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AAA vs. Hastings Mutual Insurance
Which insurance provider is right for you? Compare plans, ratings, and quotes from AAA and Hastings Mutual.
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- Auto Club Group vs Hastings Mutual Insurance Co
AAA vs. Hastings Mutual: What You Need to Know
On March 4, 1902, nine automobile clubs formed the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.
With more than 130 years in business, Hastings Mutual is an award-winning, regional property casualty insurance company providing top quality insurance products through a network of independent agents. The company offers insurance products for businesses, farms and individuals in 6 Midwestern states, including Illinois, Indiana, Iowa, Michigan, Ohio, and Wisconsin.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Auto Club Group Overview and Hastings Mutual Insurance Co Overview.
Auto Club Group vs. Hastings Mutual Insurance Co: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Auto Club Group and Hastings Mutual Insurance Co. On average, Auto Club Group charges approximately $272.88 per month while Hastings Mutual Insurance Co comes in at around $157.41 per month. For Auto Club Group, the cheapest state average is Wisconsin at $188.69 per month and the most expensive is Michigan at $444.91 per month. For Hastings Mutual Insurance Co, the cheapest state average is Ohio at $91.20 per month and the most expensive is Michigan at $170.85 per month.
Average Rate
Average Rate
Average Rate
| State | Auto Club Group | Hastings Mutual Insurance Co |
|---|---|---|
| Illinois | $242.96 | $158.94 |
| Indiana | - | $116.00 |
| Michigan | $444.91 | $170.85 |
| Minnesota | $306.02 | - |
| Ohio | - | $91.20 |
| Wisconsin | $188.69 | $145.02 |
Auto Club Group vs. Hastings Mutual Insurance Co: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Auto Club Group and Hastings Mutual Insurance Co typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Auto Club Group | Hastings Mutual Insurance Co |
|---|---|---|
| 1 Vehicle | $269.31 | $155.61 |
| 2 Vehicles | $412.09 | $257.49 |
Auto Club Group vs. Hastings Mutual Insurance Co: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Auto Club Group charges $261.39 per month and Hastings Mutual Insurance Co charges $136.62 per month for customers who own their home.
| Own/Rent | Auto Club Group | Hastings Mutual Insurance Co |
|---|---|---|
| Own | $261.39 | $136.62 |
| Rent | $274.23 | $159.79 |
What Are AAA and Hastings Mutual Insurance's Ratings?
AAA and Hastings Mutual Insurance both boast a century of rich history as players in the automobile insurance industry. Both have "A+" ratings from Better Business Bureau® (BBB) for addressing customer concerns in a timely, satisfactory manner. Both insurance carriers received an "Excellent" financial strength rating, a respected financial rating service. Start your insurance comparison today and save!
| Comparison | AAA | Hastings Mutual |
|---|---|---|
| Year Founded | 1902 | 1885 |
| Market Share | 0.2% (2018) | |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | Above Average | |
| NAIC Complaint Ratio | 0.53 | |
| S&P Rating | A+ |
AAA or Hastings Mutual: Insurance Products Offered
Learn more about AAA and Hastings Mutual insurance company prior to leaving your current carrier. AAA and Hastings Mutual Insurance offer a wide range of insurance products including Auto, Home, Renters, and Personal Umbrella. Get the best quotes from top auto insurance carriers today!
| Insurance | AAA | Hastings Mutual | |
|---|---|---|---|
| Auto Insurance | ✔ | ✔ | |
| Boat Insurance | ✔ | ✔ | |
| Condo Insurance | ✔ | ✔ | |
| Earthquake Insurance | ✔ | ✔ | |
| Farm & Ranch Insurance | ✔ | ||
| Homeowners Insurance | ✔ | ✔ | |
| Life Insurance | ✔ | ||
| Personal Umbrella | ✔ | ✔ | |
| Renters Insurance | ✔ | ✔ |
AAA or Hastings Mutual: Ways To Save
AAA and Hastings Mutual offer several discounts for policyholders. Commonly advertised discounts include Multi-Policy Discount and Multi-Vehicle Discount.
Discounts are conditional and eligibility criteria, availability, and discount percentages vary from state to state.
| AAA | Hastings Mutual |
|---|---|
| Good Driver Discount | Away at School Discount |
| Good Student Discount | Claim Free Discount |
| Loyalty Discount | Defensive Driving Discount |
| Multi-policy Discount | Good Student Discount |
| Multi-vehicle Discount | Multi-car Discount |
| Verified Mileage Discount | Multi-policy Discount |
| Paid in Full Discount | |
| Paperless Bills Discount |
Pros & Cons of AAA & Hastings Mutual
Pros
AAA
- With a membership with AAA means discounts and services like identity theft.
- Membership can be valuable for frequent travelers.
Hastings Mutual
- Hastings Mutual Company focuses on providing A+ customer service and promoting strong relationships with its customers.
- Established history: the company has 130 years of service and has built a good reputation among its customers.
- It has affordable rates.
- Offers Multi-Policy discounts.
Cons
AAA
- The annual fee for membership.
- Membership required to buy car insurance.
Hastings Mutual
- Limited service: coverage is available in only 6 midwestern states across the US.
- It doesn’t offer an online application, you need to call an agent for a quote.
AAA or Hastings Mutual Mobile Apps Options
The Auto Club App allows users to access Auto Club services, including membership, insurance, travel, and roadside assistance. It also shows members the Cheapest Gas and Branch Offices.
| AAA Mobile App | ||
|---|---|---|
| iOS | 4.6 | 6.4K user reviews |
| Android | 4.3 | 4,061 user reviews |
| Hastings Mutual Mobile App | ||
|---|---|---|
| Hasting Mutual does not currently have a mobile app. | ||
AAA & Hastings Mutual Contact Info
| AAA Contact Info | |
|---|---|
| Address | 1225 Freeport Pkwy, Coppell, TX 75019, US |
| Phone | 1-877-387-8378 |
| Website | https://www.aaa.com/ |
| https://www.facebook.com/AAAFanPage/ | |
| Youtube | https://www.youtube.com/user/AAA |
| https://twitter.com/AAA4lyfe | |
| https://www.linkedin.com/company/aaa/ | |
| Hastings Mutual Contact Info | |
|---|---|
| Address | 404 E. Woodlawn Ave. Hastings, MI 49058 |
| Phone | 1-800-442-8277 |
| Website | https://www.hastingsmutual.com/ |
| https://www.facebook.com/HastingsMutual/ | |
| https://www.linkedin.com/company/hastings-mutual-insurance-company/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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