Christa Ehrler

Various factors can impact whether you would benefit more from a health maintenance organization (HMO) or preferred provider organization (PPO) health insurance plan, such as your budget, your health care needs and how you obtain coverage. In general, HMOs provide more limited coverage at a lower cost, while PPOs offer broader coverage at a higher cost.

You can be on two health insurance plans, a scenario often referred to as having dual health insurance. This arrangement involves maintaining a primary plan and then a secondary one that can serve various purposes like supplementing Medicare gaps for seniors, offering additional dental coverage for adults or providing extra protection for children engaged in sports.

State laws dictate that you can put your parents on your health insurance as long as they are financially dependent on you and meet certain other eligibility criteria in California and — beginning in 2026 — Illinois. Some health insurance companies in other parts of the country may also agree to extend coverage to your dependent parents, but there is no guarantee that they will do so outside of these two states.

Physical therapy can be a crucial part of your preventative or recovery process, but is it covered by your insurance provider? Learn more here.

The cost of sports car insurance varies with prices ranging from $117.63 per month for a Chevrolet Camero to as high as $785.78 per month for a Porsche 911. Sports cars are typically more expensive to insure than other vehicles due to their higher purchase prices coupled with the potential risk inherent in driving a vehicle designed for speed and maneuverability.

Business personal property insurance is a type of commercial coverage that insures furniture, equipment, inventory and other items used by your business against damage from sudden perils, like storms and fires. Generally, the best way to obtain BPP coverage is to purchase commercial property insurance or a cost-effective business owners policy.

Getting a ticket out of state should generally be treated with the same severity level as getting one in your home state, as you’ll likely face the consequences of a ticket regardless of where you received it. You’ll likely want to pay the traffic ticket or contest it in court, as ignoring the ticket could result in heavy fines, dropped insurance coverage and/or the suspension of your license, among other consequences.

Homeowners insurance covers water damage that is sudden, accidental and caused by a covered peril. Learn how water damage coverage works.

Required by law in nearly every state, liability car insurance is a type of auto coverage that protects you from the financial burden of another person’s medical expenses or repairs after an accident you caused. As a result, it acts as a safety net that prevents you from bearing the full financial responsibility after a costly accident.