Kia Rio Car Insurance

How much does car insurance cost for your Kia Rio? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Rio

What is the Average Cost to Insure a Kia Rio?

Kia Kia Rio

How much does car insurance cost for Kia Rio? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Rio below.

Kia Rio Insurance Model Year by Age Group

The price you pay to insure your Kia Rio can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2023$176.51 / mo$263.16 / mo$117.86 / moN/A$243.70 / mo$114.09 / mo
2022$385.16 / mo$271.05 / mo$197.30 / mo$211.87 / mo$169.95 / mo$171.14 / mo
2021$473.99 / mo$225.23 / mo$164.51 / mo$143.22 / mo$164.15 / mo$146.46 / mo
2020$429.73 / mo$231.79 / mo$166.93 / mo$177.99 / mo$148.69 / mo$176.21 / mo
2019$356.13 / mo$230.88 / mo$173.59 / mo$162.64 / mo$157.08 / mo$172.30 / mo
2018$374.24 / mo$213.31 / mo$169.74 / mo$145.85 / mo$142.68 / mo$173.22 / mo
2017$455.32 / mo$220.33 / mo$156.63 / mo$159.06 / mo$139.75 / mo$161.45 / mo
2016$381.05 / mo$235.51 / mo$154.92 / mo$164.40 / mo$141.53 / mo$147.91 / mo
2015$460.28 / mo$219.57 / mo$182.79 / mo$155.36 / mo$159.83 / mo$145.23 / mo
2014$366.62 / mo$207.48 / mo$167.67 / mo$118.92 / mo$110.99 / mo$143.11 / mo
2013$355.68 / mo$220.62 / mo$149.34 / mo$139.87 / mo$114.39 / mo$135.83 / mo
2012$241.41 / mo$147.65 / mo$123.98 / mo$114.56 / mo$113.90 / mo$105.68 / mo
2011$202.52 / mo$167.69 / mo$102.36 / mo$111.89 / mo$92.95 / mo$117.64 / mo
2010$197.36 / mo$149.65 / mo$135.23 / mo$115.82 / mo$95.27 / mo$125.04 / mo

Kia 2023 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $784.00 / year
American Family $1,049.00 / year
SECURA Insurance $1,131.00 / year
Travelers $1,140.00 / year
Kemper Auto | Infinity $1,261.00 / year
Liberty Mutual $1,383.00 / year
National Farmers Union P $1,449.00 / year
USAA $1,512.00 / year
Auto-Owners Insurance Co $1,800.00 / year
State Farm $1,801.00 / year

2023 Kia Rio Insurance

Average Cost to Insure

$1,804.23 / year

Cheapest Rate

$784.00 / year Mercury Insurance

Available Trims

LX 4dr SEDAN (4cyl)

Kia 2022 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Victoria $329.00 / year
Kemper Auto Premier $538.00 / year
Safeco $655.00 / year
Indiana Farmers Mutual Ins $842.00 / year
NatGen Advantage $880.00 / year
Titan $1,026.00 / year
Mercury Insurance $1,037.00 / year
American National P $1,109.00 / year
North Carolina Farm Bureau $1,281.00 / year
Farmers Mutual of Nebraska $1,287.00 / year

2022 Kia Rio Insurance

Average Cost to Insure

$801.63 / year

Cheapest Rate

$329.00 / year Victoria

Available Trims

LX 4dr SEDAN (4cyl)

Kia 2021 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $90.00 / year
Victoria $410.00 / year
National General Value $610.00 / year
Plymouth Rock $708.00 / year
Kemper Premium $816.00 / year
Mercury Insurance $846.00 / year
EMC Insurance $1,133.00 / year
Texas Farm Bureau Group $1,162.00 / year
Safeco $1,295.00 / year
Clearcover $1,307.00 / year

2021 Kia Rio Insurance

Average Cost to Insure

$1,020.50 / year

Cheapest Rate

$90.00 / year Jupiter Auto Insurance

Available Trims

LX 4dr SEDAN (4cyl)

Kia 2020 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto | Infinity $325.00 / year
Kemper Auto Premium $587.00 / year
Mercury Insurance Company $752.00 / year
Mercury Insurance $852.00 / year
SAFECO $859.00 / year
National General RAD $924.00 / year
American National P&C $969.00 / year
American National P $1,190.00 / year
National General Value $1,192.00 / year
Clearcover $1,250.00 / year

2020 Kia Rio Insurance

Average Cost to Insure

$812.53 / year

Cheapest Rate

$325.00 / year Kemper Auto | Infinity

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2019 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto $151.00 / year
Kemper Auto Premier $565.00 / year
National General RAD $569.00 / year
SAFECO $591.00 / year
NatGen PPA $716.00 / year
Dairyland FR Bond $722.00 / year
AssuranceAmerica $837.00 / year
Mercury Insurance $997.00 / year
Nationwide ThreeSixZero $1,008.00 / year
North Carolina Farm Bureau $1,050.00 / year

2019 Kia Rio Insurance

Average Cost to Insure

$784.87 / year

Cheapest Rate

$151.00 / year Kemper Auto

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2018 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $524.00 / year
Concord Group $648.00 / year
Nationwide ThreeSixZero $744.00 / year
Dairyland Broadform $784.00 / year
NatGen PPA $882.00 / year
MMG Insurance Company $942.00 / year
Countryway Insurance $960.00 / year
Wolverine Mutual $982.00 / year
Patriot Group $1,010.00 / year
SECURA Insurance $1,090.00 / year

2018 Kia Rio Insurance

Average Cost to Insure

$674.33 / year

Cheapest Rate

$524.00 / year Safeco

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2017 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto | Infinity $642.00 / year
American National P $743.00 / year
Mercury Insurance $768.00 / year
NatGen Advantage $776.00 / year
SAFECO $972.00 / year
Wolverine Mutual $1,047.00 / year
IMT Insurance Company $1,059.00 / year
Mississippi Farm Bureau $1,092.00 / year
Plymouth Rock Assurance $1,164.00 / year
Indiana Farmers Mutual Ins $1,167.00 / year

2017 Kia Rio Insurance

Average Cost to Insure

$805.23 / year

Cheapest Rate

$642.00 / year Kemper Auto | Infinity

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2016 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $755.00 / year
NatGen PPA $757.00 / year
SAFECO $757.00 / year
Indiana Farmers Mutual Ins $857.00 / year
North Carolina Farm Bureau $938.00 / year
Utica National Ins Group $1,052.00 / year
Countryway Insurance $1,062.00 / year
West Bend Mutual $1,068.00 / year
National General Value $1,090.00 / year
Clearcover $1,114.00 / year

2016 Kia Rio Insurance

Average Cost to Insure

$757.67 / year

Cheapest Rate

$755.00 / year Mercury Insurance

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2015 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $297.00 / year
AssuranceAmerica $299.00 / year
SAFECO $568.00 / year
Buckeye Insurance Group $618.00 / year
Plymouth Rock $650.00 / year
Mercury Insurance $676.00 / year
Kemper Auto $722.00 / year
Indiana Farmers Mutual Ins $885.00 / year
Western Reserve $888.00 / year
PEMCO $960.00 / year

2015 Kia Rio Insurance

Average Cost to Insure

$754.63 / year

Cheapest Rate

$297.00 / year Jupiter Auto Insurance

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2014 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $220.00 / year
AssuranceAmerica Mobile Max $388.00 / year
Kemper Auto | Infinity $633.00 / year
AssuranceAmerica $644.00 / year
Nodak Mutual $752.00 / year
EMC Insurance $795.00 / year
Clearcover $844.00 / year
Kemper Auto $876.00 / year
Concord Group $899.00 / year
Buckeye Insurance Group $908.00 / year

2014 Kia Rio Insurance

Average Cost to Insure

$633.43 / year

Cheapest Rate

$220.00 / year SAFECO

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2013 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto $99.00 / year
Kemper Personal Insurance $295.00 / year
AssuranceAmerica Mobile Max $411.00 / year
SAFECO $569.00 / year
Kemper Auto Premium $665.00 / year
Concord Group $696.00 / year
Mercury Insurance $696.00 / year
Safety Group $698.00 / year
Commerce Group Inc $713.00 / year
NatGen Value $815.00 / year

2013 Kia Rio Insurance

Average Cost to Insure

$635.50 / year

Cheapest Rate

$99.00 / year Kemper Auto

Available Trims

EX 4dr SEDAN (4cyl)

Kia 2012 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $1.00 / year
Mercury Insurance $93.00 / year
NatGen PPA $438.00 / year
SAFECO $496.00 / year
Concord Group $684.00 / year
Dairyland Broadform $700.00 / year
Nodak Mutual $752.00 / year
EMC Insurance $752.00 / year
Utica National Ins Group $784.00 / year
MMG Insurance Company $816.00 / year

2012 Kia Rio Insurance

Average Cost to Insure

$608.70 / year

Cheapest Rate

$1.00 / year Jupiter Auto Insurance

Available Trims

BASE 4dr SEDAN (4cyl)

Kia 2011 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $295.00 / year
American National P&C $578.00 / year
Concord Group $581.00 / year
American National P $591.00 / year
MMG Insurance Company $626.00 / year
PEMCO $657.00 / year
SAFECO $674.00 / year
NatGen Value $710.00 / year
North Carolina Farm Bureau $753.00 / year
Utica National Ins Group $759.00 / year

2011 Kia Rio Insurance

Average Cost to Insure

$602.53 / year

Cheapest Rate

$295.00 / year Mercury Insurance

Available Trims

BASE 4dr SEDAN (4cyl)

Kia 2010 Kia Rio Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto | Infinity $426.00 / year
Dairyland Broadform $440.00 / year
American National P $474.00 / year
American National P&C $513.00 / year
SAFECO $603.00 / year
Dairyland FR Bond $633.00 / year
North Carolina Farm Bureau $730.00 / year
PEMCO $750.00 / year
Safety Group $756.00 / year
IMT Insurance Company $758.00 / year

2010 Kia Rio Insurance

Average Cost to Insure

$611.00 / year

Cheapest Rate

$426.00 / year Kemper Auto | Infinity

Available Trims

LX 4dr SEDAN (4cyl)

Compare Rio to other Kia Models

Wondering how the Rio compares to other Kia Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.