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Kia Niro Car Insurance
How much does car insurance cost for your Kia Niro? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Niro
What is the Average Cost to Insure a Kia Niro?
Kia Niro
How much does car insurance cost for Kia Niro? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Niro below.
Kia Niro Insurance Model Year by Age Group
The price you pay to insure your Kia Niro can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $378.77 / mo | N/A | $171.51 / mo | $130.50 / mo | $151.50 / mo | $130.50 / mo |
| 2023 | N/A | $254.70 / mo | $128.27 / mo | $219.56 / mo | $207.06 / mo | $346.25 / mo |
| 2022 | $360.64 / mo | $257.44 / mo | $162.44 / mo | $143.00 / mo | $168.97 / mo | $154.40 / mo |
| 2021 | N/A | $184.78 / mo | $200.74 / mo | $118.64 / mo | $158.92 / mo | $149.20 / mo |
| 2020 | $135.99 / mo | $220.12 / mo | $210.27 / mo | $139.24 / mo | $142.33 / mo | $173.78 / mo |
| 2019 | $308.73 / mo | $192.67 / mo | $162.79 / mo | $159.67 / mo | $142.69 / mo | $190.83 / mo |
| 2018 | $398.07 / mo | $198.91 / mo | $149.27 / mo | $159.03 / mo | $132.57 / mo | $136.54 / mo |
| 2017 | $348.50 / mo | $205.67 / mo | $139.05 / mo | $154.62 / mo | $127.33 / mo | $168.08 / mo |
| 2016 | N/A | N/A | N/A | N/A | N/A | $280.43 / mo |
2024 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $1,520.00 / year |
| Alliance United | $1,716.00 / year |
| California Capital | $1,851.00 / year |
| Mercury | $1,935.00 / year |
| Auto Club | $1,979.00 / year |
| CSAA | $2,007.00 / year |
| Metropolitan | $2,228.00 / year |
| Grange | $2,286.00 / year |
| State Farm | $2,291.00 / year |
| 21st Century | $2,438.00 / year |
2024 Kia Niro Insurance
Average Cost to Insure
$2,052.00 / year
Cheapest Rate
$1,520.00 / year USAA
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2023 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| North Carolina Farm Bureau | $728.00 / year |
| Capital Insurance Group | $870.00 / year |
| SECURA Insurance | $918.00 / year |
| Clearcover | $937.00 / year |
| Oregon Mutual | $956.00 / year |
| GMAC Insurance Group | $957.00 / year |
| Safeco | $986.00 / year |
| Texas Farm Bureau Group | $1,034.00 / year |
| Mutual Of Enumclaw | $1,227.00 / year |
| PEMCO | $1,287.00 / year |
2023 Kia Niro Insurance
Average Cost to Insure
$1,122.50 / year
Cheapest Rate
$728.00 / year North Carolina Farm Bureau
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $204.00 / year |
| NatGen Value | $260.00 / year |
| Kemper Auto | Infinity | $287.00 / year |
| Victoria | $468.00 / year |
| American National P | $488.00 / year |
| Direct Auto | $824.00 / year |
| Texas Farm Bureau Group | $825.00 / year |
| Countryway Insurance | $898.00 / year |
| Clearcover | $937.00 / year |
| Pekin Insurance | $971.00 / year |
2022 Kia Niro Insurance
Average Cost to Insure
$708.73 / year
Cheapest Rate
$204.00 / year Kemper Auto Premier
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $306.00 / year |
| Safeco | $415.00 / year |
| Dairyland Broadform | $477.00 / year |
| Pekin Insurance | $613.00 / year |
| Buckeye Insurance Group | $734.00 / year |
| Capital Insurance Group | $749.00 / year |
| IMT Insurance Company | $837.00 / year |
| Erie | $882.00 / year |
| Partners Mutual Insurance Co | $906.00 / year |
| SECURA Insurance | $943.00 / year |
2021 Kia Niro Insurance
Average Cost to Insure
$525.07 / year
Cheapest Rate
$306.00 / year Victoria
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl)
2020 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $401.00 / year |
| Safeco | $430.00 / year |
| American National P | $560.00 / year |
| Buckeye Insurance Group | $603.00 / year |
| Pekin Insurance | $695.00 / year |
| ALFA | $705.00 / year |
| Capital Insurance Group | $818.00 / year |
| Mercury Insurance | $831.00 / year |
| Ohio Mutual Ins Group | $831.00 / year |
| PEMCO | $878.00 / year |
2020 Kia Niro Insurance
Average Cost to Insure
$629.23 / year
Cheapest Rate
$401.00 / year AssuranceAmerica Mobile Max
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl)
2019 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General Value | $337.00 / year |
| NatGen Value | $432.00 / year |
| SAFECO | $467.00 / year |
| American National P | $494.00 / year |
| Texas Farm Bureau Group | $576.00 / year |
| AssuranceAmerica | $654.00 / year |
| Mercury Insurance | $832.00 / year |
| ALFA | $894.00 / year |
| Buckeye Insurance Group | $936.00 / year |
| Clearcover | $1,158.00 / year |
2019 Kia Niro Insurance
Average Cost to Insure
$706.87 / year
Cheapest Rate
$337.00 / year National General Value
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl)
2018 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $287.00 / year |
| Mercury Insurance | $436.00 / year |
| American National P&C | $482.00 / year |
| SAFECO | $541.00 / year |
| American National P | $620.00 / year |
| Ameriprise Group | $639.00 / year |
| Clearcover | $735.00 / year |
| Concord Group | $761.00 / year |
| MMG Insurance Company | $828.00 / year |
| New Jersey Manufacturers | $842.00 / year |
2018 Kia Niro Insurance
Average Cost to Insure
$419.40 / year
Cheapest Rate
$287.00 / year Kemper Auto
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica | $128.00 / year |
| National General Value | $294.00 / year |
| Kemper Auto | $383.00 / year |
| Mercury Insurance | $393.00 / year |
| AssuranceAmerica Economy | $654.00 / year |
| Dairyland Auto 1 Month | $750.00 / year |
| American National P | $805.00 / year |
| Dairyland Scored | $808.00 / year |
| Texas Farm Bureau Group | $832.00 / year |
| AssuranceAmerica Elite | $850.00 / year |
2017 Kia Niro Insurance
Average Cost to Insure
$550.77 / year
Cheapest Rate
$128.00 / year AssuranceAmerica
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $449.00 / year |
| Home State Ins Group | $1,641.00 / year |
| Permanent General | $1,779.00 / year |
| Metropolitan | $3,242.00 / year |
| Mercury | $3,284.00 / year |
| Nationwide | $4,254.00 / year |
| Direct General Insurance | $4,719.00 / year |
| Safe Auto | $5,156.00 / year |
2016 Kia Niro Insurance
Average Cost to Insure
$3,065.50 / year
Cheapest Rate
$449.00 / year State Farm
Available Trims
Compare Niro to other Kia Models
Wondering how the Niro compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
