Cincinnati vs. Infinity Insurance

Which insurance carrier is right for you? Compare products, premiums, and quotes from Cincinnati and Infinity.

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Cincinnati vs. Infinity: What You Need to Know

With an A+ rating from the BBB, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13 states through nearly 1,000 selected independent agencies.

Infinity is one of the largest nonstandard insurers in the nation with nearly 13,000 independent agents. It ranks in the top 50 property and casualty insurance companies in the country.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and Infinity Overview.

Cincinnati Insurance vs. Infinity: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Cincinnati Insurance and Infinity. On average, Cincinnati Insurance charges approximately $150.84 per month while Infinity comes in at around $ per month. For Cincinnati Insurance, the cheapest state average is Ohio at $150.48 per month and the most expensive is Ohio at $150.48 per month. For Infinity, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Cincinnati Insurance

Average Rate


Average Rate


Average Rate

State Cincinnati Insurance Infinity
Ohio $150.48 -

Cincinnati Insurance vs. Infinity: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Cincinnati Insurance and Infinity typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Cincinnati Insurance Infinity
1 Vehicle $139.51 $
2 Vehicles $194.27 $

Cincinnati Insurance vs. Infinity: Rates by Homeownership


Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Cincinnati Insurance charges $149.77 per month and Infinity charges $ per month for customers who own their home.

Own/Rent Cincinnati Insurance Infinity
Own $149.77 $
Rent $151.15 $

What is Cincinnati and Infinity Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Infinity ranked among the industry ratings.

Year Founded19501955
Market Share0.59%
BBB RatingA+
Financial StrengthExcellentExcellent
Moody's RatingA1A2
NAIC Complaint Index0.222.73
S&P RatingA+A

Cincinnati or Infinity: Insurance Products Offered

What coverage is available through Cincinnati and Infinity? Both insurance companies offer Auto, Home, Life, and Umbrella insurance. Additional products from Infinity insurance also includes Commercial, Condo, Motorcycle, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and Infinity Insurance page.

Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Cincinnati or Infinity: Ways To Save

Cincinnati offers a wide range of discounts to its policyholders, including Good Student, Healthy Living (Life Insurance), and High Deductible discounts. Infinity also offers a few discounts that Cincinnati doesn’t including VIN Etching, Switch and Save, and Safe Driver discounts. Start taking advantage of discounts offered by insurance providers like Infinity and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Good Claim History DiscountAnti-theft Discount
Good Student DiscountCredit Rating Discount
Healthy Living Discount (Life Insurance)Education Discount
High Deductible DiscountElectronic Payment
Multi-car Policy DiscountHomeowners/Renters Discount
Multi-policy DiscountLow Mileage Discount
New Home DiscountLoyal Customer Discount
Safety Equipment Discount (Auto, Home, Business)Marriage Discount
Safety Features DiscountMature Driver Discount
Membership Discount
Multi-vehicle Discount
Paid in Full Discount
Safe Driver Discount
Switch and Save Discount
VIN Etching Discount

Pros & Cons of Cincinnati & Infinity


  • Cincinnati Insurance Company is dedicated to superior customer service.
  • Cincinnati has the highest ratings for financial strength.
  • For antique or collector car owners whose cars are less than 25 years old, Cincinnati Insurance is the best of very few options out there.
  • Offers a variety of packages to meet every driver’s needs
  • Accepts all kinds of drivers
  • Spanish-language website available
  • DriverClub®: free 24/7 roadside assistance program


  • Cincinnati Insurance Company only operates in 13 states.
  • Lack of policy information on the website
  • Low customer feedback ratings

Cincinnati or Infinity Mobile Apps Options

The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.

The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.

Cincinnati Mobile App
iOS     4.65 user reviews
Android     3.111 user reviews
Infinity Mobile App
iOS     2.657 user reviews
Android     3.71.2K user reviews

Cincinnati & Infinity Contact Info

Cincinnati Contact Info
Address600 S. Gilmore Road, Fairfield, OH 45014-5141
Phone(888) 242-8811
Infinity Contact Info
Address2201 4th Avenue North - Birmingham, AL 35203

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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