- About
- Are you an Agent?
- Agent Login
- 855.214.2291
Kia Niro Car Insurance
How much does car insurance cost for your Kia Niro? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Niro
What is the Average Cost to Insure a Kia Niro?
Kia Niro
How much does car insurance cost for Kia Niro? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Niro below.
Kia Niro Insurance Model Year by Age Group
The price you pay to insure your Kia Niro can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $181.79 / mo | N/A | N/A | N/A | N/A |
| 2020 | N/A | $140.66 / mo | $109.74 / mo | $115.90 / mo | $82.98 / mo | $98.26 / mo |
| 2019 | N/A | $124.65 / mo | $145.68 / mo | $112.20 / mo | $223.40 / mo | $181.95 / mo |
| 2018 | $266.20 / mo | $167.76 / mo | $103.30 / mo | $87.79 / mo | $98.92 / mo | $112.53 / mo |
| 2017 | $420.99 / mo | $200.74 / mo | $110.31 / mo | $144.63 / mo | $95.62 / mo | $132.96 / mo |
2021 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $2,181.00 / year |
2021 Kia Niro Insurance
Average Cost to Insure
$2,172.00 / year
Cheapest Rate
$2,181.00 / year Direct Auto
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl),LX 4dr SPORT UTILITY VEHICLE (4cyl),TOURING 4dr SPORT UTILITY VEHICLE (4cyl),EX PREMIUM 4dr SPORT UTILITY VEHICLE (cyl),LXS 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| ALFA | $705.00 / year |
| Donegal Mutual Insurance Co | $789.00 / year |
| Virginia Farm Bureau | $812.00 / year |
| Utica National Ins Group | $943.00 / year |
| Titan | $1,040.00 / year |
| Direct Auto | $1,055.00 / year |
| Penn National | $1,091.00 / year |
| Auto-Owners Insurance Co | $1,103.00 / year |
| Cincinnati Insurance | $1,118.00 / year |
| North Carolina Farm Bureau | $1,125.00 / year |
2020 Kia Niro Insurance
Average Cost to Insure
$1,392.00 / year
Cheapest Rate
$705.00 / year ALFA
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl),LX 4dr SPORT UTILITY VEHICLE (4cyl),TOURING 4dr SPORT UTILITY VEHICLE (4cyl),EX PREMIUM 4dr SPORT UTILITY VEHICLE (cyl),LXS 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $1,214.00 / year |
| Direct Auto | $1,236.00 / year |
| Oregon Mutual | $1,305.00 / year |
| Victoria | $1,377.00 / year |
| Hastings Mutual Insurance Co | $1,490.00 / year |
| Unigard | $1,614.00 / year |
| PEMCO | $1,665.00 / year |
| Farmers | $1,821.00 / year |
| Grange | $1,839.00 / year |
| 21st Century | $1,896.00 / year |
2019 Kia Niro Insurance
Average Cost to Insure
$1,836.00 / year
Cheapest Rate
$1,214.00 / year SAFECO
Available Trims
EX 4dr SPORT UTILITY VEHICLE (cyl),FE 4dr SPORT UTILITY VEHICLE (4cyl),LX 4dr SPORT UTILITY VEHICLE (4cyl),TOURING 4dr SPORT UTILITY VEHICLE (4cyl),EX PREMIUM 4dr SPORT UTILITY VEHICLE (cyl)
2018 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $482.00 / year |
| Ameriprise Group | $639.00 / year |
| Buckeye Insurance Group | $925.00 / year |
| Ohio Mutual Ins Group | $948.00 / year |
| Pekin Insurance | $1,021.00 / year |
| Farm Bureau Mutual (IA Group) | $1,050.00 / year |
| SECURA Insurance | $1,063.00 / year |
| ACCC Insurance Company | $1,140.00 / year |
| USAA | $1,229.00 / year |
| Country | $1,273.00 / year |
2018 Kia Niro Insurance
Average Cost to Insure
$1,300.10 / year
Cheapest Rate
$482.00 / year American National P&C
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl),FE 4dr SPORT UTILITY VEHICLE (4cyl),LX 4dr SPORT UTILITY VEHICLE (4cyl),TOURING 4dr SPORT UTILITY VEHICLE (4cyl),EX PREMIUM 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Kia Niro Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Plymouth Rock Assurance | $684.00 / year |
| Buckeye Insurance Group | $690.00 / year |
| Hastings Mutual Insurance Co | $744.00 / year |
| Hanover | $993.00 / year |
| PEMCO | $1,017.00 / year |
| USAA | $1,032.00 / year |
| Oregon Mutual | $1,041.00 / year |
| Ohio Mutual Ins Group | $1,112.00 / year |
| Travelers | $1,122.00 / year |
| Frankenmuth Mutual | $1,124.00 / year |
2017 Kia Niro Insurance
Average Cost to Insure
$1,193.83 / year
Cheapest Rate
$684.00 / year Plymouth Rock Assurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl),FE 4dr SPORT UTILITY VEHICLE (4cyl),EX TOURING 4dr SPORT UTILITY VEHICLE (4cyl)
Compare Niro to other Kia Models
Wondering how the Niro compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.