Richard Barrington

Parking tickets can affect your insurance rates, but only indirectly. Let us show you how.

To make sure your home is fully protected, ordinance or law coverage may be a necessary to add to a home insurance policy. Find out how it works.

Towing can be an expensive proposition, not just a hassle. See which coverages would pay for a tow so you don't have to reach into your pocket.

A relatively new type of car insurance bases rates on information about how you drive transmitted from your car. See if telematics is for you.

Driving in the U.S. has gotten more dangerous, so let us also highlight some risk factors and tips on how to protect yourself, your family and your car on the roughest roads.

While your home is being built or renovated, you could be exposed to an added financial risk. See how builders risk insurance may help.

Pay-per-mile insurance gives low mileage drivers an option for cheaper rates. See if it makes sense to switch from a regular car insurance policy.

How does insurance work if someone else uses your car? Find out if your auto insurance policy follows the car, the driver & if you need more coverage here.

Learn the importance of renters insurance. Renters insurance offers many coverages -- find out if it's required when renting your home.