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American National vs. Grinnell Insurance
Which insurance carrier is right for you? Compare products, discounts and quotes from American National and Grinnell.
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- American National P&C vs Grinnell Mutual
American National vs. Grinnell: What You Need to Know
American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.
Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and Grinnell Mutual Overview.
American National P&C vs. Grinnell Mutual: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with American National P&C and Grinnell Mutual. On average, American National P&C charges approximately $68.11 per month while Grinnell Mutual comes in at around $159.88 per month. For American National P&C, the cheapest state average is Idaho at $51.45 per month and the most expensive is Nebraska at $89.18 per month. For Grinnell Mutual, the cheapest state average is Iowa at $160.08 per month and the most expensive is Iowa at $160.08 per month.
Average Rate
Average Rate
Average Rate
| State | American National P&C | Grinnell Mutual |
|---|---|---|
| Idaho | $51.45 | - |
| Iowa | - | $160.08 |
| Nebraska | $89.18 | - |
| South Carolina | $54.42 | - |
American National P&C vs. Grinnell Mutual: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and Grinnell Mutual typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | American National P&C | Grinnell Mutual |
|---|---|---|
| 2 Vehicles | $63.79 | $ |
| 1 Vehicle | $69.29 | $153.37 |
American National P&C vs. Grinnell Mutual: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American National P&C charges $55.44 per month and Grinnell Mutual charges $ per month for customers who own their home.
| Own/Rent | American National P&C | Grinnell Mutual |
|---|---|---|
| Own | $55.44 | $ |
| Rent | $73.18 | $145.80 |
What Are American National and Grinnell Insurance's Ratings?
What's the difference between American National and Grinnell? Both have positive reviews for their financial strength with an Excellent. In addition, American National and Grinnell have received an "A" rating from Standard & Poor's (S&P). Find out more and start to compare insurance companies side-by-side.
| Comparison | American National | Grinnell |
|---|---|---|
| Year Founded | 1905 | 1909 |
| BBB Rating | A+ | |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Ratio | 0.23% | |
| S&P Rating | A | A |
American National or Grinnell: Insurance Products Offered
American National and Grinnell sell insurance policies with competitive premiums in Auto, Home, Business and Renters coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. However, Grinnell offers additional products for Farm and Umbrella insurance. Compare the American National and Grinnell and see which insurer is for you.
| Insurance | American National | Grinnell |
|---|---|---|
| Agribusiness Insurance | ✔ | ✔ |
| Annuities Insurance | ✔ | |
| Auto Insurance | ✔ | ✔ |
| Boat & Watercraft Insurance | ✔ | ✔ |
| Business Insurance | ✔ | ✔ |
| Classic Car Insurance | ✔ | |
| Collateral Protection Insurance | ✔ | |
| Commercial Auto Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Credit Involuntary Unemployment Insurance | ✔ | |
| Credit Life and Credit Disability Insurance | ✔ | |
| Credit Property Insurance | ✔ | ✔ |
| Farm Insurance | ✔ | ✔ |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Liability Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | |
| Off-Road Vehicle Insurance | ✔ | ✔ |
| Recreational Vehicle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella | ✔ | ✔ |
| Vendor’s Single Interest Insurance | ✔ | |
| Workers Compensation | ✔ | ✔ |
American National or Grinnell: Ways to Save
Grinnell and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer according to our side-by-side discount comparison chart. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!
| American National | Grinnell |
|---|---|
| Collision Waiver Discount | Anniversary Discount |
| Common Cause of Loss Discount | Anti-Lock Brakes Discount |
| Fresh Start Discount | Anti-Theft Discount |
| Multi-Policy Discount | Claim-free Discount |
| No Claims Cashback Bonus | Defensive Driver Discount |
| Three Lines Discount | Electronic Funds Transfer Discount |
| Elite Driver (Good Driver) | |
| Excess Vehicles Discount | |
| Good Student Discount | |
| Mile Marker | |
| Minor Violation Forgiveness | |
| Motor Homes Limited Use Discount | |
| Multi-Car Discount | |
| Multi-Policy Discount | |
| Paid-in-Full Discount | |
| Passive Restraint/Airbags Discount | |
| Small At-fault Accident Forgiveness |
Pros & Cons of American National & Grinnell
Pros
American National
- American National Insurance has a friendly and helpful customer service according to the reviews
- The company operates in all 50 U.S. states
Grinnell
- Grinnell offers good customer service and reliable insurance products.
- Customized commercial policies.
Cons
American National
- American’s National website is difficult to navigate and find specific information that you’re may looking for.
Grinnell
- Grinnell auto insurance is only available in 19 states.
American National or Grinnell Mobile Apps Options
American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).
| American National Mobile App | ||
|---|---|---|
| iOS | 2.7 | 34 user reviews |
| Android | 3 | 50 user reviews |
| Grinnell Mobile App | ||
|---|---|---|
| Grinnell does not currently have a mobile app. | ||
American National & Grinnell Contact Info
| American National Contact Info | |
|---|---|
| Address | One Moody Plaza - Galveston, Texas - 77550 |
| Phone | 1-800-333-2860 |
| Website | https://www.americannational.com/ |
| https://www.facebook.com/AmericanNationalInsuranceCompany | |
| Youtube | https://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg |
| https://www.linkedin.com/company/american-national-insurance/ | |
| Grinnell Contact Info | |
|---|---|
| Address | 4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790 |
| Phone | 1-800-362-2041 |
| Website | https://www.grinnellmutual.com/ |
| https://www.facebook.com/myGrinnellMutual/ | |
| Youtube | https://www.youtube.com/user/grinnellmutual |
| https://twitter.com/GrinnellMutual | |
| https://www.linkedin.com/company/grinnellmutual/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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