Preston Micalizio

The key difference between homeowners insurance and renters insurance is that homeowners insurance covers the residence structure itself plus the homeowner’s personal property, while renters insurance covers only the tenant’s personal property but not the structure they live in.

Compare quotes from multiple carriers to find the best Kentucky health insurance rate for coverage that meets your needs. While the "Bluegrass" State has no tax penalty or fines for going without health insurance, buying health coverage can help you avoid overwhelming medical bills and the risk of medical debt if you get injured and require rehabilitative treatment or develop a serious illness.

Comparing rates from multiple carriers can help you find a Louisiana health insurance plan that best meets your budget and coverage needs. Shopping around is especially important since the cost of health insurance in the “Pelican” State is higher-than-average and you will want to save where you can.

The folks in Indiana have some options in terms of health care. We’ve gathered up all the information you need to make some informed decisions. Get started now.

To get the best Illinois health insurance plan for your needs, comparing quotes and benefits from multiple providers is a good idea. While there is no longer any tax penalty for going without health insurance in the Prairie State, having it is always a good idea so you will not go into severe debt if you get sick or hurt.

You’ll want to shop around to find the ideal health insurance option in Georgia, comparing multiple insurance carriers to get the best rate for your needs. There’s no tax penalty if you go without health insurance in the Peach State, but getting coverage may help protect you from medical debt due to an unexpected sickness or injury.

Getting a ticket out of state should generally be treated with the same severity level as getting one in your home state, as you’ll likely face the consequences of a ticket regardless of where you received it. You’ll likely want to pay the traffic ticket or contest it in court, as ignoring the ticket could result in heavy fines, dropped insurance coverage and/or the suspension of your license, among other consequences.

Instances where you’re found to have misrepresented yourself in your life insurance application, have a death that is excluded from coverage or allow your coverage to end before your death can all result in your life insurance payout being denied to your beneficiary or your policy being canceled. Life insurance policies are often taken out decades before a potential claim, making it critical to ensure you don’t waste the investment you’ve made in monthly premiums.

If you need to file a renters insurance claim, you’ll want to gather the necessary documentation and contact your insurance company as soon as possible. Avoid delays in filing and double-check that whatever loss you’re filing a claim for will be covered. Otherwise, your claim could be denied.