Cincinnati vs. Country Insurance

Which insurance provider is right for you? Compare products, insights, and quotes from Cincinnati and Country.

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Cincinnati vs. Country: What You Need to Know

With an A+ rating from the BBB, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13 states through nearly 1,000 selected independent agencies.

Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance and 529 College Savings Plans. In 1997, based on their principle of putting people first, the cliente service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “The Best Provider of Financial Security in America.” Country Life Insurance Company®, Country Mutual Insurance Company® and its respective subsidiaries, are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the United States and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch and crop insurance, and retirement planning, education funding, annuities and planning services.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and Country Overview.

Cincinnati Insurance vs. Country: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Cincinnati Insurance and Country. On average, Cincinnati Insurance charges approximately $234.54 per month while Country comes in at around $147.96 per month. For Cincinnati Insurance, the cheapest state average is Tennessee at $209.27 per month and the most expensive is Tennessee at $209.27 per month. For Country, the cheapest state average is Nevada at $135.93 per month and the most expensive is Arizona at $193.94 per month.

Cincinnati Insurance

Average Rate

$234.54
Country

Average Rate

$147.96
National

Average Rate

$133.56
State Cincinnati Insurance Country
Arizona- $193.94
Georgia- $155.29
Nevada- $135.93
Tennessee $209.27 -

Cincinnati Insurance vs. Country: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Cincinnati Insurance and Country typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Cincinnati Insurance Country
1 Vehicle $244.19 $127.59
2 Vehicles $ $210.04

Cincinnati Insurance vs. Country: Rates by Homeownership

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Rates Are Not Currently Available

What is Cincinnati and Country Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Country ranked among the industry ratings.

ComparisonCincinnatiCountry
Year Founded19501925
Market Share0.49%
BBB RatingA+
Financial StrengthExcellentExcellent
Moody's RatingA1
NAIC Complaint Index0.220.22
S&P RatingA+

Cincinnati or Country: Insurance Products Offered

What coverage is available through Cincinnati and Country? Both insurance companies offer Auto, Home, and Life insurance. Additional products from Country insurance also includes Commercial, Condo, Farm, Health, Motorcycle, Pet, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and Country Insurance page.

InsuranceCincinnatiCountry
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Cincinnati or Country: Ways To Save

Cincinnati offers a wide range of discounts to its policyholders, including Good Student, Healthy Living (Life Insurance), and High Deductible discounts. Country also offers a few discounts that Cincinnati doesn’t including Occupation, Engaged Couple, and Legacy discounts. Start taking advantage of discounts offered by insurance providers like Country and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

CincinnatiCountry
Good Claim History DiscountAdvance Quote Discount
Good Student DiscountAnti-theft Discount
Healthy Living Discount (Life Insurance)College Graduate Discount
High Deductible DiscountDefensive Driver Discount
Multi-car Policy DiscountDiscounts for Teens
Multi-policy DiscountEngaged Couple Discount
New Home DiscountGood Driver Discount
Safety Equipment Discount (Auto, Home, Business)Good Student
Safety Features DiscountLegacy Discount
Multi-car Discount
Multi-policy Discount
Occupation Discount

Pros & Cons of Cincinnati & Country

Pros

Cincinnati
  • Cincinnati Insurance Company is dedicated to superior customer service.
  • Cincinnati has the highest ratings for financial strength.
  • For antique or collector car owners whose cars are less than 25 years old, Cincinnati Insurance is the best of very few options out there.
Country
  • Variety of coverage options.
  • Flexible billing options.
  • Unique discounts, like being engaged, having certain occupations (full-time K–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.

Cons

Cincinnati
  • Cincinnati Insurance Company only operates in 13 states.
Country
  • It doesn’t reward loyal customers.

Cincinnati or Country Mobile Apps Options

The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.

The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...

Cincinnati Mobile App
iOS     4.65 user reviews
Android     3.111 user reviews
Country Mobile App
iOS     4.540 user reviews
Android     4.135 user reviews

Cincinnati & Country Contact Info

Cincinnati Contact Info
Address600 S. Gilmore Road, Fairfield, OH 45014-5141
Phone(888) 242-8811
Websitehttps://www.cinfin.com/
Facebookhttps://www.facebook.com/CincinnatiInsurance/
Youtubehttps://www.youtube.com/channel/UCrqm2BGqGoKndbr6D8oRlcg
Linkedinhttps://www.linkedin.com/company/the-cincinnati-insurance-companies/
Country Contact Info
Address1701 N Towanda Ave, Bloomington, IL 61701-2057
Phone1 (866) 268-6879
Websitehttps://www.countryfinancial.com
Facebookhttps://www.facebook.com/countryfinancial/
Youtubehttps://www.youtube.com/user/COUNTRYFinancial
Linkedinhttps://www.linkedin.com/company/country-financial-/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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