Which insurance carrier is right for you? Compare rates, coverage and quotes from American National and National General.
American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.
National General Insurance, formerly GMAC Insurance Group, is the only insurance company in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925 by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and National General Overview.
Below is a list of the average rates that drivers typically pay with American National P&C and National General. On average, American National P&C charges approximately $ per month while National General comes in at around $136.84 per month. For American National P&C, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For National General, the cheapest state average is Pennsylvania at $0.00 per month and the most expensive is Florida at $226.14 per month.
Average Rate
Average Rate
Average Rate
State | American National P&C | National General |
---|---|---|
Alabama | - | $103.53 |
Florida | - | $226.14 |
Indiana | - | $0.00 |
Oregon | - | $0.00 |
Pennsylvania | - | $0.00 |
Tennessee | - | $63.03 |
Texas | - | $173.44 |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and National General typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | American National P&C | National General |
---|---|---|
1 Vehicle | $ | $133.61 |
2 Vehicles | $ | $144.81 |
What's the difference between American National and National General? Both show a positive review for their financial strength with an Excellent. American National received an "A" rating from Standard & Poor's (S&P). On the other hand, the National General has an "A+" rating with Better Business Bureau (BBB). Find out more and start to compare insurance companies side-by-side.
Comparison | American National | National General |
---|---|---|
Year Founded | 1905 | 1920 |
Market Share | 1.05% | |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
NAIC Complaint Ratio | 0.23% | 6.08 |
S&P Rating | A |
American National and National General sell insurance policies with competitive premiums in Auto, Home, Life, Renters, Condo, Motorcycle and Recreational Vehicle coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. However, National General offers additional products for Mexico insurance. Compare American National and National General and see which insurer is right for you.
Insurance | American National | National General |
---|---|---|
Agribusiness Insurance | ✔ | |
Annuities Insurance | ✔ | |
Auto Insurance | ✔ | ✔ |
Boat & Watercraft Insurance | ✔ | ✔ |
Business Insurance | ✔ | ✔ |
Classic Car Insurance | ✔ | ✔ |
Collateral Protection Insurance | ✔ | |
Commercial Auto Insurance | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Credit Involuntary Unemployment Insurance | ✔ | |
Credit Life and Credit Disability Insurance | ✔ | |
Credit Property Insurance | ✔ | |
Health Insurance | ✔ | ✔ |
Home Insurance | ✔ | ✔ |
Liability Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Mexico Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Off-Road Vehicle Insurance | ✔ | ✔ |
Recreational Vehicle Insurance | ✔ | ✔ |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Vendor’s Single Interest Insurance | ✔ | |
Workers Compensation | ✔ | ✔ |
National General and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer with a side-by-side discount comparison. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!
American National | National General |
---|---|
Collision Waiver Discount | Affinity Discount |
Common Cause of Loss Discount | Anti-Theft Discount |
Fresh Start Discount | Low Mileage Discount |
Multi-Policy Discount | Motorcycle Discount |
No Claims Cashback Bonus | Multi-Policy Discount |
Three Lines Discount | Multi-Vehicle Discount |
Paid-in-Full Discount | |
Paperless Discount | |
RVs and autos on one convenient policy | |
Safe-Driver Discount |
American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).
American National Mobile App | ||
---|---|---|
iOS | 2.7 | 34 user reviews |
Android | 3 | 50 user reviews |
National General Mobile App | ||
---|---|---|
National General does not currently have a mobile app. |
American National Contact Info | |
---|---|
Address | One Moody Plaza - Galveston, Texas - 77550 |
Phone | 1-800-333-2860 |
Website | https://www.americannational.com/ |
https://www.facebook.com/AmericanNationalInsuranceCompany | |
Youtube | https://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg |
https://www.linkedin.com/company/american-national-insurance/ |
National General Contact Info | |
---|---|
Address | 5620 University Pkwy, Winston-Salem, North Carolina 27105 |
Phone | 1-888-293-5108 |
Website | http://www.nationalgeneral.com/ |
https://www.facebook.com/NationalGeneralInsurance/ | |
https://www.linkedin.com/company/national-general-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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