How much does car insurance cost for your Kia Niro? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Kia Niro? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Niro below.
The price you pay to insure your Kia Niro can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2024 | N/A | N/A | $125.77 / mo | N/A | N/A | $130.50 / mo |
2023 | N/A | $224.63 / mo | $127.98 / mo | $257.60 / mo | $302.53 / mo | $437.66 / mo |
2022 | $360.64 / mo | $260.70 / mo | $166.75 / mo | $145.27 / mo | $171.75 / mo | $154.93 / mo |
2021 | N/A | $184.78 / mo | $176.98 / mo | $118.64 / mo | $158.92 / mo | $152.96 / mo |
2020 | $135.99 / mo | $212.11 / mo | $202.24 / mo | $139.24 / mo | $142.33 / mo | $174.27 / mo |
2019 | $333.16 / mo | $200.27 / mo | $169.24 / mo | $161.79 / mo | $143.38 / mo | $190.98 / mo |
2018 | $398.07 / mo | $193.94 / mo | $140.79 / mo | $149.31 / mo | $132.52 / mo | $135.86 / mo |
2017 | $420.99 / mo | $207.32 / mo | $139.66 / mo | $156.27 / mo | $100.18 / mo | $160.64 / mo |
2016 | N/A | N/A | N/A | N/A | N/A | $280.43 / mo |
Insurance Company | 12 month Premium |
North Carolina Farm Bureau | $728.00 / year |
Safeco | $864.00 / year |
Capital Insurance Group | $870.00 / year |
Clearcover | $937.00 / year |
Oregon Mutual | $956.00 / year |
GMAC Insurance Group | $957.00 / year |
Texas Farm Bureau Group | $1,034.00 / year |
Allied | $1,049.00 / year |
Mutual Of Enumclaw | $1,227.00 / year |
PEMCO | $1,287.00 / year |
Average Cost to Insure
$1,130.53 / year
Cheapest Rate
$728.00 / year North Carolina Farm Bureau
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Kemper Auto Premier | $204.00 / year |
NatGen Value | $260.00 / year |
Kemper Auto | Infinity | $287.00 / year |
Victoria | $468.00 / year |
American National P | $488.00 / year |
Direct Auto | $824.00 / year |
Texas Farm Bureau Group | $825.00 / year |
Countryway Insurance | $898.00 / year |
Clearcover | $937.00 / year |
Pekin Insurance | $971.00 / year |
Average Cost to Insure
$705.73 / year
Cheapest Rate
$204.00 / year Kemper Auto Premier
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
Victoria | $306.00 / year |
Safeco | $452.00 / year |
Dairyland Broadform | $477.00 / year |
Pekin Insurance | $613.00 / year |
Buckeye Insurance Group | $734.00 / year |
Capital Insurance Group | $749.00 / year |
IMT Insurance Company | $837.00 / year |
Erie | $882.00 / year |
Partners Mutual Insurance Co | $906.00 / year |
SECURA Insurance | $943.00 / year |
Average Cost to Insure
$690.57 / year
Cheapest Rate
$306.00 / year Victoria
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl)
Insurance Company | 12 month Premium |
AssuranceAmerica Mobile Max | $401.00 / year |
AssuranceAmerica | $401.00 / year |
Safeco | $471.00 / year |
American National P | $560.00 / year |
Buckeye Insurance Group | $603.00 / year |
Pekin Insurance | $695.00 / year |
ALFA | $705.00 / year |
Donegal Mutual Insurance Co | $789.00 / year |
Capital Insurance Group | $818.00 / year |
Mercury Insurance | $831.00 / year |
Average Cost to Insure
$583.10 / year
Cheapest Rate
$401.00 / year AssuranceAmerica Mobile Max
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl)
Insurance Company | 12 month Premium |
National General Value | $404.00 / year |
NatGen Value | $432.00 / year |
American National P | $494.00 / year |
SAFECO | $500.00 / year |
Texas Farm Bureau Group | $576.00 / year |
AssuranceAmerica | $654.00 / year |
Wolverine Mutual | $783.00 / year |
Mercury Insurance | $832.00 / year |
ALFA | $894.00 / year |
Buckeye Insurance Group | $936.00 / year |
Average Cost to Insure
$679.73 / year
Cheapest Rate
$404.00 / year National General Value
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl)
Insurance Company | 12 month Premium |
Kemper Auto | $383.00 / year |
Mercury Insurance | $436.00 / year |
American National P&C | $482.00 / year |
SAFECO | $557.00 / year |
American National P | $620.00 / year |
Ameriprise Group | $639.00 / year |
Clearcover | $735.00 / year |
Concord Group | $761.00 / year |
MMG Insurance Company | $828.00 / year |
New Jersey Manufacturers | $842.00 / year |
Average Cost to Insure
$491.53 / year
Cheapest Rate
$383.00 / year Kemper Auto
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
AssuranceAmerica | $205.00 / year |
Kemper Auto | $383.00 / year |
Mercury Insurance | $416.00 / year |
Dairyland Auto 1 Month | $750.00 / year |
American National P | $805.00 / year |
Dairyland Scored | $808.00 / year |
AssuranceAmerica Economy | $817.00 / year |
Texas Farm Bureau Group | $832.00 / year |
Norfolk and Dedham Group | $881.00 / year |
SECURA Insurance | $889.00 / year |
Average Cost to Insure
$525.90 / year
Cheapest Rate
$205.00 / year AssuranceAmerica
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
Insurance Company | 12 month Premium |
State Farm | $449.00 / year |
Home State Ins Group | $1,641.00 / year |
Permanent General | $1,779.00 / year |
Metropolitan | $3,242.00 / year |
Mercury | $3,284.00 / year |
Nationwide | $4,254.00 / year |
Direct General Insurance | $4,719.00 / year |
Safe Auto | $5,156.00 / year |
Average Cost to Insure
$3,065.50 / year
Cheapest Rate
$449.00 / year State Farm
Available Trims
Wondering how the Niro compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.