Which insurance company is right for you? Compare ratings, premiums and quotes from American National and Pemco.
American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.
Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and PEMCO Overview.
What's the difference between American National and Pemco? Both show a positive review for their financial strength with an Excellent. American National received an "A" rating from Standard & Poor's (S&P). However, Pemco stands with an "A+" with Better Business Bureau (BBB). Find out more and start to compare insurance companies side-by-side.
Comparison | American National | Pemco |
---|---|---|
Year Founded | 1905 | 1949 |
Market Share | 3.8% | |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
JD Power | Among the Best | |
NAIC Complaint Ratio | 0.23% | |
S&P Rating | A |
American National and Pemco sell insurance policies with competitive premiums in Auto, Home, Renters, Boat and Condo coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. However, Pemco offers additional products for Collector Vehicle, Earthquake, Flood Insurance and more. Compare the American National and Pemco and see which insurer is for you.
Insurance | American National | Pemco |
---|---|---|
Agribusiness Insurance | ✔ | ✔ |
Annuities Insurance | ✔ | |
Auto Insurance | ✔ | ✔ |
Boat Insurance | ✔ | ✔ |
Business Insurance | ✔ | |
Classic Car Insurance | ✔ | |
Collateral Protection Insurance | ✔ | |
Collector Vehicle Insurance | ✔ | |
Commercial Auto Insurance | ✔ | |
Condo Insurance | ✔ | ✔ |
Credit Involuntary Unemployment Insurance | ✔ | |
Credit Life And Credit Disability Insurance | ✔ | |
Credit Property Insurance | ✔ | |
Earthquake Insurance | ✔ | |
Flood Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Liability Insurance | ✔ | |
Life Insurance | ✔ | |
Manufactured Home Insurance | ✔ | |
Motorcycle and Scooter Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Off-Road Vehicle Insurance | ✔ | |
Recreational Vehicle Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | |
Specialty Insurance | ✔ | |
Umbrella Insurance | ✔ | |
Vendor’s Single Interest Insurance | ✔ | |
Water & Sewer Line Insurance | ✔ | |
Workers Compensation | ✔ |
Pemco and American National offer attractive insurance discounts on premiums. See what the two insurance providers have to offer with a side-by-side discount comparison. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!
American National | Pemco |
---|---|
Collision Waiver Discount | Accident Forgiveness Benefit |
Common Cause of Loss Discount | Advance Purchase Discount (for new business) |
Fresh Start Discount | Auto Plus Home Discount |
Multi-Policy Discount | Defensive Driver Discount |
No Claims Cashback Bonus | Distant Student Discount |
Three Lines Discount | Educator Discount |
Good Student Discount | |
Homeownership Discount | |
Life Insurance (only for members of the teacher’s credit union) | |
Low Mileage Discount | |
Loyal Auto Customer Discount | |
Minor Ticket Forgiveness Benefit | |
New Vehicle Discount | |
Paid in Full Discount | |
Safety/Security Feature Discount | |
University of Washington Alumni Discount |
American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).
The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.
American National Mobile App | ||
---|---|---|
iOS | 2.7 | 34 user reviews |
Android | 3 | 50 user reviews |
Pemco Mobile App | ||
---|---|---|
iOS | 3.6 | 5 user reviews |
Android | 4.3 | 68 user reviews |
American National Contact Info | |
---|---|
Address | One Moody Plaza - Galveston, Texas - 77550 |
Phone | 1-800-333-2860 |
Website | https://www.americannational.com/ |
https://www.facebook.com/AmericanNationalInsuranceCompany | |
Youtube | https://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg |
https://www.linkedin.com/company/american-national-insurance/ |
Pemco Contact Info | |
---|---|
Address | 1300 Dexter Avenue N. Seattle, WA 98109-3571 |
Phone | 1 (800) 467-3626 |
Website | https://pemco.com/ |
https://www.facebook.com/PEMCOInsurance/ | |
Youtube | https://www.youtube.com/channel/UChCRheGkktnLSRYpqBsEP8g |
https://twitter.com/PEMCO | |
https://www.linkedin.com/company/pemco/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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