Which insurance carrier is right for you? Compare premiums, pros & cons, and quotes from Ameriprise and National General.
Founder John Tappan founded Ameriprise Financial over 125 years ago, with a mission to help Americans achieve their goals. The company was originally called Investors Syndicate. Investing $5 each, he had 1,000 clients. By 1914 his assets reached $1 million. In 2005, Ameriprise Financial became an independent, publicly owned company and Ameriprise Financial renamed American Express Property Casualty Insurance companies Ameriprise Auto & Home Insurance and announced the RiverSource brand. The company entered the Fortune 500 at 297. In 2008, Ameriprise Financial acquired J.&W. Seligman and H&R Block Financial Advisors. During the financial crisis, Ameriprise Financial advanced $700 million to help clients with cash needs. In 2010, Ameriprise Financial became the eighth-largest manager of long-term U.S. mutual fund assets, largely due to the acquisition of Columbia Management. In 2014, it launched the Confident Retirement® approach. The new Columbia Threadneedle Investments brand was launched in 2015. In 2017, Columbia Threadneedle Investments acquired Lionstone Investments, a real estate investment firm and also acquired Investment Professionals, Inc, a new advisor channel to serve clients of financial institutions. In 2019, the National trust bank converted to Ameriprise Bank, FSB.
National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Ameriprise Group Overview and National General Overview.
Below is a list of the average rates that drivers typically pay with Ameriprise Group and National General. On average, Ameriprise Group charges approximately $ per month while National General comes in at around $134.92 per month. For Ameriprise Group, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For National General, the cheapest state average is Oregon at $0.00 per month and the most expensive is Florida at $211.21 per month.
Average Rate
Average Rate
Average Rate
State | Ameriprise Group | National General |
---|---|---|
Alabama | - | $99.75 |
Florida | - | $211.21 |
Indiana | - | $0.00 |
Oregon | - | $0.00 |
Pennsylvania | - | $0.00 |
Tennessee | - | $51.62 |
Texas | - | $176.30 |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Ameriprise Group and National General typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | Ameriprise Group | National General |
---|---|---|
1 Vehicle | $ | $134.11 |
2 Vehicles | $ | $137.00 |
Differentiate the two insurance companies through facts and ratings. Ameriprise is ranked Better Than Most by J.D. Power a trusted source for auto insurance ratings. National General received an "A+" ratings from Better Business Bureau (BBB) for addressing customer concerns in a timely, satisfactory manner. Find out more about the details between Ameriprise and National General insurance. Start your insurance comparison shopping today.
Comparison | Ameriprise | National General |
---|---|---|
Year Founded | 1894 | 1920 |
Market Share | 1.05% | |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
JD Power Ranking | Better Than Most | |
Moody’s Rating | A3 | |
NAIC Complaint Ratio | 1.23 | 6.08 |
Ameriprise and National General's insurance offer a plethora of insurance product choices for consumers. Both have available products in Auto, Home, Condo and Renters insurance. Ameriprise additional products include Annuities, Travel, Umbrella and other coverages that could financially help to protect you. Considering these two top insurance providers? See what they have to offer in line-by-line comparison.
Insurance | Ameriprise | National General |
---|---|---|
Auto Insurance | ✔ | ✔ |
Business Insurance | ✔ | |
Condo Insurance | ✔ | ✔ |
Health Insurance | ✔ | |
Homeowners Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Business Insurance | ✔ | ✔ |
Ameriprise offers a wide range of discounts to its policyholders, including Multi-Car, Multi-Policy, Good Driver Discounts and other cost-savings discounts. National General has a distinct discount offer like RVs and Autos on one convenient policy. Start to take advantage of discounts offered by insurance providers like Ameriprise insurance and National General.
Ameriprise | National General |
---|---|
Age of Home Discount | Affinity Discount |
Claims Free Discount | Anti-Theft Discount |
Defensive Driver Discount | Low Mileage Discount |
Education Discount | Motorcycle Discount |
Garaging Discount | Multi-Policy Discount |
Good Driver Discount | Multi-Vehicle Discount |
Multi-Car Discount | Paid-in-Full Discount |
Multi-Product Discount | Paperless Discount |
Premier Safety Discount | RVs and autos on one convenient policy |
Protective Devices Discount | Safe-Driver Discount |
Renovation Discount | |
Student Away Discount | |
Tenure Discount | |
Vehicle Safety Features Discount |
The only app available for Ameriprise is for financial services and financial planning, not for home and auto.
National General does not currently have a mobile app.
Ameriprise Mobile App | ||
---|---|---|
Ameriprise does not currently have a mobile app for Auto and Home. |
National General Mobile App | ||
---|---|---|
National General does not currently have a mobile app. |
Ameriprise Contact Info | |
---|---|
Address | 70100 Ameriprise Financial Center, Minneapolis, MN 55474 |
Phone | 1-800.862.7919 |
Website | https://www.ameriprise.com/ |
https://www.facebook.com/AmeripriseAutoHome/ | |
Youtube | https://www.youtube.com/user/Ameriprise |
https://twitter.com/AmeripriseAH | |
https://www.linkedin.com/company/ameriprise-auto-and-home-insurance/ |
National General Contact Info | |
---|---|
Address | 5620 University Pkwy, Winston-Salem, North Carolina 27105 |
Phone | 1-888-293-5108 |
Website | http://www.nationalgeneral.com/ |
https://www.facebook.com/NationalGeneralInsurance/ | |
https://www.linkedin.com/company/national-general-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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