Which insurance provider is right for you? Compare price, pros & cons, and quotes from Cincinnati and Alfa.
With an A+ rating from the BBB, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13 states through nearly 1,000 selected independent agencies.
In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and ALFA Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Alfa ranked among the industry ratings.
Comparison | Cincinnati | Alfa |
---|---|---|
Year Founded | 1950 | 1946 |
Market Share | 0.12% | |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
Moody's Rating | A1 | |
NAIC Complaint Index | 0.22 | |
NAIC Complaint Ratio | 0.82 | |
S&P Rating | A+ |
What coverage is available through Cincinnati and Alfa? Both insurance companies offer Auto, Home, and Life insurance. Additional products from Alfa insurance also includes Commercial, Farm, Health, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and ALFA Insurance page.
Insurance | Cincinnati | Alfa |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | |
Farm Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Renters Insurance | ✔ | |
RV Insurance | ✔ | |
Umbrella Insurance | ✔ |
Cincinnati offers a wide range of discounts to its policyholders, including Good Student, Healthy Living (Life Insurance), and High Deductible discounts. Alfa also offers a few discounts that Cincinnati doesn’t including Youth Safety Test, Youth Defensive Driver Test, and Teacher discounts. Start taking advantage of discounts offered by insurance providers like Alfa and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Cincinnati | Alfa |
---|---|
Good Claim History Discount | Airbags Discount |
Good Student Discount | Burglar Alarm Discount |
Healthy Living Discount (Life Insurance) | Claims-free Discount |
High Deductible Discount | Defensive Driver Discount |
Multi-car Policy Discount | Driver Education |
Multi-policy Discount | Driver Training Discounts |
New Home Discount | Good Student Discount |
Safety Equipment Discount (Auto, Home, Business) | Home and Auto Bundle Discount |
Safety Features Discount | Homeowner Discount |
Multi-car Discount | |
Multi-policy Discount | |
Smoke Alarm Discount | |
Teacher Discount | |
Youth Defensive Driver Test | |
Youth Safety Test |
The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.
Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).
Cincinnati Mobile App | ||
---|---|---|
iOS | 4.6 | 5 user reviews |
Android | 3.1 | 11 user reviews |
Alfa Mobile App | ||
---|---|---|
iOS | 4.7 | 1.9 user reviews |
Android | 3.7 | 251 user reviews |
Cincinnati Contact Info | |
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Address | 600 S. Gilmore Road, Fairfield, OH 45014-5141 |
Phone | (888) 242-8811 |
Website | https://www.cinfin.com/ |
https://www.facebook.com/CincinnatiInsurance/ | |
Youtube | https://www.youtube.com/channel/UCrqm2BGqGoKndbr6D8oRlcg |
https://www.linkedin.com/company/the-cincinnati-insurance-companies/ |
Alfa Contact Info | |
---|---|
Address | P.O. Box 11000, Montgomery, AL 36191-0001 |
Phone | 1-800-964-2532 |
Website | https://www.alfainsurance.com/ |
https://www.facebook.com/AlfaInsurance | |
Youtube | https://www.youtube.com/user/AlfaInsurance |
https://twitter.com/Alfa_Insurance |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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