Which insurance provider is right for you? Compare discounts, prices, and quotes from ALFA and 21st Century.
In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. Alfa is still affiliated with Alabama Farmers. The company's vision for the future is to focus on technology to enhance productivity and better serve customers. Alfa also plans to invest heavily in product and geographic expansion.
21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California in the beginning and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.
Below is a list of the average rates that drivers typically pay with ALFA and 21st Century. On average, ALFA charges approximately $186.50 per month while 21st Century comes in at around $212.17 per month. For ALFA, the cheapest state average is Virginia at $119.43 per month and the most expensive is Georgia at $214.16 per month. For 21st Century, the cheapest state average is California at $173.93 per month and the most expensive is Florida at $246.93 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that ALFA and 21st Century typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||ALFA||21st Century|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average ALFA charges $176.44 per month and 21st Century charges $205.87 per month for customers who own their home.
Alfa and 21st Century Insurance were founded in the mid-1900s. Alfa Insurance makes a great effort to satisfy consumers with ease in filing claims and getting claims paid. 21st Century received an "A+" rating from Standard & Poor's (S&P). Both of their financial strength scores the same "A" (Excellent) rating. Let SmartFinancial help you find the right auto insurance. Compare car insurance quotes today!
|A.M. Best Rating||A||A|
|JD Power Ranking||About Average|
|NAIC Complaint Index||1.47|
|NAIC Complaint Ratio||0.82|
21st Century and Alfa Insurance have a variety of insurance coverage. They recognize good drivers and offer some cost-savings to policyholders, like the Defensive Driver Discounts or Good Student Discounts. 21st Century and Alfa Insurance have discounts that could save you hundreds on monthly insurance costs. Learn more about the savings they offer and see the difference. Lower your insurance premiums today!
|Airbags Discount||Mature Driver Discount|
|Burglar Alarm Discount||Multi-Car Discount|
|Claims-free Discount||Paperless & Autopay Discount|
|Defensive Driver Discount||Safe Driver Discount|
|Driver Training Discounts|
|Good Student Discount|
|Home and Auto Bundle Discount|
|Smoke Alarm Discount|
|Youth Defensive Driver Test|
|Youth Safety Test|
Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).
The 21st Century Mobile app is available for iOS and Android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.
|Alfa Mobile App|
|iOS||4.7||1.9 user reviews|
|Android||3.7||251 user reviews|
|21st Century Mobile App|
|iOS||1.9||5 user reviews|
|Android||3.2||934 user reviews|
|Alfa Contact Info|
|Address||P.O. Box 11000, Montgomery, AL 36191-0001|
|21st Century Contact Info|
|Address||3 Beaver Valley Road, Wilmington, DE 19803|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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