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Kia Rio Car Insurance
How much does car insurance cost for your Kia Rio? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Rio
What is the Average Cost to Insure a Kia Rio?
Kia Rio
How much does car insurance cost for Kia Rio? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Rio below.
Kia Rio Insurance Model Year by Age Group
The price you pay to insure your Kia Rio can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $439.44 / mo | $269.69 / mo | $184.49 / mo | $209.08 / mo | $204.03 / mo | $290.03 / mo |
| 2022 | $245.81 / mo | $254.70 / mo | $210.56 / mo | $251.39 / mo | $209.66 / mo | $205.97 / mo |
| 2021 | $346.70 / mo | $244.40 / mo | $201.07 / mo | $155.81 / mo | $193.90 / mo | $162.49 / mo |
| 2020 | $513.84 / mo | $248.14 / mo | $190.35 / mo | $170.59 / mo | $183.34 / mo | $180.05 / mo |
| 2019 | $212.98 / mo | $244.34 / mo | $179.40 / mo | $191.63 / mo | $192.49 / mo | $194.61 / mo |
| 2018 | $390.78 / mo | $228.62 / mo | $195.93 / mo | $197.93 / mo | $175.73 / mo | $199.15 / mo |
| 2017 | $275.19 / mo | $232.68 / mo | $191.10 / mo | $225.44 / mo | $145.17 / mo | $163.23 / mo |
| 2016 | $417.45 / mo | $272.57 / mo | $146.89 / mo | $185.88 / mo | $158.59 / mo | $160.03 / mo |
| 2015 | $755.81 / mo | $208.09 / mo | $189.47 / mo | $211.87 / mo | $187.04 / mo | $132.41 / mo |
| 2014 | $350.24 / mo | $237.31 / mo | $135.42 / mo | $120.84 / mo | $122.71 / mo | $150.18 / mo |
| 2013 | $622.54 / mo | $233.99 / mo | $138.93 / mo | $154.22 / mo | $138.46 / mo | $134.53 / mo |
| 2012 | $222.89 / mo | $163.71 / mo | $119.33 / mo | $150.55 / mo | $98.45 / mo | $96.21 / mo |
| 2011 | $357.70 / mo | $165.59 / mo | $159.39 / mo | $119.27 / mo | $136.97 / mo | $137.66 / mo |
| 2010 | $169.33 / mo | $150.24 / mo | $205.56 / mo | $151.09 / mo | $120.86 / mo | $119.46 / mo |
2023 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $276.00 / year |
| Safeco | $278.00 / year |
| Mercury Insurance | $471.00 / year |
| AssuranceAmerica Mobile Max | $513.00 / year |
| Texas Farm Bureau Group | $995.00 / year |
| American National P | $1,092.00 / year |
| Central Mutual Insurance Co | $1,407.00 / year |
| SECURA Insurance | $1,414.00 / year |
| National Farmers Union P | $1,449.00 / year |
| North Carolina Farm Bureau | $1,548.00 / year |
2023 Kia Rio Insurance
Average Cost to Insure
$1,078.93 / year
Cheapest Rate
$276.00 / year Kemper Personal Insurance
Available Trims
LX 4dr SEDAN (4cyl)
2022 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $192.00 / year |
| Kemper Auto Premier | $657.00 / year |
| Indiana Farmers Mutual Ins | $813.00 / year |
| Mercury Insurance | $901.00 / year |
| Texas Farm Bureau Group | $1,226.00 / year |
| Farmers Mutual of Nebraska | $1,287.00 / year |
| Capital Insurance Group | $1,307.00 / year |
| North Carolina Farm Bureau | $1,311.00 / year |
| United Farm Bureau of IN Group | $1,317.00 / year |
| American National P | $1,352.00 / year |
2022 Kia Rio Insurance
Average Cost to Insure
$936.30 / year
Cheapest Rate
$192.00 / year Safeco
Available Trims
LX 4dr SEDAN (4cyl)
2021 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $312.00 / year |
| AssuranceAmerica Mobile Max | $394.00 / year |
| Mercury Insurance | $563.00 / year |
| Plymouth Rock | $708.00 / year |
| National General Value | $793.00 / year |
| Kemper Premium | $933.00 / year |
| Safety Group | $1,116.00 / year |
| Plymouth Rock Assurance | $1,125.00 / year |
| SECURA Insurance | $1,156.00 / year |
| Norfolk and Dedham Group | $1,182.00 / year |
2021 Kia Rio Insurance
Average Cost to Insure
$903.50 / year
Cheapest Rate
$312.00 / year Safeco
Available Trims
LX 4dr SEDAN (4cyl)
2020 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $78.00 / year |
| Safeco | $304.00 / year |
| Mercury Insurance | $672.00 / year |
| American National P | $972.00 / year |
| Rockford Mutual Insurance | $993.00 / year |
| Colorado Farm Bureau Mutual | $1,027.00 / year |
| Capital Insurance Group | $1,173.00 / year |
| SECURA Insurance | $1,212.00 / year |
| National General Value | $1,214.00 / year |
| New Jersey Manufacturers | $1,248.00 / year |
2020 Kia Rio Insurance
Average Cost to Insure
$650.87 / year
Cheapest Rate
$78.00 / year Kemper Auto | Infinity
Available Trims
EX 4dr SEDAN (4cyl)
2019 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $43.00 / year |
| AssuranceAmerica | $347.00 / year |
| Dairyland FR Bond | $516.00 / year |
| NatGen PPA | $613.00 / year |
| Mercury Insurance | $782.00 / year |
| American National P | $858.00 / year |
| NatGen Value | $866.00 / year |
| Nationwide ThreeSixZero | $1,008.00 / year |
| Texas Farm Bureau Group | $1,133.00 / year |
| SECURA Insurance | $1,276.00 / year |
2019 Kia Rio Insurance
Average Cost to Insure
$707.60 / year
Cheapest Rate
$43.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2018 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $21.00 / year |
| Dairyland Scored | $601.00 / year |
| Concord Group | $648.00 / year |
| AssuranceAmerica Economy | $682.00 / year |
| Infinity Special | $734.00 / year |
| SECURA Insurance | $865.00 / year |
| MMG Insurance Company | $942.00 / year |
| Countryway Insurance | $960.00 / year |
| Rockford Mutual Insurance | $988.00 / year |
| Patriot Group | $1,010.00 / year |
2018 Kia Rio Insurance
Average Cost to Insure
$642.77 / year
Cheapest Rate
$21.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2017 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $19.00 / year |
| American National P | $366.00 / year |
| Mercury Insurance | $733.00 / year |
| NatGen Advantage | $824.00 / year |
| National General Value | $946.00 / year |
| Atlantic States Insurance | $1,004.00 / year |
| Kemper Auto | Infinity | $1,036.00 / year |
| IMT Insurance Company | $1,047.00 / year |
| Wolverine Mutual | $1,051.00 / year |
| Southern Farm Bureau | $1,198.00 / year |
2017 Kia Rio Insurance
Average Cost to Insure
$572.90 / year
Cheapest Rate
$19.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2016 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $60.00 / year |
| Mercury Insurance | $591.00 / year |
| Kemper Auto | $673.00 / year |
| NatGen PPA | $765.00 / year |
| National General Value | $818.00 / year |
| North Carolina Farm Bureau | $841.00 / year |
| Indiana Farmers Mutual Ins | $857.00 / year |
| Utica National Ins Group | $885.00 / year |
| Infinity Special | $1,044.00 / year |
| West Bend Mutual | $1,053.00 / year |
2016 Kia Rio Insurance
Average Cost to Insure
$488.03 / year
Cheapest Rate
$60.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2015 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $143.00 / year |
| NatGen Custom 360 | $220.00 / year |
| AssuranceAmerica Economy | $319.00 / year |
| AssuranceAmerica | $504.00 / year |
| Buckeye Insurance Group | $618.00 / year |
| AssuranceAmerica Elite | $673.00 / year |
| Mercury Insurance | $696.00 / year |
| American National P | $788.00 / year |
| Kemper Personal Insurance | $788.00 / year |
| Indiana Farmers Mutual Ins | $885.00 / year |
2015 Kia Rio Insurance
Average Cost to Insure
$496.97 / year
Cheapest Rate
$143.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2014 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $59.00 / year |
| Kemper Auto | Infinity | $371.00 / year |
| AssuranceAmerica Mobile Max | $388.00 / year |
| Kemper Premium | $511.00 / year |
| AssuranceAmerica | $644.00 / year |
| Nodak Mutual | $752.00 / year |
| Buckeye Insurance Group | $758.00 / year |
| Clearcover | $833.00 / year |
| North Star | $890.00 / year |
| Mercury Insurance | $895.00 / year |
2014 Kia Rio Insurance
Average Cost to Insure
$638.77 / year
Cheapest Rate
$59.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2013 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $46.00 / year |
| AssuranceAmerica Mobile Max | $328.00 / year |
| Mercury Insurance | $352.00 / year |
| NatGen Custom 360 | $357.00 / year |
| Concord Group | $684.00 / year |
| Rural Mutual Insurance | $783.00 / year |
| Utica National Ins Group | $803.00 / year |
| MMG Insurance Company | $816.00 / year |
| Dairyland Broadform | $882.00 / year |
| Patriot Group | $902.00 / year |
2013 Kia Rio Insurance
Average Cost to Insure
$507.53 / year
Cheapest Rate
$46.00 / year Safeco
Available Trims
EX 4dr SEDAN (4cyl)
2012 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $12.00 / year |
| Safeco | $91.00 / year |
| Mercury Insurance | $134.00 / year |
| Dairyland Broadform | $378.00 / year |
| Dairyland | $416.00 / year |
| NatGen Custom 360 | $677.00 / year |
| Concord Group | $684.00 / year |
| Clearcover | $802.00 / year |
| MMG Insurance Company | $816.00 / year |
| National General Value | $866.00 / year |
2012 Kia Rio Insurance
Average Cost to Insure
$608.67 / year
Cheapest Rate
$12.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SEDAN (4cyl)
2011 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $108.00 / year |
| Preferred Mutual | $608.00 / year |
| PEMCO | $665.00 / year |
| NatGen Value | $710.00 / year |
| American National P | $771.00 / year |
| New York Central Mutual Fire | $801.00 / year |
| Kemper Personal Insurance | $804.00 / year |
| Indiana Farmers Mutual Ins | $813.00 / year |
| SECURA Insurance | $857.00 / year |
| Pekin Insurance | $870.00 / year |
2011 Kia Rio Insurance
Average Cost to Insure
$620.63 / year
Cheapest Rate
$108.00 / year Safeco
Available Trims
BASE 4dr SEDAN (4cyl)
2010 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $42.00 / year |
| Kemper Auto | Infinity | $243.00 / year |
| Dairyland Broadform | $330.00 / year |
| American National P | $474.00 / year |
| PEMCO | $567.00 / year |
| Dairyland FR Bond | $633.00 / year |
| Southern Farm Bureau | $712.00 / year |
| Concord Group | $713.00 / year |
| Utica National Ins Group | $746.00 / year |
| Texas Farm Bureau Group | $748.00 / year |
2010 Kia Rio Insurance
Average Cost to Insure
$585.90 / year
Cheapest Rate
$42.00 / year Safeco
Available Trims
LX 4dr SEDAN (4cyl)
Compare Rio to other Kia Models
Wondering how the Rio compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
