Christa Ehrler

PPOs typically have larger provider networks and don’t require specialist referrals but are also more expensive than HMOs.

You can be on two health insurance plans, a scenario often referred to as having dual health insurance. This arrangement involves maintaining a primary plan and then a secondary one that can serve various purposes like supplementing Medicare gaps for seniors, offering additional dental coverage for adults or providing extra protection for children engaged in sports.

If you live in California, you can add your parents to your private health insurance plan with no penalty as long as they are financially dependent on you and don’t qualify for government-funded health coverage through Medicare.

Physical therapy can be a crucial part of your preventative or recovery process, but is it covered by your insurance provider? Learn more here.

The cost of sports car insurance varies with prices ranging from $117.63 per month for a Chevrolet Camero to as high as $785.78 per month for a Porsche 911. Sports cars are typically more expensive to insure than other vehicles due to their higher purchase prices coupled with the potential risk inherent in driving a vehicle designed for speed and maneuverability.

If you’re a business owner with a brick-and-mortar shop, BPP is essential for keeping your equipment, inventory and other expensive items protected. Find out how.

Getting a ticket out of state should generally be treated with the same severity level as getting one in your home state, as you’ll likely face the consequences of a ticket regardless of where you received it. You’ll likely want to pay the traffic ticket or contest it in court, as ignoring the ticket could result in heavy fines, dropped insurance coverage and/or the suspension of your license, among other consequences.

Homeowners insurance covers water damage that is sudden, accidental and caused by a covered peril. Learn how water damage coverage works.

Liability coverage is a type of car insurance that covers another person’s medical expenses or repairs after an accident that you are responsible for. As a result, it provides a safety net that keeps you from bearing the entire financial burden after a costly accident.