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Kia Sportage Car Insurance
How much does car insurance cost for your Kia Sportage? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Sportage
What is the Average Cost to Insure a Kia Sportage?
Kia Sportage
How much does car insurance cost for Kia Sportage? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Sportage below.
Kia Sportage Insurance Model Year by Age Group
The price you pay to insure your Kia Sportage can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $476.19 / mo | $732.55 / mo | $249.08 / mo | $339.91 / mo | $416.28 / mo | $248.89 / mo |
| 2022 | $325.21 / mo | $193.46 / mo | $161.32 / mo | $150.55 / mo | $138.73 / mo | $143.29 / mo |
| 2021 | $284.57 / mo | $225.92 / mo | $172.22 / mo | $155.70 / mo | $158.83 / mo | $153.74 / mo |
| 2020 | $194.55 / mo | $169.11 / mo | $184.87 / mo | $124.67 / mo | $116.24 / mo | $131.63 / mo |
| 2019 | $297.01 / mo | $185.85 / mo | $155.24 / mo | $123.91 / mo | $125.69 / mo | $131.15 / mo |
| 2018 | $494.55 / mo | $171.89 / mo | $134.95 / mo | $117.60 / mo | $112.63 / mo | $117.50 / mo |
| 2017 | $195.31 / mo | $184.11 / mo | $150.52 / mo | $149.26 / mo | $133.51 / mo | $129.30 / mo |
| 2016 | $286.18 / mo | $188.07 / mo | $150.47 / mo | $134.86 / mo | $114.64 / mo | $152.41 / mo |
| 2015 | $168.68 / mo | $184.91 / mo | $169.08 / mo | $156.96 / mo | $126.84 / mo | $142.31 / mo |
| 2014 | $225.01 / mo | $154.41 / mo | $135.01 / mo | $107.99 / mo | $92.18 / mo | $99.58 / mo |
| 2013 | $223.96 / mo | $135.53 / mo | $115.44 / mo | $130.09 / mo | $99.65 / mo | $102.59 / mo |
| 2012 | $257.12 / mo | $146.35 / mo | $127.96 / mo | $106.71 / mo | $89.01 / mo | $105.40 / mo |
| 2011 | $237.52 / mo | $127.54 / mo | $104.34 / mo | $90.75 / mo | $91.71 / mo | $94.21 / mo |
| 2010 | $217.06 / mo | $149.03 / mo | $112.84 / mo | $114.80 / mo | $93.59 / mo | $96.40 / mo |
2023 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $350.00 / year |
| Mercury Insurance | $570.00 / year |
| Victoria | $790.00 / year |
| Capital Insurance Group | $858.00 / year |
| SECURA Insurance | $885.00 / year |
| Erie | $942.00 / year |
| Utica National Ins Group | $972.00 / year |
| North Carolina Farm Bureau | $1,020.00 / year |
| National General Value | $1,067.00 / year |
| Titan | $1,076.00 / year |
2023 Kia Sportage Insurance
Average Cost to Insure
$670.50 / year
Cheapest Rate
$350.00 / year Safeco
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $173.00 / year |
| Jupiter Auto Insurance | $348.00 / year |
| MMG Insurance Company | $603.00 / year |
| Victoria | $605.00 / year |
| American National P | $628.00 / year |
| NatGen PPA | $706.00 / year |
| Concord Group | $739.00 / year |
| Buckeye Insurance Group | $817.00 / year |
| National General Value | $886.00 / year |
| Commerce Group Inc | $915.00 / year |
2022 Kia Sportage Insurance
Average Cost to Insure
$596.90 / year
Cheapest Rate
$173.00 / year Mercury Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $263.00 / year |
| NatGen Value | $407.00 / year |
| American National P | $536.00 / year |
| AssuranceAmerica Mobile Max | $573.00 / year |
| Victoria | $732.00 / year |
| NatGen PPA | $738.00 / year |
| Concord Group | $815.00 / year |
| Titan | $939.00 / year |
| Countryway Insurance | $987.00 / year |
| MMG Insurance Company | $1,030.00 / year |
2021 Kia Sportage Insurance
Average Cost to Insure
$618.67 / year
Cheapest Rate
$263.00 / year Safeco
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $133.00 / year |
| Kemper Auto | $295.00 / year |
| American National P&C | $452.00 / year |
| NatGen Advantage | $454.00 / year |
| SAFECO | $512.00 / year |
| NatGen PPA | $553.00 / year |
| Kemper Premium | $644.00 / year |
| American National P | $678.00 / year |
| Buckeye Insurance Group | $800.00 / year |
| Concord Group | $835.00 / year |
2020 Kia Sportage Insurance
Average Cost to Insure
$586.07 / year
Cheapest Rate
$133.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $322.00 / year |
| Jupiter Auto Insurance | $489.00 / year |
| American National P | $511.00 / year |
| NatGen PPA | $516.00 / year |
| Mercury Insurance | $533.00 / year |
| American National P&C | $548.00 / year |
| Kemper Auto Premium | $583.00 / year |
| Dairyland Broadform | $657.00 / year |
| NatGen Value | $715.00 / year |
| Union Mutual Fire Group | $861.00 / year |
2019 Kia Sportage Insurance
Average Cost to Insure
$700.83 / year
Cheapest Rate
$322.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $81.00 / year |
| Jupiter Auto Insurance | $391.00 / year |
| Kemper Auto Premium | $409.00 / year |
| Kemper Auto Premier | $513.00 / year |
| American National P | $557.00 / year |
| AssuranceAmerica Economy | $610.00 / year |
| American National P&C | $624.00 / year |
| SAFECO | $685.00 / year |
| AssuranceAmerica Elite | $781.00 / year |
| Bear River | $801.00 / year |
2018 Kia Sportage Insurance
Average Cost to Insure
$733.20 / year
Cheapest Rate
$81.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $112.00 / year |
| SAFECO | $389.00 / year |
| American National P&C | $404.00 / year |
| Dairyland Broadform | $470.00 / year |
| Dairyland Auto 1 Month | $530.00 / year |
| American National P | $638.00 / year |
| Kemper Auto | $703.00 / year |
| NatGen PPA | $788.00 / year |
| Mercury Insurance | $836.00 / year |
| EMC Insurance | $845.00 / year |
2017 Kia Sportage Insurance
Average Cost to Insure
$721.50 / year
Cheapest Rate
$112.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $184.00 / year |
| Kemper Personal Insurance | $208.00 / year |
| Dairyland Broadform | $498.00 / year |
| Mercury Insurance | $622.00 / year |
| SAFECO | $666.00 / year |
| Concord Group | $666.00 / year |
| Kemper Auto Premium | $738.00 / year |
| American National P | $796.00 / year |
| Partners Mutual Insurance Co | $826.00 / year |
| MMG Insurance Company | $857.00 / year |
2016 Kia Sportage Insurance
Average Cost to Insure
$683.47 / year
Cheapest Rate
$184.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $356.00 / year |
| National General RAD | $582.00 / year |
| United Farm Bureau of IN Group | $806.00 / year |
| PEMCO | $846.00 / year |
| NatGen PPA | $849.00 / year |
| Tennessee Farmers | $864.00 / year |
| Clearcover | $886.00 / year |
| Countryway Insurance | $903.00 / year |
| IMT Insurance Company | $909.00 / year |
| Mercury Insurance | $999.00 / year |
2015 Kia Sportage Insurance
Average Cost to Insure
$755.63 / year
Cheapest Rate
$356.00 / year SAFECO
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2014 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $149.00 / year |
| Kemper Personal Insurance | $292.00 / year |
| AssuranceAmerica Mobile Max | $360.00 / year |
| SAFECO | $369.00 / year |
| SECURA Insurance | $744.00 / year |
| Plymouth Rock | $769.00 / year |
| EMC Insurance | $777.00 / year |
| Kemper Auto | Infinity | $780.00 / year |
| American National P | $783.00 / year |
| Concord Group | $797.00 / year |
2014 Kia Sportage Insurance
Average Cost to Insure
$603.47 / year
Cheapest Rate
$149.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2013 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $208.00 / year |
| AssuranceAmerica | $410.00 / year |
| American National P | $446.00 / year |
| SAFECO | $456.00 / year |
| Union Mutual Fire Group | $485.00 / year |
| Jupiter Auto Insurance | $515.00 / year |
| Mercury Insurance | $649.00 / year |
| Concord Group | $703.00 / year |
| EMC Insurance | $711.00 / year |
| Kemper Auto | $726.00 / year |
2013 Kia Sportage Insurance
Average Cost to Insure
$579.00 / year
Cheapest Rate
$208.00 / year Kemper Auto Premier
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Value | $178.00 / year |
| SAFECO | $506.00 / year |
| Concord Group | $519.00 / year |
| MMG Insurance Company | $555.00 / year |
| Patriot Group | $588.00 / year |
| American National P | $608.00 / year |
| Mississippi Farm Bureau | $663.00 / year |
| North Carolina Farm Bureau | $747.00 / year |
| Jupiter Auto Insurance | $782.00 / year |
| Countryway Insurance | $784.00 / year |
2012 Kia Sportage Insurance
Average Cost to Insure
$655.53 / year
Cheapest Rate
$178.00 / year NatGen Value
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2011 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $172.00 / year |
| Mercury Insurance Company | $468.00 / year |
| American National P&C | $535.00 / year |
| Bear River | $597.00 / year |
| Ameriprise Group | $612.00 / year |
| Concord Group | $661.00 / year |
| SECURA Insurance | $687.00 / year |
| Clearcover | $703.00 / year |
| MMG Insurance Company | $738.00 / year |
| American National P | $750.00 / year |
2011 Kia Sportage Insurance
Average Cost to Insure
$561.93 / year
Cheapest Rate
$172.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2010 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $154.00 / year |
| SAFECO | $257.00 / year |
| Buckeye Insurance Group | $700.00 / year |
| North Carolina Farm Bureau | $729.00 / year |
| SECURA Insurance | $731.00 / year |
| Concord Group | $753.00 / year |
| Indiana Farmers Mutual Ins | $768.00 / year |
| American National P | $769.00 / year |
| MMG Insurance Company | $801.00 / year |
| Pekin Insurance | $802.00 / year |
2010 Kia Sportage Insurance
Average Cost to Insure
$749.07 / year
Cheapest Rate
$154.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (6cyl)
Compare Sportage to other Kia Models
Wondering how the Sportage compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
