Which insurance carrier is right for you? Compare products, insights and quotes from Alfa and Direct Auto.
In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.
In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer. He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.
Direct Auto Company specializes in providing auto insurance for all people, even those considered “high-risk” or who need SR-22 certification. Today, Direct Auto Company has more than 400 retail store locations across the United States and provides consumers a variety of products and services online, in-store and over the phone.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit ALFA Overview and Direct Auto Overview.
Alfa was founded in 1946 followed by Direct Auto insurance 45 years later. Alfa Insurance makes a great effort to satisfy consumers with ease in filing claims and getting claims paid. Direct Auto received an "A+" rating from Better Business Bureau® (BBB). Both of their financial strength scores the same Excellent rating. Let SmartFinancial help you find the right auto insurance. Compare car insurance quotes today!
Comparison | Alfa | Direct Auto |
---|---|---|
Year Founded | 1946 | 1991 |
Market Share | 0.12% | |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
NAIC Complaint Index | 6.06 | |
NAIC Complaint Ratio | 0.82 |
There are some similar insurance coverages Alfa and Direct Auto offer to consumers including Auto, Health, and Renters insurance. Alfa Insurance offers extra coverage in Life insurance including Term, Permanent, and Flexible Universal. Get to know more about Alfa or Direct Auto insurance options and save on insurance premiums.
Insurance | Alfa | Direct Auto |
---|---|---|
Accident Medical Expenses | ✔ | |
Auto Insurance | ✔ | ✔ |
Business Insurance | ✔ | |
Commercial Auto Insurance | ✔ | |
Dental Insurance | ✔ | |
Emergency Protection | ✔ | |
Farm Coverage | ✔ | |
Farm Insurance | ✔ | |
Flood Insurance | ✔ | ✔ |
Health Insurance | ✔ | ✔ |
Home Insurance | ✔ | |
Life Insurance | ✔ | ✔ |
Manufactured Home Insurance | ✔ | |
Mexico Auto Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
Roadside Insurance | ✔ | ✔ |
Watercraft Insurance | ✔ |
Alfa and Direct Auto insurance have a variety of insurance coverage. They have similar discounts on Multi-Policy for the policyholder who insures more than one product. Direct Auto and Alfa Insurance have discounts that could save you hundreds of dollars in monthly insurance costs. Learn more about the savings they offer and see the difference. Lower your insurance premiums today!
Alfa | Direct Auto |
---|---|
Airbags Discount | Affinity Discount |
Burglar Alarm Discount | Good Student Discount |
Claims-Free Discount | Homeowner Discount |
Defensive Driver Discount | Mileage Discount |
Driver Education | Military Discount |
Driver Training Discounts | Multi-Car Discount |
Good Student Discount | Multi-Policy Discount |
Home and Auto Bundle Discount | Prior Coverage Discount |
Homeowner Discount | Renewal Discount |
Multi-Car Discount | Safe Driver Discount |
Multi-Policy Discount | Senior Citizen Discount |
Smoke Alarm Discount | Welcome Back Discount |
Teacher Discount | |
Youth Defensive Driver Test | |
Youth Safety Test |
Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).
Direct Auto does not currently have a mobile app.
Alfa Mobile App | ||
---|---|---|
iOS | 4.7 | 1.9 user reviews |
Android | 3.7 | 251 user reviews |
Direct Auto Mobile App | ||
---|---|---|
Direct Auto does not currently have a mobile app. |
Alfa Contact Info | |
---|---|
Address | P.O. Box 11000, Montgomery, AL 36191-0001 |
Phone | 1-800-964-2532 |
Website | https://www.alfainsurance.com/ |
https://www.facebook.com/AlfaInsurance | |
Youtube | https://www.youtube.com/user/AlfaInsurance |
https://twitter.com/Alfa_Insurance |
Direct Auto Contact Info | |
---|---|
Address | 1128 Murfreesboro Road, Nashville, TN |
Phone | 1-877-463-4732 |
Website | https://www.directauto.com/ |
http://www.facebook.com/directautoIns | |
https://twitter.com/directautoins | |
Youtube | https://www.youtube.com/user/DirectAutoIns |
https://www.instagram.com/directautoins/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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