AAA vs. Infinity Insurance

Which insurance carrier is right for you? Compare cost, products, and quotes from AAA and Infinity.

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AAA vs. Infinity: What You Need to Know

On March 4, 1902, nine automobile clubs formed the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.

Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG).

Infinity became independent again in 2002 when AFG sold off all stock to the new Infinity Property & Casualty Corporation. By 2003, Infinity became a publicly-traded company with its listing on the NASDAQ Stock Exchange. It was acquired by Kemper Insurance company, a nonstandard insurer and the 13th largest car insurance company in the nation in July 2018.

Today, Infinity is one of the largest nonstandard insurers in the nation with nearly 13,000 independent agents. It ranks in the top 50 property and casualty insurance companies in the country.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Auto Club Group Overview and Infinity Overview.

Auto Club Group vs. Infinity: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Auto Club Group and Infinity. On average, Auto Club Group charges approximately $314.10 per month while Infinity comes in at around $355.21 per month. For Auto Club Group, the cheapest state average is North Dakota at $119.07 per month and the most expensive is Michigan at $426.49 per month. For Infinity, the cheapest state average is Arizona at $243.96 per month and the most expensive is Ohio at $813.17 per month.

Auto Club Group

Average Rate

$314.10
Infinity

Average Rate

$355.21
National

Average Rate

$116.60
State Auto Club Group Infinity
Arizona- $243.96
California- $312.21
Florida- $402.16
Georgia- $338.33
Illinois $179.05 -
Michigan $426.49 -
Minnesota $229.12 -
Nebraska $159.83 -
North Dakota $119.07 -
Ohio- $813.17
Texas- $324.66
Wisconsin $120.37 -

Auto Club Group vs. Infinity: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Auto Club Group and Infinity typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Auto Club Group Infinity
1 Vehicle $299.76 $311.67
2 Vehicles $376.49 $488.28
6 Vehicles $465.25 $768.50
3 Vehicles $491.78 $727.42
4 Vehicles $644.27 $1,005.47
5 Vehicles $710.13 $1,489.85

Auto Club Group vs. Infinity: Rates by Homeownership

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Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Auto Club Group charges $296.60 per month and Infinity charges $375.42 per month for customers who own their home.

Own/Rent Auto Club Group Infinity
Own $296.60 $375.42
Rent $322.87 $344.90

What Are AAA and Infinity Insurance's Ratings?

AAA and Infinity Insurance have similar financial strength ratings with A.M. Best Rating. Standard & Poor’s rates Infinity's financial strength as "A" (Strong). On the other hand, S&P rates AAA with a solid "A+". Check out more facts and ratings about AAA and Infinity insurance carriers. Request insurance quotes today.
ComparisonAAAInfinity
Year Founded19021955
Market Share0.59%
A.M. Best RatingA-A
BBB RatingA+
Financial StrengthExcellentExcellent
Moody's RatingA2
NAIC Complaint Index2.73
NAIC Complaint Ratio0.53
S&P RatingA+A

AAA or Infinity: Insurance Products Offered

You've narrowed it down to a choice: AAA or Infinity Insurance. Both have insurance coverage for Auto, Home, Life and Personal Umbrella. However, both insurance companies carry other insurance products that may cater to your needs. Explore other products side-by-side to find out more.

InsuranceAAAInfinity
ATV Insurance
Auto Insurance
Boat & Watercraft
Boat Insurance
Business Owners Policy Insurance
Classic Car Insurance
Collector Car Insurance
Commercial Auto Insurance
Commercial General Liability
Condo Insurance
Flood Insurance
Home Insurance
Infinity DriverClub
Life Insurance
Mexico Auto Insurance
Mobile Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Small Business
Travel Insurance
Umbrella Insurance

AAA or Infinity: Ways to Save

You may save on your insurance premiums with both carriers, as they offer a variety of discount options that may lead to incredible savings for policyholders. Start comparing Infinity and AAA Insurance offered discounts and lower your monthly insurance premiums.

AAAInfinity
Good Driver DiscountCredit Rating Discount
Good Student DiscountAnti-theft Discount
Loyalty DiscountElectronic Payment
Multi-policy DiscountEducation Discount
Multi-vehicle DiscountLoyal Customer Discount
Verified Mileage DiscountHomeowners/Renters Discount
Marriage Discount
Mature Driver Discount
Membership Discount
Multi-vehicle Discount
Paid in Full Discount
Safe Driver Discount
Switch and Save Discount
VIN Etching Discount
Low Mileage Discount

Pros & Cons of AAA & Infinity

Pros

AAA
  • With a membership with AAA means discounts and services like identity theft.
  • Membership can be valuable for frequent travelers.
Infinity
  • Offers a variety of packages to meet every driver’s needs
  • Accepts all kinds of drivers
  • Spanish-language website available
  • DriverClub®: free 24/7 roadside assistance program

Cons

AAA
  • The annual fee for membership.
  • Membership required to buy car insurance.
Infinity
  • Lack of policy information on the website
  • Low customer feedback ratings

AAA or Infinity Mobile Apps Options

AAA's Auto Club App allows users to access Auto Club services, including membership, insurance, travel, and roadside assistance. It also shows members the Cheapest Gas and Branch Offices.

The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.

AAA Mobile App
iOS     4.66.4K user reviews
Android     4.34,061 user reviews
Infinity Mobile App
iOS     2.657 user reviews
Android     3.71.2K user reviews

AAA & Infinity Contact Info

AAA Contact Info
Address1225 Freeport Pkwy, Coppell, TX 75019, US
Phone1-877-387-8378
Websitehttps://www.aaa.com/
Facebookhttps://www.facebook.com/AAAFanPage/
Youtubehttps://www.youtube.com/user/AAA
Twitterhttps://twitter.com/AAA4lyfe
Linkedinhttps://www.linkedin.com/company/aaa/
Infinity Contact Info
Address2201 4th Avenue North - Birmingham, AL 35203
Phone1-800-463-4648
Websitehttps://www.infinityauto.com/
Facebookhttp://www.facebook.com/InfinityAuto
Twitterhttps://twitter.com/InfinityAuto
Youtubehttp://www.youtube.com/InfinityCarInsurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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