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Average Car Insurance Costs in Massachusetts
How much is insurance in the Bay State?
With a population of over 6.9 million, Massachusetts is the 15th most populated state in the country and features over 77,557 miles of road. There are many factors that go into calculating the rate you pay for car insurance. Below is a breakdown of how much drivers in Massachusetts pay for coverage based on different factors. To learn more about insurance requirements in Massachusetts, check out Massachusetts Car Insurance.
Massachusetts Car Insurance Rates by Age
Typically car insurance companies will charge more for younger drivers and provide discounted rates for older drivers. Insurance carriers see young drivers as inexperienced and have a greater risk of getting in accident. In Massachusetts, the typical teen driver between the age of 16 and 19 will pay $146.65 per month while a driver in their 40s will pay an average of $220.53 per month.
| Age | Avg monthly rate |
|---|---|
| 20s | $146.65 |
| 30s | $129.14 |
| 40s | $134.02 |
| 16 - 20 | $220.53 |
| 70s | $92.98 |
| Over 80 | $96.44 |
| 60s | $108.80 |
| 50s | $127.36 |
Massachusetts Car Insurance Rates by Marital Status
| Marital Status | Avg monthly rate |
|---|---|
Average Car Insurance Rates in Massachusetts by Credit Score
| Credit Rating | Avg monthly rate |
|---|---|
Car Insurance for High Risk Drivers in Massachusetts
| Safe Driver (No prior tickets, DUI, or accidents) | Avg monthly rate |
|---|---|
Massachusetts Auto Insurance Rates by Homeownership
| Homeownership | Avg monthly rate |
|---|---|
Currently Insured vs. Uninsured in Massachusetts
| Coverage | Avg monthly rate |
|---|---|
Massachusetts Car Insurance by Education
| Education | Avg monthly rate |
|---|---|
Liability vs. Full Coverage Car Insurance in Massachusetts
| Coverage | Avg monthly rate |
|---|---|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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