Which insurance provider is right for you? Compare products, insights, and quotes from Cincinnati and Country.
With an A+ rating from the BBB, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13 states through nearly 1,000 selected independent agencies.
Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance and 529 College Savings Plans. In 1997, based on their principle of putting people first, the cliente service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “The Best Provider of Financial Security in America.” Country Life Insurance Company®, Country Mutual Insurance Company® and its respective subsidiaries, are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the United States and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch and crop insurance, and retirement planning, education funding, annuities and planning services.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and Country Overview.
Below is a list of the average rates that drivers typically pay with Cincinnati Insurance and Country. On average, Cincinnati Insurance charges approximately $179.92 per month while Country comes in at around $164.27 per month. For Cincinnati Insurance, the cheapest state average is Ohio at $134.31 per month and the most expensive is Virginia at $216.07 per month. For Country, the cheapest state average is Oregon at $92.17 per month and the most expensive is Minnesota at $222.68 per month.
Average Rate
Average Rate
Average Rate
State | Cincinnati Insurance | Country |
---|---|---|
Alabama | $164.70 | $145.36 |
Arizona | - | $193.28 |
Georgia | - | $166.28 |
Illinois | - | $98.42 |
Kentucky | $195.62 | - |
Minnesota | - | $222.68 |
Nevada | - | $140.70 |
Ohio | $134.31 | - |
Oregon | - | $92.17 |
Tennessee | $172.02 | - |
Virginia | $216.07 | - |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Cincinnati Insurance and Country typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | Cincinnati Insurance | Country |
---|---|---|
1 Vehicle | $173.43 | $150.53 |
2 Vehicles | $220.50 | $246.24 |
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Cincinnati Insurance charges $179.41 per month and Country charges $168.14 per month for customers who own their home.
Own/Rent | Cincinnati Insurance | Country |
---|---|---|
Own | $179.41 | $168.14 |
Rent | $180.05 | $163.25 |
Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Country ranked among the industry ratings.
Comparison | Cincinnati | Country |
---|---|---|
Year Founded | 1950 | 1925 |
Market Share | 0.49% | |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
Moody's Rating | A1 | |
NAIC Complaint Index | 0.22 | 0.22 |
S&P Rating | A+ |
What coverage is available through Cincinnati and Country? Both insurance companies offer Auto, Home, and Life insurance. Additional products from Country insurance also includes Commercial, Condo, Farm, Health, Motorcycle, Pet, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and Country Insurance page.
Insurance | Cincinnati | Country |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | |
Pet Insurance | ✔ | |
Renters Insurance | ✔ | |
RV Insurance | ✔ | |
Umbrella Insurance | ✔ |
Cincinnati offers a wide range of discounts to its policyholders, including Good Student, Healthy Living (Life Insurance), and High Deductible discounts. Country also offers a few discounts that Cincinnati doesn’t including Occupation, Engaged Couple, and Legacy discounts. Start taking advantage of discounts offered by insurance providers like Country and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Cincinnati | Country |
---|---|
Good Claim History Discount | Advance Quote Discount |
Good Student Discount | Anti-theft Discount |
Healthy Living Discount (Life Insurance) | College Graduate Discount |
High Deductible Discount | Defensive Driver Discount |
Multi-car Policy Discount | Discounts for Teens |
Multi-policy Discount | Engaged Couple Discount |
New Home Discount | Good Driver Discount |
Safety Equipment Discount (Auto, Home, Business) | Good Student |
Safety Features Discount | Legacy Discount |
Multi-car Discount | |
Multi-policy Discount | |
Occupation Discount |
The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.
The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...
Cincinnati Mobile App | ||
---|---|---|
iOS | 4.6 | 5 user reviews |
Android | 3.1 | 11 user reviews |
Country Mobile App | ||
---|---|---|
iOS | 4.5 | 40 user reviews |
Android | 4.1 | 35 user reviews |
Cincinnati Contact Info | |
---|---|
Address | 600 S. Gilmore Road, Fairfield, OH 45014-5141 |
Phone | (888) 242-8811 |
Website | https://www.cinfin.com/ |
https://www.facebook.com/CincinnatiInsurance/ | |
Youtube | https://www.youtube.com/channel/UCrqm2BGqGoKndbr6D8oRlcg |
https://www.linkedin.com/company/the-cincinnati-insurance-companies/ |
Country Contact Info | |
---|---|
Address | 1701 N Towanda Ave, Bloomington, IL 61701-2057 |
Phone | 1 (866) 268-6879 |
Website | https://www.countryfinancial.com |
https://www.facebook.com/countryfinancial/ | |
Youtube | https://www.youtube.com/user/COUNTRYFinancial |
https://www.linkedin.com/company/country-financial-/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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