Ameriprise vs. National General Insurance

Which insurance carrier is right for you? Compare premiums, pros & cons, and quotes from Ameriprise and National General.

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Ameriprise vs. National General: What You Need to Know

Founder John Tappan founded Ameriprise Financial over 125 years ago, with a mission to help Americans achieve their goals. The company was originally called Investors Syndicate. Investing $5 each, he had 1,000 clients. By 1914 his assets reached $1 million. In 2005, Ameriprise Financial became an independent, publicly owned company and Ameriprise Financial renamed American Express Property Casualty Insurance companies Ameriprise Auto & Home Insurance and announced the RiverSource brand. The company entered the Fortune 500 at 297. In 2008, Ameriprise Financial acquired J.&W. Seligman and H&R Block Financial Advisors. During the financial crisis, Ameriprise Financial advanced $700 million to help clients with cash needs. In 2010, Ameriprise Financial became the eighth-largest manager of long-term U.S. mutual fund assets, largely due to the acquisition of Columbia Management. In 2014, it launched the Confident Retirement® approach. The new Columbia Threadneedle Investments brand was launched in 2015. In 2017, Columbia Threadneedle Investments acquired Lionstone Investments, a real estate investment firm and also acquired Investment Professionals, Inc, a new advisor channel to serve clients of financial institutions. In 2019, the National trust bank converted to Ameriprise Bank, FSB.

National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Ameriprise Group Overview and National General Overview.

Ameriprise Group vs. National General: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Ameriprise Group and National General. On average, Ameriprise Group charges approximately $87.17 per month while National General comes in at around $252.30 per month. For Ameriprise Group, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For National General, the cheapest state average is Indiana at $0.00 per month and the most expensive is Connecticut at $695.01 per month.

Ameriprise Group

Average Rate

$87.17
National General

Average Rate

$252.30
National

Average Rate

$133.56
State Ameriprise Group National General
Alabama- $157.29
California- $269.73
Connecticut- $695.01
Florida- $424.17
Indiana- $0.00
North Carolina- $53.27
Oregon- $107.60
Pennsylvania- $3.40
Tennessee- $110.33
Texas- $212.36

Ameriprise Group vs. National General: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Ameriprise Group and National General typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Ameriprise Group National General
1 Vehicle $ $246.55
2 Vehicles $ $292.37

Ameriprise Group vs. National General: Rates by Homeownership

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Rates Are Not Currently Available

What Are Ameriprise and National General Insurance's Rating?

Differentiate the two insurance companies through facts and ratings. Ameriprise is ranked Better Than Most by J.D. Power a trusted source for auto insurance ratings. National General received an "A+" ratings from Better Business Bureau (BBB) for addressing customer concerns in a timely, satisfactory manner. Find out more about the details between Ameriprise and National General insurance. Start your insurance comparison shopping today.

ComparisonAmeripriseNational General
Year Founded18941920
Market Share1.05%
BBB RatingA+
Financial StrengthExcellentExcellent
JD Power RankingBetter Than Most
Moody’s RatingA3
NAIC Complaint Ratio1.236.08

Ameriprise or National General: Insurance Products Offered

Ameriprise and National General's insurance offer a plethora of insurance product choices for consumers. Both have available products in Auto, Home, Condo and Renters insurance. Ameriprise additional products include Annuities, Travel, Umbrella and other coverages that could financially help to protect you. Considering these two top insurance providers? See what they have to offer in line-by-line comparison.

Insurance Ameriprise National General
Auto Insurance
Business Insurance
Condo Insurance
Health Insurance
Homeowners Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Business Insurance

Ameriprise or National General: Ways to Save

Ameriprise offers a wide range of discounts to its policyholders, including Multi-Car, Multi-Policy, Good Driver Discounts and other cost-savings discounts. National General has a distinct discount offer like RVs and Autos on one convenient policy. Start to take advantage of discounts offered by insurance providers like Ameriprise insurance and National General.

AmeripriseNational General
Age of Home DiscountAffinity Discount
Claims Free DiscountAnti-Theft Discount
Defensive Driver DiscountLow Mileage Discount
Education DiscountMotorcycle Discount
Garaging DiscountMulti-Policy Discount
Good Driver DiscountMulti-Vehicle Discount
Multi-Car DiscountPaid-in-Full Discount
Multi-Product DiscountPaperless Discount
Premier Safety DiscountRVs and autos on one convenient policy
Protective Devices DiscountSafe-Driver Discount
Renovation Discount
Student Away Discount
Tenure Discount
Vehicle Safety Features Discount

Pros & Cons of Ameriprise & National General

Pros

Ameriprise
  • A very financially sound company.
  • One of the largest networks of agents.
  • Offers auto insurance through Costco
National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services

Cons

Ameriprise
  • The complaint ratio for Ameriprise is higher than the national average. Since 2015, however, it has steadily decreased
National General
  • Slow claim process, according to customer’s reviews

Ameriprise or National General Mobile Apps Options

The only app available for Ameriprise is for financial services and financial planning, not for home and auto.

National General does not currently have a mobile app.

Ameriprise Mobile App
Ameriprise does not currently have a mobile app for Auto and Home.
National General Mobile App
National General does not currently have a mobile app.

Ameriprise & National General Contact Info

Ameriprise Contact Info
Address70100 Ameriprise Financial Center, Minneapolis, MN 55474
Phone1-800.862.7919
Websitehttps://www.ameriprise.com/
Facebookhttps://www.facebook.com/AmeripriseAutoHome/
Youtubehttps://www.youtube.com/user/Ameriprise
Twitterhttps://twitter.com/AmeripriseAH
LinkedInhttps://www.linkedin.com/company/ameriprise-auto-and-home-insurance/
National General Contact Info
Address5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone1-888-293-5108
Websitehttp://www.nationalgeneral.com/
Facebookhttps://www.facebook.com/NationalGeneralInsurance/
Linkedinhttps://www.linkedin.com/company/national-general-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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