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Kia Rio Car Insurance
How much does car insurance cost for your Kia Rio? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Rio
What is the Average Cost to Insure a Kia Rio?
Kia Rio
How much does car insurance cost for Kia Rio? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Rio below.
Kia Rio Insurance Model Year by Age Group
The price you pay to insure your Kia Rio can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | N/A | N/A | N/A | $0.00 / mo | N/A |
| 2021 | $210.34 / mo | $128.91 / mo | $70.00 / mo | $109.33 / mo | $61.55 / mo | $69.32 / mo |
| 2020 | $278.32 / mo | $168.63 / mo | $94.54 / mo | $85.93 / mo | $84.24 / mo | $106.94 / mo |
| 2019 | $326.00 / mo | $193.48 / mo | $131.06 / mo | $127.16 / mo | $90.77 / mo | $100.13 / mo |
| 2018 | $480.41 / mo | $194.67 / mo | $151.43 / mo | $134.10 / mo | $92.99 / mo | $147.38 / mo |
| 2017 | $391.66 / mo | $208.04 / mo | $132.42 / mo | $118.84 / mo | $115.88 / mo | $110.75 / mo |
| 2016 | $276.93 / mo | $218.74 / mo | $155.25 / mo | $136.53 / mo | $110.49 / mo | $113.68 / mo |
| 2015 | $387.22 / mo | $202.83 / mo | $176.03 / mo | $108.68 / mo | $116.33 / mo | $137.50 / mo |
| 2014 | $401.40 / mo | $210.36 / mo | $133.74 / mo | $111.77 / mo | $95.92 / mo | $114.16 / mo |
| 2013 | $334.49 / mo | $190.73 / mo | $118.90 / mo | $144.90 / mo | $103.23 / mo | $95.18 / mo |
| 2012 | $154.76 / mo | $151.25 / mo | $121.08 / mo | $82.18 / mo | $100.17 / mo | $85.78 / mo |
| 2011 | $109.97 / mo | $175.95 / mo | $84.90 / mo | $131.36 / mo | $101.19 / mo | $95.10 / mo |
| 2010 | $119.59 / mo | $157.99 / mo | $195.51 / mo | $74.75 / mo | $97.09 / mo | $123.64 / mo |
2021 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Premium | $0.00 / year |
| Kemper Personal Insurance | $0.00 / year |
| Kemper Auto | Infinity | $0.00 / year |
| Jupiter Auto Insurance | $147.00 / year |
| Clearcover | $1,103.00 / year |
| Nationwide | $1,681.00 / year |
| Mercury Insurance | $1,707.00 / year |
| Direct Auto | $1,828.00 / year |
| Mercury | $2,544.00 / year |
| Safeco | $2,631.00 / year |
2021 Kia Rio Insurance
Average Cost to Insure
$1,392.00 / year
Cheapest Rate
$0.00 / year Kemper Premium
Available Trims
LX 4dr SEDAN (4cyl)
2020 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Titan | $936.00 / year |
| Utica National Ins Group | $953.00 / year |
| American National P&C | $969.00 / year |
| North Carolina Farm Bureau | $978.00 / year |
| Buckeye Insurance Group | $1,041.00 / year |
| Norfolk and Dedham Group | $1,065.00 / year |
| Plymouth Rock Assurance | $1,125.00 / year |
| Penn National | $1,151.00 / year |
| Safety Group | $1,166.00 / year |
2020 Kia Rio Insurance
Average Cost to Insure
$1,308.80 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2019 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premium FR Bond | $0.00 / year |
| Kemper Auto Premium | $0.00 / year |
| NatGen Bond | $0.00 / year |
| Jupiter Auto Insurance | $0.00 / year |
| NatGen PPA | $0.00 / year |
| Virginia Farm Bureau | $1,066.00 / year |
| Hastings Mutual Insurance Co | $1,095.00 / year |
| Clearcover | $1,191.00 / year |
| American Family | $1,236.00 / year |
| State Farm | $1,284.00 / year |
2019 Kia Rio Insurance
Average Cost to Insure
$1,559.40 / year
Cheapest Rate
$0.00 / year Kemper Auto Premium FR Bond
Available Trims
EX 4dr SEDAN (4cyl)
2018 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Safeco | $0.00 / year |
| State Farm | $746.00 / year |
| Allstate | $1,058.00 / year |
| Auto-Owners Insurance Co | $1,142.00 / year |
| Hastings Mutual Insurance Co | $1,244.00 / year |
| Western National | $1,406.00 / year |
| American Family | $1,452.00 / year |
| Travelers | $1,610.00 / year |
| Clearcover | $1,626.00 / year |
2018 Kia Rio Insurance
Average Cost to Insure
$1,916.60 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2017 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Broadform Realtime | $0.00 / year |
| Dairyland Realtime | $0.00 / year |
| Jupiter Auto Insurance | $0.00 / year |
| Farm Bureau Mutual (IA Group) | $312.00 / year |
| IMT Insurance Company | $326.00 / year |
| USAA | $362.00 / year |
| Partners Mutual Insurance Co | $371.00 / year |
| Grinnell Mutual | $431.00 / year |
| Pekin Insurance | $434.00 / year |
| Hastings Mutual Insurance Co | $476.00 / year |
2017 Kia Rio Insurance
Average Cost to Insure
$1,023.93 / year
Cheapest Rate
$0.00 / year Dairyland Broadform Realtime
Available Trims
EX 4dr SEDAN (4cyl)
2016 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Auto-Owners Insurance Co | $852.00 / year |
| Cameron Mutual Group | $888.00 / year |
| Clearcover | $889.00 / year |
| State Farm | $990.00 / year |
| Virginia Farm Bureau | $1,048.00 / year |
| Western National | $1,092.00 / year |
| Hastings Mutual Insurance Co | $1,134.00 / year |
| Direct Auto | $1,165.00 / year |
| Allstate | $1,356.00 / year |
2016 Kia Rio Insurance
Average Cost to Insure
$1,966.60 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2015 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $396.00 / year |
| State Farm | $746.00 / year |
| Auto-Owners Insurance Co | $1,021.00 / year |
| Clearcover | $1,123.00 / year |
| SAFECO | $1,145.00 / year |
| Tennessee Farmers | $1,223.00 / year |
| Hastings Mutual Insurance Co | $1,285.00 / year |
| Victoria | $1,317.00 / year |
| Travelers | $1,405.00 / year |
| American Family | $1,476.00 / year |
2015 Kia Rio Insurance
Average Cost to Insure
$2,019.57 / year
Cheapest Rate
$396.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2014 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Clearcover | $862.00 / year |
| State Farm | $927.00 / year |
| Allstate | $1,114.00 / year |
| Plymouth Rock Assurance | $1,238.00 / year |
| SAFECO | $1,265.00 / year |
| Liberty Mutual | $1,415.00 / year |
| Penn National | $1,420.00 / year |
| National Farmers Union P&C | $1,460.00 / year |
| Cameron Mutual Group | $1,581.00 / year |
2014 Kia Rio Insurance
Average Cost to Insure
$1,944.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2013 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Safety Group | $698.00 / year |
| Concord Group | $707.00 / year |
| Commerce Group Inc | $713.00 / year |
| Buckeye Insurance Group | $836.00 / year |
| MMG Insurance Company | $840.00 / year |
| Patriot Group | $879.00 / year |
| Clearcover | $953.00 / year |
| Grange Mutual | $953.00 / year |
| Ohio Mutual Ins Group | $1,024.00 / year |
2013 Kia Rio Insurance
Average Cost to Insure
$1,162.20 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SEDAN (4cyl)
2012 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $1.00 / year |
| Donegal Mutual Insurance Co | $474.00 / year |
| SECURA Insurance | $776.00 / year |
| Penn National | $889.00 / year |
| Indiana Farmers Mutual Ins | $901.00 / year |
| Utica National Ins Group | $906.00 / year |
| Pekin Insurance | $913.00 / year |
| North Carolina Farm Bureau | $924.00 / year |
| Texas Farm Bureau Group | $955.00 / year |
| Buckeye Insurance Group | $961.00 / year |
2012 Kia Rio Insurance
Average Cost to Insure
$1,055.03 / year
Cheapest Rate
$1.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SEDAN (4cyl)
2011 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Buckeye Insurance Group | $471.00 / year |
| American National P&C | $578.00 / year |
| North Carolina Farm Bureau | $681.00 / year |
| Utica National Ins Group | $693.00 / year |
| Hastings Mutual Insurance Co | $764.00 / year |
| Penn National | $771.00 / year |
| GMAC Insurance Group | $810.00 / year |
| Auto-Owners Insurance Co | $816.00 / year |
| Ohio Mutual Ins Group | $825.00 / year |
2011 Kia Rio Insurance
Average Cost to Insure
$1,015.57 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SEDAN (4cyl)
2010 Kia Rio Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| American National P&C | $513.00 / year |
| Atlantic States Insurance | $846.00 / year |
| Kentucky Farm Bureau | $861.00 / year |
| Texas Farm Bureau Group | $873.00 / year |
| New Jersey Manufacturers | $896.00 / year |
| National Grange Mutual | $981.00 / year |
| American Independent Ins Co | $1,031.00 / year |
| Oregon Mutual | $1,044.00 / year |
| PEMCO | $1,059.00 / year |
2010 Kia Rio Insurance
Average Cost to Insure
$1,130.73 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
LX 4dr SEDAN (4cyl)
Compare Rio to other Kia Models
Wondering how the Rio compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
