Dani Milton

Dani Milton

Insurance Expert

Dani Milton is a senior content strategist and insurance specialist for SmartFinancial. She received her B.A. in English from the University of Missouri-Columbia. The Georgia writer loves making complicated topics accessible. Her past work has appeared on NPR and other news outlets. She once served as a public relations specialist, NASA Solar System Ambassador and Georgia Radio Reading Service volunteer host. In her spare time, she creates art, reads books, listens to music and watches online content.


check SmartFinancial’s Editorial Standards

Offering Unbiased, Fact-based Information

Insurance can be downright confusing. SmartFinancial’s fact-checked articles are intended to educate insurance shoppers so they can make the right buying decisions. We aim to help protect individuals, families and small businesses while sharing tips on how to save money.

SmartFinancial on Pricing

SmartFinancial allows shoppers to compare top-rated national insurance companies as well as a vast network of local and regional side-by-side. We never charge a fee to compare insurance options, and we work with dozens of insurance companies without bias towards any particular one. Our articles also offer unbiased information and pricing that will help you choose the company that fits your budget and needs.

Our Editorial Team

We pride ourselves in only hiring writers with extensive editorial experience, top-notch research skills and expertise in insurance. SmartFinancial uses trusted, unbiased sources for research, and we use in-house analysts to compare pricing.

SmartFinancial’s Sources

In addition to external sources that include the state departments of insurance, the Insurance Information Institute (III) and Life Insurance Marketing and Research Association (LIMRA), we write articles and share pricing averages based on the following internal data: Our editorial team periodically updates all articles to ensure that we have the most current and accurate information and pricing. We work hard at being a reliable source, so if you find an error, please contact us:

For a telephone quote comparison, call: 855.214.2291

Recent Articles

Auto Insurance
The Best Insurance for High Risk Auto Insurance

There are a few drivers with more serious infractions. They may need high risk auto insurance because they are at high risk of filing a claim.

Auto Insurance
Pros and Cons of Online Insurance Platforms

As we become increasingly reliant on digital technologies, consumer experience will revolve around convenience.

Auto Insurance
Does Education Affect My Car Insurance Rate?

In short, if education is to your favor, use it to your advantage. If it works against you, make sure it’s not a factor in determining your risk.

Home Insurance
What's the Difference Between Homeowners Insurance and Homeowners Association Fees?

Homeowners insurance covers the insured property inside and out. It also covers the loss or damage of personal belongings and injuries that happen while on the property.

Home Insurance
How Do Insurance Agents Determine Roof Damage Claims?

Homeowners insurance was designed to pay for repair damage that is covered in your policy. Let's look at roof damage home insurance claims.

Auto Insurance
Frequently Asked Questions About Driving for Uber and Driving for Lyft

There is a gap in coverage between waiting for payment and turning off the app when you're driving for Uber or Lyft. If another car hits you while you’re idling, it’s an out-of-pocket expense because you’re not covered by either insurance. That’s where rideshare insurance comes in.

Auto Insurance
Car Warranty vs Car Insurance: What’s the Difference?

Car warranties and car insurance are different in that they serve different purposes. Car insurance is intended to cover a loss. Warranties cover maintenance and breakdowns.

Auto Insurance
Should I Buy Gap Insurance? What Is it, Anyway?

Your car’s value is based on Kelley Blue Book numbers, which may surprise you. In fact, you may find out that you have what’s called “an upside-down loan” on your car.

Auto Insurance
Auto Insurance Tips for Parents of Young Drivers

What your young driver does, while driving your car, has a direct impact on what you pay for your insurance.