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Kia Rio Car Insurance
How much does car insurance cost for your Kia Rio? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Rio
What is the Average Cost to Insure a Kia Rio?
Kia Rio
How much does car insurance cost for Kia Rio? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Rio below.
Kia Rio Insurance Model Year by Age Group
The price you pay to insure your Kia Rio can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | N/A | N/A | N/A | N/A | $112.81 / mo |
| 2022 | $405.51 / mo | $273.94 / mo | $194.60 / mo | $215.80 / mo | $134.92 / mo | $171.14 / mo |
| 2021 | $480.86 / mo | $224.51 / mo | $155.24 / mo | $137.95 / mo | $163.89 / mo | $146.46 / mo |
| 2020 | $323.36 / mo | $231.47 / mo | $164.02 / mo | $177.64 / mo | $144.52 / mo | $174.74 / mo |
| 2019 | $371.51 / mo | $231.24 / mo | $171.46 / mo | $149.95 / mo | $146.18 / mo | $170.79 / mo |
| 2018 | $380.35 / mo | $214.15 / mo | $170.77 / mo | $145.62 / mo | $143.27 / mo | $173.22 / mo |
| 2017 | $456.49 / mo | $213.99 / mo | $156.24 / mo | $153.92 / mo | $140.54 / mo | $161.82 / mo |
| 2016 | $353.74 / mo | $233.77 / mo | $153.73 / mo | $163.97 / mo | $141.53 / mo | $145.74 / mo |
| 2015 | $445.58 / mo | $221.86 / mo | $183.32 / mo | $153.70 / mo | $159.83 / mo | $143.48 / mo |
| 2014 | $354.54 / mo | $207.23 / mo | $171.77 / mo | $117.79 / mo | $110.35 / mo | $142.95 / mo |
| 2013 | $360.61 / mo | $220.12 / mo | $149.28 / mo | $140.94 / mo | $111.94 / mo | $134.56 / mo |
| 2012 | $239.18 / mo | $148.00 / mo | $124.65 / mo | $109.72 / mo | $112.66 / mo | $106.09 / mo |
| 2011 | $188.44 / mo | $170.05 / mo | $101.77 / mo | $113.55 / mo | $92.95 / mo | $117.68 / mo |
| 2010 | $201.54 / mo | $150.61 / mo | $135.23 / mo | $114.09 / mo | $95.27 / mo | $125.35 / mo |
2022 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $329.00 / year |
| Kemper Auto Premier | $538.00 / year |
| Indiana Farmers Mutual Ins | $842.00 / year |
| AssuranceAmerica | $954.00 / year |
| Safeco | $974.00 / year |
| Kemper Auto | Infinity | $991.00 / year |
| Titan | $1,026.00 / year |
| Mercury Insurance | $1,067.00 / year |
| NatGen Advantage | $1,075.00 / year |
| American National P | $1,109.00 / year |
2022 Kia Rio Insurance
Average Cost to Insure
$763.30 / year
Cheapest Rate
$329.00 / year Victoria
Available Trims
LX 4dr SEDAN (4cyl)
2021 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $90.00 / year |
| National General Value | $208.00 / year |
| Victoria | $410.00 / year |
| Plymouth Rock | $708.00 / year |
| Mercury Insurance | $1,117.00 / year |
| EMC Insurance | $1,133.00 / year |
| Texas Farm Bureau Group | $1,160.00 / year |
| Clearcover | $1,209.00 / year |
| PEMCO | $1,355.00 / year |
| Farmers Mutual of Nebraska | $1,374.00 / year |
2021 Kia Rio Insurance
Average Cost to Insure
$1,112.63 / year
Cheapest Rate
$90.00 / year Jupiter Auto Insurance
Available Trims
LX 4dr SEDAN (4cyl)
2020 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $428.00 / year |
| Kemper Auto Premium | $587.00 / year |
| Mercury Insurance Company | $752.00 / year |
| Mercury Insurance | $889.00 / year |
| National General RAD | $924.00 / year |
| American National P&C | $969.00 / year |
| SAFECO | $1,112.00 / year |
| National General Value | $1,190.00 / year |
| American National P | $1,190.00 / year |
| Utica National Ins Group | $1,254.00 / year |
2020 Kia Rio Insurance
Average Cost to Insure
$877.23 / year
Cheapest Rate
$428.00 / year Kemper Auto | Infinity
Available Trims
EX 4dr SEDAN (4cyl)
2019 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $172.00 / year |
| Kemper Auto Premier | $565.00 / year |
| National General RAD | $566.00 / year |
| SAFECO | $913.00 / year |
| North Carolina Farm Bureau | $1,050.00 / year |
| Utica National Ins Group | $1,174.00 / year |
| Titan | $1,192.00 / year |
| National General Value | $1,219.00 / year |
| Clearcover | $1,250.00 / year |
| Mercury Insurance | $1,257.00 / year |
2019 Kia Rio Insurance
Average Cost to Insure
$911.83 / year
Cheapest Rate
$172.00 / year Kemper Auto
Available Trims
EX 4dr SEDAN (4cyl)
2018 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General Value | $549.00 / year |
| Concord Group | $648.00 / year |
| Safeco | $660.00 / year |
| Nationwide ThreeSixZero | $744.00 / year |
| Dairyland Broadform | $784.00 / year |
| NatGen PPA | $882.00 / year |
| MMG Insurance Company | $942.00 / year |
| Countryway Insurance | $960.00 / year |
| Wolverine Mutual | $982.00 / year |
| Patriot Group | $1,010.00 / year |
2018 Kia Rio Insurance
Average Cost to Insure
$793.33 / year
Cheapest Rate
$549.00 / year National General Value
Available Trims
EX 4dr SEDAN (4cyl)
2017 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $743.00 / year |
| Mercury Insurance | $761.00 / year |
| Wolverine Mutual | $1,047.00 / year |
| NatGen Advantage | $1,059.00 / year |
| IMT Insurance Company | $1,059.00 / year |
| Mississippi Farm Bureau | $1,092.00 / year |
| Plymouth Rock Assurance | $1,164.00 / year |
| Indiana Farmers Mutual Ins | $1,167.00 / year |
| Hastings Mutual Insurance Co | $1,184.00 / year |
| Cameron Mutual Group | $1,194.00 / year |
2017 Kia Rio Insurance
Average Cost to Insure
$752.67 / year
Cheapest Rate
$743.00 / year American National P
Available Trims
EX 4dr SEDAN (4cyl)
2016 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Indiana Farmers Mutual Ins | $857.00 / year |
| Clearcover | $869.00 / year |
| Mercury Insurance | $882.00 / year |
| North Carolina Farm Bureau | $938.00 / year |
| Utica National Ins Group | $1,052.00 / year |
| Countryway Insurance | $1,062.00 / year |
| West Bend Mutual | $1,068.00 / year |
| NatGen Value | $1,147.00 / year |
| SAFECO | $1,157.00 / year |
| Direct Auto | $1,165.00 / year |
2016 Kia Rio Insurance
Average Cost to Insure
$894.27 / year
Cheapest Rate
$857.00 / year Indiana Farmers Mutual Ins
Available Trims
EX 4dr SEDAN (4cyl)
2015 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $297.00 / year |
| Buckeye Insurance Group | $618.00 / year |
| Plymouth Rock | $650.00 / year |
| Mercury Insurance | $688.00 / year |
| Kemper Auto | $722.00 / year |
| SAFECO | $732.00 / year |
| Indiana Farmers Mutual Ins | $885.00 / year |
| Western Reserve | $888.00 / year |
| PEMCO | $960.00 / year |
| North Carolina Farm Bureau | $1,014.00 / year |
2015 Kia Rio Insurance
Average Cost to Insure
$912.60 / year
Cheapest Rate
$297.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2014 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $280.00 / year |
| Kemper Auto | Infinity | $286.00 / year |
| Nodak Mutual | $752.00 / year |
| EMC Insurance | $795.00 / year |
| Mercury Insurance | $820.00 / year |
| Clearcover | $859.00 / year |
| Concord Group | $899.00 / year |
| Buckeye Insurance Group | $908.00 / year |
| Farmers Mutual of Nebraska | $926.00 / year |
| Dairyland | $944.00 / year |
2014 Kia Rio Insurance
Average Cost to Insure
$671.13 / year
Cheapest Rate
$280.00 / year SAFECO
Available Trims
EX 4dr SEDAN (4cyl)
2013 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $636.00 / year |
| Safety Group | $698.00 / year |
| Concord Group | $707.00 / year |
| Commerce Group Inc | $713.00 / year |
| Plymouth Rock Assurance | $834.00 / year |
| MMG Insurance Company | $840.00 / year |
| Clearcover | $854.00 / year |
| Patriot Group | $879.00 / year |
| SAFECO | $985.00 / year |
| SECURA Insurance | $1,011.00 / year |
2013 Kia Rio Insurance
Average Cost to Insure
$741.53 / year
Cheapest Rate
$636.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2012 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $1.00 / year |
| Mercury Insurance | $173.00 / year |
| Concord Group | $684.00 / year |
| SAFECO | $734.00 / year |
| EMC Insurance | $752.00 / year |
| Nodak Mutual | $752.00 / year |
| Utica National Ins Group | $784.00 / year |
| Dairyland Broadform | $787.00 / year |
| MMG Insurance Company | $816.00 / year |
| Farmers Mutual of Nebraska | $818.00 / year |
2012 Kia Rio Insurance
Average Cost to Insure
$783.67 / year
Cheapest Rate
$1.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SEDAN (4cyl)
2011 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $493.00 / year |
| American National P&C | $578.00 / year |
| Concord Group | $581.00 / year |
| American National P | $591.00 / year |
| MMG Insurance Company | $626.00 / year |
| PEMCO | $657.00 / year |
| NatGen Value | $710.00 / year |
| SAFECO | $715.00 / year |
| North Carolina Farm Bureau | $753.00 / year |
| Utica National Ins Group | $759.00 / year |
2011 Kia Rio Insurance
Average Cost to Insure
$577.40 / year
Cheapest Rate
$493.00 / year Mercury Insurance
Available Trims
BASE 4dr SEDAN (4cyl)
2010 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $474.00 / year |
| Dairyland Broadform | $489.00 / year |
| American National P&C | $513.00 / year |
| SAFECO | $703.00 / year |
| North Carolina Farm Bureau | $730.00 / year |
| PEMCO | $750.00 / year |
| Safety Group | $756.00 / year |
| IMT Insurance Company | $758.00 / year |
| Commerce Group Inc | $777.00 / year |
| Dairyland FR Bond | $792.00 / year |
2010 Kia Rio Insurance
Average Cost to Insure
$633.53 / year
Cheapest Rate
$474.00 / year American National P
Available Trims
LX 4dr SEDAN (4cyl)
Compare Rio to other Kia Models
Wondering how the Rio compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
