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Kia Rio Car Insurance
How much does car insurance cost for your Kia Rio? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Rio
What is the Average Cost to Insure a Kia Rio?
Kia Rio
How much does car insurance cost for Kia Rio? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Rio below.
Kia Rio Insurance Model Year by Age Group
The price you pay to insure your Kia Rio can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $424.76 / mo | $270.47 / mo | $190.32 / mo | $214.17 / mo | $243.70 / mo | $289.77 / mo |
| 2022 | $377.95 / mo | $266.18 / mo | $201.39 / mo | $226.68 / mo | $168.15 / mo | $186.74 / mo |
| 2021 | $443.48 / mo | $229.24 / mo | $173.60 / mo | $141.74 / mo | $173.28 / mo | $153.15 / mo |
| 2020 | $434.01 / mo | $234.80 / mo | $176.22 / mo | $181.33 / mo | $156.47 / mo | $180.54 / mo |
| 2019 | $335.26 / mo | $236.30 / mo | $173.69 / mo | $164.81 / mo | $160.84 / mo | $172.31 / mo |
| 2018 | $373.05 / mo | $218.13 / mo | $175.51 / mo | $157.94 / mo | $156.66 / mo | $180.51 / mo |
| 2017 | $409.49 / mo | $224.79 / mo | $153.74 / mo | $163.02 / mo | $140.87 / mo | $163.95 / mo |
| 2016 | $356.58 / mo | $242.21 / mo | $154.15 / mo | $168.15 / mo | $144.12 / mo | $148.12 / mo |
| 2015 | $519.71 / mo | $217.96 / mo | $187.04 / mo | $155.36 / mo | $159.51 / mo | $144.85 / mo |
| 2014 | $354.03 / mo | $213.72 / mo | $165.98 / mo | $118.92 / mo | $110.64 / mo | $142.45 / mo |
| 2013 | $393.26 / mo | $220.91 / mo | $146.20 / mo | $145.71 / mo | $116.93 / mo | $135.76 / mo |
| 2012 | $226.59 / mo | $152.13 / mo | $123.47 / mo | $113.81 / mo | $113.45 / mo | $105.94 / mo |
| 2011 | $261.99 / mo | $167.68 / mo | $102.60 / mo | $114.41 / mo | $104.33 / mo | $117.64 / mo |
| 2010 | $193.91 / mo | $149.81 / mo | $144.60 / mo | $114.54 / mo | $95.54 / mo | $125.04 / mo |
2023 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $276.00 / year |
| Safeco | $282.00 / year |
| Mercury Insurance | $371.00 / year |
| AssuranceAmerica Mobile Max | $733.00 / year |
| Texas Farm Bureau Group | $995.00 / year |
| Central Mutual Insurance Co | $1,407.00 / year |
| Capital Insurance Group | $1,443.00 / year |
| National Farmers Union P | $1,449.00 / year |
| North Carolina Farm Bureau | $1,548.00 / year |
| USAA | $1,693.00 / year |
2023 Kia Rio Insurance
Average Cost to Insure
$1,088.13 / year
Cheapest Rate
$276.00 / year Kemper Personal Insurance
Available Trims
LX 4dr SEDAN (4cyl)
2022 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $426.00 / year |
| Kemper Auto Premier | $538.00 / year |
| Victoria | $637.00 / year |
| Indiana Farmers Mutual Ins | $842.00 / year |
| Mercury Insurance | $991.00 / year |
| Titan | $1,026.00 / year |
| American National P | $1,109.00 / year |
| Texas Farm Bureau Group | $1,279.00 / year |
| North Carolina Farm Bureau | $1,281.00 / year |
| Farmers Mutual of Nebraska | $1,287.00 / year |
2022 Kia Rio Insurance
Average Cost to Insure
$647.30 / year
Cheapest Rate
$426.00 / year Safeco
Available Trims
LX 4dr SEDAN (4cyl)
2021 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $90.00 / year |
| AssuranceAmerica Mobile Max | $394.00 / year |
| Victoria | $410.00 / year |
| National General Value | $602.00 / year |
| Plymouth Rock | $708.00 / year |
| Kemper Premium | $726.00 / year |
| Mercury Insurance | $752.00 / year |
| Safeco | $898.00 / year |
| EMC Insurance | $1,133.00 / year |
| Texas Farm Bureau Group | $1,151.00 / year |
2021 Kia Rio Insurance
Average Cost to Insure
$903.33 / year
Cheapest Rate
$90.00 / year Jupiter Auto Insurance
Available Trims
LX 4dr SEDAN (4cyl)
2020 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $241.00 / year |
| Kemper Auto Premium | $503.00 / year |
| SAFECO | $631.00 / year |
| Mercury Insurance Company | $752.00 / year |
| Mercury Insurance | $822.00 / year |
| American National P&C | $969.00 / year |
| American National P | $1,190.00 / year |
| National General Value | $1,269.00 / year |
| Utica National Ins Group | $1,273.00 / year |
| Pure Companies Grp | $1,296.00 / year |
2020 Kia Rio Insurance
Average Cost to Insure
$633.47 / year
Cheapest Rate
$241.00 / year Kemper Auto | Infinity
Available Trims
EX 4dr SEDAN (4cyl)
2019 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $151.00 / year |
| SAFECO | $411.00 / year |
| AssuranceAmerica | $447.00 / year |
| Dairyland FR Bond | $516.00 / year |
| NatGen PPA | $537.00 / year |
| Kemper Auto Premier | $565.00 / year |
| NatGen Advantage | $595.00 / year |
| Kemper Premium | $843.00 / year |
| Mercury Insurance | $848.00 / year |
| NatGen Value | $919.00 / year |
2019 Kia Rio Insurance
Average Cost to Insure
$606.43 / year
Cheapest Rate
$151.00 / year Kemper Auto
Available Trims
EX 4dr SEDAN (4cyl)
2018 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $356.00 / year |
| Concord Group | $648.00 / year |
| Nationwide ThreeSixZero | $744.00 / year |
| Dairyland Broadform | $784.00 / year |
| AssuranceAmerica Economy | $846.00 / year |
| NatGen PPA | $882.00 / year |
| MMG Insurance Company | $942.00 / year |
| Countryway Insurance | $960.00 / year |
| Patriot Group | $1,010.00 / year |
| SECURA Insurance | $1,066.00 / year |
2018 Kia Rio Insurance
Average Cost to Insure
$525.63 / year
Cheapest Rate
$356.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2017 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $397.00 / year |
| SAFECO | $653.00 / year |
| Mercury Insurance | $683.00 / year |
| American National P | $743.00 / year |
| NatGen Advantage | $776.00 / year |
| Wolverine Mutual | $1,047.00 / year |
| IMT Insurance Company | $1,059.00 / year |
| Mississippi Farm Bureau | $1,092.00 / year |
| Plymouth Rock Assurance | $1,164.00 / year |
| Indiana Farmers Mutual Ins | $1,167.00 / year |
2017 Kia Rio Insurance
Average Cost to Insure
$554.80 / year
Cheapest Rate
$397.00 / year Kemper Auto | Infinity
Available Trims
EX 4dr SEDAN (4cyl)
2016 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $471.00 / year |
| Kemper Auto | $623.00 / year |
| Mercury Insurance | $727.00 / year |
| National General Value | $755.00 / year |
| NatGen PPA | $765.00 / year |
| Indiana Farmers Mutual Ins | $857.00 / year |
| North Carolina Farm Bureau | $938.00 / year |
| Utica National Ins Group | $1,031.00 / year |
| Countryway Insurance | $1,062.00 / year |
| West Bend Mutual | $1,068.00 / year |
2016 Kia Rio Insurance
Average Cost to Insure
$487.27 / year
Cheapest Rate
$471.00 / year SAFECO
Available Trims
EX 4dr SEDAN (4cyl)
2015 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $264.00 / year |
| Jupiter Auto Insurance | $297.00 / year |
| AssuranceAmerica Economy | $399.00 / year |
| SAFECO | $484.00 / year |
| AssuranceAmerica | $504.00 / year |
| Buckeye Insurance Group | $618.00 / year |
| Kemper Personal Insurance | $709.00 / year |
| Mercury Insurance | $759.00 / year |
| AssuranceAmerica Elite | $841.00 / year |
| Indiana Farmers Mutual Ins | $885.00 / year |
2015 Kia Rio Insurance
Average Cost to Insure
$505.50 / year
Cheapest Rate
$264.00 / year NatGen Custom 360
Available Trims
EX 4dr SEDAN (4cyl)
2014 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $174.00 / year |
| AssuranceAmerica Mobile Max | $388.00 / year |
| Kemper Auto | Infinity | $507.00 / year |
| Kemper Premium | $511.00 / year |
| AssuranceAmerica | $644.00 / year |
| Nodak Mutual | $752.00 / year |
| EMC Insurance | $795.00 / year |
| Clearcover | $850.00 / year |
| Concord Group | $899.00 / year |
| Buckeye Insurance Group | $908.00 / year |
2014 Kia Rio Insurance
Average Cost to Insure
$577.70 / year
Cheapest Rate
$174.00 / year SAFECO
Available Trims
EX 4dr SEDAN (4cyl)
2013 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $183.00 / year |
| AssuranceAmerica Mobile Max | $328.00 / year |
| SAFECO | $374.00 / year |
| NatGen Custom 360 | $401.00 / year |
| Kemper Auto Premium | $443.00 / year |
| Mercury Insurance | $580.00 / year |
| Concord Group | $696.00 / year |
| Commerce Group Inc | $713.00 / year |
| MMG Insurance Company | $828.00 / year |
| Patriot Group | $891.00 / year |
2013 Kia Rio Insurance
Average Cost to Insure
$450.20 / year
Cheapest Rate
$183.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2012 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $2.00 / year |
| Mercury Insurance | $86.00 / year |
| SAFECO | $372.00 / year |
| NatGen PPA | $438.00 / year |
| Concord Group | $684.00 / year |
| Dairyland Broadform | $700.00 / year |
| EMC Insurance | $752.00 / year |
| Nodak Mutual | $752.00 / year |
| Kemper Auto | Infinity | $766.00 / year |
| Utica National Ins Group | $784.00 / year |
2012 Kia Rio Insurance
Average Cost to Insure
$560.37 / year
Cheapest Rate
$2.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SEDAN (4cyl)
2011 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $295.00 / year |
| SAFECO | $385.00 / year |
| American National P&C | $578.00 / year |
| Concord Group | $581.00 / year |
| American National P | $591.00 / year |
| Kemper Personal Insurance | $614.00 / year |
| MMG Insurance Company | $626.00 / year |
| PEMCO | $657.00 / year |
| NatGen Value | $710.00 / year |
| North Carolina Farm Bureau | $753.00 / year |
2011 Kia Rio Insurance
Average Cost to Insure
$539.83 / year
Cheapest Rate
$295.00 / year Mercury Insurance
Available Trims
BASE 4dr SEDAN (4cyl)
2010 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $340.00 / year |
| Dairyland Broadform | $367.00 / year |
| SAFECO | $469.00 / year |
| American National P | $474.00 / year |
| American National P&C | $513.00 / year |
| AssuranceAmerica Economy | $567.00 / year |
| Dairyland FR Bond | $633.00 / year |
| North Carolina Farm Bureau | $730.00 / year |
| PEMCO | $750.00 / year |
| Safety Group | $756.00 / year |
2010 Kia Rio Insurance
Average Cost to Insure
$525.87 / year
Cheapest Rate
$340.00 / year Kemper Auto | Infinity
Available Trims
LX 4dr SEDAN (4cyl)
Compare Rio to other Kia Models
Wondering how the Rio compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
