American National vs. Grinnell Insurance

Which insurance carrier is right for you? Compare products, discounts and quotes from American National and Grinnell.

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American National vs. Grinnell: What You Need to Know

American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and Grinnell Mutual Overview.

American National P&C vs. Grinnell Mutual: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with American National P&C and Grinnell Mutual. On average, American National P&C charges approximately $ per month while Grinnell Mutual comes in at around $122.46 per month. For American National P&C, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For Grinnell Mutual, the cheapest state average is North Dakota at $114.00 per month and the most expensive is Iowa at $124.13 per month.

American National P&C

Average Rate

$
Grinnell Mutual

Average Rate

$122.46
National

Average Rate

$117.77
State American National P&C Grinnell Mutual
Iowa- $124.13
North Dakota- $114.00

American National P&C vs. Grinnell Mutual: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and Grinnell Mutual typically charge for drivers who have more than 1 vehicle.

Number of Vehicles American National P&C Grinnell Mutual
1 Vehicle $ $110.17
2 Vehicles $ $172.50

American National P&C vs. Grinnell Mutual: Rates by Homeownership

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What Are American National and Grinnell Insurance's Ratings?

What's the difference between American National and Grinnell? Both have positive reviews for their financial strength with an "A" rating (Excellent) by A.M. Best, a leading independent rating organization. In addition, American National and Grinnell have received an "A" rating from Standard & Poor's (S&P). Find out more and start to compare insurance companies side-by-side.

ComparisonAmerican NationalGrinnell
Year Founded19051909
A.M. Best RatingAA
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.23%
S&P RatingAA

American National or Grinnell: Insurance Products Offered

American National and Grinnell sell insurance policies with competitive premiums in Auto, Home, Business and Renters coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. However, Grinnell offers additional products for Farm and Umbrella insurance. Compare the American National and Grinnell and see which insurer is for you.

Insurance American National Grinnell
Agribusiness Insurance
Annuities Insurance
Auto Insurance
Boat & Watercraft Insurance
Business Insurance
Classic Car Insurance
Collateral Protection Insurance
Commercial Auto Insurance
Condo Insurance
Credit Involuntary Unemployment Insurance
Credit Life and Credit Disability Insurance
Credit Property Insurance
Farm Insurance
Health Insurance
Home Insurance
Liability Insurance
Life Insurance
Motorcycle Insurance
Off-Road Vehicle Insurance
Recreational Vehicle Insurance
Renters Insurance
RV Insurance
Umbrella
Vendor’s Single Interest Insurance
Workers Compensation

American National or Grinnell: Ways to Save

Grinnell and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer according to our side-by-side discount comparison chart. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!

American NationalGrinnell
Collision Waiver DiscountAnniversary Discount
Common Cause of Loss DiscountAnti-Lock Brakes Discount
Fresh Start DiscountAnti-Theft Discount
Multi-Policy DiscountClaim-free Discount
No Claims Cashback BonusDefensive Driver Discount
Three Lines DiscountElectronic Funds Transfer Discount
Elite Driver (Good Driver)
Excess Vehicles Discount
Good Student Discount
Mile Marker
Minor Violation Forgiveness
Motor Homes Limited Use Discount
Multi-Car Discount
Multi-Policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of American National & Grinnell

Pros

American National
  • American National Insurance has a friendly and helpful customer service according to the reviews
  • The company operates in all 50 U.S. states
Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.

Cons

American National
  • American’s National website is difficult to navigate and find specific information that you’re may looking for.
Grinnell
  • Grinnell auto insurance is only available in 19 states.

American National or Grinnell Mobile Apps Options

American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).

American National Mobile App
iOS     2.734 user reviews
Android     350 user reviews
Grinnell Mobile App
Grinnell does not currently have a mobile app.

American National & Grinnell Contact Info

American National Contact Info
AddressOne Moody Plaza - Galveston, Texas - 77550
Phone1-800-333-2860
Websitehttps://www.americannational.com/
Facebookhttps://www.facebook.com/AmericanNationalInsuranceCompany
Youtubehttps://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg
Linkedinhttps://www.linkedin.com/company/american-national-insurance/
Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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