Which car insurance company is right for you? Compare plans, discounts and rates from 21st Century and Ameriprise.
21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more. 21st Century Insurance was acquired in 2005 by AIG and then sold to Farmers Insurance Group in 2009.
Ameriprise was founded by John Tappan over 125 years ago, with a mission to help Americans achieve their goals. The company was originally called Investors Syndicate. Investing $5 each, he had 1,000 clients. In 2005, Ameriprise Financial became an independent, publicly owned company and Ameriprise Financial renamed American Express Property Casualty Insurance companies to Ameriprise Auto & Home Insurance and announced the RiverSource brand.
To learn more about each company, you can check out 21st Century Overview and Ameriprise Overview.
21st Century and Ameriprise are two heavyweights in the insurance industry. They are ranked very similarly across the board. Each has the same financial strength and similar JD Power and NAIC complaint ratios. Ameriprise has a bit more experience in the industry and has been around for 64 years longer than 21st Century. 21st Century was founded in 1958 and Ameriprise was founded in 1894.
Comparison | 21st Century | Ameriprise |
---|---|---|
Year Founded | 1958 | 1894 |
Financial Strength | Excellent | Excellent |
JD Power Rating | About Average | Better Than Most |
Moody's Rating | A3 | |
S&P Rating | A+ | |
NAIC Complaint Index | 1.47% | 1.23% |
21st Century and Ameriprise both offer a wide range of insurance coverage. Both companies offer the standard lines of insurance including Auto, Home, and Life. 21st Century offers Flood and Personal Watercraft insurance. Ameriprise offers Disability, Umbrella, and Individual Major Medical Health Insurance.
Insurance | 21st Century | Ameriprise |
---|---|---|
Car Insurance | ✔ | ✔ |
Homeowners Insurance | ✔ | ✔ |
Renters Insurance | ✔ | ✔ |
Boat Insurance | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Business Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Mobile Home | ✔ | |
Auto Mechanical Breakdown | ✔ | |
Flood | ✔ | ✔ |
Antique Auto | ✔ | ✔ |
ATV Insurance | ✔ | ✔ |
Personal Watercraft | ✔ | ✔ |
Annuities | ✔ | ✔ |
Umbrella | ✔ | ✔ |
Individual Major Medical | ✔ | |
Disability Insurance | ✔ | |
Long-term Car Insurance | ✔ | ✔ |
When it comes to discounts, Ameriprise offers considerably more options to save. Both companies offer the standard Good Driver and Multi-car Discounts. However, that is about where the comparison ends. Ameriprise offers additional savings such as Education, Tenure, Vehicle Safety, Student Discounts and more.
21st Century | Ameriprise |
---|---|
Safe Driver Discount | Good Driver Discount |
Paperless & Autopay Discount | Defensive Driver Discount |
Multi-Car Discount | Garaging Discount |
Mature Driver Discount | Education Discount |
Multi-product Discount | |
Claims Free Discount | |
Premier Safety Discount | |
Vehicle Safety Features Discount | |
Student Away Discount | |
Multi-car Discount | |
Age of Home Discount | |
Protective Devices Discount | |
Renovation Discount | |
IntelliDrive Program Safe Driving Discount |
The 21st Century Mobile app is available for iOS and android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.
The only app available for Ameriprise is for financial services and financial planning, not for home and auto.
21st Century Mobile App | ||
---|---|---|
iOS | 1.9 | 5 user reviews |
Android | 3.2 | 934 user reviews |
Ameriprise Mobile App | ||
---|---|---|
Does not have a mobile app |
21st Century Contact Info | |
---|---|
Address | 3 Beaver Valley Road, Wilmington, DE 19803 |
Phone | 1-877-401-81816 |
Website | https://www.21st.com/ |
https://www.facebook.com/21stcenturyinsurance/ | |
https://twitter.com/21stCenturyAuto | |
Youtube | https://www.youtube.com/channel |
https://www.linkedin.com/company/21st-century-insurance/about/ |
Ameriprise Contact Info | |
---|---|
Address | 70100 Ameriprise Financial Center, Minneapolis, MN 55474 |
Phone | 1-800.862.7919 |
Website | https://www.ameriprise.com/ |
https://www.facebook.com/AmeripriseAutoHome/ | |
https://twitter.com/AmeripriseAH | |
Youtube | https://www.youtube.com/user/Ameriprise |
https://www.linkedin.com/company/ameriprise-auto-and-home-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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