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Kia Sportage Car Insurance
How much does car insurance cost for your Kia Sportage? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Sportage
What is the Average Cost to Insure a Kia Sportage?
Kia Sportage
How much does car insurance cost for Kia Sportage? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Kia Sportage below.
Kia Sportage Insurance Model Year by Age Group
The price you pay to insure your Kia Sportage can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $116.09 / mo | $149.12 / mo | $215.41 / mo | $138.20 / mo | $123.24 / mo |
| 2023 | $430.01 / mo | $590.69 / mo | $232.28 / mo | $300.39 / mo | $342.47 / mo | $249.79 / mo |
| 2022 | $325.21 / mo | $187.50 / mo | $158.64 / mo | $149.66 / mo | $136.81 / mo | $147.76 / mo |
| 2021 | $238.91 / mo | $225.48 / mo | $174.74 / mo | $156.50 / mo | $163.29 / mo | $158.40 / mo |
| 2020 | $268.51 / mo | $206.82 / mo | $182.63 / mo | $125.46 / mo | $124.99 / mo | $135.12 / mo |
| 2019 | $297.01 / mo | $178.25 / mo | $153.06 / mo | $125.56 / mo | $127.75 / mo | $132.35 / mo |
| 2018 | $392.03 / mo | $178.56 / mo | $141.84 / mo | $124.61 / mo | $110.75 / mo | $118.50 / mo |
| 2017 | $205.62 / mo | $194.58 / mo | $154.64 / mo | $148.26 / mo | $136.59 / mo | $132.87 / mo |
| 2016 | $316.95 / mo | $188.53 / mo | $155.84 / mo | $134.05 / mo | $113.67 / mo | $153.43 / mo |
| 2015 | $172.26 / mo | $181.58 / mo | $168.13 / mo | $159.12 / mo | $128.99 / mo | $142.08 / mo |
| 2014 | $225.01 / mo | $148.30 / mo | $138.63 / mo | $107.94 / mo | $92.29 / mo | $100.06 / mo |
| 2013 | $223.96 / mo | $134.08 / mo | $119.80 / mo | $142.61 / mo | $102.31 / mo | $103.30 / mo |
| 2012 | $227.52 / mo | $143.71 / mo | $126.50 / mo | $106.22 / mo | $89.47 / mo | $108.30 / mo |
| 2011 | $243.97 / mo | $134.28 / mo | $106.36 / mo | $92.32 / mo | $91.80 / mo | $95.48 / mo |
| 2010 | $217.06 / mo | $149.42 / mo | $110.36 / mo | $113.45 / mo | $93.26 / mo | $95.56 / mo |
2024 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $588.00 / year |
| New York Central Mutual Fire | $639.00 / year |
| Rockford Mutual Insurance | $974.00 / year |
| Country | $1,083.00 / year |
| USAA | $1,161.00 / year |
| First Chicago Insurance | $1,244.00 / year |
| SECURA Insurance | $1,270.00 / year |
| Oregon Mutual | $1,274.00 / year |
| Erie | $1,307.00 / year |
| New Jersey Manufacturers | $1,338.00 / year |
2024 Kia Sportage Insurance
Average Cost to Insure
$864.97 / year
Cheapest Rate
$588.00 / year Pekin Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2023 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $49.00 / year |
| Kemper Personal Insurance | $123.00 / year |
| Safeco | $311.00 / year |
| Buckeye Insurance Group | $459.00 / year |
| Victoria | $521.00 / year |
| Mercury Insurance | $585.00 / year |
| New York Central Mutual Fire | $639.00 / year |
| Texas Farm Bureau Group | $795.00 / year |
| Pekin Insurance | $823.00 / year |
| PEMCO | $842.00 / year |
2023 Kia Sportage Insurance
Average Cost to Insure
$403.53 / year
Cheapest Rate
$49.00 / year NatGen Custom 360
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $180.00 / year |
| Jupiter Auto Insurance | $315.00 / year |
| Kemper Personal Insurance | $431.00 / year |
| MMG Insurance Company | $603.00 / year |
| NatGen Custom 360 | $604.00 / year |
| Victoria | $615.00 / year |
| American National P | $623.00 / year |
| Concord Group | $739.00 / year |
| NatGen PPA | $764.00 / year |
| Buckeye Insurance Group | $806.00 / year |
2022 Kia Sportage Insurance
Average Cost to Insure
$552.83 / year
Cheapest Rate
$180.00 / year Mercury Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Value | $231.00 / year |
| Safeco | $295.00 / year |
| American National P | $536.00 / year |
| Victoria | $697.00 / year |
| NatGen PPA | $738.00 / year |
| Concord Group | $815.00 / year |
| AssuranceAmerica Mobile Max | $925.00 / year |
| Titan | $939.00 / year |
| Countryway Insurance | $987.00 / year |
| MMG Insurance Company | $1,030.00 / year |
2021 Kia Sportage Insurance
Average Cost to Insure
$458.80 / year
Cheapest Rate
$231.00 / year NatGen Value
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $133.00 / year |
| NatGen Advantage | $151.00 / year |
| NatGen PPA | $276.00 / year |
| American National P&C | $452.00 / year |
| SAFECO | $463.00 / year |
| American National P | $665.00 / year |
| NatGen Value | $757.00 / year |
| Buckeye Insurance Group | $814.00 / year |
| Concord Group | $816.00 / year |
| Kemper Auto | $825.00 / year |
2020 Kia Sportage Insurance
Average Cost to Insure
$471.80 / year
Cheapest Rate
$133.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $239.00 / year |
| NatGen PPA | $351.00 / year |
| American National P | $497.00 / year |
| Mercury Insurance | $525.00 / year |
| Dairyland Broadform | $545.00 / year |
| American National P&C | $548.00 / year |
| Kemper Auto Premium | $583.00 / year |
| Jupiter Auto Insurance | $684.00 / year |
| Union Mutual Fire Group | $861.00 / year |
| SAFECO | $862.00 / year |
2019 Kia Sportage Insurance
Average Cost to Insure
$614.20 / year
Cheapest Rate
$239.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $60.00 / year |
| NatGen PPA | $382.00 / year |
| Jupiter Auto Insurance | $391.00 / year |
| SAFECO | $391.00 / year |
| AssuranceAmerica Economy | $406.00 / year |
| Kemper Auto Premium | $409.00 / year |
| AssuranceAmerica Elite | $521.00 / year |
| American National P | $530.00 / year |
| American National P&C | $624.00 / year |
| Bear River | $801.00 / year |
2018 Kia Sportage Insurance
Average Cost to Insure
$463.20 / year
Cheapest Rate
$60.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $112.00 / year |
| SAFECO | $319.00 / year |
| Dairyland Broadform | $336.00 / year |
| American National P&C | $404.00 / year |
| AssuranceAmerica Mobile Max | $520.00 / year |
| Dairyland Auto 1 Month | $530.00 / year |
| American National P | $624.00 / year |
| NatGen PPA | $709.00 / year |
| AssuranceAmerica | $722.00 / year |
| Kemper Auto | $799.00 / year |
2017 Kia Sportage Insurance
Average Cost to Insure
$448.97 / year
Cheapest Rate
$112.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $152.00 / year |
| Jupiter Auto Insurance | $184.00 / year |
| SAFECO | $476.00 / year |
| AssuranceAmerica | $479.00 / year |
| Dairyland Broadform | $498.00 / year |
| Kemper Auto Premium | $517.00 / year |
| Mercury Insurance | $591.00 / year |
| Concord Group | $666.00 / year |
| Partners Mutual Insurance Co | $826.00 / year |
| MMG Insurance Company | $857.00 / year |
2016 Kia Sportage Insurance
Average Cost to Insure
$577.17 / year
Cheapest Rate
$152.00 / year Kemper Personal Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $275.00 / year |
| National General RAD | $582.00 / year |
| AssuranceAmerica | $600.00 / year |
| AssuranceAmerica Economy | $784.00 / year |
| United Farm Bureau of IN Group | $806.00 / year |
| PEMCO | $808.00 / year |
| NatGen PPA | $849.00 / year |
| Tennessee Farmers | $864.00 / year |
| AssuranceAmerica Elite | $874.00 / year |
| Clearcover | $886.00 / year |
2015 Kia Sportage Insurance
Average Cost to Insure
$582.77 / year
Cheapest Rate
$275.00 / year SAFECO
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2014 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $149.00 / year |
| Kemper Personal Insurance | $278.00 / year |
| SAFECO | $315.00 / year |
| AssuranceAmerica Mobile Max | $360.00 / year |
| SECURA Insurance | $737.00 / year |
| Plymouth Rock | $769.00 / year |
| EMC Insurance | $777.00 / year |
| American National P | $783.00 / year |
| Concord Group | $797.00 / year |
| Loya Insurance | $801.00 / year |
2014 Kia Sportage Insurance
Average Cost to Insure
$419.20 / year
Cheapest Rate
$149.00 / year Jupiter Auto Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2013 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $208.00 / year |
| SAFECO | $353.00 / year |
| NatGen PPA | $400.00 / year |
| American National P | $446.00 / year |
| Union Mutual Fire Group | $485.00 / year |
| Jupiter Auto Insurance | $515.00 / year |
| Mercury Insurance | $571.00 / year |
| Dairyland Broadform | $612.00 / year |
| AssuranceAmerica Mobile Max | $624.00 / year |
| Concord Group | $703.00 / year |
2013 Kia Sportage Insurance
Average Cost to Insure
$553.97 / year
Cheapest Rate
$208.00 / year Kemper Auto Premier
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $130.00 / year |
| NatGen Value | $133.00 / year |
| SAFECO | $381.00 / year |
| Concord Group | $519.00 / year |
| MMG Insurance Company | $555.00 / year |
| Patriot Group | $588.00 / year |
| American National P | $608.00 / year |
| Mississippi Farm Bureau | $663.00 / year |
| Mercury Insurance | $745.00 / year |
| North Carolina Farm Bureau | $747.00 / year |
2012 Kia Sportage Insurance
Average Cost to Insure
$333.80 / year
Cheapest Rate
$130.00 / year Kemper Personal Insurance
Available Trims
BASE 4dr SPORT UTILITY VEHICLE (4cyl)
2011 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $172.00 / year |
| NatGen PPA | $210.00 / year |
| Dairyland FR Bond | $417.00 / year |
| Mercury Insurance Company | $468.00 / year |
| American National P&C | $535.00 / year |
| Bear River | $597.00 / year |
| Ameriprise Group | $612.00 / year |
| Plymouth Rock | $614.00 / year |
| Concord Group | $661.00 / year |
| SAFECO | $679.00 / year |
2011 Kia Sportage Insurance
Average Cost to Insure
$478.73 / year
Cheapest Rate
$172.00 / year Jupiter Auto Insurance
Available Trims
EX 4dr SPORT UTILITY VEHICLE (4cyl)
2010 Kia Sportage Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $158.00 / year |
| Jupiter Auto Insurance | $252.00 / year |
| Dairyland Auto | $322.00 / year |
| Buckeye Insurance Group | $675.00 / year |
| North Carolina Farm Bureau | $729.00 / year |
| SECURA Insurance | $731.00 / year |
| Concord Group | $753.00 / year |
| Indiana Farmers Mutual Ins | $768.00 / year |
| American National P | $769.00 / year |
| MMG Insurance Company | $801.00 / year |
2010 Kia Sportage Insurance
Average Cost to Insure
$570.17 / year
Cheapest Rate
$158.00 / year SAFECO
Available Trims
EX 4dr SPORT UTILITY VEHICLE (6cyl)
Compare Sportage to other Kia Models
Wondering how the Sportage compares to other Kia Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
