AAA vs. Donegal Mutual Insurance

AAA vs. Donegal Mutual: What You Need to Know

On March 4, 1902, nine automobile clubs formed the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.

Donegal Insurance Group has had a long story that began in Marietta, Pennsylvania, where some farmers banded together to provide mutual protection for their property and farms. In 1889, Donegal and Conoy Mutual Fire Insurance Company issued their first insurance policy to a local farmer for dwelling coverage. The company offered very few insurance products and serviced a small area. In the 1920, the company grew and adopted the tagline “Adjustments Made and Losses Paid Before the Sun Sets.” It was during the 1930s that the first catastrophe reinsurance coverage was purchased. By 1949, the company changed its name to Donegal Mutual Insurance company and had written $600,000 worth of premiums. In the 1950s, Donegal Mutual began offering automobile insurance and began writing homeowners policies in 1952. In 1961, the company was writing over $3 million a year's worth of policies. By 2005, the Donegal Insurance Group had written $423 million in written premiums and had assets of $872 million. They were operating in 18 states and had close to 1,700 independent agents. In 2017, the company merged with the Mountain States Mutual Casualty Company to market commercial products as the Mountain States Insurance Group in Colorado, New Mexico, Texas, and Utah.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Auto Club Group Overview and Donegal Mutual Insurance Co Overview.

Auto Club Group vs. Donegal Mutual Insurance Co: How much are the Average Rates?

Auto Club Group vs. Donegal Mutual Insurance Co: Rates by Number of Vehicle

Auto Club Group vs. Donegal Mutual Insurance Co: Rates by Homeownership

What Are AAA and Donegal Mutual Insurance's Ratings?

Both AAA and Donegal Mutual insurance has a long history in the automobile insurance industries which spans to more than 100+ years. Each has the financial strength and received an "A" ratings from Standard & Poor's (S&P) which is respected as a financial rating service and one of the top independent agencies in the insurance industries. Start here to get detailed information about the carriers to make a smart switch. 

AAA or Donegal Mutual: Insurance Products Offered

Donegal Mutual Insurance offers Auto Insurance in most states in the U.S., except Alabama, Maine, Nebraska, New Hampshire, North Carolina, South Carolina, and South Dakota. Whereas Auto Club sells in all 50 states including the Districts of Columbia, but the plans are only limited to AAA members.

AAA or Donegal Mutual: Ways to Save

AAA and Donegal Mutual gives a variety of ways to save monthly on automobile insurance premiums. There are many standard ones, like Multiple-Policy discounts where you may bundle home and auto insurance for a cheaper rate. Also, it is important to know that some eligibility criteria, availability, or amount of these discounts may vary by state to state basis.

AAA or Donegal Mutual Mobile Apps Options

The Auto Club App allows users to access Auto Club services, including membership, insurance, travel, and roadside assistance. It also shows members the Cheapest Gas and Branch Offices.

The Donegal Mobile App is available from both the App Store and Google Play. Donegal Insurance App allows users to quickly make a payment or view information for your policy, including ID cards, documents, coverages, and forms.

AAA & Donegal Mutual Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.