Which insurance provider is right for you? Compare products, prices and quotes from American National and 21st Century.
American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.
21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California in the beginning and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.
Below is a list of the average rates that drivers typically pay with American National P&C and 21st Century. On average, American National P&C charges approximately $54.48 per month while 21st Century comes in at around $159.35 per month. For American National P&C, the cheapest state average is South Carolina at $54.67 per month and the most expensive is Nebraska at $58.13 per month. For 21st Century, the cheapest state average is California at $156.12 per month and the most expensive is Florida at $197.88 per month.
|State||American National P&C||21st Century|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and 21st Century typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||American National P&C||21st Century|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American National P&C charges $51.69 per month and 21st Century charges $151.77 per month for customers who own their home.
|Own/Rent||American National P&C||21st Century|
What's the difference between American National and 21st Century? Both show a positive review for their financial strength with rated Excellent. American National received an "A" rating from Standard & Poor's (S&P) whereas 21st Century stands with an "A+". Find out more and start to compare insurance companies side-by-side.
|Comparison||American National||21st Century|
|JD Power Ranking||About Average|
|NAIC Complaint Index||1.47|
|NAIC Complaint Ratio||0.23%|
American National and 21st Century sell insurance policies with competitive premiums in Auto, Life and Boat coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance (CPI). However, 21st Century offers additional products in Antique Auto, ATV and Manufactured/Mobile insurance. Compare the American National and 21st Century and see which insurer is for you.
|Insurance||American National||21st Century|
|Antique Auto Insurance||✔||✔|
|Auto Mechanical Breakdown Insurance||✔||✔|
|Classic Car Insurance||✔||✔|
|Collateral Protection Insurance||✔|
|Commercial Auto Insurance||✔|
|Credit Involuntary Unemployment Insurance||✔|
|Credit Life And Credit Disability Insurance||✔|
|Credit Property Insurance||✔|
|Off-Road Vehicle Insurance||✔||✔|
|Personal Watercraft Insurance||✔||✔|
|Recreational Vehicle Insurance||✔||✔|
|Specialty Homeowners Insurance||✔||✔|
|Vendor’s Single Interest Insurance||✔|
21st Century and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer with a side-by-side discount comparison chart. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!
|American National||21st Century|
|Collision Waiver Discount||Mature Driver Discount|
|Common Cause of Loss Discount||Multi-Car Discount|
|Fresh Start Discount||Paperless & Autopay Discount|
|Multi-Policy Discount||Safe Driver Discount|
|No Claims Cashback Bonus|
|Three Lines Discount|
American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).
The 21st Century Mobile app is available for iOS and Android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.
|American National Mobile App|
|iOS||2.7||34 user reviews|
|Android||3||50 user reviews|
|21st Century Mobile App|
|iOS||1.9||5 user reviews|
|Android||3.2||934 user reviews|
|American National Contact Info|
|Address||One Moody Plaza - Galveston, Texas - 77550|
|21st Century Contact Info|
|Address||3 Beaver Valley Road, Wilmington, DE 19803|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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