapest Rate
$399.00 / year Safeco
Available Trims
EX 4dr HATCHBACK (4cyl)
2022 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $163.00 / year |
| Safeco | $352.00 / year |
| Victoria | $501.00 / year |
| Dairyland Broadform | $536.00 / year |
| Dairyland FR Bond | $805.00 / year |
| NatGen PPA | $969.00 / year |
| AssuranceAmerica Mobile Max | $984.00 / year |
| Mercury Insurance | $999.00 / year |
| Titan | $1,111.00 / year |
| Capital Insurance Group | $1,230.00 / year |
2022 Kia Forte Insurance
Average Cost to Insure
$708.33 / year
Cheapest Rate
$163.00 / year Kemper Auto Premier
Available Trims
EX 4dr SEDAN (4cyl)
2021 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $81.00 / year |
| Kemper Premium | $131.00 / year |
| Kemper Auto Premier | $154.00 / year |
| Dairyland Broadform | $305.00 / year |
| Jupiter Auto Insurance | $310.00 / year |
| AssuranceAmerica Mobile Max | $544.00 / year |
| Dairyland Auto 1 Month | $611.00 / year |
| Victoria | $673.00 / year |
| Safeco | $899.00 / year |
| Kemper Auto Premium | $915.00 / year |
2021 Kia Forte Insurance
Average Cost to Insure
$807.43 / year
Cheapest Rate
$81.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2020 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $126.00 / year |
| Kemper Auto Premium | $169.00 / year |
| Kemper Personal Insurance | $258.00 / year |
| Dairyland Auto 1 Month | $462.00 / year |
| Dairyland FR Bond | $537.00 / year |
| Jupiter Auto Insurance | $584.00 / year |
| SAFECO | $830.00 / year |
| Dairyland Broadform | $847.00 / year |
| NatGen PPA | $876.00 / year |
| American National P&C | $884.00 / year |
2020 Kia Forte Insurance
Average Cost to Insure
$690.37 / year
Cheapest Rate
$126.00 / year Kemper Auto Premier
Available Trims
EX 4dr SEDAN (4cyl)
2019 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $84.00 / year |
| Kemper Auto Premier | $152.00 / year |
| AssuranceAmerica Mobile Max | $234.00 / year |
| Dairyland FR Bond | $274.00 / year |
| Kemper Personal Insurance | $288.00 / year |
| NatGen Advantage | $646.00 / year |
| Dairyland Auto 1 Month | $663.00 / year |
| Dairyland Broadform | $775.00 / year |
| American National P&C | $776.00 / year |
| Bear River | $861.00 / year |
2019 Kia Forte Insurance
Average Cost to Insure
$704.80 / year
Cheapest Rate
$84.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2018 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $200.00 / year |
| Kemper Personal Insurance | $216.00 / year |
| Dairyland Broadform | $481.00 / year |
| Dairyland Auto 1 Month | $571.00 / year |
| Dairyland FR Bond | $611.00 / year |
| SAFECO | $770.00 / year |
| NatGen PPA | $909.00 / year |
| Verti Insurance | $1,072.00 / year |
| Mercury Insurance | $1,080.00 / year |
| Concord Group | $1,098.00 / year |
2018 Kia Forte Insurance
Average Cost to Insure
$565.87 / year
Cheapest Rate
$200.00 / year Kemper Auto Premier
Available Trims
EX 4dr SEDAN (4cyl)
2017 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $94.00 / year |
| Jupiter Auto Insurance | $130.00 / year |
| Kemper Premium | $180.00 / year |
| Kemper Personal Insurance | $207.00 / year |
| AssuranceAmerica Mobile Max | $249.00 / year |
| Dairyland Broadform | $550.00 / year |
| Direct General | $584.00 / year |
| SAFECO | $591.00 / year |
| Dairyland Auto 1 Month | $664.00 / year |
| Concord Group | $797.00 / year |
2017 Kia Forte Insurance
Average Cost to Insure
$574.50 / year
Cheapest Rate
$94.00 / year Kemper Auto Premier
Available Trims
EX 4dr SEDAN (4cyl)
2016 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $49.00 / year |
| Kemper Auto Premier | $78.00 / year |
| Dairyland Auto 1 Month | $225.00 / year |
| Kemper Auto Premium | $345.00 / year |
| Dairyland Broadform | $362.00 / year |
| Kemper Premium | $385.00 / year |
| AssuranceAmerica Mobile Max | $436.00 / year |
| Dairyland FR Bond | $610.00 / year |
| SAFECO | $639.00 / year |
| Kemper Auto | $859.00 / year |
2016 Kia Forte Insurance
Average Cost to Insure
$612.03 / year
Cheapest Rate
$49.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2015 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $37.00 / year |
| Kemper Auto Premier | $172.00 / year |
| Kemper Personal Insurance | $497.00 / year |
| Concord Group | $626.00 / year |
| SAFECO | $737.00 / year |
| Patriot Group | $927.00 / year |
| AssuranceAmerica Mobile Max | $936.00 / year |
| Mercury Insurance | $947.00 / year |
| MMG Insurance Company | $983.00 / year |
| Partners Mutual Insurance Co | $999.00 / year |
2015 Kia Forte Insurance
Average Cost to Insure
$717.13 / year
Cheapest Rate
$37.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2014 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland FR Bond | $293.00 / year |
| SAFECO | $535.00 / year |
| NatGen PPA | $649.00 / year |
| AssuranceAmerica Mobile Max | $690.00 / year |
| Dairyland Broadform | $719.00 / year |
| Mercury Insurance | $968.00 / year |
| Dairyland® | $984.00 / year |
| PEMCO | $1,024.00 / year |
| Countryway Insurance | $1,037.00 / year |
| Clearcover | $1,049.00 / year |
2014 Kia Forte Insurance
Average Cost to Insure
$546.27 / year
Cheapest Rate
$293.00 / year Dairyland FR Bond
Available Trims
EX 4dr SEDAN (4cyl)
2013 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto 1 Month | $113.00 / year |
| Kemper Personal Insurance | $266.00 / year |
| Mercury Insurance | $300.00 / year |
| National General Value | $419.00 / year |
| Dairyland FR Bond | $450.00 / year |
| Dairyland Broadform | $484.00 / year |
| SAFECO | $617.00 / year |
| Clearcover | $672.00 / year |
| NatGen PPA | $936.00 / year |
| Countryway Insurance | $962.00 / year |
2013 Kia Forte Insurance
Average Cost to Insure
$688.13 / year
Cheapest Rate
$113.00 / year Dairyland Auto 1 Month
Available Trims
EX 4dr SEDAN (4cyl)
2012 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $161.00 / year |
| Dairyland Auto 1 Month | $351.00 / year |
| SAFECO | $509.00 / year |
| American National P&C | $530.00 / year |
| Kemper Auto Premier | $631.00 / year |
| American National P | $725.00 / year |
| Mercury Insurance | $758.00 / year |
| Nodak Mutual | $780.00 / year |
| MMG Insurance Company | $850.00 / year |
| North Carolina Farm Bureau | $862.00 / year |
2012 Kia Forte Insurance
Average Cost to Insure
$553.77 / year
Cheapest Rate
$161.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2011 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $56.00 / year |
| SAFECO | $394.00 / year |
| Mercury Insurance Company | $447.00 / year |
| American National P&C | $482.00 / year |
| American National P | $695.00 / year |
| Co-Operative Ins Companies | $711.00 / year |
| Mercury Insurance | $726.00 / year |
| Partners Mutual Insurance Co | $829.00 / year |
| Utica National Ins Group | $869.00 / year |
| North Carolina Farm Bureau | $891.00 / year |
2011 Kia Forte Insurance
Average Cost to Insure
$621.07 / year
Cheapest Rate
$56.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2010 Kia Forte Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $53.00 / year |
| Jupiter Auto Insurance | $75.00 / year |
| Dairyland FR Bond | $133.00 / year |
| Dairyland Auto 1 Month | $173.00 / year |
| Dairyland Broadform | $268.00 / year |
| SAFECO | $378.00 / year |
| Kemper Auto Premier | $481.00 / year |
| Safety Group | $694.00 / year |
| AssuranceAmerica Mobile Max | $720.00 / year |
| Mercury Insurance Company | $751.00 / year |
2010 Kia Forte Insurance
Average Cost to Insure
$493.80 / year
Cheapest Rate
$53.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SEDAN (4cyl)
Compare Forte to other Kia Models
Wondering how the Forte compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
