Ashley Chorpenning

Ashley Chorpenning

Insurance Expert
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Ashley is a personal finance writer and content creator. In addition to being a contributing writer at SmartFinancial, she writes for solo entrepreneurs as well as for Fortune 500 companies. Through her financial expertise, she provides millennials and young professionals the tools and resources they need to better manage their finances.

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Recent Articles

Auto Insurance
Citation vs Ticket: Understand the Difference

Citations and tickets are basically the same. The terms can be interchangeable; a ticket typically refers to a moving violation citation. Learn more here!

Auto Insurance
With the Latest Safety Features, Car Insurance May Cost Less

Some car safety features can potentially lower the insurance costs for your new vehicle. See if you're eligible for a discount.

Auto Insurance
Car Accidents and Insurance: How to Prepare for the Worst

Have a plan in place. For instance, hopping on to the claim filing process right away will make the process easier for you in the long term.

Auto Insurance
Do I Need Car Insurance to Drive? Requirements by State

Liability car insurance is required by law in every state besides New Hampshire and Florida. In addition, you will likely need comprehensive and collision insurance if you are financing your car.

Auto Insurance
What You Should Know About Car Insurance Companies

Most citizens in the U.S. have to purchase auto insurance to drive their vehicles legally. But beginning the journey to find the right insurance policy can be overwhelming.

Home Insurance
Should I Insure My Jewelry and Valuables?

While a standard homeowners insurance policy includes some coverage for jewelry and other valuables, you may want to buy extra coverage in the form of a scheduled personal property rider or a separate jewelry insurance policy if you own highly valuable jewelry. If you’re preparing to propose or just want to give a Valentine’s Day gift that embodies your commitment to your significant other, then you should consider taking the appropriate steps to make sure your jewelry is adequately insured.

Home Insurance
Do I Need Homeowners Insurance To Own a Home?

State law doesn’t require homeowners insurance but you will generally need to purchase coverage before you can be approved for a loan through a mortgage lender. In addition, it’s recommended that you maintain homeowners coverage even when it isn’t required in order to protect yourself from potential financial losses.

Home Insurance
How Does Homeowners Insurance Work? 6 Coverage Types Explained

Homeowners insurance works provides for your property if it’s damaged by a covered peril and for liability if you’re responsible for another person’s injury or property damage.

Auto Insurance
Gender and Auto Insurance Rates

California just joined six other states in banning gender as a factor in determining car insurance rates.