Christa Ehrler

Christa Ehrler

Insurance Expert

Christa Ehrler is a wordsmith, copywriter, and traveler with over seven years of digital publishing experience. She is a storyteller who believes in the power of words.


check SmartFinancial’s Editorial Standards

Offering Unbiased, Fact-based Information

Insurance can be downright confusing. SmartFinancial’s fact-checked articles are intended to educate insurance shoppers so they can make the right buying decisions. We aim to help protect individuals, families and small businesses while sharing tips on how to save money.

SmartFinancial on Pricing

SmartFinancial allows shoppers to compare top-rated national insurance companies as well as a vast network of local and regional side-by-side. We never charge a fee to compare insurance options, and we work with dozens of insurance companies without bias towards any particular one. Our articles also offer unbiased information and pricing that will help you choose the company that fits your budget and needs.

Our Editorial Team

We pride ourselves in only hiring writers with extensive editorial experience, top-notch research skills and expertise in insurance. SmartFinancial uses trusted, unbiased sources for research, and we use in-house analysts to compare pricing.

SmartFinancial’s Sources

In addition to external sources that include the state departments of insurance, the Insurance Information Institute (III) and Life Insurance Marketing and Research Association (LIMRA), we write articles and share pricing averages based on the following internal data: Our editorial team periodically updates all articles to ensure that we have the most current and accurate information and pricing. We work hard at being a reliable source, so if you find an error, please contact us:

For a telephone quote comparison, call: 855.214.2291

Recent Articles

Auto Insurance
What's an At-fault Car Accident?

If you have been in an at-fault car accident, it will affect your monthly insurance payments. However, you can save up to 40% of what most insurers are offering you. See how.

Medicare Insurance
Medicare Vs Medi-Cal

While Medicare and Medi-Cal are healthcare insurance assistance plans designed to help people, they are not the same. See if you qualify for one or both.

Auto Insurance
How to Reduce Points On Your License (by state)

Read about the points system, including common ways you accrue points on a license, what happens if you get too many, and how points can be removed to lower insurance rates.

Life Insurance
Is Life Insurance Taxable?

Life insurance is generally not taxable, but there are a few exceptions. See when and how you get taxed on a cash value policy and more.

Life Insurance
What Is AD&D Insurance?

Given the frequency of accidental deaths, having an AD&D insurance policy that covers you and your family can be essential. See how it works.

Home Insurance
What Is PMI Insurance?

Private mortgage insurance (PMI) is insurance you must buy if you cannot meet the 20% down payment for a private mortgage loans. See how it works.

Renters Insurance
Does Renters Insurance Cover Water Damage?

Water damage can leave you with thousands of dollars in losses. See how renters insurance can help.

Home Insurance
What if My Lender Finds Out I Don't Have Home Insurance?

If you do not have homeowners insurance and your lender finds out, they will likely put force-placed insurance on your home. See what you can do to prevent this exorbitant cost.

Health Insurance
HMO Vs. PPO: Which Is Right For You?

Health Maintenance Organization (HMO) or Preferred Provider Organization (PPO): What Is the Difference and Which Is Better?