Ashley Chorpenning

Ashley Chorpenning

Insurance Expert

Ashley is a personal finance writer and content creator. In addition to being a contributing writer at SmartFinancial, she writes for solo entrepreneurs as well as for Fortune 500 companies. Through her financial expertise, she provides millennials and young professionals the tools and resources they need to better manage their finances.


check SmartFinancial’s Editorial Standards

Offering Unbiased, Fact-based Information

Insurance can be downright confusing. SmartFinancial’s fact-checked articles are intended to educate insurance shoppers so they can make the right buying decisions. We aim to help protect individuals, families and small businesses while sharing tips on how to save money.

SmartFinancial on Pricing

SmartFinancial allows shoppers to compare top-rated national insurance companies as well as a vast network of local and regional side-by-side. We never charge a fee to compare insurance options, and we work with dozens of insurance companies without bias towards any particular one. Our articles also offer unbiased information and pricing that will help you choose the company that fits your budget and needs.

Our Editorial Team

We pride ourselves in only hiring writers with extensive editorial experience, top-notch research skills and expertise in insurance. SmartFinancial uses trusted, unbiased sources for research, and we use in-house analysts to compare pricing.

SmartFinancial’s Sources

In addition to external sources that include the state departments of insurance, the Insurance Information Institute (III) and Life Insurance Marketing and Research Association (LIMRA), we write articles and share pricing averages based on the following internal data: Our editorial team periodically updates all articles to ensure that we have the most current and accurate information and pricing. We work hard at being a reliable source, so if you find an error, please contact us:

For a telephone quote comparison, call: 855.214.2291

Recent Articles

Auto Insurance
With the Latest Safety Features, Car Insurance May Cost Less

Some car safety features can potentially lower the insurance costs for your new vehicle. See if you're eligible for a discount.

Auto Insurance
Car Accidents and Insurance: How to Prepare for the Worst

Have a plan in place. For instance, hopping on to the claim filing process right away will make the process easier for you in the long term.

Auto Insurance
The Best Car Insurance for Students in High School and College

High school is the starting point for many drivers. Car insurance companies know that new drivers may be struggling to make the right choices out on the road.

Auto Insurance
Do You Need Car Insurance?

Most U.S. states require proof of insurance for drivers to operate a car. However, each state comes with its own set of rules.

Auto Insurance
What You Should Know About Car Insurance Companies

Most citizens in the U.S. have to purchase auto insurance to drive their vehicles legally. But beginning the journey to find the right insurance policy can be overwhelming.

Home Insurance
Should I Insure My Jewelry and Valuables?

You may have a few valuables that amount to thousands of dollars, maybe even tens of thousands. Even one piece of estate jewelry or a vintage diamond ring may be worth more than the payout maximum on your home insurance policy or renters insurance. We show you how to insure jewelry the right way.

Home Insurance
Is Homeowners Insurance Required?

Buying a home is a huge investment, which is why you'll want it protected. Is homeowners insurance required when making that investment? Learn more here!

Home Insurance
What Is Homeowners Insurance and How Does it Work?

Homeowners insurance insures the structure of your house as well as your belongings from damage, destruction and other disasters.

Auto Insurance
Gender and Auto Insurance Rates

California just joined six other states in banning gender as a factor in determining car insurance rates.