American National vs. National General Insurance

Which insurance carrier is right for you? Compare rates, coverage and quotes from American National and National General.

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American National vs. National General: What You Need to Know

American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.

National General Insurance, formerly GMAC Insurance Group, is the only insurance company in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925 by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and National General Overview.

American National P&C vs. National General: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with American National P&C and National General. On average, American National P&C charges approximately $48.09 per month while National General comes in at around $244.46 per month. For American National P&C, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For National General, the cheapest state average is Indiana at $0.00 per month and the most expensive is Connecticut at $673.40 per month.

American National P&C

Average Rate

$48.09
National General

Average Rate

$244.46
National

Average Rate

$133.56
State American National P&C National General
Alabama- $157.29
California- $271.53
Connecticut- $673.40
Florida- $423.08
Indiana- $0.00
North Carolina- $62.53
Oregon- $107.60
Pennsylvania- $2.43
Tennessee- $103.61
Texas- $204.72

American National P&C vs. National General: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and National General typically charge for drivers who have more than 1 vehicle.

Number of Vehicles American National P&C National General
1 Vehicle $ $237.64
2 Vehicles $ $291.47

American National P&C vs. National General: Rates by Homeownership

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Rates Are Not Currently Available

What Are American National and National General Insurance's Ratings?

What's the difference between American National and National General? Both show a positive review for their financial strength with an Excellent. American National received an "A" rating from Standard & Poor's (S&P). On the other hand, the National General has an "A+" rating with Better Business Bureau (BBB). Find out more and start to compare insurance companies side-by-side.

ComparisonAmerican NationalNational General
Year Founded19051920
Market Share1.05%
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.23%6.08
S&P RatingA

American National or National General: Insurance Products Offered

American National and National General sell insurance policies with competitive premiums in Auto, Home, Life, Renters, Condo, Motorcycle and Recreational Vehicle coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. However, National General offers additional products for Mexico insurance. Compare  American National and National General and see which insurer is right for you.

Insurance American National National General
Agribusiness Insurance
Annuities Insurance
Auto Insurance
Boat & Watercraft Insurance
Business Insurance
Classic Car Insurance
Collateral Protection Insurance
Commercial Auto Insurance
Condo Insurance
Credit Involuntary Unemployment Insurance
Credit Life and Credit Disability Insurance
Credit Property Insurance
Health Insurance
Home Insurance
Liability Insurance
Life Insurance
Mexico Insurance
Motorcycle Insurance
Off-Road Vehicle Insurance
Recreational Vehicle Insurance
Renters Insurance
RV Insurance
Vendor’s Single Interest Insurance
Workers Compensation

American National or National General: Ways to Save

National General and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer with a side-by-side discount comparison. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!

American NationalNational General
Collision Waiver DiscountAffinity Discount
Common Cause of Loss DiscountAnti-Theft Discount
Fresh Start DiscountLow Mileage Discount
Multi-Policy DiscountMotorcycle Discount
No Claims Cashback BonusMulti-Policy Discount
Three Lines DiscountMulti-Vehicle Discount
Paid-in-Full Discount
Paperless Discount
RVs and autos on one convenient policy
Safe-Driver Discount

Pros & Cons of American National & National General

Pros

American National
  • American National Insurance has a friendly and helpful customer service according to the reviews
  • The company operates in all 50 U.S. states
National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services

Cons

American National
  • American’s National website is difficult to navigate and find specific information that you’re may looking for.
National General
  • Slow claim process, according to customer’s reviews

American National or National General Mobile Apps Options

American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).

American National Mobile App
iOS     2.734 user reviews
Android     350 user reviews
National General Mobile App
National General does not currently have a mobile app.

American National & National General Contact Info

American National Contact Info
AddressOne Moody Plaza - Galveston, Texas - 77550
Phone1-800-333-2860
Websitehttps://www.americannational.com/
Facebookhttps://www.facebook.com/AmericanNationalInsuranceCompany
Youtubehttps://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg
Linkedinhttps://www.linkedin.com/company/american-national-insurance/
National General Contact Info
Address5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone1-888-293-5108
Websitehttp://www.nationalgeneral.com/
Facebookhttps://www.facebook.com/NationalGeneralInsurance/
Linkedinhttps://www.linkedin.com/company/national-general-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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