Which insurance company is right for you? Compare ratings, rates, and quotes from Cincinnati and Hastings Mutual.
With an A+ rating from the BBB and A.M Best, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13states through nearly 1,000 selected independent agencies.
After more than 130 years since it began, Hastings Mutual is an award-winning, regional property casualty insurance company providing top quality insurance products through a network of independent agents. The company offers insurance products for businesses, farms, and individuals in 6 Midwestern states, including Illinois, Indiana, Iowa, Michigan, Ohio, and Wisconsin.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and Hastings Mutual Insurance Co Overview.
Below is a list of the average rates that drivers typically pay with Cincinnati Insurance and Hastings Mutual Insurance Co. On average, Cincinnati Insurance charges approximately $165.44 per month while Hastings Mutual Insurance Co comes in at around $143.44 per month. For Cincinnati Insurance, the cheapest state average is Indiana at $100.24 per month and the most expensive is Alabama at $340.11 per month. For Hastings Mutual Insurance Co, the cheapest state average is Ohio at $101.19 per month and the most expensive is Illinois at $195.19 per month.
|State||Cincinnati Insurance||Hastings Mutual Insurance Co|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Cincinnati Insurance and Hastings Mutual Insurance Co typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Cincinnati Insurance||Hastings Mutual Insurance Co|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Cincinnati Insurance charges $166.44 per month and Hastings Mutual Insurance Co charges $132.04 per month for customers who own their home.
|Own/Rent||Cincinnati Insurance||Hastings Mutual Insurance Co|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Hastings Mutual ranked among the industry ratings.
|Market Share||0.2% (2018)|
|A.M. Best Rating||A+||A|
|JD Power Ranking||Above Average|
|NAIC Complaint Index||0.22|
What coverage is available through Cincinnati and Hastings Mutual? Both insurance companies offer Auto and Home insurance. Additional products from Hastings Mutual insurance also includes Commercial, Condo, Farm, Life, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and Hastings Mutual Insurance Co Insurance page.
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. Cincinnati also offers a few discounts that Hastings Mutual doesn’t including Safety Features, Safety Equipment (Auto, Home, Business), and New Home discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Good Claim History Discount||Away at School Discount|
|Good Student Discount||Claim Free Discount|
|Healthy Living Discount (Life Insurance)||Defensive Driving Discount|
|High Deductible Discount||Good Student Discount|
|Multi-car Policy Discount||Multi-car Discount|
|Multi-policy Discount||Multi-policy Discount|
|New Home Discount||Paid in Full Discount|
|Safety Equipment Discount (Auto, Home, Business)||Paperless Bills Discount|
|Safety Features Discount|
The Cincinnati Insurance Mobile app is available for android and iPhones iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.
Hastings Mutual does not currently have a mobile app.
|Cincinnati Mobile App|
|iOS||4.6||5 user reviews|
|Android||3.1||11 user reviews|
|Hastings Mutual Mobile App|
|Hastings Mutual does not currently have a mobile app.|
|Cincinnati Contact Info|
|Address||600 S. Gilmore Road, Fairfield, OH 45014-5141|
|Hastings Mutual Contact Info|
|Address||404 E. Woodlawn Ave. Hastings, MI 49058|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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