
Ashley is a personal finance writer and content creator. In addition to being a contributing writer at SmartFinancial, she writes for solo entrepreneurs as well as for Fortune 500 companies. Through her financial expertise, she provides millennials and young professionals the tools and resources they need to better manage their finances.
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Citations and tickets are basically the same. The terms can be interchangeable; a ticket typically refers to a moving violation citation. Learn more here!
Some car safety features can potentially lower the insurance costs for your new vehicle. See if you're eligible for a discount.
After a car accident, you should exchange contact information with the other driver and collect information about the accident scene that you will need to file a claim with your car insurance company.
Liability car insurance is required by law in every state besides New Hampshire and Florida. In addition, you will likely need comprehensive and collision insurance if you are financing your car.
Most citizens in the U.S. have to purchase auto insurance to drive their vehicles legally. But beginning the journey to find the right insurance policy can be overwhelming.
If you own high-value jewelry or plan on buying an expensive Valentine’s Day gift for your significant other, you should consider purchasing a scheduled personal property rider for your homeowners insurance or a separate jewelry insurance policy. While a basic home insurance policy includes some coverage for jewelry and other valuables, these items generally won’t be insured at their full replacement cost without additional coverage.
State law doesn’t require homeowners insurance, but you will generally need to purchase coverage before you can be approved for a loan through a mortgage lender. In addition, it’s recommended that you maintain homeowners insurance coverage even when it isn’t required to help protect yourself from potential financial losses.
Homeowners insurance can provide financial support or reimbursement if your home, belongings or other types of property are damaged, destroyed or otherwise lost due to a covered peril, like fire or theft. It can also shield you from liability lawsuits and cover additional living expenses if your house becomes uninhabitable because of a covered peril.
California just joined six other states in banning gender as a factor in determining car insurance rates.