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Cincinnati vs. Hastings Mutual Insurance
Which insurance company is right for you? Compare ratings, rates, and quotes from Cincinnati and Hastings Mutual.
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- Cincinnati Insurance vs Hastings Mutual Insurance Co
Cincinnati vs. Hastings Mutual: What You Need to Know
With an A+ rating from the BBB, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13states through nearly 1,000 selected independent agencies.
After more than 130 years since it began, Hastings Mutual is an award-winning, regional property casualty insurance company providing top-quality insurance products through a network of independent agents. The company offers insurance products for businesses, farms, and individuals in 6 Midwestern states, including Illinois, Indiana, Iowa, Michigan, Ohio, and Wisconsin.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and Hastings Mutual Insurance Co Overview.
Cincinnati Insurance vs. Hastings Mutual Insurance Co: How much are the Average Rates?
Cincinnati Insurance vs. Hastings Mutual Insurance Co: Rates by Number of Vehicle
Cincinnati Insurance vs. Hastings Mutual Insurance Co: Rates by Homeownership
What is Cincinnati and Hastings Mutual Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Hastings Mutual ranked among the industry ratings.
| Comparison | Cincinnati | Hastings Mutual |
|---|---|---|
| Year Founded | 1950 | 1885 |
| Market Share | 0.2% (2018) | |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | Above Average | |
| Moody's Rating | A1 | |
| NAIC Complaint Index | 0.22 | |
| S&P Rating | A+ |
Cincinnati or Hastings Mutual: Insurance Products Offered
What coverage is available through Cincinnati and Hastings Mutual? Both insurance companies offer Auto and Home insurance. Additional products from Hastings Mutual insurance also includes Commercial, Condo, Farm, Life, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and Hastings Mutual Insurance Co Insurance page.
| Insurance | Cincinnati | Hastings Mutual |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Renters Insurance | ✔ | |
| RV Insurance | ✔ | |
| Umbrella Insurance | ✔ |
Cincinnati or Hastings Mutual: Ways To Save
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. Cincinnati also offers a few discounts that Hastings Mutual doesn’t including Safety Features, Safety Equipment (Auto, Home, Business), and New Home discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Cincinnati | Hastings Mutual |
|---|---|
| Good Claim History Discount | Away at School Discount |
| Good Student Discount | Claim Free Discount |
| Healthy Living Discount (Life Insurance) | Defensive Driving Discount |
| High Deductible Discount | Good Student Discount |
| Multi-car Policy Discount | Multi-car Discount |
| Multi-policy Discount | Multi-policy Discount |
| New Home Discount | Paid in Full Discount |
| Safety Equipment Discount (Auto, Home, Business) | Paperless Bills Discount |
| Safety Features Discount |
Pros & Cons of Cincinnati & Hastings Mutual
Pros
Cincinnati
- Cincinnati Insurance Company is dedicated to superior customer service.
- Cincinnati has the highest ratings for financial strength.
- For antique or collector car owners whose cars are less than 25 years old, Cincinnati Insurance is the best of very few options out there.
Hastings Mutual
- Hastings Mutual Company focuses on providing A+ customer service and promoting strong relationships with its customers.
- Established history: the company has 130 years of service and has built a good reputation among its customers.
- It has affordable rates.
- Offers Multi-Policy discounts.
Cons
Cincinnati
- Cincinnati Insurance Company only operates in 13 states.
Hastings Mutual
- Limited service: coverage is available in only 6 midwestern states across the US.
- It doesn’t offer an online application, you need to call an agent for a quote.
Cincinnati or Hastings Mutual Mobile Apps Options
The Cincinnati Insurance Mobile app is available for android and iPhones iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.
Hastings Mutual does not currently have a mobile app.
| Cincinnati Mobile App | ||
|---|---|---|
| iOS | 4.6 | 5 user reviews |
| Android | 3.1 | 11 user reviews |
| Hastings Mutual Mobile App | ||
|---|---|---|
| Hastings Mutual does not currently have a mobile app. | ||
Cincinnati & Hastings Mutual Contact Info
| Cincinnati Contact Info | |
|---|---|
| Address | 600 S. Gilmore Road, Fairfield, OH 45014-5141 |
| Phone | (888) 242-8811 |
| Website | https://www.cinfin.com/ |
| https://www.facebook.com/CincinnatiInsurance/ | |
| Youtube | https://www.youtube.com/channel/UCrqm2BGqGoKndbr6D8oRlcg |
| https://www.linkedin.com/company/the-cincinnati-insurance-companies/ | |
| Hastings Mutual Contact Info | |
|---|---|
| Address | 404 E. Woodlawn Ave. Hastings, MI 49058 |
| Phone | 1-800-442-8277 |
| Website | https://www.hastingsmutual.com/ |
| https://www.facebook.com/HastingsMutual/ | |
| https://www.linkedin.com/company/hastings-mutual-insurance-company/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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