Richard Barrington

Richard Barrington

Insurance Expert

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications.
Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

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Recent Articles

Auto Insurance
Do Parking Tickets Affect Insurance Rates?

Parking tickets can affect your insurance rates, but only indirectly. Let us show you how.

Home Insurance
What Is Ordinance or Law Coverage?

To make sure your home is fully protected, ordinance or law coverage may be a necessary to add to a home insurance policy. Find out how it works.

Auto Insurance
Does My Car Insurance Cover Towing?

Towing can be an expensive proposition, not just a hassle. See which coverages would pay for a tow so you don't have to reach into your pocket.

Auto Insurance
Telematics Is Helping People Save on Insurance: What You Should Know Before Opting In

A relatively new type of car insurance bases rates on information about how you drive transmitted from your car. See if telematics is for you.

Auto Insurance
Most Dangerous Roads in the U.S. 2024

An accident can happen anywhere at any time, but some roads are more dangerous than others. If you can avoid a dangerous road, it’s important to drive with extra caution. Car insurance is a legal requirement, and it may help you pay for an accident that is unavoidable.

Home Insurance
Builders Risk Insurance: What Is it and When Is it Needed for Homeowners?

While your home is being built or renovated, you could be exposed to an added financial risk. See how builders risk insurance may help.

Auto Insurance
Pay-Per-Mile Car Insurance: Is it Right for You?

Pay-per-mile insurance gives low mileage drivers an option for cheaper rates. See if it makes sense to switch from a regular car insurance policy.

Auto Insurance
Does My Car Insurance Stay With My Car or With Me?

Car insurance primarily follows the car rather than the driver, providing coverage to drivers listed on the auto policy, as well as to others who drive the car with the owner’s permission. However, there are a few instances when coverage would follow the driver, such as when the policyholder is driving a rental car or a brand new car.

Renters Insurance
When Do I Need To Get Renters Insurance?

The government does not require individuals who rent their homes to purchase renters insurance, also known as HO-4 insurance. However, many landlords require their tenants to maintain renters insurance, meaning you may have to show proof of coverage before your lease begins.