Country vs. AAA Insurance

Which insurance provider is right for you? Compare ratings, discounts, and quotes from Country and AAA.

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Country vs. AAA: What You Need to Know

Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto, and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker-dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance and 529 College Savings Plans. In 1997, based on their principle of putting people first, the cliente service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “The Best Provider of Financial Security in America.” Country Life Insurance Company®, Country Mutual Insurance Company® and its respective subsidiaries, are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the United States and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch and crop insurance, and retirement planning, education funding, annuities and planning services.

AAA is one of the largest travel organizations in the world. Prevention of car crashes became a concern for AAA clubs early on. In 1920, the School Safety Patrol program began, with children protecting classmates from traffic dangers. This was introduced to elementary and junior high schools. AAA also pioneered driver education classes in high schools. The AAA also published a Responsible Driving textbook (first published as Sportsmanlike Driving), which has become the most widely used book for new drivers. AAA also offers alcohol education programs, which thousands of communities use to address the problem of drunk driving.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Country Overview and Auto Club Group Overview.

Country vs. Auto Club Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Country and Auto Club Group. On average, Country charges approximately $142.56 per month while Auto Club Group comes in at around $332.45 per month. For Country, the cheapest state average is Illinois at $87.14 per month and the most expensive is Georgia at $162.30 per month. For Auto Club Group, the cheapest state average is Illinois at $268.07 per month and the most expensive is Michigan at $391.83 per month.

Country

Average Rate

$142.56
Auto Club Group

Average Rate

$332.45
National

Average Rate

$133.56
State Country Auto Club Group
Arizona $160.35 -
Georgia $162.30 -
Illinois $87.14 $268.07
Michigan- $391.83
Nevada $142.94 -
Oregon $131.01 -

Country vs. Auto Club Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Country and Auto Club Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Country Auto Club Group
1 Vehicle $131.33 $331.55
2 Vehicles $180.78 $337.48

Country vs. Auto Club Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Country charges $159.09 per month and Auto Club Group charges $255.87 per month for customers who own their home.

Own/Rent Country Auto Club Group
Own $159.09 $255.87
Rent $134.02 $359.39

What is Country and AAA Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Country and AAA ranked among the industry ratings.

ComparisonCountryAAA
Year Founded19251902
Market Share0.49%
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.22
NAIC Complaint Ratio0.53
S&P Rating A+

Country or AAA: Insurance Products Offered

What coverage is available through Country and AAA? Both insurance companies offer Auto, Commercial, Home, Life, Renters, and RV insurance. Additional products from Country insurance also includes Condo, Farm, Health, Motorcycle, and Pet insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit the Country and Auto Club Group Insurance page.

InsuranceCountryAAA
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance

Country or AAA: Ways To Save

AAA offers a wide range of discounts to its policyholders, including Good Student, Loyalty, and Multi-policy discounts. Country also offers a few discounts that AAA doesn’t including Occupation, Multi-car, and Legacy discounts. Start taking advantage of discounts offered by insurance providers like AAA and Country insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

CountryAAA
Advance Quote DiscountGood Driver Discount
Anti-theft DiscountGood Student Discount
College Graduate DiscountLoyalty Discount
Defensive Driver DiscountMulti-policy Discount
Discounts for TeensMulti-vehicle Discount
Engaged Couple DiscountVerified Mileage Discount
Good Driver Discount
Good Student
Legacy Discount
Multi-car Discount
Multi-policy Discount
Occupation Discount

Pros & Cons of Country & AAA

Pros

Country
  • Variety of coverage options.
  • Flexible billing options.
  • Unique discounts, like being engaged, having certain occupations (full-time K–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.
AAA
  • With a membership with AAA means discounts and services like identity theft.
  • Membership can be valuable for frequent travelers.

Cons

Country
  • It doesn’t reward loyal customers.
AAA
  • The annual fee for membership.
  • Membership required to buy car insurance.

Country or AAA Mobile Apps Options

The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...

The Auto Club App allows users to access Auto Club services, including membership, insurance, travel, and roadside assistance. It also shows members the Cheapest Gas and Branch Offices.

Country Mobile App
iOS     4.540 user reviews
Android     4.135 user reviews
AAA Mobile App
iOS     4.66.4K user reviews
Android     4.34,061 user reviews

Country & AAA Contact Info

Country Contact Info
Address1701 N Towanda Ave, Bloomington, IL 61701-2057
Phone1 (866) 268-6879
Websitehttps://www.countryfinancial.com
Facebookhttps://www.facebook.com/countryfinancial/
Youtubehttps://www.youtube.com/user/COUNTRYFinancial
Linkedinhttps://www.linkedin.com/company/country-financial-/
AAA Contact Info
Address1225 Freeport Pkwy, Coppell, TX 75019, US
Phone1-877-387-8378
Websitehttps://www.aaa.com/
Facebookhttps://www.facebook.com/AAAFanPage/
Youtubehttps://www.youtube.com/user/AAA
Twitterhttps://twitter.com/AAA4lyfe
Linkedinhttps://www.linkedin.com/company/aaa/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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