Richard Barrington

Parking tickets can affect your insurance rates, but only indirectly. Let us show you how.

To make sure your home is fully protected, ordinance or law coverage may be a necessary to add to a home insurance policy. Find out how it works.

Towing can be an expensive proposition, not just a hassle. See which coverages would pay for a tow so you don't have to reach into your pocket.

A relatively new type of car insurance bases rates on information about how you drive transmitted from your car. See if telematics is for you.

Interstate highways — such as I-10, I-95 and I-40 — are generally some of the deadliest roads in the United States. Whenever you find yourself on one of the most dangerous highways in America, it’s crucial to follow safe driving habits that can lower your odds of getting into a car accident, such as staying within the speed limit and avoiding common driver distractions.

Builders risk insurance is a type of property coverage that insures building structures and materials against sudden perils while a property is under construction. Depending on the details of the construction agreement, the builder or the property owner could be responsible for buying a policy to cover the property while construction is in progress.

Pay-per-mile insurance gives low mileage drivers an option for cheaper rates. See if it makes sense to switch from a regular car insurance policy.

Car insurance primarily follows the car rather than the driver, providing coverage to drivers listed on the auto policy, as well as to others who drive the car with the owner’s permission. However, there are a few instances when coverage would follow the driver, such as when the policyholder is driving a rental car or a brand new car.

The government does not require individuals who rent their homes to purchase renters insurance, also known as HO-4 insurance. However, many landlords require their tenants to maintain renters insurance, meaning you may have to show proof of coverage before your lease begins.